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All Journal Keris: Journal of Community Engagement Al-Maqashid: Journal of Economics and Islamic Business Busyro : Jurnal Dakwah dan Komunikasi Islam Journal of Sharia (JOSH) Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan Santri: Journal of Student Engagement Al-Muzdahir: Jurnal Ekonomi Syariah Conseils : Jurnal Bimbingan dan Konseling Islam Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Ahmad Afan Zaini
Institute Pesantren Sunan Drajat Lamongan, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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Strategi Pengembangan Produk BSI KUR (Kredit Usaha Rakyat) Mikro di BSI KCP Lamongan Pasar Babat Muhamad Malik Azhar; Ahmad Afan Zaini
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari :  Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (604.655 KB) | DOI: 10.55352/ekis.v4i1.314

Abstract

BSI KCP Lamongan Pasar Babat is an Islamic financial institution that manages funds through channeling funds to the public in the form of financing. A company does not escape taking action to develop new products or existing products so that there is no decrease in business growth with a decreasing level of consumer desire. Therefore, to prevent this from happening, BSI KCP Lamongan Pasar Babat took product development strategy actions. The type of research used in this writing itself uses a qualitative approach. That is a type of research that describes a state of an object or event that presents data in the form of brief descriptions, charts, and the like. The method used in collecting data in this study uses interviews, observation, and documentation. MICRO KUR product development strategy AT BSI KCP Lamongan Pasar Babat Product development strategy is an effort made by an institution to improve existing products, or by adding more varied and marketable products. In the product development strategy, BSI KCP Lamongan Pasar Babat uses a marketing strategy through promotion, monitoring developments carried out by competitors, the Door to Door strategy. promotions carried out by BSI KCP Lamongan Pasar Babat, namely through making brochures provided at the office and advertisements on the website, monitoring the development strategy carried out by competitors. Door to Door is a marketing effort of a product or service that goes directly to prospective buyers/prospective customers, in order to gain effectiveness in explaining the products/services we have.
Analisis Faktor Perubahan Akad Murabahah menjadi Akad Rahn (Studi Kasus di BMT Surya Raharja Palang Tuban) Sulis Setio Ningrum; Ahmad Afan Zaini; Elly Rustiana
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (744.559 KB) | DOI: 10.55352/ekis.v3i1.353

Abstract

Banking is a very unique type. Its uniqueness lies in so many rules to protect all types of transactions. From the bank's internal side, regulations are made in such a way as to avoid risks that will bring material and immaterial losses. Many people in Indonesia do not yet know how the concept of how Islamic bank products work, especially in current financing products. Therefore, the basic thing for these banks must first be able to understand about financing products, especially murabahah financing and also financing using rahn contracts so that people can get to know them, and know more about products that are in accordance with BMT. With the existence of murabahah financing products and also financing with rahn contracts, people can carry out transactions in accordance with the applicable terms and conditions so that the transaction process can run smoothly. In this study, the authors used a qualitative type of research with a descriptive analysis approach. The method used in this study is the interview method and documentation from the financial institution concerned, which aims to answer the problem formulation raised by the author, namely: 1. What is the procedure for implementing murabahah and rahn contracts? 2. What factors cause the change of murabahah contract to rahn contract? The results of this study are: 1. There are basically two procedures for carrying out financing using murabahah and rahn contracts at BMT Surya Raharja, namely procedures in the field and also procedures in the office. 2. BMT Surya Raharja is a sharia-based financial institution, where in these financial institutions financing using a rahn contract is deemed more appropriate to apply than financing using a murabahah contract because financing using a rahn contract is more in line with financing that has been carried out at BMT Surya Raharja
Pengaruh Lingkungan dan Motivasi Kerja bagi Karyawan Koperasi BMT Mandiri Sejahtera Jawa Timur Unit Dukun Gresik M. Syaiful Arif; Ahmad Afan Zaini; Siswadi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 2 No. 1 (2020): January : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.557 KB) | DOI: 10.55352/ekis.v2i1.360

