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Progressiveness of Sharia Insurance as A Component of The Islamic Non-Bank Financial Industry in Indonesia Sanurdi; Rafiqah; Ait Si Ali, Hicham; Fakhrurrazi
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 16 No 1 (2024): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v16i1.7427

Abstract

The condition of sharia insurance in Indonesia shows limited development; it ranked fourth and only rose one rank from 2019 as the country with the highest number of operators in the world. The market share of sharia insurance, when compared to conventional insurance, reached 6% at the end of 2020. This study aims to analyze the development of sharia insurance in Indonesia through statistical data analysis of sharia insurance financial performance during the 2018–2022 period. This article is classified as literature research with a qualitative approach. The methodology used is a content analysis study. The results found that sharia insurance in Indonesia experienced asset growth of 3.53%, total gross contribution year-on-year of 16.38%, and continued to record investment results in the 2018–2022 range. The growth was dominated by the capital market sector and the banking sector, which experienced an increase.
Konsep Syirkah (Perseroan) Sebagai Ketetapan Adanya Harta Bersama Dalam Perkawinan Manaf, Abdul; Rafiqah
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 9 No 1 (2024): Al-Muamalat: Jurnal Hukum Dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v9i1.8741

Abstract

Penelitian ini mencoba menguak praktek harta bersama perolehan semasa pernikahan baik si suami dan si isteri sama-sama bekerja ataupun salah satu pihak saja terutama suami. Apakah dapat dikategorikan dalam transaksi konsep syirkah (perseroan) atau tidak termasuk dalam konsep ekonomi ini. Metode penelitian ini menggunakan metode telaah pustaka. Adapun sumber pustaka ini menerapkan sumber utama daripada al-Quran dan al-Hadits, dan juga ijtihad pakar hukum Islam terdiri dari para imam mazhab serta beberapa literatur lain yang berhubungan dengan kajian ini.
EFFORTS TO IMPROVE CREATIVITY AND ECONOMICINDEPENDENCE OF THE COMMUNITY IN LAM ISEK VILLAGE,PEUKAN BADA DISTRICT, ACEH BESAR REGENCY: UPAYA MENINGKATKAN KREATIVITAS DAN KEMANDIRIANEKONOMI MASYARAKAT DI DESA LAM ISEK KECAMATANPEUKAN BADA KABUPATEN ACEH BESAR Nazaruddin, Nazaruddin; Fuady; Yani Prihatina Eka Furda; Tasliati Djafar; Akmal; Umar Husein Abdullah; Siti Safura; Rafiqah; Dian Rahmita Sari
WISDOM : Jurnal Pengabdian Kepada Masyarakat Wisdom Vol. 2 No. 1 (2025): JPKM WISDOM 3, 2025
Publisher : PT. ROCE WISDOM ACEH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71275/wisdom.v2i1.69

Abstract

Community Service (CS) is one of the main pillars of the tridharma of higher education, aiming to apply science and technology to provide direct benefits to society. The implementation of CS in Lam Isek Village, Peukan Bada District, Aceh Besar, focuses on skills training in sewing, making instant ginger powder, and making dragon fruit syrup. This program is designed to enhance the villagers' skills in processing local resources into value-added products to improve their economic independence. The training, involving universities such as Universitas Iskandar Muda, Universitas Serambi Mekkah, and several other institutions, successfully improved participants' abilities in sewing, producing ginger powder, and making dragon fruit syrup. As a result, participants gained new knowledge and the potential to start small home-based businesses, which can increase income and strengthen the local economy. This program has a positive impact on the welfare of the Lam Isek community and can serve as a model for future CS programs.  
Evaluasi Pemanfaatan Laboratorium Fisika Pasca Pelaksanaan Program Aklam Mahasiswa Pendidikan Fisika UIN Alauddin Makassar Rafiqah; Suhardiman; Irwan, Anas; Ibrahim, Ayyub; Kerans, Ahmad Purwadi
JPF (Jurnal Pendidikan Fisika) Universitas Islam Negeri Alauddin Makassar Vol 11 No 2 (2023)
Publisher : Pendidikan Fisika UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jpf.v11i2.37013

