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All Journal Ahkam: Jurnal Ilmu Syariah Jurnal Hukum Acara Perdata ADHAPER JURNAL MUQODDIMAH : Jurnal Ilmu Sosial, Politik dan Hummaniora JURNAL CENDEKIA HUKUM Jurnal Hukum Bisnis Bonum Commune Nagari Law Review Unes Law Review Buletin Ilmiah Nagari Membangun Repertorium: Jurnal Ilmiah Hukum Kenotariatan Jurnal Hukum Acara Perdata Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial RIO LAW JURNAL UNES Journal of Swara Justisia Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Journal of Law, Poliitic and Humanities Ekasakti Journal of law and Justice Lareh Law Review Jurnal Hukum dan Pembangunan Media of Law and Sharia
Wetria Fauzi
Faculty Of Law, Andalas University, Padang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Physics Public Health Social Sciences Veterinary Other

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INVESTMENT-BASED INSURANCE DISPUTE PREVENTION (UNITLINK) IN INDONESIA Fauzi, Wetria
UNES Law Review Vol. 5 No. 3 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v5i3.435

Abstract

Investment-based insurance (unitlink) is a hybrid product from insurance companies that is very vulnerable to causing disputes. Innovations in the development of unit-linked investment-based insurance products continue to cause constant polemics, many policyholders are disadvantaged. What efforts can be made in order to prevent the occurrence of such disputes. This research was carried out using a normative juridical method using a statutory and conceptual approach. Prevention of unitlink insurance disputes is to apply the principle of perfect honesty (Utmost good faith) for both policyholders and insurance agents. and improve the supervisory function of the Financial Services Authority (OJK) in accordance with existing regulations. Integrated supervision for all financial institutions in accordance with unitlink insurance which is a hybrid product of insurance and investment. Coordination between insurance company associations and OJK needs to be improved, so that supervision of insurance companies, in this case insurance agents can be carried out optimally, so as to prevent unit-linked insurance disputes.
KAJIAN YURIDIS KONSEP PERSEROAN PERSEORANGAN SEBAGAI BADAN HUKUM PERSEROAN TERBATAS DI INDONESIA Fauzi, Wetria
UNES Law Review Vol. 5 No. 4 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v5i4.563

Abstract

Kehadiran Perseroan Terbatas sebagai suatu bentuk badan usaha dalam kehidupan sehari-hari tidak lagi dapat diabaikan. Pelaku usaha dalam menjalankan praktik bisnisnya sangat lazim dengan kehadiran Perseroan Terbatas sebagai bentuk badan usaha yang digunakan dalam skala usaha mikro, kecil, menengah, hingga skala besar. Sehingga PT merupakan bentuk badan usaha yang paling sering digunakan saat ini dengan ciri khas berupa pembatasan tanggung jawab di dalamnya.konsep Perseroan Terbatas yang mulanya didirikan dengan prinsip persekutuan modal dan berdasarkan perjanjian, dengan adanya Perseroan Perorangan konsep persekutuan modal dan berdasarkan perjanjian tidak lagi menjadi syarat mutlak pendirian PT karena Perseroan Perorangan hanya dapat didirikan oleh 1 (satu) orang pemegang saham. Sehingga, bentuk badan usaha berupa perseroan perorangan ini merupakan suatu konsep yang baru diterapkan di Indonesia yang tentunya menganut prinsip pemisahan tanggungjawab (separate entity) sebagai ciri khas PT antara perseroan dengan pemegang saham (yang tunggal tersebut). Berbeda dengan Usaha Dagang (selanjutnya disebut UD) yang merupakan salah satu bentuk badan usaha yang didirikan dan dijalankan oleh satu orang saja. berdasarkan pendekatan yuridis maka dapat disimpulkan bahwa stautus badan hukum perseroan perseorangan adalah sah berbadan hukum, karena men\mang sudah diatur keberadaannya dalam UU Cipta kerja yang mana diatur menyatu dengan pengertian perseroan Terbatas itu sendiri. Berdasarkan teori Insitusional dan perkembangan ilmu hukum moderna maka secara teori konsep perseroan perseorangan sesuai dengan teori innstitusional, dalam hal ini pengertioan perseroan menggunakan pendekatan teori perjanjian dan institusional.Pemerintah perlu mensosialisasikan keberadaan konsep perseroan perseorangan ini dalam rangka peningkatan pertumbuhan ekonomi bangsa melalui usaha mikro dan kecil. Namun perlu dilakukan pengaturan khusus terkait perseroan perseorangan.
Airline Customers Conflict Resolution in The Framework of Legal Protection For Consumers in Indonesia Fauzi, Wetria
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.836