Abstract

In a company, leaders must have the ability to control their employees. Leaders must provide motivation to employees, motivation can be in the form of attention and appreciation in accordance with what the employees have given, so employees feel the need for fairness and can also encourage high morale to work. Likewise with the work environment, if the working conditions are clean, comfortable and safe. In this way, employees become motivated to work even better, and ultimately employee performance is achieved. This study uses primary data and secondary data. The primary data here is obtained from indirect interviews obtained from the results of questionnaires filled out by employees, secondary data is obtained from the report data of the sharia financial institution of the BMT Mandiri Prosperous Cooperative East Java. The analytical tool used in this research is multiple linear regression, the results of the analysis are then analyzed by using the F test and statistical t test. (F-test) at the 95% confidence level. And from the results of the third hypothesis analysis shows that the magnitude of the regression coefficient for the work environment variable is 0.191 and the motivation variable is 0.286, so it can be concluded that motivation is the dominant factor that has an influence in improving employee performance at the BMT Mandiri Sejahtera Cooperative, East Java, Dukun Unit.
Analisis Perkembangan Usaha Kecil Menengah (UKM) Setelah Mendapatkan Pembiayaan Gardhul Hasan dari BMT Mandiri Sejahtera Karangcangkring Jawa Timur Cabang Campurejo Shofi Ayundah; Mustika Indah Puspa Diana; Ahmad Afan Zaini
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 1 No. 2 (2019): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (261.582 KB) | DOI: 10.55352/ekis.v1i2.368

Abstract

Small and Medium Enterprises (SMEs) in Campurejo in buying and selling activities are still difficult to sell various types of fish, vegetables and also fruits in large quantities. On average, each fish seller can only sell 2 or 3 types of fish, as well as vegetable and fruit sellers. Seeing the problems of the development of SMEs that still lack further attention, this development research was carried out. This research is a development research, which aims to develop the development of SMEs after obtaining Qordhul Hasan financing, especially fish, vegetable and fruit traders. The formulation of this research consists of: 1) How is the Management Model of Small and Medium Enterprises (SMEs) in the Campurejo village market. 2) How is the development of small and medium enterprises after getting Qordhul Hasan financing from BMT Mandiri Sejahtera Campurejo. This study uses a qualitative research type using a descriptive approach. The results of this study are to determine: 1. Small and Medium Enterprises (UKM) Management Model in the Campurejo village market, which include: a) To trade fish in the small traders market does not require a lot of capital, because most small fish traders only requires market land rent of Rp. 150,000, - per month, and every day there is still another withdrawal of Rp. 2,000, - / day. And money to buy merchandise in the form of the fish. b) To buy vegetables every day it is only around Rp. 90,000, - to Rp. 120,000, -. Meanwhile, to buy fruit, they spend around IDR 1,000,000/purchase.2. The development of small and medium enterprises after obtaining financing from Qordhul Hasan from BMT Mandiri Sejahtera Campurejo, which include: a) Small and Medium Enterprises (SMEs), selling fish business. This business can continue to run smoothly in trading and buying and selling fish in the market. Before applying for financing, Qordhul Hasan earned a net profit of Rp. 50,000 after doing the financing to Rp. 80,000. b) Small and Medium Enterprises (SMEs), businesses selling vegetables. These businesses can continue to run smoothly in trading and buying and selling vegetables in the market. Before applying for financing, Qordhul Hasan earned a net profit of Rp. 100,000 after doing the financing to Rp. 150,000.
Preferensi Santri Putra pada Bmt Sunan Drajat Paciran di Pondok Pesantren Sunan Drajat Lamongan Fatkhur Rouf; Musbikhin; Ahmad Afan Zaini
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 1 No. 1 (2019): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (226.7 KB) | DOI: 10.55352/ekis.v1i1.375

