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Pengaruh Ekonomi Syari’ah Dalam Menghadapi Perkembangan Zaman di Indonesia Muhammad Thoyib Ramadhan; Adi Mansah
Journal of Resources and Reserves (JRR) Vol. 1 No. 02 (2023): Journal of Resources and Reserves (JRR)
Publisher : CV Edujavare Publishing

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Abstract

pada kenyataan nya globalisasi adalah jalan terbaik bagi penganut agama islam untuk memperlihatkan dan menunjukan budaya dan edukasi islam kepada eksistensi tempat di dunia. Bagaimana pengaruh ajaran islam dalam menghadapi perkembangan zaman di indoneia yang semakin maju dan penuh akan inovasi sehingga membuat persaingan dalam perekonomian semakin variative dan aktif. Masalah yang harus dihadapi ekonomi syariah diantara nya ada mayoritas negara yang notebene berpenduduk islam lebih memilih mengedepankan sistem kapitalis dan sosialis, secara ekonomi dan politik Negara Islam di anggap tidak memiliki pengaruh karenanya sulit untuk membuktikan bahwa Sistem ekonomi Islam memiliki lebih gagasan terdepan dibandingkan kapitalis dan sosialis, dalam menghadapi perkembangan ekonomi di Indonesia ekonomi syariah perlu memfokuskan beberapa unsur, yaitu kemajuan teknologi, pemberdayaan UKM berbasis syariah, mengekalkan keutamaan ekonomi syariah yaitu sistematik kemajuan transaksi syariah dan juga meniadakan riba. Penelitian ini bertujuan untuk mengetahui urgensi dari pertumbuhan ekonomi syariah di Indonesia mengikuti perkembangan zaman yang terus mengalir mengikuti waktu dengan inovasi yang semakin maju. Penelitian ini menggunakan metodologi kualitatif-deskriptif, serta penelitian kepustakaan. Metode pengumpulan data menggunakan membaca, memahami dan menulis berbagai sumber informasi, kemudian dievaluasi dan disajikan kedalam pemahaman secara konsepsional, hasil literatur memperlihatkan bahwa ekonomi syariah memiliki dampak dalam perkembangan kegiatan ekonomi di Indonesia yaitu dapat meningkatkan kesejahteraan dan ekonomi Masyarakat secara menyeluruh. Memadukan bagaimana ekonomi islam mengatur operasional perusahaan agar tercipta nya sebuah tujuan yang sesuai dengan prinsip-prinsip islam merupakan tantangan bagi perekonomian syari’ah di era globalisasi, bagaimana islam mengatur perubahan ekonomi sesuai dengan perkembangan zaman yang mengarah kepada kesenjangan sosial, dibutuhkan sebuah manajemen operasional yang cakap agar bisa mengarahkan perekonomian pada kesejahteraan umat, menggapai tekad yang sama dan mewujudkan tujuan sama, guna mengikuti perkembangan zaman yang selalu mengalami perubahan agar masa depan islam tetap terjaga dari hingar bingar dunia yang penuh akan tipu daya, merupakan tujuan bagi perekonomian islam bisa mendeklarasikan eksistensi nya untuk membawa pengaruh bagi perekonomian yang transparan dan stabil di tengah gempuran sistem kapitalis yang mengedepankan kekayaan individual tanpa ada nya jiwa sosial, kewajiban dalam kehidupan agar kesejahteraan bisa direalisasikan tanpa adanya kesenjangan.
E-Commerce Dalam Perspektif Syariah Muhammad Rangga Wibiksana; Adi Mansah
Journal of Resources and Reserves (JRR) Vol. 1 No. 02 (2023): Journal of Resources and Reserves (JRR)
Publisher : CV Edujavare Publishing