Abstract

Aviation related issues include low supervision of airlines in Indonesia, the condition of aircraft that are old and less feasible and high rates of flight accidents. Management negligence and mistakes reach a level that endangers state security. An airline is an organization that provides flight services including cargo to passengers. They provide these services and form cooperation or alliances with other airlines for mutual benefit. However, the relationship between customers and airlines can sometimes lead to ruthless legal battles and violent conflicts. This paper discusses legal protection for airline customers in Indonesia. It seeks to investigate not only the legal arrangments regarding air transportation in Indonesia but mechanism to minimize/prevent disputes between consumers and airlines. Consumer dispute resolution with airlines refers to the Consumer Protection Act and Aviation Law. The research reveals that consumer-airlines conflicts can be resolved outside of the court through several dispute resolution models, including Consumer Dispute Settlement Agency, Non-Governmental Consumer Protection Agency, the Directorate of Consumer Protection agreed by the parties, based on Article 1338 of the Civil Code. This paper also show that it is necessary to make a simple dispute resolution system specifically for airline consumers in the form of an airline consumer dispute resolution assembly or a special arbitration agency.
Pertanggungjawaban Pelaksana Operasional Badan Usaha Milik Nagari (BUMnag) Gadut Sejahtera Nagari Gadut Kecamatan Tilatang Kamang Hamidi, Syahrul; Azheri, Busyra; Fauzi, Wetria
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.960

Abstract

The operational implementation of BUMNag Gastra experienced various problems which made it difficult to develop properly. These problems include, among others, the Human Resources Manager is still low, resulting in one of the accountability BUMNag not being carried out properly. Therefore the author examines the following problem formulation: 1) How is the Operational Implementation of BUMNag Gastra Nagari Gadut 2) What is the accountability of the Operational Executive of BUMNag Gastra Nagari Gadut. The research method that the author uses is Juridical Empirical, namely research that focuses on how the implementation of BUMNag Gastra Nagari Gadut operations in the field. The results of the research are presented in the form of descriptive analysis relying on primary data in the form of field data (interviews) supplemented by secondary data. As for the results of the author's research, it can be concluded, firstly, the operational implementation of BUMNag Gastra Nagari Gadut is still simple and not fully in accordance with management functions. The two accountability reports have not been properly presented, so they are not in accordance with legal objectives, namely certainty and justice. In the future, efforts are expected to promote BUMNag, namely 1) increasing human resources 2) increasing capital 3) instilling a sense of ownership of BUMNag which is still low. 4) improvement of facilities and infrastructure
Pembatalan Sertifikat Pelatihan Peningkatan Kualitas Jabatan Notaris Sebagai Syarat Pengangkatan Notaris (Studi Putusan Mahkamah Agung Nomor3P/HUM/2022) Delima Fitrah, Indah; Azheri, Busyra; Fauzi, Wetria
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.983

