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All Journal Jurnal Pendidikan Vokasi Shirkah: Journal of Economics and Business Journal of Aquaculture and Fish Health JIEB : Jurnal Ilmiah Ekonomi Bisnis Bertuah : Jurnal Syariah dan Ekonomi Islam Tsaqafatuna: Jurnal Ilmu Pendidikan Islam Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis Idarotuna : Jurnal of Administrative Science Tasharruf: Journal of Islamic Economics and Business Journal of Islamic Education Counseling Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Moderasi : Journal of Islamic Studies Jurnal Serambi Ekonomi dan Bisnis Revenue Journal: Management and Entrepreneurship Maslahah: Jurnal Manajemen dan Ekonomi Syariah JEBD Neraca Manajemen, Akuntansi, dan Ekonomi Assyfa Journal of Islamic Studies JGEN : Jurnal Pengabdian Kepada Masyarakat Proceeding of International Conference on Humanity Education and Society Seroja Husada: Jurnal Kesehatan Masyarakat PENG: Jurnal Ekonomi dan Manajemen Al-Risalah Jurnal Studi Agama dan Pemikiran Islam Tasharruf : Journal of Islamic Economics and Business Jurnal Ekonomi Syariah Ekopedia: Jurnal Ilmiah Ekonomi Jurnal of Islamic Economic Studies Cashless
Saiful Bakhri
Sekolah Tinggi Agama Islam Salahuddin Pasuruan, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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Dinamika Ekonomi Dalam Perspektif Pesantren Bakhri, Saiful; Labibi, silda
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v1i2.72

Abstract

Pesantren as a cultural institution that was born on the initiative and initiative (figure) of the community and is autonomous, since its inception it has been a strategic potential in the middle community life. Although many esantren position themselves (only) as an education and religious institution, but since birth until now several Islamic boarding schools have tried to reposition in addressing various social problems society, such as economic, social and poliyical. Therefore, pesantren are required to make updates that can optimize its potential. In particular, in community empowerment through the economy.
Analisis Manajemen Risiko Likuiditas Dimasa Pandemi pada lembaga Keuangan Mikro Syariah: (Studi Kasus BMT Maslahah) Bakhri, Saiful; Alwi, Muhammad
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 1 (2021): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i1.75

Abstract

In contrast to banking-based financial institutions, regulations or regulations governing risk management and supervision of Islamic microfinance institutions with cooperative legal entities (BMT) are still minimal and still very weak. BMT as a microfinance institution only relies on internal regulations. This study aims to determine the implementation of liquidity risk management in BMT Maslahah. This study concluded that liquidity risk management at BMT Maslahah is managed professionally and neatly with layered supervision. the risk management process includes identification, measurement, monitoring and control carried out systematically with good risk management standards
Analisis Peningkatkan Pendapatan Fee Based Income dengan Penggunaan Aplikasi Mobile Studi Kasus Pada KSPPS BMT UGT Nusantara Bakhri, Saiful; Fatah, Muchamad Iqbal; Hanum, Fatmah
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 2 (2021): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i2.81

Abstract

Cooperatives have the opportunity to empower their members who have businesses such as basic food traders, street vendors, and other tradesmen, to be able to offer PPOB payment services owned by cooperatives. The type of research used in this study is a qualitative method. From the results of research that has been done, there are factors that influence members in using the UGT Mobile application because it is easier to use than mobile banking in a number of banks, safer because it is easy to communicate and handle complaints, feel ownership because as a member is also the owner of a cooperative. BMT UGT members are less than optimal in using the UGT Mobile application due to lack of knowledge about the UGT Mobile application. The increase in fee-based income for BMT UGT is less than optimal due to the lack of maximum socialization of Mobile UGT to members of BMT UGT and the lack of equal distribution of employee knowledge in terms of the benefits of the Mobile UGT application
Peran Lembaga Keuangan Syariah dalam Industri Halal sudut Pandang Maqosid Syariah Bakhri, Saiful; Saiban, Kasuwi; Munir, Misbahul
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.88