Abstract

The aims of the study were: 1) to find out the description of the management of school laboratories after the application of student laboratory work (AKLAM) for the Physics Education study program at UIN Alauddin Makassar in the Gowa and Jeneponto regions; 2) To find out an overview of the use of school laboratories after the student laboratory work application (AKLAM) of the Physics Education study program at UIN Alauddin Makassar in the Gowa and Jeneponto regions; 3) To find out what contribution the school has obtained after implementing the Student Laboratory Work Application (AKLAM) for the physics education study program at UIN Alauddin Makassar in the Gowa and Jeneponto regions. This research method is Mixed Methods by combining qualitative and quantitative research. The results of the analysis obtained are: 1) post-AKLAM governance is still quite in accordance with school laboratory standards; 2) for the use of post-AKLAM laboratories, namely the use of the laboratory as a practicum place is still maintained; 3) the contributions obtained by each post-AKLAM school are almost the same including laboratory improvements and student guidance.
Penggunaan Media Video Animasi Untuk Meningkatkan Hasil Belajar IPA Pada Kelas IX A di SMP Negeri 1 Balaesang Aulia, Azni; Lilies; Febriani, Vita Indri; Febriawan, Aan; Rafiqah; Jamhari, Mohammad
Bioscientist : Jurnal Ilmiah Biologi Vol. 13 No. 3 (2025): September
Publisher : Department of Biology Education, FSTT, Mandalika University of Education, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/bioscientist.v13i3.17665

Abstract

This research aims to improve student learning outcomes in Biology subjects through the use of animated video media in improving science learning outcomes of grade IX A students at SMP Negeri 1 Balaesang. The method used is this research is a Classroom Action Research (PTK) design with four stages, namely planning, implementation, teacher observation, and student observation. The research subjects amounted to 28 students. The data collection instruments in this study used teacher observation sheets, student observation sheets, and posttests. The research will be conducted in July 2025. Based on the results of the study, it shows that the use of animated video media in science subjects has proven to significantly improve student learning outcomes. This is aimed at the results of data analysis that has been carried out in the implementation of the Iyang cycle, showing that the level of student learning outcomes of learning completeness reached 67%, while in cycle II it increased to 100%. In addition, students' responses to learning using animation media were very positive. Thus, it can be concluded that animated video media is effective in helping to understand science material and increasing student involvement in the learning process.
Konsep Syirkah (Perseroan) Sebagai Ketetapan Adanya Harta Bersama Dalam Perkawinan Manaf, Abdul; Rafiqah
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 9 No 1 (2024): Al-Muamalat: Jurnal Hukum Dan Ekonomi Syari'ah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v9i1.8741

Abstract

Penelitian ini mencoba menguak praktek harta bersama perolehan semasa pernikahan baik si suami dan si isteri sama-sama bekerja ataupun salah satu pihak saja terutama suami. Apakah dapat dikategorikan dalam transaksi konsep syirkah (perseroan) atau tidak termasuk dalam konsep ekonomi ini. Metode penelitian ini menggunakan metode telaah pustaka. Adapun sumber pustaka ini menerapkan sumber utama daripada al-Quran dan al-Hadits, dan juga ijtihad pakar hukum Islam terdiri dari para imam mazhab serta beberapa literatur lain yang berhubungan dengan kajian ini.
The Effect of Implementation of Independent Curriculum on Motivation and Performance of Biology Teachers in Public High Schools Ashari, Abdul; Buntu, Amalia; Rafiqah; Afiat, Nurul
Jurnal Penelitian Pendidikan IPA Vol 11 No 3 (2025): March
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i3.9298

Abstract

The Independent Curriculum is an educational innovation aimed at providing schools with the flexibility to determine an educational model that fits local needs and the characteristics of students. This study aims to describe the impact of the implementation of the Independent Curriculum on the motivation and performance of biology teachers in public high schools in Palu City. This is a descriptive study with a quantitative approach, to be conducted in 10 public high schools across Palu City. The sample consists of 20 biology teachers from these high schools. The instrument used in the study is an open-ended questionnaire on three aspects: the implementation of the Independent Curriculum, motivation, and performance. For the implementation aspect, there are 16 questions from 3 indicators, for motivation there are 16 questions from 2 indicators, and for performance there are 27 questions from 3 indicators. Tests for validity and reliability, normalcy, linearity, and hypothesis testing with Simple Regression Analysis are all included in the study. Based on the research findings and hypothesis testing, it can be concluded that the implementation of the independent curriculum has a significant and positive effect on the motivation and performance of biology teachers in public high schools in Palu City, with a significance value of 0.000, where <0.05. Furthermore, the results acquired might be used as a foundation for studies on the biology education process under Independent Curriculum.
Analisis Hukum Islam Terhadap Tradisi Batapung Tawar Saat Kelahiran Anak Pada Masyarakat Banjar Rafiqah
Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Vol. 3 No. 1 (2025)
Publisher : Sharia Journal and Education Center Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ijijel.v3i1.922