Abstract

Through Supreme Court Decision Number 3 P/HUM/2022, the request for judicial review of Article 2 paragraph (3) letter of Minister of Law and Human Rights Regulation Number 19 of 2019 was granted, which implied canceling one of the conditions for appointing a Notary, namely a photocopy of the Quality Improvement Training certificate Notary Position. The research method used is normative juridical, with a case approach. The results of the author's findings are that the Supreme Court thinks that legal norms which have been tested and declared to conflict with higher laws and regulations and declared to have no binding legal force, may not be re-published in a regulation. After the Supreme Court Decision Number 3 P/HUM/2022, the process of appointing Notaries in 2022 still uses reference to Article 2 of the Regulation of the Minister of Law and Human Rights Number 19 of 2019 as a whole, including Training to Improve the Quality of Notary Positions as a condition for appointing Notaries. So, prospective Notaries who have completed all the requirements other than Training to Improve the Quality of Notary Positions, cannot apply for appointment.
Konsekuensi Yuridis Pengoperan dan Penyerahan Hak Atas Kepemilikan Rumah Secara dibawah Tangan Yang Masih dalam Jaminan Bank Indriani, Lidya; Azheri, Busyra; Fauzi, Wetria
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1126

Abstract

Baseld on this casel, thel writelr foculseld on how thel lelgal forcel and lelgal conselqulelncels of thel ovelr creldit and transfelr of houlsel ownelrship in ulndelrhand deleld is gularanteleld by thel bank. Belsidels, this thelsis aim to know how is thel lelgal protelction for bank and third partiels as handovelr relcipielnts and transfelr of houlsel ownelrship in ulndelrhand deleld is gularanteleld by bank. This stuldy casel is baseld on normativel julridical melthod of an analytical delscriptivel relselarch ulsing selcondary data throulgh primary lelgal matelrials, selcondary lelgal matelrials and telrtiary lelgal matelrials of data collelction telchniqulels by doculmelnt stuldiels and analyzeld qulalitativelly. Thel lelgal forcel of ovelr creldit and transfelr of houlsel ownelrship is an aulthelntic deleld bult it is delgradeld as a ulndelrhand deleld and thel lelgal conselqulelncels arel bank only relcognizels thel old mortgagelel as thel ownelr and gularantor whilel thel ovelr creldit and transfelr of houlsel ownelrship only binds thel delbtor and third partiels. Lelgal protelction for thel bank whelrel thel delbtor is in delfaullt, bank has thel right to confiscatel thel celrtificatel of ownelrship and aulction it throulgh a pulblic aulction baseld on thel mortgagel celrtificatel and lelgal protelction for third partiels as handovelr relcipielnts. Transfelr of houlsel ownelrship is carrield oult wheln thel delbtor is in delfaullt and thel third party can filel a lawsulit to thel district coulrt baseld on copy elvidelncel of ovelr creldit and transfelr of houlsel ownelrship signeld by a Notary. Thel ovelr creldit and transfelr of houlsel ownelrship ulndelrhand deleld is gularanteleld by bank doels not bind bank itsellf. Bank as thel holdelr of thel mortgagel right has thel powelr to selll thel mortgagel objelct if thel delbtor is in delfaullt whilel thel third party as handovelr relcipielnts and transfelr of houlsel ownelrship havel to throulgh procelss thel local district coulrt for relimbulrselmelnt of costs or compelnsation if thel delbtor is in delfaullt. Bank has to sulrvely thel condition of thel mortgagel objelct which is still in thel creldit pelriod and thel delbtor mulst kelelp promisels in thel agrelelmelnt with crelditors and third partiels in good faith.
Pengaturan Perjanjian Asuransi Jiwa Unitlink dalam Kaitannya dengan Perlindungan Hukum Pemegang Polis Harvia Santri, Selvi; Fauzi, Wetria
UNES Law Review Vol. 6 No. 1 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i1.1131