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Abstract

Teknologi digital saat ini berkembang dengan sangat cepat, apalagi di sektor e-commerce. Karena persaingan ketat di era disrupsi ini, Studi ini mengeksplorasi konsep e-commerce dari perspektif syariah, dengan fokus pada definisi, operasi bisnis, dan pengakuan dalam bisnis Islam. Ini mengungkapkan bahwa e-commerce adalah sistem perdagangan yang melibatkan perangkat elektronik untuk belanja online, menyoroti kebutuhan perusahaan untuk menemukan strategi bertahan hidup baru.Kecuali untuk barang yang dianggap sebagai objek jual-beli, jual-beli e-commerce pada dasarnya tidak berbeda dengan jual-beli as-salam. Jika Anda melakukan jual-beli e-commerce, Anda harus waspada, seperti memeriksa sistem keamanan perusahaan dan memahami apa yang Anda beli untuk menghindari membeli produk yang tidak berkualitas.
IMPLEMENTASI PENCATATAN AKUNTANSI SEDERHANA PADA UMKM SEMPRONG KULA KADEMANGAN DI TANGERANG SELATAN: 1. Pendahuluan, 2. Metode Pengabdian, 3. Hasil dan Pembahasan, 4. Kesimpulan ., Hartutik Tutik; Mansah, Adi; Hartati, Sawitri Yuli; Fahmi, Muhammad; Wahyudi, Fikri
Universal Raharja Community (URNITY Journal) Vol. 4 No. 1 (2024): URNITY (Universal Raharja Community)
Publisher : UNIVERSITAS RAHARJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/urnity.v4i1.3002

Abstract

Laporan keuangan yang baik dan benar, merupakan hal yang sangat dibutuhkan bagi pelaku usaha, UMKM sebagai pihak yang selama ini dianggab tidak bankable sudah waktunya bisa mewujudkan pencatatan keuangan yang benar meskipun sederhana, agar pengelolaan aset dapat dilakukan dengan baik, dan mudah menilai kinerja keuangan. Selama ini rata-rata pelaku UMKM tidak dapat melakukan pencatatan keuangan dengan baik, hal lini yang mengakibatkan seringnya pelaku usaha salah dalam pengambilan keputusan. Modal mereka bisa terkikis habis bahkan sampai tutup bisnisnya akibat pengelolaan dana yang tidak tersusun dengan baik dan benar. Oleh karena itu, pengabdian masyarakat ini hadir untuk memberikan wawasan dan motivasi bagi mereka bagaimana menentukan harga pokok penjualan, harga jual, biaya operasional, laba operasional dan bagimana proses pencatatan keuangan yang sederhana. Oleh karena itu, Pengabdian Kepada Masyarakat bertujuan untuk memberikan wawasan, motivasi dan kesadaran pelaku UMKM akan pentingnya pencatatan keuangan dengan baik dan benar. Setelah pemberian pendampingan, para penggiat UMKM diharapkan mampu mengimplementasikannya dalam penyusunan laporan keuangan yang baik dan benar. Subjek pengabdian masyarakat ini adalah penggiat usaha mikro kecil dan menengah (UMKM) Semprong Kula Kademangan yang berada di Kota Tangerang Selatan. Objek penelitian adalah kemampuan pencatatan transaksi keuangan pelaku usaha.
The Impact of Digital Marketing, Halal Labels, Product Quality, and Price on Consumer Satisfaction in the Halal Industry: A Study on Shopee and TikTok Shop Muhammad Zaky Hermawansyah; Adi Mansah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.7246

Abstract

This study aims to examine the impact of digital marketing, halal labeling, product quality, and price on customer satisfaction in the halal industry sector, especially on e-commerce platforms such as Shopee and TikTok Shop. By utilizing the Theory of Planned Behavior (TPB) approach, this study explores the relationship between attitudes, subjective norms, and perceived behavioral control on consumer satisfaction in the context of halal products. The research uses quantitative methods with a causal research design. Data were collected through an online questionnaire using a 4-point Likert scale, involving 131 respondents selected via a purposive sampling technique. Data analysis was conducted using Structural Equation Modeling based on Partial Least Squares (SEM-PLS). The research findings indicate that price is the most influential factor on customer satisfaction, followed by product quality and digital marketing. Competitive prices and products that meet consumer expectations significantly increase satisfaction levels. In contrast, halal labeling does not have a significant direct influence on customer satisfaction, unless supported by other variables. This research contributes both in theory and practice in understanding Muslim consumer behavior in the digital era and can be a reference for industry players. designing effective and inclusive marketing strategies.
The Effect of Income, Product Knowledge, Trust, and Promotion on Public Interest in Using Sharia Pawn Services. Hidayat, Muhammad Shamil; Mansah, Adi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 2: Agustus 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i2.30858

