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Behavioral Tendency to Choose Sharia Bank Among College Students Novianti, Dian; Sari, Erna Juwita; Arifin, Andi Putri Maharani; Akila, Nur; Agit, Alamsyah
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.9393

Abstract

The purpose of this paper is to examine and explore the factors that could influence behavioral tendency of potential client to choose sharia banks and existing client to loyal toward sharia banks, the paper focuses on college student of STAI DDI Sidenreng Rappang, which located in the regency of Sidenreng Rappang of South Sulawesi Province. This paper employs a qualitative approach, using a case study. This paper gathers data through open interview, which is to explore the factors that influence behavioral tendency to choose sharia banks among college students. The result of this paper indicates that there are three main aspect that influence college student to choose sharia banks, which is knowledge, since the student of STAI DDI Sidenreng Rappang, learn so much about the Islamic education, one of it explains the Islamic ethic in conducting business, further promotion factor also plays important role, as some student states that some of them choose sharia banks because they know, but some also stated that they didn’t know, which is why they didn’t use sharia banks service, indicating promotion plays important role in order to gain clients. The finding of this paper indicates promotion factor plays important role in influencing tendency to choose sharia banks, which this serves as critique and recommendation for sharia banks, to develop more aggressive strategies and approach to promote their firm. The Originality of this paper is the random takes on exploring probability of numerous factors that may influence tendency to choose sharia bank, while some research determines their focuses on what aspect they about dive in, this paper discovers the factor that influence behavioral tendency to choose sharia bank throughout the process of this research.
Behavioral Tendency to Choose Sharia Bank Among College Students Novianti, Dian; Sari, Erna Juwita; Arifin, Andi Putri Maharani; Akila, Nur; Agit, Alamsyah
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.9393

Abstract

The purpose of this paper is to examine and explore the factors that could influence behavioral tendency of potential client to choose sharia banks and existing client to loyal toward sharia banks, the paper focuses on college student of STAI DDI Sidenreng Rappang, which located in the regency of Sidenreng Rappang of South Sulawesi Province. This paper employs a qualitative approach, using a case study. This paper gathers data through open interview, which is to explore the factors that influence behavioral tendency to choose sharia banks among college students. The result of this paper indicates that there are three main aspect that influence college student to choose sharia banks, which is knowledge, since the student of STAI DDI Sidenreng Rappang, learn so much about the Islamic education, one of it explains the Islamic ethic in conducting business, further promotion factor also plays important role, as some student states that some of them choose sharia banks because they know, but some also stated that they didn’t know, which is why they didn’t use sharia banks service, indicating promotion plays important role in order to gain clients. The finding of this paper indicates promotion factor plays important role in influencing tendency to choose sharia banks, which this serves as critique and recommendation for sharia banks, to develop more aggressive strategies and approach to promote their firm. The Originality of this paper is the random takes on exploring probability of numerous factors that may influence tendency to choose sharia bank, while some research determines their focuses on what aspect they about dive in, this paper discovers the factor that influence behavioral tendency to choose sharia bank throughout the process of this research.
Pendidikan Sebagai Faktor Pembangunan Kewirausahaan Untuk Penguatan Ekonomi Kreatif Fadly, Muhammad; Fauzan, Ryan Ahmad; Oktavianty, Oktavianty; Agit, Alamsyah
PROSIDING SENADIKA : Seminar Nasional Akademik Vol 1 No 1 (2024): PROSIDING SEMINAR NASIONAL AKADEMIK (SENADIKA) 2024
Publisher : PROSIDING SENADIKA : Seminar Nasional Akademik

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pendidikan adalah salah satu aspek fundamental dalam kehidupan manusia, baik dalam bentuk formal maupun informal. Proses pembelajaran telah berlangsung sejak manusia mulai mampu mengingat. Dalam konteks ekonomi, pendidikan memiliki peran penting dalam mendorong pertumbuhan ekonomi melalui penciptaan inovasi dan ide-ide kreatif. Penelitian ini menggunakan pendekatan kualitatif dan berfokus pada pentingnya pendidikan dalam membangun kewirausahaan untuk mendukung ekonomi kreatif. Berdasarkan kajian penelitian sebelumnya yang relevan dan bukti-bukti empiris, penelitian ini bertujuan untuk mengidentifikasi sejauh mana pendidikan dapat berkontribusi pada pengembangan ekonomi kreatif melalui penciptaan wirausahawan. Hasil penelitian menunjukkan bahwa selain berperan dalam menumbuhkan semangat kewirausahaan, pendidikan juga mendukung daya saing ekonomi. Dengan pendidikan dan pengalaman yang cukup, individu tidak hanya mampu mencapai produktivitas tinggi, tetapi juga dapat menciptakan peluang kerja. Lebih jauh, wirausahawan yang terdidik memiliki peran penting dalam inovasi yang berkontribusi pada kemajuan ekonomi secara keseluruhan.
Peran Dompet Digital dalam Meningkatkan Kualitas Keuangan UMKM Menuju Era Society 5.0 Wahid; Agit, Alamsyah; Ramadhani, Salsabila Eka
JPM: Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2023): July 2023
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jpm.v4i1.859