Abstract

Insurance is a financial service product that offers risk protection against losses. Risks can vary, such as the risk of death, risk of disability, and risk of asset damage. Insurance that is currently in great demand is unit-link life insurance, which not only provides protection for life but also investment. In Unitlink Insurance, part of the money deposited in premiums will be used for the customer's investment needs. However, in practice, unitlink life insurance products cause many problems, namely failure to pay unitlink life insurance companies in disbursing claims to policyholders, therefore policyholders need legal protection to obtain their rights, clear and firm legal regulations are needed that regulate legal protection the policy holder. The aim of this research is to determine the regulation of unitlink life insurance and to determine the form of legal protection for unitlink life insurance policy holders. The type of research used is normative juridical. The results of this research show that unitlink life insurance regulations are contained in several provisions, namely Law No. 40 of 2014 and POJK provisions. Legal protection for policy holders is regulated in article 53 of Law No. 40 of 2014 concerning Insurance Business which states that legal protection for policy holders is carried out by means of the insurance company being obliged to register insurance with the policy guarantee institution. The form of legal protection for policy holders is also regulated in Law No. 8 of 1999 concerning Consumer Protection regarding the Rights and Obligations of Business Actors, in this case Insurance Companies.
Pembatalan Wasiat Dan Dampak Hak Waris Terhadap Hilangnya Legitieme Portie Berdasarkan Putusan Pengadilan Nomor 43/PDT.G/2020/PN Medan Abdullah, Risyad; Fendri, Azmi; Fauzi, Wetria
UNES Law Review Vol. 6 No. 3 (2024)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i3.1699

Abstract

Every transfer of property during a marriage as long as the marriage is not agreed upon, every act of transfer and collateral must obtain the approval of each married partner so that if there is a transfer of joint property during the marriage, the action will be null and void. The formulation of the problem in this research is: What is the basis of the judge's considerations in the case of Court Decision Number 43/Pdt.G/2020/PN Medan relating to the cancellation of wills and the impact of inheritance rights on the loss of Legitiieme Portie? And what are the legal consequences of canceling a will for the parties in the case of Court Decision Number 43/Pdt.G/2020/PN Medan relating to the cancellation of a will and the impact of inheritance rights on the loss of Legitieme Portie? The method in this research is nomative juridical. A notary making an authentic deed is legal principles contained in the Civil Code in connection with making a will deed where a notary cannot make a will deed that bequeaths or bequeaths mixed assets in a marriage that owns the property. is joint ownership, because the action taken will harm the married couple so that it can be betrayed as an unlawful act as in the case in Decision Number 43/PDT.G/2020/PN. Medan. The resolution of the case stems from the return of the wife's rights to some of the assets in the mixture of her marital assets, namely half, while the other half is the inheritance deed of the deceased which should still be inherited by the deceased's heirs
PENERAPAN AKAD MURABAHAH PADA PEMBIAYAAN UTSMAN DI PT. BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) JAM GADANG SEBAGAI UPAYA PENINGKATAN PEREKONOMIAN MASYARAKAT KOTA BIKITTINGGI Aulia br Surbakti, Syafirah; Azheri, Busyra; Fauzi, Wetria
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 3 No. 11 (2024): October
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v3i11.2243

Abstract

Financing is a primary service offered by Islamic banks, including the Utsman Financing Program at Jam Gadang Islamic Rural Bank (BPRS). This program employs the murabahah contract and does not require collateral. The implementation procedures for the Murabahah Contract have been regulated in the DSN MUI Fatwa No: 04/DSN-MUI/IV/2000. This study aims to evaluate the application of the Murabahah Contract in Utsman Financing and assess the implications of the Fatwa. An empirical juridical methodology was used. The findings reveal that in practice, the wakalah and murabahah contracts are often executed simultaneously, which violates the transaction requirements as the traded object is not fully owned by the contracting parties. Additionally, setting prices and profits for goods not fully owned by the bank and customers also contradicts Sharia principles, thus rendering the transactions invalid.
PERLINDUNGAN HUKUM TERHADAP PELAKU UMKM DALAM TRANSAKSI ONLINE GUNA PENINGKATAN PEREKONOMIAN DI INDONESIA Syahfitri, Triyana; Fauzi, Wetria
Repertorium: Jurnal Ilmiah Hukum Kenotariatan Vol. 14 No. 1 (2025): Repertorium
Publisher : Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/rpt.v14i1.3922

