Claim Missing Document
Check
Articles

PENGARUH LIKUIDITAS DAN SOLVABILITAS TERHADAP KINERJA KEUANGAN PERUSAHAAN DENGAN UKURAN PERUSAHAAN SEBAGAI VARIABEL KONTROL (STUDI KASUS: BANK UMUM SYARIAH PERIODE 2015-2020) Yogie Febiwandio; Hesi Eka Puteri
Ensiklopedia of Journal Vol 5, No 3 (2022): Volume 5 No. 1 Edisi 3 Desember 2022
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (138.736 KB) | DOI: 10.33559/eoj.v5i3.914

Abstract

The purpose of this study is to determine the influence of liquidity and solvency on the company's financial performance and company size as a control variable. The problem starts with the inconsistency of the results of previous research and the phenomenon that not all Islamic Commercial Banks have good financial performance. The research uses a quantitative method which collects and analyzes financial report data from the 2015-2020 period, where Islamic Commercial Banks are the object with a population of 14 and the sample meets the criteria for 8 Islamic Commercial Banks. The data sample is 192 data presented quarterly and after the Outlier test is carried out, the research data becomes 171 data. The results of the study show that each separate variable (partially) explains that the liquidity variable (FDR) does not have a positive and significant effect on ROE, but solvency has a positive and significant effect on ROE. Furthermore, together (simultaneously) the variable liquidity (FDR), solvency (DER) has a positive value and has a significant influence on ROE with firm size (LN Size) as the control variable. From the study of the results of this study, the novelty was obtained, namely financial distress (financial difficulties), in which conditions when Islamic Commercial Banks are unable to meet their needs and obligations due to inadequate finances. Moreover, in 2020 Indonesia is experiencing difficult conditions due to covid-19, if it does not rise and be overcome, this situation will lead to bankruptcy, especially Islamic Commercial Banks which always suffer losses and are unable to pay their obligations. The research results are expected to contribute positively to subsequent research as a comparison.Keywords: Liquidity, Solvency, Financial Performance, Company Size. 
MENGESTIMASI EFEK PENGETAHUAN DAN MOTIVASI INVESTASI TERHADAP KEPUTUSAN PEMBELIAN SAHAM SYARIAH hesi eka puteri; Mela Indah Permata Sari
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 6, No 2 (2022): JURNAL BISNIS DAN KAJIAN STRATEGI MANAJEMEN
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbkan.v6i2.6091

Abstract

AbstractThe commitment of investors to invest their funds in Islamic stock instruments is influenced by various rational considerations because the decision to invest in stocks is closely related to risk and return. This study aims to analyze the effect of knowledge and investment motivation on purchasing decisions of sharia stock by society in the city of Bukittinggi. This type of research is a field research with a quantitative approach. This research picks up Bukittinggi as a sampling area with a sample of 100 Sharia stock investors, which were selected purposively. The results of the study prove that there is a significant positive influence of knowledge and investment motivation on sharia share purchase decisions with a contribution of 63.8%, while the remaining 36.2% is influenced by other variables outside the model. The higher the level of knowledge and investment motivation, the greater the decision to purchase sharia stock. This finding convinces potential investors and policy makers of the importance of stock knowledge and investment motivation in order to avoid risk. This study can be an important reference regarding the need for appropriate socialization and marketing strategies based on consumer behavior in developing market share of Islamic stocks in the secondary market.Keywords: Investment Knowledge, Investment Motivation, Sharia Stock Purchase Decision
Kajian Risiko Operasional Pada Profitabilitas Bank Umum Syariah Periode 2018-2021 Aulia Gusli Ramadhona; Eka Puteri Hesi
Jurnal Manajemen dan Perbankan (JUMPA) Vol. 10 No. 1 (2023): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55963/jumpa.v10i1.502