Abstract

The growing demand for ethical and interest-free financial services in Indonesia has raised questions regarding the factors that drive public interest in Islamic pawnshops (rahn). Although conventional pawn services remain dominant, previous research has shown inconsistencies in identifying the most influential drivers of customer interest. This study aims to fill that gap by examining the combined effects of income, product knowledge, trust, and promotion on the interest in using sharia-compliant pawn services, specifically in South Jakarta—a region with increasing awareness of Islamic finance.A quantitative method with a causal research design was employed, targeting 130 respondents through purposive sampling. Participants included former users of sharia pawn services, conventional users open to Islamic alternatives, and individuals interested in Islamic pawn offerings. Data collection was conducted using structured questionnaires, and analysis was performed through Structural Equation Modeling (SEM) using SmartPLS.The findings indicate that all independent variables significantly and positively influence customer interest, with the model explaining 80.5% of the variance. Promotion showed the strongest individual impact (p = 0.000), followed by trust (p = 0.008), income (p = 0.014), and product knowledge (p = 0.010). These results underline the importance of targeted promotion, customer trust, income stability, and education on sharia products in enhancing public engagement with Islamic pawn services.
ANALYSIS OF PRODUCTIVE ZAKAT MANAGEMENT AND FUND DISTRIBUTION ZAKAT FOR ECONOMIC EMPOWERMENT OF MUSTAHIK AT BAZNAS BENGKULU PROVINCE Rezka Anastasha; Adi Mansah; Amir Mukadar
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 9 No. 2 (2026): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jam-ekis.v9i2.9122

Abstract

This article aims to analyze the implementation of the Zakat Maal Distribution System  at the National Zakat Agency of Bengkulu City (BAZNAS). The analysis seeks to determine whether the zakat maal distribution system  complies with Islamic Sharia principles and government regulations. This study employed field research, also known as empirical research. Data were collected through direct interviews with BAZNAS employees in Bengkulu City and several zakat recipients. The results indicate that the distribution process has been running quite well and aligns with Islamic principles as well as applicable laws and regulations in Indonesia. The National Zakat Agency (BAZNAS) of Bengkulu City has distributed zakat funds to various groups categorized as mustahik (zakat recipients), including the poor, the needy, converts to Islam, and others. The utilization of zakat funds covers various areas, such as educational assistance, business support, social aid, and healthcare. Although zakat distribution has been successful,  low public awareness remains a challenge, leading to uneven distribution. Therefore, monitoring and evaluation are essential to ensure zakat programs reach their intended beneficiaries.
Konsep Pemasaran dalam Sudut Pandang Ekonomi Islam Hafidz Ainur Rofi; Adi Mansah
Journal of Creative Power and Ambition (JCPA) Vol. 2 No. 01 (2024): Journal of Creative Power and Ambition (JCPA)
Publisher : CV Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/jcpa.v2i01.226

Abstract

Marketing is an important aspect in the business world because it maintains the principle of balancing products or services with customers. Over the decades, concept marketing has experienced significant growth and is now considered an integral part of modern business strategy. The aim of this research is to highlight the basic principles of the Islamic viewpoint that are very important for business operations. The methods used include data reduction, data analysis, and prediction of conclusions using quantitative means. The research results show that the concept of sales from an Islamic perspective can also be called sales in a sharia context. In the context of sharia, the concept of sales is different from the conventional one, especially in business transactions, which are based on the principles applied. In sharia marketing, business activities are carried out in accordance with Islamic principles, including the Koran and Hadith, to ensure the fulfillment of faith.
The Influence of Service Quality, Price, and Brand on Customer Satisfaction in Hijab Fashion: An Islamic Law Perspective Syifa Maharani; Adi Mansah
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 10 No. 2 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v10i2.21967