Abstract

BMT Sunan Drajat Paciran is one of the BMT that was established on 07 November 2018. BMT Sunan Drajat is a Sharia based microfinance institution where the main target is the Paciran community and Sunan Drajat Lamongan Students. And the purpose of establishing BMT Sunan Drajat Paciran is to help the community in increasing their opinion, and also to save the community from the snares of moneylenders. In addition, BMT Sunan Drajat Paciran also has another purpose, namely to accomodate, serve students in financial matters such as lending and borrowing, saving, and others. This study aims to answer, describe, and analyze the formulation of the problem, namely how the preferences of male student at BMT Sunan Drajat. The research is quantitative research. By using the Chi Square test analysis method and the research instrunent used to collect data is by using interviews, questionnaires, and documentation. The results of this study are 1) in the knowledge variable there is a calculated Chi Square value is equal to 10, 967. Because the value of Chi Square < 13,362, it can be concluded that H0 is accepted and Ha is rejected. Thus it can be interpreted that male students do not have a good preference for BMT Sunan Drajat. 2) in the professionalisme variable there is a calculated Chi Square value of 14,225. In the access variable there is a calculated Chi Square value of 18,909. In the facility variable, the calculated Chi Square value is 14,474. Becauseall Chi Square Values > 13,362, it can be concluded that H0 is rejected and Ha is accepted. Thus it can be interpreted that male students have a good preference for BMT Sunan Drajat.
Pengaruh Layanan Bimbingan Kelompok dengan Tehnik Problem Solving Terhadap Motivasi Belajar Peserta Didik Di Ma Ma’arif 17 Tarbiyatus Shibyan Dwi Septiana; Ahmad Afan Zaini
Conseils : Jurnal Bimbingan dan Konseling Islam Vol. 1 No. 2 (2021): Oktober : Jurnal CONSEILS: Jurnal Bimbingan dan Konseling Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (259.221 KB) | DOI: 10.55352/bki.v1i2.110

Abstract

Motivasi belajar merupakan suatu dorongan yang mampu menggerakkan atau mengarahkan perubahan tingkah laku peserta didik yang dapat memotivasi kegiatan belajar peserta didik dalam mencapai tujuan belajar. Untuk membantu peserta didik agar mempunyai motivasi belajar, serta proses belajar bisa berjalan dengan baik. Salah satu layanan yang ada dalam bimbingan dan konseling yaitu layanan bimbingan kelompok. Layanan bimbingan kelompok merupakan suatu layanan yang dilakukan dengan menggunakan media kelompok yang memanfaatkan dinamika kelompok yang bermaksud menggali dan mengembangkan potensi yang ada pada diri peserta didik. Salah satu tehnik yang ada dalam layanan tersebut yaitu tehnik problem solving. Tehnik problem solving merupakan sebuah mindset yang membawa seseorang berfikir positif mencari jalan keluar dari permasalahan. Jenis penelitian ini merupakan penelitian kuantitatif, dengan menggunakan metode penelitian kuantitatif korelasional, yang bertujuan untuk mengetahiu pengaruh dan tingkatan kategori dari layanan bimbingan kelompok dengan tehnik problem solving terhadap motivasi belajar peserta didik di MA Ma’arif 17 Tarbiyatus Shibyan Kemantren Paciran Lamongan. Adapun instrumen yang digunakan dalam penelitian ini adalah memberikan angket pada para peserta didik. Angket layanan bimbingan kelompok dengan tehnik problem solving menggunakan angket yang dibuat oleh M. Ilham Akbar Hasin, sedangkan angket motivasi belajar menggunakan angket yang dibuat oleh Anggis Pratiwi. Hasil penelitian ini menunjukkan nilai signifikansi sebesar 0.000 lebih kecil dari pada 0.05, sehingga terdapat pengaruh dari layanan bimbingan kelompok dengan tehnik problem solving terhadap motivasi belajar peserta didik di MA Ma’arif 17 Tarbiyatus Shibyan Kemantren Paciran Lamongan sebesar 27.1% dengan 72.9% berpengaruh terhadap faktor lain. Dan kedua tingkatan dari variabel tersebut masuk dalam kategori sedang dengan masing-masing prosentase 64.8% untuk variabel independent dan 72.2% untuk variabel dependent dari 54 peserta didik.
PENINGKATAN EKONOMI MASYARAKAT DI TENGAH PANDEMI COVID 19 MELALUI HOME INDUSTRI DENGAN MEMANFAATKAN KAIN PERCA DI DESA KRANJI PACIRAN LAMONGAN Muslih; Abd Hadi; Ahmad Afan Zaini; Ainur rofiq
Keris: Journal of Community Engagement Vol. 1 No. 1 (2021): Juni : KERIS : Journal of Community Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/keris.v1i1.55

