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All Journal Signifikan : Jurnal Ilmu Ekonomi Al-Ijtima`i: International Journal of Government and Social Science Gender Equality: Internasional Journal of Child and Gender Studies EKONOMIS : Journal of Economics and Business Al-Muzara'ah Ekombis: Jurnal Fakultas Ekonomi Jurnal EK dan BI SELODANG MAYANG Intervensi Komunitas: Jurnal Pengabdian Masyarakat Khazanah Intelektual Jurnal Ilmu Ekonomi dan Bisnis Islam JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS Jurnal Prajaiswara Share: Jurnal Ekonomi dan Keuangan Islam Journal of Malikussaleh Public Economics Golden Ratio of Data in Summary EKOBIS SYARIAH Proceedings of Femfest International Conference on Economics, Management, and Business Jurnal Ekonomi Pembangunan ASNAF Proceedings of Femfest International Conference on Economics, Management, and Business Desultanah: Journal Education and Social Science
Cut Dian Fitri
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Nursing Public Health Social Sciences Transportation Other

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From Fiqh to Finance: Assessing Bitcoin Status in Indonesian Monetary System A Wahid, Nazaruddin; Amanatillah, Dara; Fitri, Cut Dian
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 12 No. 2 (2023)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v12i2.17762

Abstract

The rapid growth of information technology, along with the increasing global digital economy and the public's need for reliable and secure payments, led to the invention of various digital currencies, including cryptocurrency. These currencies are based on the principles of supply and demand, with Bitcoin emerging as the leading crypto. This study aims to analyze the potential and challenges of using Bitcoin as a medium of exchange or commodity in Indonesia. Employing a qualitative approach, the study extensively explores library research methods, gathering data from various scholarly sources, including articles, books, and other relevant documents. The findings reveal that from an Islamic jurisprudence (fiqh) perspective, electronic money is considered a legitimate transactional instrument, similar to physical currency. Any costs incurred during the top-up process are considered as wages or fees (ujrah). If Bitcoin were to attain currency status, it would be subject to regulation under currency exchange laws (al-sarf) and categorized as usury property (al-maal al-ribawi). However, due to the absence of regulatory oversight by Indonesian financial authorities, the use of Bitcoin as a medium of exchange or a commodity does not carry legal implications. This regulatory gap results in more disadvantages than advantages in its implementation.============================================================================================================ABSTRAK – Dari Fikih ke Keuangan: Mengases Status Bitcoin dalam Sistem Moneter Indonesia. Pertumbuhan teknologi informasi yang pesat diikuti perkembangan ekonomi digital global, dan kebutuhan masyarakat akan metode pembayaran yang handal dan aman, memunculkan berbagai mata uang digital, termasuk cryptocurrency. Nilai uang ini didasarkan pada prinsip permintaan (demand) dan penawaran (supply), dimana Bitcoin menjadi mata uang cripto yang paling populer. Penelitian ini bertujuan untuk menganalisis potensi dan tantangan penggunaan Bitcoin sebagai alat tukar atau sebagai komoditas di Indonesia. Dengan pendekatan kualitatif, studi ini menggunakan metode library research dengan mengumpulkan data-data dari artikel, buku, dan berbagai sumber ilmiah relevan lainnya. Temuan penelitian menunjukkan bahwa dari sudut pandang fikih, uang elektronik dianggap sebagai alat pembayaran yang sah, disamakan dengan uang fisik. Untuk biaya-biaya yang dikeluarkan selama proses pengisian ulang dianggap sebagai ujrah. Jika Bitcoin berstatus sebagai alat tukar resmi, maka pengaturannya akan berada dalam konteks al-sarf dan dikategorikan sebagai harta ribawi (al-maal al-ribawi). Akan tetapi, OJK sebagai otoritas keuangan di Indonesia telah menerbitkan aturan yang melarang lembaga keuangan menggunakan, memasarkan, dan memfasilitasi perdagangan aset kripto. Meskipun Bitcoin dapat diperdagangkan sebagai komoditas di bawah pengawasan Bappebti Kementerian Perdagangan, ia tidak diakui sebagai instrumen pembayaran di Indonesia. Oleh karena itu, penggunaannya dalam transaksi keuangan berpotensi menimbulkan lebih banyak kemudharatan dibandingkan kemaslahatan akibat ketiadaan status hukum sebagai alat tukar.  
Optimization and Transparency of Village Fund Management: An Islamic Economic Perspective Wilda Marjana; Cut Dian Fitri; Desiana, Rina
Jurnal Ilmu Ekonomi dan Bisnis Islam Vol 7 No 2 (2025)
Publisher : Program Studi Ekonomi Syariah, FEBI UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jiebi.v7i2.393.190-203

