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All Journal Abdimas Jurnal Minds: Manajemen Ide dan Inspirasi Indonesian Journal of Pharmaceutical Science and Technology Jurnal Keperawatan Padjadjaran Jurnal Ilmu Kedokteran dan Kesehatan International Journal of Nursing and Health Services (IJNHS) JURNAL MUTIARA NERS JURNAL ONLINE KEPERAWATAN INDONESIA Bali Medika Jurnal J-SEA (Journal Socio Economic Agricultural) Jurnal Persatuan Perawat Nasional Indonesia (JPPNI) IJouGS: Indonesian Journal of Gender Studies Kreasi: Jurnal Inovasi dan Pengabdian Kepada Masyaraka Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat PEDAMAS (Pengabdian Kepada Masyarakat) Jurnal ABDIMAS MUTIARA Indonesian Trust Health Journal Al-Mabsut: Jurnal Studi Islam dan Sosial Jurnal Info Kesehatan JURNAL TEKNOLOGI, KESEHATAN DAN ILMU SOSIAL
Amila Amila, Amila
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Journal : Jurnal Minds: Manajemen Ide dan Inspirasi

 1 
Maqasid Shariah Parameters to Re-Design Policy Performance Fintech Lending Sharia in Indonesia Fikriawan, Suad; Ismail, Faisal Bin Husen; Mahmudah, Siti Nur; Amila, Amila
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 12 No 1 (2025): June
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v12i1.55395

Abstract

This study scrutinizes the integration of Sharia principles within Indonesia’s burgeoning fintech sector, zeroing in on the regulatory levers that shape compliance and public trust. Its academic contribution is to forge a Maqasid-al-Sharia policy framework that ties doctrinal objectives to concrete supervisory tools and technological safeguards. Drawing on in-depth interviews with regulators, platform executives, and scholars, we expose three stubborn frictions: shallow consumer literacy, fragmented oversight, and ad-hoc adoption of transparency technologies. We show how blockchain-based audit trails and tiered disclosure standards can seal these gaps while preserving Islamic ethical mandates. The evidence recasts regulators from passive gatekeepers to active market architects, offering a blueprint for rule-making that ignites Sharia-compliant innovation and shields borrowers from predatory practices.  
Co-Authors Abidin, Muhamad Zainal Agnes Silvina Marbun Agustina Hia Andi Sahputra Aryani, Novita Bevy Gulo, Adventy Riang Budke, Christine M. Cepy Hadiansyah, Cepy Elisabeth Purba, Ivan Erlina, Yuni Evarina Sembiring Fikriawan, Suad Fitrianti Darusman Galvani Volta Simanjuntak Genaly, Syahril Rahmad Harianja, Ester Saripati Hasibuan, Eva Kartika Hawalia, Anggina Helen Anjelina Simanjuntak Indra Topik, Indra Ismail, Faisal Bin Husen Mahmudah, Siti Nur Manik, Susilawati Marbun, Agnes Silvina Masliani, Masliani Meliala, Sinarsi Mislika, Mutia Muhammad Zainal Abidin Munawarah, Siti Prity Agustina Samosir Purba, Sri Dearmaita Purba, Yunita Purwandari, Vivi Ratna Sitorus SAMOSIR, GLORIA BETARIA Santri, Trisna Widya Saripati Harianja, Ester Sembiring, Evarina Sembiring, Evarina Siahaan, Maniur Arianto Sijabat, Flora Silvina Marbun, Agnes Sinaga, Janno Sinaga, Janno Sinuraya, Elida Sipayung, Normi Parida Siti Maimunah Siti Munawarah Susilawati Damanik Syapitri, Henny Toni Wandra Tuti Herawati Vierto Windy Enjelia M Purba Yukeu Fazriah, Yukeu Zendrato, Enjellina Oktaviani Zuhairiah Nasution, Zuhairiah