Abstract

This study examines how service quality, price, and brand shape customer satisfaction in the hijab fashion market and interprets the findings through an Islamic law lens (maqāṣid al-sharīʿah). Using a mixed-methods design, we surveyed hijab consumers who had purchased at least twice in the last six months (n = 120; purposive sampling) and complemented the statistics with brief interviews/document reviews. Instruments passed validity–reliability checks and classical assumptions (normality, multicollinearity, heteroskedasticity). Multiple linear regression shows that service quality, price, and brand each have a positive, significant effect; jointly they are significant (F = 13.957, p < 0.001) with R² = 0.265 (Adjusted R² = 0.246), indicating moderate explanatory power. Interpreted normatively, service quality aligns with iḥsān–samḥah (courteous, facilitative service), fair and transparent pricing reflects ‘adl, and trustworthy branding embodies ṣidq–amānah; satisfaction is framed as tarāḍin, supported by khiyār (clear return/exchange). These values cohere with the maqāṣid emphasis on protecting wealth (ḥifẓ al-māl) and avoiding harm while realizing benefit (dar’ al-mafāsid wa jalb al-maṣāliḥ). Managerially, firms should strengthen after-sales service, price transparency, and honest brand communication, and operationalize Sharīʿah-compliant policies (e.g., clear product information and accessible returns) to foster sustainable satisfaction and loyalty.Keywords: service quality; price; brand; customer satisfaction; Islamic law; maqāṣid al-sharīʿah
Enhancing Regulatory Frameworks for Islamic Banking Institutions: Comparative Study Between Indonesia and Bahrain Fauzan Akbar; Adi Mansah
BASKARA : Journal of Business and Entrepreneurship Vol. 7 No. 1 (2024): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.v7i1.24311

Abstract

This research analyzes and compares the regulatory frameworks governing Islamic Banking institutions in Bahrain, and Indonesia. The study explores how each country has developed its regulatory environment to support the growth and stability of Islamic finance, highlighting the successes, challenges, and areas for improvement. Using a qualitative comparative approach, the research draws on data from document analysis and previous studies to provide a comprehensive understanding of the regulatory landscapes in these countries. The findings reveal that Bahrain has established robust and internationally recognized regulatory frameworks, largely due to their proactive regulatory bodies and collaboration with global standard-setting organizations such as the Islamic Financial Services Board (IFSB) and the Accounting and Auditing Organization for Islamic Institutions (AAOIFI). In contrast, Indonesia, despite its significant potential, faces challenges in regulatory implementation and public literacy on Islamic finance. The study concludes that effective regulatory frameworks are crucial for the credibility and stability of Islamic finance, strengthening regulatory oversight, and adopting international standards to ensure consistent and transparent practices. This research contributes valuable insight for policymakers, regulators, and practitioners aiming to improve the regulatory environment of Islamic financial institutions globally. 
ANALISIS CASH WAQF LINKED SUKUK (CWLS) DI BADAN WAKAF INDONESIA (BWI): PENDEKATAN MAQASHID SYARIAH IMAM ASY-SYATIBI Achmad Fachmi; Adi Mansah
Media Riset Bisnis Manajemen Akuntansi Vol 1, No 3 (2025): Media Riset Bisnis Manajemen Akuntansi
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbima.v1i3.503

Abstract

Indonesia holds vast potential in cash waqf development; however, most waqf assets remain underutilized and unproductive. To address this issue, the government—through the Indonesian Waqf Board (BWI)—introduced an innovative instrument known as the Cash Waqf Linked Sukuk (CWLS), which integrates cash waqf with sovereign sukuk to support the financing of social sectors. This study aims to analyze the implementation of CWLS by BWI and assess its alignment with the Maqashid Sharia framework as formulated by Imam Asy-Syatibi. This research employs a qualitative descriptive approach using a case study method. Data were collected through in-depth interviews, observation, and documentation, and analyzed using Miles and Huberman's thematic reduction technique based on the five dimensions of maqashid. The findings reveal that the implementation of CWLS reflects the core principles of maqashid: hifz al-din (protection of religion), hifz al-nafs (protection of life), hifz al-aql (protection of intellect), hifz al-mal (protection of wealth), and hifz al-nasl (protection of lineage). CWLS has made a tangible contribution to the establishment of waqf-based hospitals, provision of scholarships, and community economic empowerment through vocational training and micro-enterprise support. The study concludes that CWLS is a sharia-compliant social finance innovation that holistically embodies maqashid values and offers a strategic solution for advancing productive waqf in Indonesia. The study also recommends enhancing public awareness, transparency, and cross-sector collaboration in future CWLS initiatives.Keywords : Cash Waqf Linked Sukuk, Cash Waqf, Maqashid Sharia, Indonesian Waqf Board, Sovereign Sukuk