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Pengaruh Layanan Digital Mobile Banking dan Kepuasan Nasabah terhadap Loyalitas Nasabah Bank Syariah Indonesia Dika Setiagraha; Ilham Prawidi Sakti; Batin, Mail Hilian
ARBITRASE: Journal of Economics and Accounting Vol. 4 No. 1 (2023): July 2023
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v4i1.1029

Abstract

This study aims to determine digital services in the form of mobile banking services and customer satisfaction and how they impact loyalty for Bank Syariah Indonesia (BSI) customers. The method used uses Partial Least Square (PLS) as a data analysis method in order to find out how far the role of digital mobile banking services can affect customer loyalty. The research sample was obtained from 100 customers of Bank Syariah Indonesia in Palembang city. The results of this study indicate that the mobile banking service variable (X1) has no effect on customer loyalty (Y). On the other hand, in terms of customer satisfaction (X2), its role influences customer loyalty (Y). The customer loyalty variable is 0.693 or 69% which is interpreted to mean that the magnitude of the factors influencing customer loyalty of Bank Syariah Indonesia Palembang can be explained through digital mobile banking services and customer satisfaction. Meanwhile, the remaining 31% can be explained by other factors.
Implementation of Active Learning-Based Arabic Learning at Muhammadiyah 5 Palembang Senior High School Alfiyanto, Afif; Hidayati, Fitri; Riyadi, Ivan; Batin, Mail Hilian
Al-Hijr: Journal of Adulearn World Vol. 1 No. 3 (2022)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/alhijr.v1i3.511

Abstract

This study aims to determine and understand how the implementation of active learning and student activity in Arabic learning activities. This research is qualitative, using a qualitative approach to phenomenological studies and descriptive methods by taking the background at Muhammadiyah 5 Palembang Senior High School. The data sources of this study were Arabic language teachers and class X students of Muhammadiyah 5 Palembang Senior High School. Data collection methods used are observation, interviews, and documentation. Data analysis techniques used are data reduction, data presentation, and data verification. The results showed that 1) the implementation of active learning by applying three stages, namely a) preliminary (pre-instructional), namely the teacher opened the lesson by asking about students' attendance, repeating the previous learning materials; b) the implementation stage (instructional), namely the stage of conveying the learning content. explain the learning objectives that must be achieved by students, the teacher provides concrete examples, and uses learning media to clarify the discussion of each subject matter; and d) The closing stage (evaluation), where the teacher asks students questions about the material discussed, gives homework assignments, and informs the main material to be discussed at the next meeting. 2) student activity in learning Arabic is an effort or activity carried out by students when the teacher explains Arabic learning material. Students show the courage to ask about unknown learning materials, participate in discussing learning with friends, students creative, have interest and are independent in thinking, have responsibility and confidence in doing assignments that have not been studied, and students can learn independently.
KINERJA KEUANGAN BANK PEMBIAYAAN RAKYAT SYARIAH MELALUI PENDEKATAN MAQASID SYARIAH INDEX (MSI) DAN PROFITABILITAS Batin, Mail Hilian
Nurani Vol 17 No 1 (2017): Nurani: jurnal kajian syari'ah dan masyarakat
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v17i1.1349

Abstract

This research aims to find out the performance condition of Islamic Rural Bank in Indonesia using the ranking system. This system seems to any bank that has the highest and lowest rank. This system can be observed with Maqasid Syariah or by seeing the profitability ratio. After we can discover the ranking , we move forward to analyze it using the two observation method called the Four Quadrant Kartesius Diagram. This research used a secondary data from quarterly financial report from March 2013 until December 2015. Based on the test result, when using Maqasid Syariah Index (MSI), there is difference between the first ranks and otherwise placed. While when using Comparative Performance Index (CPI), one of ranked firstwhile other at the lowest rank.
FAKTOR PENYEBAB RENDAHNYA MINAT MAHASISWA PRODI MANAJEMEN DAKWAH DALAM BERWIRAUSAHA Mail Hilian Batin
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.25026