Abstract

Perusahaan perbankan merupakan salah satu perusahaan yang selalu berusaha mengendalikan risiko dan bahkan menghindari risiko, baik itu risiko internal maupun ekternal yang terjadi dalam sebuah organisasi atau badan usaha. Risiko perbankan dapat mengancam kelangsungan hidup suatu bank, maka dari itu perusahaan perbankan wajib menerapkan manajemen risiko perbankan secara efektif dan efisien. Penelitian ini bertujuan untuk menganalisis pengaruh risiko operasional terhadap profitabilitas pada bank umum syariah periode 2018-2021. Penelitian ini menggunakan jenis penelitian deskriptif dengan pendekatan kuantitatif, yang diukur dengan menggunakan metode berbasis data time series dengan program software SPSS versi 26. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah metode dokumentasi yang diambil dari laporan publikasi otoritas jasa keuangan. Populasi dalam penelitian ini adalah data operasional, biaya operasional, pendapatan operasional (BOPO) dan return on asset (ROA) bank umum syariah di Indonesia. Sampel penelitian ditentukan berdasarkan metode non-probability sampling, dengan metode purpose. Jumlah sampel sebanyak 48 yang didapat dari data time series bulanan. Hasil penelitian membuktikan adanya pengaruh yang positif signifikan dari risiko operasional terhadap profitabilitas. Semakin tinggi persentase ROA suatu bank, maka semakin besar laba yang didapatkan dan semakin baik pula kondisi bank yang bersangkutan dari sisi pemakaian asset.
FOOD COMPOSITION AND HALAL AWARENESS AGAINST INTENTION TO BUY FAST FOOD WITH HALAL CERTIFICATE AS AN INTERVENING VARIABLE Nasfi Nasfi; Sabri Sabri; Hesi Eka Puteri
Jurnal Apresiasi Ekonomi Vol 11, No 2 (2023)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v11i2.636

Abstract

The aim of the research is to analyze the effect of food composition and halal awareness on the intention to buy fast food with halal certificates as an intervening variable, research in the city of Bukittinggi, the research object of the millennial generation who likes to consume fast food. The population of the Millennial generation aged 15-39 years is 57,099. Non-probability sampling technique, purposive sampling method. The sampling method is the Hair et.al method, the research indicators are 11, the sample is set at 110. The data is processed using the Smart PLS Software. The results of the study found that food composition and halal awareness had a positive and significant effect on the millennial generation's purchase intention of fast food. Halal awareness has no positive and significant effect on purchase intention. The results of the study also found that food composition did not have an indirect effect on the intention to buy fast food in the millennial generation with halal certificates as an intervening variable. Halal awareness does not have an indirect effect on the intention to buy fast food in the millennial generation with halal certificates as an intervening variable.
Pengaruh Good Corporate Governance dan Leverage Terhadap Kinerja Keuangan Perusahaan - Perusahaan di Jakarta Islamic Index Periode 2016-2020 Hesi Eka Puteri; Vira Husna
KINERJA Vol 20, No 2 (2023): Mei
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jkin.v20i2.12531

Abstract

This study aims to estimate the effect of Good Corporate Governance and Leverage proxied by the board of directors, institutional ownership, audit committee and DAR on financial performance proxied by ROE. The population in this study were companies registered on the Jakarta Islamic Index for the 2016-2020 period, and the sample was taken using a purposive sampling technique, so that a total of 14 companies were determined. The data analysis technique used is the panel data regression method which is a combination of cross section and time series data using E-Views 12. Meanwhile, hypothesis testing uses the GLS model with a probability level of 5%. The findings show that partially the institutional ownership variable has a significant effect on the company's financial performance, while other variables have no significant effect on the financial performance of companies listed on the Jakarta Islamic Index for the 2016-2020 period. Good Corporate Governance and Leverage simultaneously affect the financial performance of companies listed on the Jakarta Islamic Index for the 2016-2020 period.
MENGESTIMASI EFEK KEBIJAKAN DIVIDEN DAN HARGA SAHAM TERHADAP NILAI PERUSAHAAN DI JAKARTA ISLAMIC INDEKS Hesi Eka Puteri
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 5, No 2 (2023): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v5i2.29207

