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Membangun Entrepreneur Muda di Kalangan Siswa Melalui Pelatihan Ideasi dan Pitching Adi Kurniawan Yusup; Cherry Josephine; Kent Avila Limanto; Theresia Dinda Kusuma Dewi; Kimartha Putri
Share: Journal of Service Learning Vol. 10 No. 2 (2024): AUGUST 2024
Publisher : Institute of Research and Community Outreach - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/share.10.2.61-69

Abstract

Dalam menghadapi perubahan yang cepat di era teknologi yang semakin ketat, pengembangan keterampilan kewirausahaan menjadi suatu keharusan. Era digitalisasi membawa peluang baru dan tantangan kompleks dalam dunia bisnis dimana hal tersebut menuntut inovasi sebagai kunci untuk mengatasi masalah yang muncul. Oleh karena itu, keterampilan kewirausahaan menjadi semakin penting, bukan hanya sebagai tambahan, melainkan sebagai kebutuhan esensial bagi individu untuk berhasil beradaptasi dan berkembang dalam lingkungan bisnis yang dinamis. Acara pengabdian masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan kewirausahaan siswa di Sekolah Citra Berkat Surabaya. Pelatihan ini membahas tentang proses ideasi dan prototyping yang memungkinkan siswa untuk mengembangkan ide bisnis inovatif. Metode pelaksanaan acara mencakup sesi edukasi, diskusi kelompok dengan bimbingan mentor, serta presentasi ide bisnis kepada tim dosen sebagai calon investor. Melalui kegiatan ini, siswa tidak hanya diberikan pemahaman teoritis tentang kewirausahaan, tetapi juga diberi kesempatan untuk mengaplikasikan pengetahuan tersebut dalam situasi nyata. Mereka diajak untuk merancang dan mengembangkan ide bisnis mereka sendiri, dengan dukungan dan bimbingan dari mentor yang berpengalaman. Proses presentasi ide bisnis kepada tim dosen sebagai calon investor menjadi kesempatan bagi siswa untuk mengasah keterampilan komunikasi mereka, serta menerima umpan balik yang konstruktif dari para profesional dalam bidangnya. Hasil positif ini menegaskan pentingnya pengembangan keterampilan kewira­usahaan di tingkat pendidikan menengah sebagai bekal siswa menghadapi tantangan bisnis di masa depan.
Pemberdayaan UMKM Ibu-Ibu Dasa Wisma Pakal melalui Pelatihan Inovasi, Pemasaran Digital, dan Keuangan Marlina, Maria Asumpta Evi; Yusup, Adi Kurniawan; Nugraha, Kristian Agung; Suyanto, Kezia Josephe; Tandiawan, Sheren Angelin
Jurnal Abdimas Ekonomi dan Bisnis Vol. 5 No. 1 (2025): Jurnal Abdimas Ekonomi dan Bisnis
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/njmr8010

Abstract

Kewirausahaan memiliki peran strategis dalam mendukung pertumbuhan ekonomi, terutama melalui pemberdayaan usaha mikro, kecil, dan menengah (UMKM). Dalam konteks ini, perempuan, khususnya ibu rumah tangga, memiliki potensi besar untuk berwirausaha. Akan tetapi, usaha kecil yang dilakukan oleh Ibu-Ibu Dasa Wisma di Pakal, Surabaya terkendala kurangnya inovasi produk, strategi pemasaran digital, dan pengelolaan keuangan. Kegiatan pengabdian ini bertujuan untuk mengatasi tantangan tersebut melalui pelatihan inovasi produk, pemasaran digital, dan penghitungan harga pokok penjualan (HPP). Kegiatan pelatihan ini dimulai dari tahap observasi masalah, tahap pelatihan, dan tahap evaluasi dan pendampingan. Hasil pelatihan menunjukkan adanya peningkatan kemampuan peserta dalam menciptakan produk yang lebih inovatif, memperluas jangkauan pemasaran melalui media sosial, serta menghitung Harga Pokok Penjualan (HPP) dengan lebih tepat. Selain itu, para peserta juga mulai merancang strategi penjualan untuk beberapa bulan mendatang.
GEN Z INVESTMENT DECISION: ROLE OF FINANCIAL LITERACY, INTEREST AND RISK TOLERANCE USING LOGISTIC REGRESSION Yusup, Adi Kurniawan; Gunawan, Kartikasari
ULTIMA Management Vol 16 No 1 (2024): Ultima Management : Jurnal Ilmu Manajemen
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31937/manajemen.v16i1.3667