Abstract

Doing business at a young age is no stranger at this time, especially among students. Students who dare to take risks, especially in dividing their time between when they are in college and when they are looking for money, are the consequences that must be accepted. However, not all students are willing to take this risk, they are still overshadowed by some fears. This fear is called the factor causing the low interest of students in entrepreneurship. Respondents were 51 people who had not started a business before, out of a total of 66 students, they were distributed through 2 classes, namely the Dakwah Management class B and C. This type of research was field research by distributing question sheets that had to be filled out. The findings from this study are the dominant factors causing low interest in entrepreneurship are external factors including no capital, difficulty dividing time, and fear of failure.
Simple Cash Flow Training and Halal Product Process Assistance to the Fishery Processing Group of Sungsang 1 Village Banyuasin II Sub-District Mail Hilian Batin; M. Junestrada Diem; Rika Lidyah; Rini Ariyanti; Supriana
Jurnal Aksi Dosen dan Mahasiswa Vol. 1 No. 1 (2023): Jurnal Aksi Dosen dan Mahasiswa
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/jadmas.v1i1.219

Abstract

Along with the development of the business world, it requires business actors to be able to continue to grow so as to generate optimal profits and be able to maintain their business success, but many of them pay less attention to the quality standards of the products produced. This makes the products produced less suitable for consumption both by health standards and religious law (halal). This situation changes the level of consumer awareness to be more critical of what they will consume. The concept of halal products is now starting to be widely discussed and is considered to be a standard for a product. The purpose of including a halal label with a halal certificate is to increase market share and sales numbers. Next, meet the demands and give satisfaction to consumers. Improve product quality, fulfill interest and comfort to consumers, especially Muslim consumers. Providing halal and safe food is a very prospective business, because through halal certification and labeling can invite loyal customers who are not only in demand by Muslims but also non-Muslim communities. Halal food for Muslims is proven to be of high quality and very good for the health of the human body. The existence of halal certification-labeling not only aims to provide inner peace to Muslims but also peace of production for business actors.
Determinants of Islamic banking financing in Indonesia: An empirical analysis of internal and macroeconomic factors Rahmayanti, Dini; Batin, Mail Hilian; Suryati, Suryati; Ariyani, Diyah; Ifada, Khusnul
Journal of Islamic Economics Management and Business (JIEMB) Vol. 5 No. 1 (2023)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2023.5.1.15220

Abstract

This article examines the internal and macroeconomic determinants affecting Islamic banking financing in Indonesia, focusing on Sharia Commercial Banks, Sharia Business Units, and Sharia People’s Financing Banks. Using a quantitative methodology with monthly panel data spanning from 2019 to 2022, the study employs Vector Autoregression (VAR) and Vector Error Correction Model (VECM) techniques. The analysis incorporates variables such as Total Assets, Third Party Funds (TPF), Net Operating Margin (NOM), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), Return on Assets (ROA), Equivalent Rates of mudharabah and musyarakah, BI Rate, and Inflation. Findings reveal that in the long run, TPF, NOM, ROA, and the Equivalent Rate of Musyarakah positively influence Islamic banking financing, whereas NPF and inflation exert a significant negative impact. In the short run, TPF, NOM, ROA, and the Equivalent Rate of Mudharabah are significant influencers of financing. These results highlight the critical role of effective fund management and a stable economic climate in fostering the expansion of Islamic banking financing. The study offers valuable insights for policymakers and banking institutions aiming to improve financial inclusion and economic stability through enhanced Islamic banking practices.
Analisis Strategi Promosi Dengan Paket Sembako Pada 212 Mart Kayuagung Untuk Survive Selama Masa Pandemi Covid Reny Moulisa Ananda; Hilda Hilda; Mail Hilian Batin
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 5 (2023): OKTOBER : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i5.783

Abstract

Micro, Small and Medium Enterprises are productive businesses engaged in commerce and are engaged in entrepreneurship. MSME themselves can be managed by individuals or business entities, where the business belongs to the criteria of a small or micro scope. In 1998, small or medium enterprises can compete with large companies. Because most small or medium businesses do not depend on loans or large capital. Promotion is an element in a company's marketing mix that is used to inform, persuade, and remind products of a company. Promotional mix is a combination of face-to-face selling advertising, sales promotion, publicity, public relations that helps achieve company goals. This study uses a qualitative approach with descriptive analysis method. The object of this research is 212 Mart Kayuagung. This study uses primary data and secondary data with data collection techniques of observation, interviews, and documentation. By using triangulation data collection techniques. 212 Mart Kayuagung in promoting its products, namely Advertising using banners, Personal Selling using face to face, Publicity using.
Keputusan Menabung Nasabah Bank Syariah Indonesia KCP Palembang Sudirman Yang Dipengaruhi Oleh Literasi, Pemahaman Dan Promosi Yuliana, Nana; Mail Hilian Batin; Abu Bakar Sidik
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 5 (2023): OKTOBER : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i5.828