Abstract

This study analyzes the effect of Dividend Policy and Stock Prices on Firm's Value listed on the Jakarta Islamic Index in 2017-2021. The issue of firm's value and its determinants is an important study in the Jakarta Islamic Index, due to the growing enthusiasm for sharia stocks listed on the Jakarta Stock Exchange. The data in this study is secondary data obtained from the Jakarta Islamic Index, with a total sample of 13 companies registered in the 2017-2021 analysis period. Panel data regression is used in this study by selecting the Fixed Effect (FE) Model as the estimation method. Findings have revealed that firm value is influenced by stock prices (closing price), but dividend policy has no effect on firm value. As much as 25.99% of the variation in firm's value achievements can be explained by dividend policy and stock prices, while 74.01% is explained by other factors outside the model. An increase in stock prices can increase firm's value positively. An increase in stock prices can increase firm's value while dividend policy is not proven to be able to increase firm's value as measured by Price To Book Value. These findings have practical implications for policy makers, especially for companies listed on the Jakarta Islamic Index in order to maintain good control over financial decisions and stock prices because they affect firm value. The stock price is a reference for investors to decide to invest because the stock price shows the performance of the issuer.
PENGARUH PDRP PERKAPITA TERHADAP DISPARITAS PENDAPATAN PROVINSI DI INDONESIA TAHUN 2017-2021 DALAM PERSPEKTIF EKONOMI ISLAM Yerna Wiza; Hesi Eka Puteri
Krigan: Journal of Management and Sharia Business Vol 1, No 2 (2023): Desember 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/krigan.v1i2.7756