Abstract

Abstract- The number of Generation Z individuals who invest in high-risk financial instruments is increasing. This trend is interesting because high-risk investments commonly tend to attract older and more experienced investor. This study aims to analyze the impact of financial literacy and financial interest on investment decisions of Generation Z in high-risk assets, with risk tolerance as a moderating factor. Theory of Planned Behavior (TPB) is used to formulate the hypotheses. This study used quantitative method and the data is collected by distributing the questionnaires to the respondents. The sample of this study is 401 Generation Z individuals in Surabaya who are over 17 years old and thus legally able to invest according to Indonesian regulations. We conduct logistic regression analysis to test the hypotheses. The findings reveal that financial literacy does not affect investment decisions in high-risk assets, whereas financial interest has a positive effect. Furthermore, risk tolerance does not moderate the relationship between financial literacy and investment decisions. However, a high level of risk tolerance strengthens the positive effect of financial interest on investment decisions in high-risk assets. This research contributes new insight for investment companies and government to boost financial interest through engaging activities like gamified financial tools and interactive workshops. Keywords: Financial Literacy; Financial Interest; Generation Z; Investment Decision; Risk Tolerance
Bank Performance and Stock Returns: An Analysis of Conventional and Islamic Banks in Indonesia Wibien, Jemima Donna; Yusup, Adi Kurniawan
Oikonomia: Jurnal Manajemen Vol. 21 No. 1 (2025): Oikonomia: Jurnal Manajemen
Publisher : Fakultas Ekonomi dan Bisnis Universitas Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47313/oikonomia.v21i1.3903

Abstract

Purpose This research focuses on financial ratios and the differences between conventional and Islamic banks to understand their impact on stock returns. The purpose of this research is to identify the key factors causing affecting the stock price for banks listed on the Indonesia Stock Exchange (IDX) from 2018 to 2023.. Methodology This study uses a quantitative approach, analyzing data from 37 banks' annual reports (222 firm-year observations). The Generalized Method of Moments (GMM) using STATA 17 was applied to ensure accurate results. Findings Findings show that NPL and ROE negatively impact stock returns, while CAR and LDR have no influence. On the other hand, Islamic banks' liquidity management, measured by ROE and LDR showed a more positive effect on stock returns compared to conventional banks. Suggestion Future studies should consider including broader factors like economic conditions. This study's limitation lies in its focus on financial ratios without factoring in macroeconomic factors.
Connecting Family Protocol and Family Council to Perceived Succession Success in Family Businesses through Management Succession Planning Guntoro, Jennifer Alberta; Yusup, Adi Kurniawan
Management Analysis Journal Vol. 14 No. 2 (2025): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v14i2.26342