Abstract

The use of financial applications in modern times can be found in various activities, including economic activities, the era of society 5.0 is marked by the emergence of technology that can assist various human activities, but this concept requires humans to be able to live side by side with this technology. Thus, it is necessary to maximize the use of technology in business activities. One form of business that contributes greatly to economic activity in general is MSMEs, but the lack of application of technology in MSMEs is a challenge and a threat that can become a factor inhibiting MSME growth in the future. This activity aims to add insight and assist MSMEs in implementing the use of digital financial applications such as digital wallets to support performance and strengthen competitiveness. This activity was carried out in the Mattoanging Village, Makassar City, with 38 participants who were MSME owners, a series of events carried out in three stages, namely the preparation stage, the implementation stage which consisted of delivering material, question and answer sessions, and discussion sessions, as well as the evaluation stage, to identify the shortcomings of this activity as a reference for future development. The results of this activity show the enthusiasm of MSME owners to immediately implement the use of digital financial applications, but there are some MSME owners who still prefer to use conventional transaction methods or in cash.
Inclusive Entrepreneurship and Sustainable Development in the Special Region of Yogyakarta: A Conceptual Study from the Perspective of Community Empowerment Agit, Alamsyah; Oktavianty
International Journal Business and Entrepreneurship Vol 3 No 1 (2026): March
Publisher : ICON Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71154/3zm50r47

Abstract

Inclusive entrepreneurship has developed as a strategic approach to addressing social and economic disparities by expanding access to entrepreneurial opportunities for marginalized groups. This study aims to conceptualize how inclusive entrepreneurship can be utilized as a pathway toward sustainable regional development in the Special Region of Yogyakarta, with a focus on community empowerment. Through a conceptual review based on a systematic selection of scientific publications from the past decade, this research synthesizes theoretical and empirical findings related to inclusive entrepreneurship, sustainable development, and local empowerment strategies. The analysis results show that inclusive entrepreneurship makes a significant contribution to improving local livelihoods by creating jobs, reducing income inequality, and encouraging grassroots innovation. Empowerment initiatives such as participatory training, financial inclusion, and institutional support have proven to strengthen community resilience and promote economic diversification. In addition, the integration of local cultural values into entrepreneurial practices enhances social cohesion and supports environmental sustainability. This study concludes that inclusive entrepreneurship is an important driver of long-term regional resilience and equitable development. It recommends the formulation of integrated policies that link education, local governance, and digital innovation with inclusive economic practices, while also opening directions for further empirical research on locally based entrepreneurial ecosystems.
MAKSIMILISASI PENGGUNAAAN APLIKASI DIGITAL UNTUK MENUNJANG KINERJA ADMINISTRASI PERANGKAT DESA DI KECAMATAN BAJENG KABUPATEN GOWA Oktavianty; Agit, Alamsyah
Aspirasi Masyarakat Vol 3 No 1 (2026): Maret
Publisher : ICON Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71154/a8505t17

Abstract

Bone Village is one of the smallest administrative areas located in Bajeng District, Gowa Regency. As an effort to support the administrative performance of village officials, which still requires attention, the use of digital applications is needed so that administrative activities can be managed in a more structured and systematic manner. One of the digital applications used is Microsoft Excel. Microsoft Excel is a spreadsheet application program designed to process and calculate numerical data (numbers). The development and implementation of digital applications in the village administrative system in Bone Village are expected to improve public services so that they become more efficient, precise, and accurate. Based on the results of a survey conducted to support the sustainability of administrative performance development, a community service activity was organized to improve and facilitate local residents in managing administrative matters. The activity was carried out through three stages: a material presentation session, a question-and-answer session, and a discussion session. The evaluation results of this activity showed the enthusiasm of community leaders in Bajeng District, Gowa Regency, to immediately implement the use of digital applications. As an initial step, they will apply this technology for their own administrative activities; however, further assistance and collaboration with various parties are still needed so that it can provide greater benefits for the village. This activity also serves as a consideration for the government to intensify efforts in encouraging the use of digital application systems for the wider community.