Abstract

Penelitian ini bertujuan untuk mengukur pengaruh PDRB Perkapita terhadap disparitas pendapatan provinsi di Indonesia tahun 207-2021 dan untuk menganalisis bagaimana pandangan ekonomi Islam tentang disparitas dan faktor-faktor yang mempengaruhinya. Penelitian ini dilakukan dengan pendekatan kuantitatif menggunakan data sekunder yang diperoleh dari Badan Pusat Statistik Nasional tahun 2017 sampai dengan 2021 menggunakan teknik pengambilan data dokumentasi. Metode analisis data yang digunakan adalah dengan analisis regresi data panel, uji asumsi klasik data panel dan uji kelayakan model regresi dengan bantuan Eviews 12 SV. Pada penelitian ini didapatkan bahwa tingkat PDRB Perkapita (X) berpengaruh negatif terhadap tingkat disparitas pendapatan provinsi di Indonesia (Y). Hal ini dapat dilihat pada hasil uji t yang dilakukan dimana pada kolom uji t didapatkan nilai -3,74146 dan t tabel sebesar -1,97427 yang artinya t hitung lebih kecil daripada t tabel sehingga berdasarkan kriteria pengambilan keputusan maka Ho ditolak. Besarnya pengaruh ini dapat dilihat pada analisis koefisien determinasi (R Squared) yang didapatkan hasil pengaruh tingkat PDRB perkapita terhadap disparitas pendapatan adalah 94,42% yang artinya tingkat PDRB perkapita berpengaruh signifikan terhadap disparitas pendapatan dan sisanya dipengaruhi oleh variabel lain yang tidak diteliti.Penelitian ini bertujuan untuk mengukur pengaruh PDRB Perkapita terhadap disparitas pendapatan provinsi di Indonesia tahun 207-2021 dan untuk menganalisis bagaimana pandangan ekonomi Islam tentang disparitas dan faktor-faktor yang mempengaruhinya. Penelitian ini dilakukan dengan pendekatan kuantitatif menggunakan data sekunder yang diperoleh dari Badan Pusat Statistik Nasional tahun 2017 sampai dengan 2021 menggunakan teknik pengambilan data dokumentasi. Metode analisis data yang digunakan adalah dengan analisis regresi data panel, uji asumsi klasik data panel dan uji kelayakan model regresi dengan bantuan Eviews 12 SV. Pada penelitian ini didapatkan bahwa tingkat PDRB Perkapita (X) berpengaruh negatif terhadap tingkat disparitas pendapatan provinsi di Indonesia (Y). Hal ini dapat dilihat pada hasil uji t yang dilakukan dimana pada kolom uji t didapatkan nilai -3,74146 dan t tabel sebesar -1,97427 yang artinya t hitung lebih kecil daripada t tabel sehingga berdasarkan kriteria pengambilan keputusan maka Ho ditolak. Besarnya pengaruh ini dapat dilihat pada analisis koefisien determinasi (R Squared) yang didapatkan hasil pengaruh tingkat PDRB perkapita terhadap disparitas pendapatan adalah 94,42% yang artinya tingkat PDRB perkapita berpengaruh signifikan terhadap disparitas pendapatan dan sisanya dipengaruhi oleh variabel lain yang tidak diteliti.Kata Kunci: PDRB Perkapita; Disparitas; Kesejahteraan
PENGARUH PEMBIAYAAN MURABAHAH, MUSYARAKAH, DAN QARDH TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA Zelfia Khairani; Hesi Eka Puteri
Jurnal Ekonomi dan Bisnis Vol. 2 No. 1 (2024): Januari
Publisher : ADISAM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of world sharia banking is growing and developing rapidly, including Indonesia. The growth of sharia banking in Indonesia can be seen from the success of banks as intermediary institutions that carry out activities to collect funds from parties (surpus unit) to parties who need funds (deficit unit). Channeling these funds is called financing. The focus of this research is to look at the distribution of financing to Sharia Banks. The aim of this research is to see the impact of BTPN Syariah Bank financing distribution on the profitability (ROA) of sharia banks. The financing carried out by BTPN Syariah is Murabaha financing, Musyarakah financing and Qard financing. This research uses secondary data, namely the published reports of Bank BTPN Syariah for the 2019-2022 period. The analytical tool used in this research is SPSS 25 with multiple linear regression analysis. The results of this research show that Murabahah financing has an impact on the profitability of Islamic banks. Meanwhile, Muayarakah and Qard financing have no effect on the profitability of Islamic banks.
STRATEGI PENGEMBANGAN FINTECH PADA PRODUK DAN LAYANAN di BANK SYARIAH Yulisa Khairani; Hesi Eka Puteri
Jurnal Ekonomi dan Bisnis Vol. 2 No. 5 (2024): Mei
Publisher : ADISAM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial technology is an innovation in the field of financial services that performs financial transactions with the Internet system. Fintech encourages the banking sector to adapt and adapt in an increasingly advanced and evolving technological age. This study aims to analyze fintech applications in sharia banking and design appropriate development strategies regarding fintech at Bank BSI KC Bukittinggi. This type of research is research with descriptive qualitative approach in which data analysis uses SWOT matrix to determine opportunities and challenges Data collection was carried out by interview and documentation method with Branch Office Service Manager and Costumer Service Bank BSI KC Bukittinggi. The results of this study are that there are many advantages obtained by using fintech and a suitable fintech development strategy, namely the SO (Stregth - Opportunities) strategy. The strategy of harnessing power to gain opportunities is: 1. Creating and facilitating business operators (MSMEs), students and the general public with the choice of technology access to products and services, 2. Always pay attention to the market share and innovate on the existing financial technology of the Bank, 3. Improving and guaranteeing the quality of service for customers, 4. Expanding the network of Fintech services so that it is expected that Bukittinggi city will have even access to financial technology.
PENGARUH EKSPOR DAN PENANAMAN MODAL ASING TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA PERIODE 1993-2022 Dhea Syahrilla Nur Hirma; Hesi Eka Puteri
Jurnal Ekonomi dan Bisnis Vol. 2 No. 6 (2024): Juni
Publisher : ADISAM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The background to this research is that theoretically, when the value of exports increases, economic growth also increases; However, in the last 30 years, the opposite has happened. That shouldn't be the case. By using information on economic development, export value and foreign investment value in Indonesia over the last 30 years, researchers want to validate this idea. In this quantitative research, verification tests and reliability tests are used—classical assumption tests which include, for example, normality tests, multicollinearity tests, heteroscedasticity tests, autocorrelation tests—as well as hypothesis tests which include F tests, t tests, and Rim Square. Exercise Tested using the t test, the research findings show that the export variable (X1) has a marginally significant influence on Indonesia's economic development, with a significance value of 0.00 compared to. The decision standard where the sig value <0.05 simultaneously influences two variables, namely exports and foreign investment (PMA), this is shown from the results of the F test giving a Sig value of 0.00, tested using the t test where the variable (X2) is significant or foreign investment of 0.00. The R-square test shows the influence of these two factors is 76.2%.