Abstract

This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values ​​derived from maqashid al-syari'ah
PERAN JAMINAN SOSIAL KETENAGAKERJAAN DALAM KESEJAHTERAAN PEKERJA DI MASA MENDATANG PADA PROGRAM BPJS KETENAGAKERJAAN khofifah, nurul; Bakhri, Saiful; Wahyudi
Jurnal Ilmiah Ekonomi Bisnis Vol 9 No 3 (2023): JURNAL ILMIAH EKONOMI BISNIS
Publisher : Jurnal Ilmu Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35972/jieb.v9i3.1247

Abstract

Workers, workers and employers in carrying out their duties certainly each have risks that may occur, both the risk of illness due to their work, the risk of work accidents, the risk of disability, the risk of job loss and even the risk of death. Workers need social security to prevent new poverty when these risks occur. This labor social security is a protection that will provide benefits for the workforce itself and their heirs, and increase welfare in the future if unexpected things happen, one of which is a work accident. Forms of social security for workers include: Old Age Insurance, Work Accident Insurance, Death Insurance, Pension Insurance, Job Loss Insurance. This research uses qualitative methods, namely research procedures by producing descriptive data in the form of words and interview results. The conclusion of this study is the lack of awareness from the workforce or the public about the benefits of BPJS Employment on risks in employment.
Potential of Antioxidant Activity Caulerpa racemosa Extract Using DES Solvent and Different Sonication Times as An Antibacterial Against Pathogenic Bacteria Satyantini, Woro Hastuti; Mukti, Akhmad Taufiq; Bakhri, Saiful
Journal of Aquaculture and Fish Health Vol. 13 No. 3 (2024): JAFH Vol. 13 No. 3 September 2024
Publisher : Department of Aquaculture

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jafh.v13i3.53303

Abstract

Caulerpa racemosa, a type of green algae, has been studied  for its potential health benefits, including antioxidant and an- tibacterial properties. The extraction of bioactive compounds  from marine algae using green solvents like Deep Eutectic Sol- vents (DES) has gained interest due to their efficiency and en- vironmental friendliness. This research aimed to determine  the potential antioxidant activity of C. racemosa extract using DES solvents and different sonication times as an antibacterial  against pathogenic bacteria. The research employed a Facto- rial Completely Randomized Design (CRD) with two variables:  sonication time (10, 20, and 30 minutes) and different DES solvents (ethanol and ethylene glycol (1:20) with 90% aquades, and methanol and glycerol (1:10) with 90% aquades. The highest antioxidant activity was found in DES  Methanol-Glycerol (36.39 mg TE/g dw), followed by DES Eth- anol-Ethylene glycol (28.30 mg TE/g dw), both significantly  different (p<0.05). The C. racemosa extract inhibited the growth of V. parahaemolyticus with an inhibition zone of 8.08 mm at 50 ppm and 13.13 mm at 1,000 ppm. For V. harveyi, inhibition started at 6.37 mm at 50 ppm, reaching 11.70 mm  at 1,000 ppm. DES Methanol-Glycerol with a 10-minute soni- cation provided the highest antioxidant activity and effectively  inhibited V. parahaemolyticus and V. harveyi. Extraction of C. racemosa with DES-MG solvent and varying sonication times influences its antioxidant activity and antibacterial properties.
UHC (UNIVERSAL HEALTH COVERAGE) : BERI KEMUDAHAN DALAM LAYANAN KESEHATAN Holisah, Jahirotul; Bakhri, Saiful; Maulana , Moh. Irham
Seroja Husada: Jurnal Kesehatan Masyarakat Vol. 1 No. 3 (2024): Seroja Husada: Jurnal Kesehatan Masyarakat
Publisher : Seroja Husada: Jurnal Kesehatan Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Artikel ini membahas dampak dan manfaat UHC (Universal Health Coverage), sebuah program pemerintah Indonesia yang bertujuan memberikan perlindungan dan jaminan kesehatan. UHC (Universal Health Coverage) yang di launching di Kabupaten Pasuruan pada hari Senin (26/12/2022) merupakan sistem penjaminan kesehatan yang memastikan setiap warga dalam populasi memiliki akses yang adil terhadap pelayanan kesehatan. Artikel ini mengeksplorasi tujuan-tujuan dari dilaksanakannya program UHC yang memfasilitasi dan menjamin kemudahan untuk warga Kabupaten Pasuruan.
Kajian Maqashid Syariah terhadap Model Bisnis Fintech e-maal: Implikasinya dalam Penguatan Ekonomi Mandiri Pesantren Sultan Hasanudin; Saiful Bakhri
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 4 (2025): OKTOBER-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/djq13d23

