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A Comparative Study Of Nahdlatul Ulama And Muhammadiyah On E-Commerce Peer-To-Peer Lending Subkhan, Mohammad; Aziz, Abdul; Wartoyo, Wartoyo; Hardiyanto, Feri
International Journal of Social Research Vol. 1 No. 1 (2023): Insight : International Journal of social research
Publisher : Worldwide Research Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59888/insight.v1i1.2

Abstract

Peer-to-Peer Lending has become a significant phenomenon in the development of digital financial services in Indonesia. This comparative study analyzes the perspectives of Nahdlatul Ulama and Muhammadiyah on Peer-to-Peer Lending practices. The aim of this research is to identify the similarities and differences in the views and approaches of these two largest Islamic organizations in Indonesia towards this digital financial service. Comparative study methodology is employed as the approach in this research. Data is obtained through literature analysis, official documents, and interviews with key figures from NU and Muhammadiyah. Analyzed aspects encompass relevant Sharia principles, socio-economic impacts, consumer protection, as well as views on ethics and religious values in the context of Peer-to-Peer Lending services. The results of the analysis show that, overall, the comparative study between Nahdlatul Ulama and Muhammadiyah regarding e-commerce Peer-to-Peer Lending shares common ground. In the perspectives of Nahdlatul Ulama and Muhammadiyah, riba or interest in online lending practices is considered prohibited (haram) as it contradicts Islamic Sharia principles that prohibit ribawi financial transactions. The difference between the two, Nahdlatul Ulama and Muhammadiyah, is predominantly in their legal deduction (istinbath) approach; Nahdlatul Ulama relies on the consensus (Ijma’) of scholars found in classical jurisprudential texts, while Muhammadiyah derives its legal deduction through Bayani Ijtihad, drawing from the textual sources in the Quran and Hadith of Prophet Muhammad. The implications of these findings underscore the need for collaboration between Islamic organizations and Peer-to-Peer Lending industry stakeholders to ensure services aligned with religious values and ethics, as well as to enhance public understanding of the potential risks and benefits of these services. This comparative study provides a deeper understanding of the roles and perspectives of NU and Muhammadiyah on financial technology advancements, offering a more comprehensive view of the social and economic implications of Peer-to-Peer Lending within the context of Indonesian society.
The Relationship Between HbA1c Levels and Severity of COVID-19 Patients with Diabetes Mellitus at Haji General Hospital, East Java Province Ambar, Nabil Salim; Rahmadina, Muhimmatul Aaliyah; Subkhan, Mohammad; Ariana, Audy Meutia
Qanun Medika - Jurnal Kedokteran FK UMSurabaya Vol 9 No 01 (2025): Qanun Medika Vol 09 No 01 January 2025
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jqm.v9i01.23444

Abstract

One of the factors influencing SARS-CoV-2 infection is comorbidity. Diabetes mellitus is a comorbidity with a high mortality rate. Poor glucose control in patients can affect cellular immune responses and increase morbidity and mortality associated with infections. The severity of COVID-19 is classified into 5 levels: asymptomatic, mild, moderate, severe, and critical. HbA1c is a good test for identifying the diabetes status of COVID-19 patients. According to the American Diabetes Association, HbA1c levels are considered controlled if <7% and uncontrolled if ≥7%. This study aims to analyze HbA1c levels in COVID-19 patients with diabetes mellitus from 2020 to 2022. This study uses the productive age category (15-64 years). To determine the relationship between HbA1c levels and the severity of COVID-19 patients with diabetes mellitus at Haji General Hospital, East Java Province, from 2020 to 2022. This research employs a cross-sectional, analytical observational method with a consecutive sampling technique involving 96 hospitalized COVID-19 patients. Data collection was conducted through medical record observation. The majority of the samples were male, with an average age of 53 years. The Fisher Exact Test yielded a p-value of 0.13, which is greater than the significance level (0.05), indicating no significant relationship between HbA1c levels and the severity of COVID-19 in diabetic patients. There is no significant relationship between HbA1c levels and the severity of COVID-19 in diabetic patients at Haji General Hospital, East Java Province.
Hubungan Neutrophil-to-Lymphocyte Ratio (NLR) dengan Luaran Pasien Ventilator Associated Pneumoniae (VAP) di Rumah Sakit Siti Khodijah Muhammadiyah Cabang Sepanjang Faradisa, Istna; Subkhan, Mohammad; Ambar , Nabil Salim; Widyaningsih, Sri
JurnalMU: Jurnal Medis Umum Vol 2 No 2 (2025): JurnalMU: Jurnal Medis Umum
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jmu.v2i2.25685