Abstract

Hubungan antara agama Islam dan budaya lokal di Indonesia, khususnya di kalangan masyarakat Banjar, menunjukkan proses akulturasi yang menarik. Salah satu tradisi yang masih dilestarikan adalah batapung tawar, sebuah ritual syukur dan doa keselamatan untuk bayi yang baru lahir. Berakar dari budaya Hindu-Kaharingan, tradisi ini telah berakulturasi dengan nilai-nilai Islam, dimana pembacaan mantra digantikan dengan doa, shalawat, dan ayat-ayat Al-Qur'an. Tradisi ini melibatkan pemercikan air yang dicampur dengan minyak likat baboreh ke tubuh bayi dengan tujuan memohon keberkahan dan perlindungan dari Allah SWT. Penelitian ini bertujuan untuk mengkaji tradisi batapung tawar dalam konteks hukum Islam, menggunakan pendekatan kualitatif dan wawancara dengan Ustadz sebagai sumber data utama. Hasil penelitian menunjukkan bahwa batapung tawar, sebagai bagian dari budaya masyarakat Banjar, diperbolehkan selama tidak bertentangan dengan prinsip-prinsip syariat, seperti takhayul atau syirik. Dengan niat yang baik, yaitu memohon keberkahan dan keselamatan dari Allah SWT, tradisi ini boleh dilaksanakan. Analisis hukum Islam terhadap tradisi batapung tawar menunjukkan bahwa adat ini dapat dilestarikan, asalkan tetap menjaga kesesuaian dengan ajaran Islam dan tidak mengandung unsur-unsur yang bertentangan dengan syariat.
Persepsi Remaja Tentang Pendidikan Seksual Pranikah di SMAN 1 Kasimbar Masauda, Cici Magfira Aj.; Bustamin; Rafiqah; Rauf, Abd; Bialangi, Mursito S.; Sabran, Moh.
Bioscientist : Jurnal Ilmiah Biologi Vol. 13 No. 4 (2025): December
Publisher : Department of Biology Education, FSTT, Mandalika University of Education, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/bioscientist.v13i4.18266

Abstract

This study aims to describe adolescents' perceptions of premarital sex education at SMA Negeri 1 Kasimbar. This research uses a descriptive quantitative research method. The population in this study consisted of 416 students. The sample in this study consisted of 104 students, selected using stratified random sampling from grades X, XI, and XII at SMA Negeri 1 Kasimbar. The research instruments used were observation, interviews, questionnaires, and documentation. The instrument test results were declared valid and reliable. The research results indicate that adolescents' perceptions of premarital sexual education are, overall, in the very good category, with 89 students (85.6%) falling into the very good category, 14 students (13.5%) in the good category, and only 1 student (1.0%) in the sufficient category. The overall average score reached 3.53 on a four-point Likert scale. The aspect of parental role received the highest score with an average of 3.61, followed by attitudes at 3.58, information media at 3.55, school involvement at 3.48, and knowledge at 3.45. Thus, it can be concluded that adolescents are beginning to have a high awareness of the importance of correct and responsible understanding of sexuality. Therefore, sexual education needs to be integrated into Biology lessons at school to strengthen adolescents' knowledge and positive attitudes towards reproductive health.
KONSELING KELOMPOK DALAM MEMBANTU SISWA MENGELOLA TINGKAT KECEMASAN AKADEMIK di SMA MUHAMMADIYAH SAMPIT Rafiqah; Sahrul; Erna Yayuk
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 04 (2025): Volume 10 No. 04 Desember 2025 Terbit
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i04.35495

Abstract

Pendidikan memiliki peranan penting dalam menentukan kemajuan suatu negara, dimana dari pendidikan akan membentuk sumber daya manusia yang kompeten dan siap bersaing secara global. Akan tetapi, banyak dijumpai peserta didik di jenjang pendidikan menengah yang mengalami kecemasan akademik. Tekanan akademik, kecemasan sosial dan juga adanya kompetisi antar peserta didik menjadi faktor peserta didik mengalami kecemasan akademik. Untuk mengatasi hal tersebut, peneliti menggunakan layanan konseling kelompok dalam membantu peserta didik mengelola tingkat kecemasan akademik. Artikel ini membahas tentang penerapan konseling kelompok dalam mengatasi kecemasan akademik peserta didik. Metode yang digunakan dalam penelitian ini menggunakan metode penelitian kualitiatif dengan metode pengumpulan data menggunakan observasi, wawancara serta dokumentasi. Hasil penelitian menunjukkan bahwa bentuk kecemasan yang dialami oleh peserta didik SMAS Muhammadiyah Sampit berupa rasa gugup, khawatir juga cemas. Faktor yang mempengaruhi bentuk kecemasan tersebut dapat berupa faktor eksternal maupun intermal. Hasil penelitian juga menunjukkan bahwa konseling kelompok memiliki peran efektif dalam menurunkan tingkat kecemasan akademik peserta didik. Dengan adanya konseling kelompok, peserta didik mendapatkan dukungan secrara emosional serta sosial, kesadaran diri yang meningkat serta terbangunnya kepercayaan diri terhadap kemampuan diri sendiri.Keyword : konseling kelompok, kecemasan akademik, peserta didik, bentuk dan faktor, kepercayaan diri