Abstract

Maksimalisasi sebuah aset yang dimiliki oleh suatu desa, merupakan sebuah hal yang masih jarang dilakukan. Oleh karena itu pendampingan ini dilakukan dalam upaya untuk menjadikan potensi yang ada di suatu daerah lebih maksimal, dari benda yang dianggap sudah tidak bermanfaat menjadi benda yang lebih bernilai ekonomis. Sehingga potensi tersebut bisa menjadikan masyarakat sekitarnya menjadi lebih mapan dan sejahtera secara ekonomi. Pendampingan penyadagunaan aset ini dilakukan dengan pendekatan ABCD (Asset Base Community Development) dengan beberapa tahapan antara lain: Preparing; Discovery; Dream; Define; Design; dan Destiny. Adapun langkah-langkah yang dilakukan dalam upaya meningkatkan ekonomi masyarakat Desa Kranji Kecamatan Paciran Kabupaten Lamongan melalui Home industri dengan aset kain Perca, yaitu: kegiatan sosialisasi dan koordinasi; kegiatan wawancara; membentuk forum diskusi; pendampingan produksi; pendampingan pemasaran/marketing; dan pendampingan pemodalan. Hasil produk dari bahan kain Perca sangat bermacam-macam. Misalnya: kotak spidol; kotak pensil; keset; aneka hiasan dan media pembelajaran. Dengan program dampingan ini, diharapkan masyarakat akan selalu tergerak untuk lebih berinovasi memanfaatkan peluang dan aset lokal yang dimiliki sehingga ada sumbangsih ekonomi bagi masyarakat demi masa depan yang lebih sejahtera.
Pola Asuh Orang Tua Tunggal (Single Parent) dalam Membentuk Perkembangan Kepribadian Remaja di Desa Banyutengah Panceng Gresik Intan Faizah; Ahmad Afan Zaini
Busyro: Jurnal Dakwah dan Komunikasi Islam Vol. 2 No. 2 (2021): Mei : Busyro : Jurnal Dakwah dan Komunikasi Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/kpi.v2i2.222

Abstract

Latar belakang terjadinya penelitian yang dilakukan adalah untuk mengetahui bagaimana pola asuh yang diberikan ibu single parent terhadap perkembangan kepribadian remaja, dimana sebagai seorang ibu single parent tentu tidak mudah berperan ganda mendidik, dan mencari nafkah sendiri tanpa pasangan. Adanya faktor dan tekanan yang dirasakan berbeda – beda antara ibu single parent satu dengan yang lain membuat pola asuh yang diterapkan juga berbeda – beda. Peneliti menggunakan metode penelitian deskriptif kualitatif dengan teknik pengumpulan data observasi dan wawancara, penelitian dilakukan di Desa Banyutengah, Panceng, Gresik dengan 3 subjek ibu single parent dan 3 subjek anak remaja. Dari hasil yang didapatkan : satu ibu single parent menerapkan pola asuh otoriter, satu ibu single parent menerapkan pola asuh permisif, dan satu ibu single parent dengan pola asuh demokratis. Anak yang diasuh dengan pola asuh otoriter cenderung kurang percaya diri, dan tertutup. Anak dengan pola asuh permisif cenderung kurang percaya diri serta kurang mempunyai kontrol. Kemudian anak yang di asuh dengan pola asuh demokratis cenderung percaya diri dan lebih komunikatif.
Pernikahan Beda Agama Perspektif Hukum Islam dan Undang-undang Nomor 39 Tahun 1999 (Studi di Kecamatan Sukawati Kabupaten Gianyar Provinsi Bali) Sholihuddin Sholihuddin; Ahmad Afan Zaini
JOSH: Journal of Sharia Vol. 1 No. 02 (2022): Juni : JOSH: Journal of Sharia
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/josh.v1i2.165