Abstract

Penelitian ini mengkaji penerapan Maqashid Syariah dalam menilai model bisnis platform financial technology syariah e-Maal serta implikasinya bagi penguatan ekonomi mandiri pesantren. Pertumbuhan inovasi digital menuntut hadirnya fintech yang tidak hanya efisien, tetapi juga sesuai dengan prinsip syariah, terutama bagi komunitas pesantren yang membutuhkan solusi keuangan yang transparan, etis, dan bebas riba. Dengan menggunakan pendekatan kualitatif melalui penelitian kepustakaan, artikel ini menganalisis model operasional, skema pembiayaan, mekanisme pembayaran digital, serta tata kelola syariah e-Maal berdasarkan fatwa DSN-MUI, regulasi OJK, dan literatur terkini mengenai fintech syariah. Analisis menggunakan kerangka Maqashid Syariah yang berfokus pada Hifz al-Din, Hifz al-Mal, dan Tahqiq al-Maslahah. Hasil penelitian menunjukkan bahwa e-Maal mampu mengintegrasikan akad-akad syariah dengan ekosistem keuangan berbasis komunitas yang meningkatkan transparansi, perlindungan aset, serta pemberdayaan ekonomi bagi pelaku usaha di lingkungan pesantren. Selain itu, e-Maal membuka peluang strategis bagi digitalisasi ekonomi pesantren, perluasan akses pembiayaan mikro, serta peningkatan inklusi keuangan berbasis nilai Islam. Meskipun menghadapi tantangan seperti literasi digital dan keamanan data, model ini menunjukkan potensi kuat sebagai solusi keuangan digital syariah yang berkelanjutan. Penelitian ini menyimpulkan bahwa e-Maal merupakan inovasi fintech berbasis nilai yang mampu memperkuat kemandirian, etika keuangan, dan kemaslahatan ekonomi komunitas pesantren.
Strengthening Sharia Financial Literacy and Portable Marketing for the Tengger Tribe Community Bakhri, Saiful; I Nyoman Budiono; Sulistyowati; Siti Hasanah; Ahmad Fauzan Mubarok; Khotibul Umam; Nadia Azalia Putri; Ana Pratiwi; Hasnah Haron; Nur Aima Shafie; Siti Kadariah
Journal of Islamic Economic Studies Vol. 1 No. 4 (2025): December 2025
Publisher : Yayasan Darussalam Patalassang

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Abstract

This community service program aims to enhance the economic independence of the Tengger Tribe through strengthening Islamic financial literacy and portable digital marketing skills. The program was conducted as an international collaboration between Indonesian universities that are members of APSKPS and Malaysian universities, namely Universiti Sains Islam Malaysia (USIM), Universiti Teknologi MARA (UiTM), and Universiti Kebangsaan Malaysia (UKM). The study employed a Participatory Action Research (PAR) approach, involving the community actively in each stage of the program, from planning to implementation and evaluation. The results indicate an increased understanding among participants regarding Islamic financial principles, including contracts such as mudharabah, musyarakah, and murabahah, as well as the application of simple financial record-keeping in small enterprises. Moreover, the portable marketing training encouraged local entrepreneurs to utilize digital platforms such as WhatsApp Business and Instagram to promote Tengger’s local products to a broader market. This program successfully fostered cross-country academic collaboration and demonstrated that the synergy between education, Islamic values, and digital technology can serve as an effective strategy in developing an equitable and competitive indigenous economy.
Implementasi Good Governance dalam Pengelolaan Wakaf Lembaga: Studi Kasus pada Lembaga LKAF Sidogiri Bakhri, Saiful
Idarotuna : Journal of Administrative Science Vol. 6 No. 2 (2025): November
Publisher : Program Study Office Adminstrative of Akademi Komunitas Teknologi Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/idarotuna.v6i2.169