Abstract

The aim of the research is to identify the effect of family protocol and family council toward perceived success of succession though management succession planning mediation.   Family business refers to a corporation that has been controlled and owned by the same family for generations. Exercising rational business decisions while also managing the interpersonal dynamics of a family-owned enterprise is a challenging task. Achieving equilibrium between the expectations and fluctuations of family members and the company's enduring objectives is frequently imperative in this situation. The analysis conducted using quantitative analysis. The population of the research is family business successor at Surabaya. The sampling method used is purposive sampling. The respondent participated in this research is 120 respondents. The data analysed using Partial Least Square Method using SmartPLS application. The data analysis showed that family protocol and family council positively affect management succession planning. In addition, family council, family protocol, and management succession planning directly affect perceived success of succession. The finding also discovered that management succession planning also successfully mediated the relationship between family council and family protocol toward perceived success of succession.
The Mediating Effect of Organizational Culture and Work Fatigue on Work Life Balance in the Context of Work from Home among Indonesian Workers Hongdiyanto, Charly; Halcon, Frederick Abainza; Yusup, Adi Kurniawan; Ongkowijoyo, Gracia
Journal The Winners Vol. 26 No. 2 (2025): Journal The Winners (In Progress)
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/tw.v26i2.13013

Abstract

Remote work has existed for quite some time, but has gained popularity with the onset of the COVID-19 pandemic, as all activities had to be conducted from home. The research gap lies in the scarcity of empirical evidence on how organizational culture and work fatigue mediate the relationship between Work From Home (WFH) and work-life balance (WLB), especially in the Indonesian context. This study examined whether organizational culture and work fatigue mediate the impact of WFH on WLB among Indonesian workers. The research aimed to understand how work-life balance is affected by organizational culture and work fatigue among Indonesian remote workers. Using purposive sampling, the research gathered data from 112 respondents and analyzed them with Smart PLS. The findings indicate that the direct relationship between WFH and WLB, as well as work fatigue is not significant. Similarly, the mediating effect of organizational culture and work fatigue on the relationship between work-from-home and work-life balance were not significant. Furthermore, the link between organizational culture and work-life balance is not significant. A significant relationship is observed only between work fatigue and WLB, and between WFH and organizational culture. This research is crucial because while remote work offers flexibility, it also poses challenges such as fatigue and blurred boundaries that may jeopardize employees' well-being. Understanding these dynamics helps organizations in developing supportive cultures and strategies to enhance employee WLB in the post-pandemic digital-first era.
PENGEMBANGAN SPIRIT KEWIRAUSAHAAN DAN KETERAMPILAN PEMASARAN DIGITAL ANAK MELALUI KIOS USAHA BERSAMA ANAK (KUBA) DI KAMPUNG BAKAT SURABAYA Marlina, Maria Asumpta Evi; Yusup, Adi Kurniawan; Hendra, Hendra
Jurnal Abdi Insani Vol 12 No 11 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i11.3190

Abstract

The child entrepreneurship mentoring program through Kios Usaha Bersama Anak (KuBA) at Kampung Bakat aims to develop creativity, independence, and economic skills through digital marketing, entrepreneurship training, and the production of trendy beverages for elementary to middle school students in Sukomanunggal, Surabaya. This program was conducted because formal education has not fully accommodated these skills, while children from economically disadvantaged families need early opportunities to practice entrepreneurship. The program methods included socialization, training, application of appropriate technology, and continuous mentoring from May to November 2025. The training covered the development of an entrepreneurial mindset, digital marketing practice, and the creation of healthy and innovative trendy beverages. Results showed improvements in entrepreneurial skills, digital marketing understanding, creativity, teamwork, and self-confidence. Children were able to practice production and sales independently, including during Kampung Bakat Art Performances. Support from parents, KuBA managers, and appropriate technology reinforced practical learning. In conclusion, this mentoring program effectively fosters entrepreneurial spirit, enhances economic skills, and builds participant independence.
THE JOKOWI ERA: DID HE DELIVER WHAT HE PROMISE? : (Comparing Three Major Industries’ Performances) Lenny Gunawan; Adi Kurniawan Yusup
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 13 No 1 (2026): JMBI UNSRAT Volume 13 Nomor 1
Publisher : Magister Manajemen Program Pasca Sarjana Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v13i1.66013