Abstract

Bali is one of the provinces in Indonesia with a fairly dense population. Bali is also known for being one of the leading natural tourism centers in Indonesia. Apart from tourism issues, Bali Province has one interesting issue to discuss. Bali is also an example of a place where inter-religious harmony has a fairly high portion. So there is rarely friction between religious communities in Bali. On the other hand, Bali, with its strong tourist charm, turns out to have several interesting problems. One example is the issue of interfaith marriages that are rife in Bali. Interfaith marriages are certainly not compatible with Islamic law or sharia, as well as conventional legal approaches or state law. It is interesting to discuss that many conversions of religious beliefs in Bali were carried out because to fulfill the requirements of the pillars of shah in Islam. Some from Hindus converted to Islam, some from Christians converted to Islam. This is another phenomenon that occurs in Bali besides a strong tourist attraction when discussing the island of the gods. Under these conditions, the authors conducted research on interfaith marriages in Bali, namely in Sukawati District, Gianyar Regency, Bali Province. Many religious marriage practices take place in that place. Some are local, some are doing interfaith marriages with foreign tourists visiting Bali.
Analisis Pelaksanaan Bantuan Hukum kepada Masyarakat Miskin oleh Lembaga Bantuan Hukum PEKA Tuban (Studi Penelitian di Kecamatan Palang Kabupaten Tuban Jawa Timur) Muhammad Ali Rofin; Ahmad Burhan Hakim; Ahmad Afan Zaini
JOSH: Journal of Sharia Vol. 2 No. 01 (2023): Januari : JOSH: Journal of Sharia
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/josh.v2i1.172

Abstract

Legal Aid Institutions have an important role in providing free legal aid, especially for the poor in undergoing the process in court, because the cost is not cheap when litigation. Therefore, it is necessary to know about the role of Legal Aid Institutions in providing legal aid for the poor, namely to provide justice rights for all communities, including the poor, because in the eyes of the law all are equal, how the poor always get the injustice they deserve. This thesis research on the Implementation of Legal Aid to the Poor by the Pejuang keadilan Legal Aid Institute Tuban uses a qualitative approach and an empirical normative legal approach, namely research that combines normative research and is supported by data or elements of empirical research, methods for data collection through observation,interviews and documentation. The research results obtained are as follows: all people can get free legal aid, there are no special requirements, only an identity card and a certificate of poverty, if any, This aid agency not only provides legitimacy but also non-legitimacy assistance. The obstacles faced in implementing legal aid are as follows: lack of public knowledge about legal aid, limited funds so that alternative routes use personal money, lack of support from the government for legal aid institutions that have not been accredited.
Co-Authors Abd Hadi Abd. Hadi Abdullah Zawawi Ach Nurhamid Awalluddin Ahmad Burhan Hakim Ahmad Rofi'i Ainur Rofiq Akhmad Sirojudin Munir Al-Falih, M. Habibi Alauddin Al-Rifqi, M. Akbar Sirajuddin Annisa’ Nur Aini, Sukma Fajar Arif Fahmi Arman Rohmatillah Rohmatillah Asmaul Khuluq Auwalia, Atik Fitrotul Cahyono, Laras Tunggal Dwi Septiana Elly Rustiana Farih fakhruddin, Muhammad Zaidan Fatimatu Zahroh Fatkhur Rouf Febriliya, Anggun Finurika, Isna Hidayatur Rohmah, Nurul Intan Faizah Intan Faizah Izzatus Tsani M. Kaswari, Anggi Khoirun Nisa Laksono Trisnantoro Lisnawati, Ika M. Syaiful Arif Moh. Sa’diyin Moh. Sa’diyin Muhamad Malik Azhar Muhammad Ali Rofin Muhammad Ali Rofin Muhammad Ali Rofin Muhyidin Muhyidin Musbikhin Musbikhin Muslih Muslih Muslih Mustika Indah Puspa Diana Nashihin Nashihin Nashihin, Nashihin Rodiatuz Zahro, Dewi Anifa Rohman, Ah. Taufiqur Rohman, M. Fathor Rohmatillah, Arman Rohmatillah Romadhoni, Putri Amalia Sa'diyin, Moh. Septrilia Putri, Alicya Dewi Shofi Ayundah Sholihuddin, Sholihuddin Siswadi Siswadi Siswadi Siswadi Sofiyah, Kharisma Sulis Setio Ningrum Zawawi, Abdullah