Abstract

This research was conducted due to problems, namely the low knowledge and understanding of customers regarding Islamic banking products and the lack of effective promotions carried out by banks, causing low customer interest in saving. The purpose of this study was to determine the effect of literacy, understanding and promotion on the saving decision of customers of Bank Syariah Indonesia KCP Palembang Sudirman. The sampling technique used was purposive sampling method using the Slovin formula. The data analysis technique used is the classical assumption test, multiple linear regression analysis and hypothesis testing using the IBM SPSS Statistics 26 application tool. The results of this study indicate that literacy has a positive and significant effect on customers' saving decisions with a value of t count > t table (3,627 > 1,660) and a significance value of 0.000 <0.05, understanding that there is no effect on customer saving decisions with a t count <t table (1,210 <1,660) and a significance value of 0.229 > 0.05, promotions have a positive and significant effect on decisions saving customers with a t count > t table (8,203 > 1,660) and a significance value of 0.000 <0.05 and literacy, understanding and promotion have a joint effect on customer saving decisions with an F count > F table (65,264 > 2.31) and a significance value of 0.000 <0.05.
FACTORS AFFECTING THE PERFORMANCE OF SHARIA BANK EMPLOYEES Yolanda Adista Septiani Aksa; Rudi Aryanto; Mail Hilian Batin
Indonesian Journal of Multidisciplinary Sciences (IJoMS) Vol. 2 No. 2 (2023): Indonesian Journal of Multidisciplinary Sciences (IJoMS)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/ijoms.v2i2.578

Abstract

This research is based on the background that employee performance is the main thing that companies must pay attention to when carrying out their work activities. For this reason, this problem requires company management to plan to increase competency, distribute knowledge (knowledge sharing) and carry out work supervision more strictly in order to improve the performance of its employees. This research aims to test the variables of Competency, Knowledge Sharing and Work Supervision on Employee Performance at Bank Sumsel Babel Syariah KC Palembang. This research uses quantitative methods. The population in this study was 62 employees using a purposive sampling technique. The sample in this study consisted of 33 respondents who were employees of Bank Sumsel Babel Syariah KC Palembang. Primary data was obtained from distributing questionnaires to employees and analyzed using the validity test method, reliability test, while data analysis techniques used the classic assumption test, multiple linear regression analysis, t test, f test and r test. The research results show that the competency variable has a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained were tcount > t table (2.438 > 1.699) with a significance of 0.021 < 0.05. The knowledge sharing variable has a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained are t count > ttable (2.160 > 1.699) with a significance of 0.039 < 0.05. The work supervision variable has a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained are tcount > ttable (2.253 > 1.699) with a significance of 0.032 < 0.05. Simultaneously, the three variables have a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained are Fcount 12.925 > Ftable 2.93 and a significance of 0.000 < 0.05.
Integration of financing and macroeconomic shock in Islamic banking in Indonesia Rahmayanti, Dini; Batin, Mail Hilian; Suryati, Suryati; Ariyani, Diyah; Ifada, Khusnul
Asian Journal of Islamic Management (AJIM) VOLUME 5 ISSUE 2, 2023
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol5.iss2.art6

Abstract

Purpose – This study analyzes the relationship between Islamic banking financing and macroeconomic variables as well as its response to key economic variables.Methodology – The research design uses quantitative analysis with Islamic banking panel data for the period 2019-2022 with monthly data, and the study used the Vector Error Correction Model (VECM).Findings – Non Performing Financing (NPF) and Inflation negatively impact Islamic banking financing. Meanwhile, Third Party Funds (Dana Pihak Ketiga, DPK), Net Operating Margin (NOM), Return on Assets (ROA), Equivalent Rate of Musyarakah (ERPMUSY), and BI rates have a positive direction of significance for Islamic banking financing. In the Granger causality test, the interaction between the variables was unidirectional. While Islamic banking financing responds to shocks, many financings respond negatively to the shocks that occur.Implications – Islamic Financing responds significantly in a negative direction as a result of the shocks that occur in each variable and based on long-term estimates. Therefore, Islamic banking needs to supervise and resolve the internal influence of each bank, as well as the macro influence that can be felt in the long term on Islamic banking financing.Originality – This research integrates Islamic banking finance in Indonesia and examines how internal and macro variables can influence the financing disbursed to Islamic banking in Indonesia. This study also examines shocks between variables and tests the Granger causality between variables. Islamic banking needs to pay attention to many factors to minimize bad financing or lack of interest in applying for financing.