Abstract

Latar Belakang : Ventilator-Associated Pneumonia (VAP) merupakan pneumonia nosokomial dengan tingkat mortalitas tinggi. Kejadian mortalitas yang tinggi pada VAP dapat diminimalisir apabila proses inflamasi parenkim paru dapat diketahui dengan lebih cepat dan mudah. Salah satu biomarker proses inflamasi VAP adalah NLR. Beberapa penelitian menunjukkan NLR merupakan indikator yang sensitive untuk berbagai kondisi infeksi dan inflamasi. Namun, belum banyak penelitian yang relevan terkait NLR sebagai biomarker VAP secara khusus. Tujuan : Mengetahui hubungan NLR dengan luaran pasien VAP di Rumah Sakit Siti Khodijah Sepanjang. Metode : Penelitian ini merupakan penelitian observasional analitik dengan pendekatan cross-sectional. Teknik pengambilan sampel menggunakan teknik consecutive sampling dari tahun 2022-2024, didapatkan 14 sampel rekam medis pasien VAP. Uji statistika penelitian ini menggunakan uji korelasi Spearman rho. Hasil : Usia sampel pada penelitian ini sebagian besar berasal dari kelompok usia 60-69 tahun (50,0%). Terdapat kesamaan jumlah data dari sampel berjenis kelamin laki-laki dan perempuan. Nilai NLR sampel hampir seluruhnya tinggi, yaitu sebanyak 13 sampel (92,9%). Distribusi luaran sampel VAP didominasi sampel meninggal yaitu sebesar 8 sampel (57,1%). Tidak terdapat hubungan signifikan secara statistik antara NLR dengan luaran pasien VAP pada penelitian ini (p=0,264, CI 95% (-0,270 – 0,735)). Namun nilai koefisien korelasi penelitian ini menunjukkan arah positif atau searah (r=0,320). Kesimpulan : Tidak ada hubungan yang signifikan secara statistik antara NLR dengan luaran pasien VAP di Rumah Sakit Siti Khodijah Muhammadiyah Sepanjang.
Hubungan Paparan Asap Rokok dengan Gejala Rinitis Alergi Berdasarkan Score for Allergic Rhinitis (SFAR) Fatimatuz Zahro, Eliza; Muhamad Bauzir, Amanda; Subkhan, Mohammad; Mubarok, Zaki
JurnalMU: Jurnal Medis Umum Vol 2 No 3 (2025): JurnalMU: Jurnal Medis Umum
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jmu.v2i3.28588

Abstract

Latar belakang: Rinitis alergi adalah reaksi hipersensitivitas yang dimediasi oleh immunoglobulin E akibat paparan alergen sehingga mengakibatkan terjadinya inflamasi dengan gejala berupa hidung tersumbat, hidung gatal, hidung berair, dan bersin. Salah satu faktor risiko terjadinya rinitis alergi adanya paparan asap rokok. Tujuan: Untuk mengetahui hubungan paparan asap rokok dengan gejala rinitis alergi berdasarkan Score for Allergic Rhinitis (SFAR). Metode: Penelitian ini menggunakan metode cross sectional dengan populasi pasien poli THT-KL Rumah Sakit Siti Khodijah Muhammadiyah Cabang Sepanjang. Pengambilan sampel menggunakan metode simple random sampling. Paparan asap rokok dinilai dengan kuesioner riwayat paparan asap rokok dan gejala rinitis alergi dinilai dengan kuesioner Score for Allergic Rhinitis (SFAR). Analisis data dilakukan dengan uji Chi Square. Hasil: Penelitian melibatkan 60 responden. Hasil uji statistik menunjukkan terdapat hubungan yang bermakna antara paparan asap rokok dengan gejala hidung berair dan hidung gatal tanpa gejala flu (p=0,001<0,05). Sedangkan hasil uji statistik berikutnya tidak terdapat hubungan bermakna antara paparan asap rokok dengan gejala rinitis alergi berdasarkan Score for Allergic Rhinitis (SFAR) (p=0,318>0,05). Kesimpulan: Sesuai hasil penelitian ini dapat disimpulkan bahwa paparan asap rokok memiliki hubungan yang bermakna terhadap salah satu gejala rinitis alergi namun tidak menyebabkan rinitis alergi.