Abstract

Optimizing and ensuring transparency in the management of Village Funds is essential for promoting community development and social well-being; however, these efforts are frequently undermined by misuse and corruption. Although Islamic economics offers a robust ethical framework grounded in justice, trust, and public interest, existing studies largely examine village fund management from a general perspective and rarely integrate Islamic economic principles, particularly within the specific context of Aceh Province. This descriptive qualitative study aims to analyze the optimization and transparency of village fund allocation from an Islamic economic perspective in Lampisang Dayah Village, Aceh Besar. Data were collected through direct observation, document analysis, and in-depth interviews with nine village officials and five community members selected using snowball sampling. The findings indicate that village fund management in Lampisang Dayah Village has reached an optimal and transparent level consistent with Islamic economic principles. Optimization is reflected in participatory planning processes that involve the community, including women, as well as in the implementation of pro-welfare programs such as Direct Cash Assistance and food security initiatives that support the public good. Transparency is realized through regular financial reporting to local authorities and the provision of accessible project information boards for the public. Nevertheless, challenges remain in expanding fund capacity for long-term infrastructure development and strengthening women’s active participation. This study contributes theoretically and practically to the discourse on equitable and sustainable village fund management and offers a contextual model that may be replicated in other villages.
How Motivation, Knowledge, And Technology Shape Investment Interest In The Sharia Capital Market Dianah, Azimah; Fitri, Cut Dian; Haikal, Muhammad
Scientific Journal of Students Islamic Economics and Business Vol. 6 No. 2 (2025): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/3vjqk387

Abstract

In the rapid development of information technology and the economy Currently, the capital market is very familiar to students. But the lack of awareness of the importance of investment for the future becomes the problem of a lack of investors (students) in investing in the capital market. The Islamic capital market is simply a place or means of meeting between demand and supply of short-term and long-term financial instruments. This research aims to analyze the influence of investment motivation, investment knowledge and technological progress on investment interest in the capital market sharia with research subjects of FEBI UIN Ar-Raniry Banda Aceh students. Testing the hypothesis using the validity test method, analysis multiple linear regression and classical assumption testing. Retrieval technique sample using stratified random sampling, with a sample that was taken by 100 students. The data used is primary data or direct data sourced from students who are in the location study. The results of the study found that motivated investment and technological progress have a positive and significant effect on the interest of FEBI students in investing in the Capital Market Sharia, while the investment knowledge variable has no significant effect on the interest of FEBI students partially. Next by Simultaneously all independent variables affect interest FEBI students in investing in the Islamic Capital Market. Keywords: Motivation, knowledge, technological progress, investment interest, sharia capital market
Determinants of International Migration: A Panel Data Evidence from Indonesia Salbilla Azra; Khairul Amri; Cut Dian Fitri
Signifikan: Jurnal Ilmu Ekonomi Vol. 15 No. 1 (2026)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v15i1.50209

Abstract

Research Originality: This research is original in integrating education, unemployment, minimum wages, and poverty into a panel-data framework to analyze international labor migration across Indonesian provinces. Research Objectives: This study aims to investigate the impact of average educational attainment, the open unemployment rate, provincial minimum wage, and poverty rate on international migration of Indonesian workers. Research Methods: This study uses panel data from 32 provinces in Indonesia for the period 2010 to 2025 and applies a panel regression approach with a Fixed Effects Model. Empirical Results: The findings indicate significant influences from both dependent and independent variables. Average years of education, open unemployment rate, provincial minimum wage, and poverty are shown to have a negative and significant influence on the international migration patterns of Indonesian migrant workers. Implications: Policymakers should focus on affordable migration financing schemes to address poverty constraints, vocational training relevant to the international labor market, and strengthening the migration ecosystem in areas with high unemployment rates. JEL Classification: F22, I25, E24, J30, I32
Co-Authors A Wahid, Nazaruddin Aina Safitri Amanatillah, Dara Anna Christi Suwardi, Anna Christi Ariyati, Nadlia Azimah Dianah Azimah Dianah Bastian, Rifqya Azzahra BOBBY RAHMAN, BOBBY Chairunnas Chairunnas Dara Amanatillah Fadhlurrahman, Al Haqqi Hafidhah Hafidhah Hafiizh Maulana Hasna Lathifah Havna Havna Hawari, Zakia Ikhsan Ikhsan Ikhsan Ikhsan Inayatillah Inayatillah Israk Ahmadsyah Jariah Abu Bakar Junia Farma Khairi, Khairi Khairul Amri Khairul Amri Khairul Amri M. Rinaldi Saputra Mardhiah, Nelli Masni, Melly Muhammad Adnan Muhammad Haikal Muhammad Reza Fahlefi Muhammad Rival Hasibuan Muhammad Zulhilmi Muliadi Muliadi Musdawati, Musdawati Nailul Muna Nazaruddin Nazaruddin Ovasani Lianda Putra, Awang Darmawan Rahmah, Annisa Rina Desiana Rizkika Lhena Darwin Rouzi Amsyal Ruhamah Ruhamah Salbilla Azra Septiana, Nabila Amira Seri Murni Siti Laila Rahmatina Sri Rosmiati Sani Syahrul Fadhli Tazkiya Lubis, Indina Teuku Ghufran Wafi Vonda, Pocut Ismyati Wilda Marjana Winny Dian Safitri Zaki Fuad Zulfakar Zulfakar Zulfakar, Zulfakar