Abstract

Usaha Mikro Kecil Menengah merupakan salah satu penopang perekonomian, karena sebahagian besar penduduk Indonesia mata pencaharian berasal dari usaha mikro kecil menengah, sehingga perlu diberikan perlindungan hukum terhadap pelaku usaha pada segmen ini dengan cara membentuk Perundang-undangan yang memiliki kepastian hukum. Hadirnya Undang-undang tentang Perlindungan Konsumen atau dikenal dengan UUPK, berfungsi mengatur hak dan kewajiban baik bagi konsumen, juga bagi pelaku usaha. Namun secara umum UUPK lebih berfokus untuk memberikan perlindungan kepada pihak konsumen. Hal tersebut disebabkan posisi yang tidak seimbang antara pelaku usaha dengan konsumen, dimana konsumen sebagai pihak yang sering dirugikan. Seiring perkembangan bisnis dan meningkatnya kebutuhan ekonomi, maka banyak pelaku usaha yang bersaing dalam memberikan pelayanan yang terbaik guna memenuhi kebutuhan konsumen atas barang dan jasa. Faktanya saat ini, transaksi jual beli secara online merupakan pilihan yang sukses membuat konsumen merasa lebih efisien waktu. Dalam bertransaksi secara online, kerugian tidak hanya dapat dialami oleh konsumen. Saat ini juga sering terjadi kerugian yang dialami oleh pelaku usaha yang disebabkan oleh ketiadaan itikad baik oleh konsumennya. Kerugian yang dialami oleh pelaku usaha mikro kecil dan menengah dibidang kuliner, dalam penjualan makanan dan minuman menyediakan pelayanan pemesanan secara online dan dapat diantar ke alamat dengan sistem pembayaran cash on delivery. Kondisi ini memberi peluang tidak terpenuhinya prestasi yang seharusnya dilakukan oleh pihak konsumen. Walaupun dari kedua belah pihak sama-sama belum menuaikan prestasinya namun dari pihak pelaku usaha telah memproses pembuatan makanan dan minuman tersebut, sehingga ada modal yang terpakai oleh pelaku usaha, demikian juga dalam pengantaran, adanya biaya yang harus dikeluarkan oleh pelaku usaha, namun terjadinya alamat palsu dan pembatalan pesanan secara sepihak oleh konsumen, secara tidak langsung telah merugikan pelaku usaha. Sehingga ke depan dibutuhkan adanya pengaturan hukum yang seimbang, antara konsumen dan pelaku usaha, terutama terhadap pelaku usaha kecil. Kata Kunci: Perlindungan, UMKM, Jual Beli Online
Co-Authors Abdullah, Risyad Arben, Ali Aulia br Surbakti, Syafirah Azmi Fendri Begum khalidhazia, Trisno Marta Busyra Azheri Delfiyanti Delfiyanti Delima Fitrah, Indah Efendi, Raimon Elwi Danil Fakhruddin, Husni Muhammad Hamidi, Syahrul Harvia Santri, Selvi Herlambang, Fahreza Husni Muhammad Fakhruddin Indah Delima Fitrah Indradewa, Rhian Indriani, Lidya Ismansyah Ismansyah Khairani Khairani Khairani Khairani Lidya Indriani Lucy Juwita Asni Mirwati, Yulia Nia Wino Marisya Partynia Nur Imantya Pratama, Arya Putra Rizal Putri Zakia Yurahman Rahayu, Aisya Ratih Agustin Wulandari Rembrandt, Rembrandt Selvi Harvia Santri Septianda, Berri Syahfitri, Triyana Syahrul Hamidi Syofiarti Tasman Tasman Utami, Vanessa Yasniwati, Yasniwati Yoko Rasaki Rasaki Yoserwan Yuslim Zulkifli