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All Journal AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat Pendas : Jurnah Ilmiah Pendidikan Dasar Collegium Studiosum Journal At Tawasul: Jurnal Komunikasi dan Penyiaran Islam Journal Islamic Economics Ad Diwan Jurnal Manajemen Pendidikan Islam Al-Munadzomah Jurnal Mimbar: Media Intelektual Muslim Dan Bimbingan Rohani Jurnal Ikhtibar Nusantara SAWEU: Jurnal Pengabdian Kepada Masyarakat SAWEU: Jurnal Pengabdian Kepada Masyarakat
Jasmadi
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Physics Public Health Social Sciences Other

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INTEGRATION OF CO-OPERATIVE EDUCATION INTO THE MERAH PUTIH CO-OPERATIVE POLICY TO ACHIEVE THE WELFARE OF RURAL COMMUNITIES Zamzami, Zamzami; Jasmadi; Usman
Jurnal Ikhtibar Nusantara Vol 4 No 2 (2026): Jurnal Ikhtibar Nusantara
Publisher : STAI Nusantara Kota Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62901/j-ikhsan.v4i2.381

Abstract

The Koperasi Merah Putih is designed as an instrument of people-centered economic development that emphasizes the principles of mutual cooperation, participation, and village self-reliance. This study aims to analyze the implementation of Presidential Instruction Number 9 of 2025 on the Koperasi Merah Putih in realizing the welfare of village communities. The research employs a qualitative method with a descriptive approach, using in-depth interviews, participatory observation, and documentation studies. Data are analyzed through the interactive model of Miles, Huberman, and Saldaña, which consists of data reduction, data display, and conclusion drawing. The findings indicate that the government policy has a clear direction and is relevant to village needs, although consistency of implementation at the local level varies. Cooperative institutions have been formally established, yet they still face constraints related to managerial capacity and weak accountability. Community participation in cooperatives remains relatively low, influenced by limited financial literacy and a lack of sense of ownership. From an economic empowerment perspective, cooperatives provide access to capital, entrepreneurship training, and market opportunities, although the benefits have not been evenly distributed. Tangible impacts include increased member income, reduced dependence on moneylenders, and strengthened social solidarity, even though these effects are still limited to certain areas. Therefore, this study affirms that the success of Presidential Instruction No. 9 of 2025 is strongly determined by the strengthening of cooperative governance, enhancement of human resource capacity, community participation, and sustained regulatory and financial support. The Koperasi Merah Putih has significant potential to become a driving force for village development if managed in a transparent, accountable, participatory, and sustainable manner.
Co-Authors Adnis AS Ahmad Syarkati Azan ANDRI KURNIAWAN Cahaya Ulan Sarika Cut Mutia Yanti , Yunidar Fadhillah Febriansyah Fitri Yanti HARTATI Hasan Mukmin Imam Juani Muhammad Yusuf Zulkifli Mulia Rahman, Mulia Rahman Muslem Noffiyanti Nurhayati Oktapani, Silm Reza Muttaqin Saddam Sari, Elsa Novita syafrizal Usman Vira Asfarina Yusra Wahyu Khafidah Yamin, Mohd. Yusra Jamali Zamzami