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Keputusan Menabung Nasabah Bank Syariah Indonesia KCP Palembang Sudirman Yang Dipengaruhi Oleh Literasi, Pemahaman Dan Promosi Yuliana, Nana; Mail Hilian Batin; Abu Bakar Sidik
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 1 No. 5 (2023): OKTOBER : JURNAL ILMIAH DAN KARYA MAHASISWA
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v1i5.828

Abstract

This research was conducted due to problems, namely the low knowledge and understanding of customers regarding Islamic banking products and the lack of effective promotions carried out by banks, causing low customer interest in saving. The purpose of this study was to determine the effect of literacy, understanding and promotion on the saving decision of customers of Bank Syariah Indonesia KCP Palembang Sudirman. The sampling technique used was purposive sampling method using the Slovin formula. The data analysis technique used is the classical assumption test, multiple linear regression analysis and hypothesis testing using the IBM SPSS Statistics 26 application tool. The results of this study indicate that literacy has a positive and significant effect on customers' saving decisions with a value of t count > t table (3,627 > 1,660) and a significance value of 0.000 <0.05, understanding that there is no effect on customer saving decisions with a t count <t table (1,210 <1,660) and a significance value of 0.229 > 0.05, promotions have a positive and significant effect on decisions saving customers with a t count > t table (8,203 > 1,660) and a significance value of 0.000 <0.05 and literacy, understanding and promotion have a joint effect on customer saving decisions with an F count > F table (65,264 > 2.31) and a significance value of 0.000 <0.05.
FACTORS AFFECTING THE PERFORMANCE OF SHARIA BANK EMPLOYEES Yolanda Adista Septiani Aksa; Rudi Aryanto; Mail Hilian Batin
Indonesian Journal of Multidisciplinary Sciences (IJoMS) Vol. 2 No. 2 (2023): Indonesian Journal of Multidisciplinary Sciences (IJoMS)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/ijoms.v2i2.578

Abstract

This research is based on the background that employee performance is the main thing that companies must pay attention to when carrying out their work activities. For this reason, this problem requires company management to plan to increase competency, distribute knowledge (knowledge sharing) and carry out work supervision more strictly in order to improve the performance of its employees. This research aims to test the variables of Competency, Knowledge Sharing and Work Supervision on Employee Performance at Bank Sumsel Babel Syariah KC Palembang. This research uses quantitative methods. The population in this study was 62 employees using a purposive sampling technique. The sample in this study consisted of 33 respondents who were employees of Bank Sumsel Babel Syariah KC Palembang. Primary data was obtained from distributing questionnaires to employees and analyzed using the validity test method, reliability test, while data analysis techniques used the classic assumption test, multiple linear regression analysis, t test, f test and r test. The research results show that the competency variable has a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained were tcount > t table (2.438 > 1.699) with a significance of 0.021 < 0.05. The knowledge sharing variable has a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained are t count > ttable (2.160 > 1.699) with a significance of 0.039 < 0.05. The work supervision variable has a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained are tcount > ttable (2.253 > 1.699) with a significance of 0.032 < 0.05. Simultaneously, the three variables have a positive and significant effect on employee performance at Bank Sumsel Babel Syariah KC Palembang. The results obtained are Fcount 12.925 > Ftable 2.93 and a significance of 0.000 < 0.05.
Integration of financing and macroeconomic shock in Islamic banking in Indonesia Rahmayanti, Dini; Batin, Mail Hilian; Suryati, Suryati; Ariyani, Diyah; Ifada, Khusnul
Asian Journal of Islamic Management (AJIM) VOLUME 5 ISSUE 2, 2023
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol5.iss2.art6

Abstract

Purpose – This study analyzes the relationship between Islamic banking financing and macroeconomic variables as well as its response to key economic variables.Methodology – The research design uses quantitative analysis with Islamic banking panel data for the period 2019-2022 with monthly data, and the study used the Vector Error Correction Model (VECM).Findings – Non Performing Financing (NPF) and Inflation negatively impact Islamic banking financing. Meanwhile, Third Party Funds (Dana Pihak Ketiga, DPK), Net Operating Margin (NOM), Return on Assets (ROA), Equivalent Rate of Musyarakah (ERPMUSY), and BI rates have a positive direction of significance for Islamic banking financing. In the Granger causality test, the interaction between the variables was unidirectional. While Islamic banking financing responds to shocks, many financings respond negatively to the shocks that occur.Implications – Islamic Financing responds significantly in a negative direction as a result of the shocks that occur in each variable and based on long-term estimates. Therefore, Islamic banking needs to supervise and resolve the internal influence of each bank, as well as the macro influence that can be felt in the long term on Islamic banking financing.Originality – This research integrates Islamic banking finance in Indonesia and examines how internal and macro variables can influence the financing disbursed to Islamic banking in Indonesia. This study also examines shocks between variables and tests the Granger causality between variables. Islamic banking needs to pay attention to many factors to minimize bad financing or lack of interest in applying for financing.
SOSIALISASI BIDAI (TIRAI) MELALUI INTERNET DAN DIGITAL MARKETING DALAM UPAYA MENINGKATKAN EKONOMI MASYARAKAT DESA RANTAU DURIAN 1 KECAMATAN LEMPUING JAYA KABUPATEN OGAN KOMERING ILIR (OKI) Batin, Mail Hilian; Ulfa, Maria; Putra, Raihan Taneta; Marindah, Marindah; Sari, Novika
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 3, No 1 (2020): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v3i1.132-138

Abstract

Today, technology has an essential role in economic progress, especially for small and large scale entrepreneurs. The utilization of technology is crucial to support the efficiency and effectiveness of sales. Urban communities only felt the presence of this technology but not for those who live in rural areas. The approach taken uses socialization about the importance of the role of the internet and digital marketing for the craftsmen of Palm oil palm midrib artisans in Rantau Durian 1 Village, Lempuing Jaya District, OKI Regency, South Sumatra. The results of the socialization gave a positive impression to the craftsmen. They gave a fresh breeze of their sustainability in the business of the palm fronds themselves, and their income hopes were far better than before knowing internet marketing. So far, the traditional marketing system where the craftsmen sell directly to the market using trucks, then it takes a long time to sell all of their merchandise.