Abstract

Comparative quantitative approach utilized to evaluate Indonesia's financial performance in manufacturing, mining, and infrastructure sectors from 2014 to 2022 from PCT POV. Utilizing secondary data from audited financial statements, the study finds that the manufacturing sector indicated stagnant performance. The final research sample consists of 103 manufacturing, 31 mining, and 23 infrastructure companies. Three analysis stages involved: Descriptive statistics, calculating the mean values each financial sector. Paired-sample t-tests (within-firm comparisons) evaluating a one-tailed hypothesis that performance in 2022 is higher than in 2014. Lastly, the test results interpretation follows standard significance testing procedures (1%, 5%, and 10% significance level) using STATA, In contrast, the mining sector showed significant improvement in asset utilization, liquidity, and profitability, confirming the hypothesis of progress. On the contrary, the infrastructure sector displayed declines in asset turnover and profitability, leading to the rejection of the hypothesis regarding its progress. Factors like foreign investment and operational challenges in the manufacturing and infrastructure sectors are discussed.
Role of Fintech Adoption In User Quality of Life: A UTAUT-Based Study In Surabaya, Indonesia Adi Kurniawan Yusup; Deanna Rhea Chang
BIMA Journal (Business, Management, & Accounting Journal) Vol. 7 No. 1 (2026)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.7.1.257-272

Abstract

Purpose: This study examines how UTAUT constructs influence FinTech adoption and how this adoption affects Quality of Life (QoL) in Surabaya, Indonesia. The research is driven by the rising use of digital financial services in Indonesia and the need to understand whether this behavior supports or reduces user well-being. Methodology: This research employs a quantitative approach using purposive sampling. Data were collected from 123 FinTech users and analyzed using PLS-SEM. Results: All UTAUT constructs positively influence FinTech adoption, except Effort Expectancy, which is insignificant (p = 0.301). FinTech adoption positively influence user’s QoL (p = 0.000) and mediates Performance Expectancy, Social Influence, and Facilitating Conditions on QoL, but not Effort Expectancy (p = 0.329). Findings: Facilitating Conditions are the strongest predictor of adoption. The weak role of Effort Expectancy presents a different pattern compared to some earlier studies. Novelty:  The study provides evidence on how adoption factors relate to well-being in an Indonesian metropolitan city. Originality: The research reveals a distinct empirical patterns, particularly the dominant role of Facilitating Conditions and the weak influence of Effort Expectancy. Conclusion: FinTech adoption supports better QoL in Surabaya, highlighting the importance of improved infrastructure and user support. Type of Paper: This paper is an empirical research paper.
FINANCIAL DETERMINANTS OF INVESTMENT DECISION-MAKING IN FRAUDULENT SCHEMES WITH SCAM AWARENESS AS A MEDIATING VARIABLE AND RISK TOLERANCE AS A MODERATING VARIABLE Adara Mishel Harjanto; Adi Kurniawan Yusup
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 4 (2025): IJEBAR, VOL. 09 ISSUE 04, DECEMBER 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i4.18483

Abstract

This study explores how financial literacy, financial behavior, and financial stress influence investment scam awareness, as well as how this awareness shapes investment decisions among Generation Z in Indonesia. This study applies Protection Motivation Theory (PMT) to explain how threat recognition and coping responses explain investors' behavior. Quantitative approach was used for this research with data sourced using an online questionnaire survey distributed to Generation Z investors in Indonesia through purposive sampling method. The data were evaluated using Structural Equation Modeling Partial Least Squares (SEM-PLS) using SmartPLS 4 to test the relationships between variables. The findings indicate that financial literacy has a positive and significant effect on investment scam awareness, allowing individuals to better recognize fraudulent schemes. In contrast, financial behavior and financial stress show no significant effect on awareness of investment scams. Furthermore, scam awareness does not directly affect investment decisions, but risk tolerance was proven to moderate this relationship. These findings show that although financial literacy improves scam awareness, investment decisions are also shaped by other factors. This work offers additional insight to existing literature by delivering a deeper understanding of how financial determinants shape investment decision-making in fraudulent investment contexts, especially among Generation Z investors in Indonesia.