Abstract

The purpose of this study is to examine how the Sidogiri Financial and Charitable Institution (LKAF) manages a sharia-based waqf using good governance principles. Waqf has strategic potential for the community's economic growth, especially if it is managed effectively and professionally. However, issues such a lack of accountability, professionalism, and openness continue to plague Indonesian waqf administration methods. Using semi-structured interviews with the head of the LKAF fundraising division and a literature case study, this study employs a qualitative descriptive methodology. The study's findings demonstrate how LKAF has put good governance concepts into practice through frequent reporting, internal audits, expert training, and adherence to state and Sharia laws. Drilled wells and flagship initiatives like the Thousand Waqf Program show how to maximize waqf assets, which directly affect community welfare. The digitalization of reporting and external audits still presents difficulties, nevertheless. These results show that the efficacy of Sharia-based waqf management in Indonesia can be enhanced by the regular application of good governance principles.
Co-Authors A Ifayani Haanurat Abdussalam Adek Nuriya Ahmad Djalaluddin Akhmad Taufiq Mukti Amironah , Siti Ana Pratiwi Anisak Anisak Anisak Anisak1, Anisak Anjas Wulandari, Siti Pamrih AUNUR ROFIQ Aunur Rofiq Ayun, Qurrotal Dikril Faizun Dikril Faizun Dinna Intika Sari Eki Puspita Ariyanti Erisa Loviana Faizum, Dikril Fatah, Muchamad Iqbal Fathma Hanum Fathor Rozi Fatmah Hanum Firdaus, Salsabila Fi’satil Kamila Frida Auliya A Fuadah Johari Hainnuraqma Binti Rahim Hamidah Wakid Hanum, Fathma Hanum, Fathmah Hanum, Fatmah Hasnah Haron Hassanee, Narong Heryadi, Heryadi Hidayat, Ahmad Dani Taufik Hilda Sanjayawati Holisah, Jahirotul I Nyoman Budiono Ilham Wahyudi Irham Maulana, Moh. Ishak, Khodijah Kasuwi Saiban Khotibul Umam Konita Mardia Kuswandari, Eny Labibi, silda Liatul Aini Loviana, Erisa lutfiyah Mardliyyah Maulana, Moh Irham Maulana, Moh. Irham Mauliddiva, Aziza Misbahul Munir Misbahul Munir Mita Amelia Pratiwi Moch. Mahsun Mubarok, Ahmad Fauzan Muchamad Iqbal Fatah Muhammad Alwi Muhammad Alwi Muhammad Nur Kholis Muhammad Yazid Mustikaningtyas, Andhita Nadia Azalia Putri Ni’matush Sholihah Nur Aima Shafie Nur Asnawi Nur Jannah, Laila Nuril Aini NURUL HIDAYAH Nurul Khofifah, Nurul Pertiwi, Novi Dian putri ageng23 Rachmawati, Putri Yani Rahim, Hainnuraqma Rahma, Tria Rahman, Anisur Ramadan, Syahri Ramadhan, Riski Rosidi Rosidi Rozi, Fathor Sagita Martha Triyani Salsabila Firdaus Sari, Dinna Intika Sari, Yetma Satriyo, Cindy Charisma Selamat, Muhammad Isa Setyantini, Woro Hastuti silda Labibi Silda Labibi Siswantoyo Siti Hasanah Siti Ilfiah Siti Kadariah Siti Musfiqoh Siti Pamrih Anjas Wulandari Siwi Widiastuti Sulistyowati Sultan Hasanudin Sultan Hasanudin Susetyaningsih, Ririn WAHYUDI Winarto Eka Wahyudi, Winarto Eka Yazid, Azy Athoillah Yusuf Yusuf