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All Journal Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Visi Sosial Humaniora Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Arus Jurnal Sosial dan Humaniora Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Publikasi Manajemen Informatika
Maria Magdalena Bate'e
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Pengaruh Literasi Keuangan, Pendapatan dan Pembiayaan Konsumtif Terhadap Keputusan Investasi (Studi Kasus Desa Dahana Hiligodu Kecamatan Namohalu Esiwa Kabupaten Nias Utara) Berkat Hidayat Gea; Nanny Artatina Bu'ulolo; Maria Magdalena Bate'e; Aferiaman Telaumbanua
Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (Jebma) Vol. 4 No. 3 (2024): Artikel riset Periode Nopember 2024
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebma.v4i3.4728

Abstract

Literasi keuangan, pendapatan dan pembiayaan konsumtif merupakan beberapa faktor pendorong untuk seseorang individu dalam pengambilan sebuah keputusan investasi. Ambisi untuk mendapatkan penghasilan yang lebih dan berinvestasi untuk mendapat keuntungan dimasa depan. Tujuan penulis melakukan penelitian untuk mengetahui ada pengaruh literasi keuangan terhadap keputusan investasi, mengetahui ada pengaruh pendapatan terhadap keputusan investasi, mengetahui pengaruh pembiayaan konsumtif terhadap keputusan investasi dan untuk mengetahui pengaruh literasi keuangan, pendapatan dan pembiayaan konsumtif secara bersamaan terhadap keputusan investasi pada masyarakat Desa Dahana Hiligodu Kecamatan Namohalu Esiwa Kabupaten Nias Utara. Sampel yang mewakili dari penelitian ini berjumlah 79 responden yang merupakan masyarakat Desa Dahana Hiligodu Kecamatan Namohalu Esiwa Kabupaten Nias Utara. Hasil penelitian ini dikumpulkan melalui kuesioner yang disebarkan kepada responden yang diolah dan dianalisis menggunakan software SPSS Statistic Versi 29 dengan analisis regresi linear berganda dan uji asumsi klasik, lalu melakukan uji kualitas data yang digunakan adalah uji validitas dengan menggunakan signifikan dan uji reliabilitas menggunakan Cronbach alpha. Dalam uji hipotesis dalam penelitian ini, peneliti menggunakan uji t dan uji F serta melakukan uji koefesien determinasi. Hasil penelitian yang dilakukan secara parsial menunjukkan bahwa terdapat pengaruh signifikan literasi keuangan terhadap keputusan investasi, pendapatan positif namun tidak berpengaruh signifikan terhadap keputusan investasi, sementara pembiayaan konsumtif berpengaruh dan signifikan terhadap keputusan investasi. Hasil penelitian yang dilakukan secara simultan menunjukkan bahwa literasi keuangan, pendapatan dan pembiayaan konsumtif secara bersamaan memiliki pengaruh signifikan terhadap keputusan investasi (Studi kasus Desa Dahana Hiligodu Kec. Namohalu Esiwa Kab. Nias Utara). Kata Kunci : Literasi Keuangan, Pendapatan, Pembiayaan Konsumtif, Keputusan Investasi
Analisis Kebijakan Disiplin Waktu dalam Meningkatkan Kinerja Pegawai di Kantor Desa Loloana’a Lolomoyo Kecamatan Gunungsitoli Utara Zega, Vonce Alexon; Ayler Beniah Ndraha; Maria Magdalena Bate'e; Meiman Hidayat Waruwu
Arus Jurnal Sosial dan Humaniora Vol 5 No 2: Agustus (2025)
Publisher : Arden Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57250/ajsh.v5i2.1598

Abstract

Disiplin waktu merupakan salah satu faktor fundamental yang menentukan efektivitas pelayanan publik, khususnya di tingkat pemerintahan desa. Penelitian ini bertujuan untuk menganalisis penerapan kebijakan disiplin waktu dalam meningkatkan kinerja aparatur di Kantor Desa Loloana’a Lolomoyo, Kecamatan Gunungsitoli Utara. Metode penelitian yang digunakan adalah kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara mendalam, dan dokumentasi. Hasil penelitian menunjukkan bahwa kebijakan disiplin waktu mulai diterapkan secara konsisten sejak tahun 2023 melalui sistem absensi manual dan pengawasan langsung oleh kepala desa. Kebijakan ini terbukti berdampak positif terhadap peningkatan ketepatan pelayanan masyarakat, meskipun masih menghadapi kendala berupa lemahnya pengawasan internal, keterbatasan sarana pendukung, serta rendahnya kesadaran sebagian pegawai terhadap pentingnya kedisiplinan. Faktor motivasi, budaya kerja, dan keteladanan pimpinan juga ditemukan berpengaruh signifikan dalam mendukung keberhasilan kebijakan ini. Untuk memperkuat implementasi, diperlukan sistem reward and punishment yang lebih terstruktur, pelatihan berkala mengenai etos kerja, serta pengembangan sarana absensi berbasis teknologi. Dengan demikian, disiplin waktu tidak hanya berfungsi sebagai aturan administratif, tetapi juga sebagai instrumen strategis dalam meningkatkan profesionalisme aparatur desa dan kualitas pelayanan publik.
Pengaruh Kualitas Produk Dan Place Terhadap Minat Beli Konsumen Pada Quinsha Bakery Kecamatan Gunungsitoli Idanoi Dedi Christian Humendru; Otanius Laia; Maria Magdalena Bate'e; Tiarni Duha
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 3: Maret 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i3.13788

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Kualitas produk Dan Place Terhadap Minat Beli Konsumen Pada Quinsha Bakery Kecamatan Gunungsitoli Idanoi. Latar belakang dari penelitian ini adalah Quinsha Bakery sekarang ini menghadapi sejumlah tantangan operasional yang cukup signifikanPenelitian ini menggunakan metode kuantitatif dengan pendekatan survei. Data diperoleh melalui penyebaran kuesioner kepada 82 responden yang merupakan konsumen Quinsha bakery Gunungsitoli Idanoi. Analisis data dilakukan menggunakan regresi linear berganda dan uji hipotesis dengan bantuan SPSS. Hasil penelitian menunjukkan bahwa kualitas produk dan place memiliki pengaruh yang signifikan terhadap minat beli. Hal ini dibuktikan melalui hasil uji t dan nilai koefisien determinasi yang mengindikasikan bahwa sebagian besar variabel minat beli dapat dijelaskan oleh kualitas produk dan place yang diterapkan. Variabel kualitas produk tidak berpengaruh signifikan terhadap minat beli konsumen. Hal ini dibuktikan melalui hasil uji t, di mana nilai t-hitung sebesar 2,015 lebih kecil dari t-tabel, dengan nilai signifikansi sebesar 0,066 > 0,05. Variabel place berpengaruh positif dan signifikan terhadap minat beli konsumen. Hasil uji t menunjukkan bahwa nilai t-hitung sebesar 3,367 lebih besar dari t-tabel, dengan nilai signifikansi 0,000 < 0,05. Variabel kualitas produk dan place secara bersama-sama (simultan) berpengaruh signifikan terhadap minat beli konsumen. Berdasarkan uji F, diperoleh nilai F-hitung sebesar 27,201 dengan signifikansi 0,000 < 0,05, yang menunjukkan bahwa model regresi yang dibangun dalam penelitian ini valid secara statistik.
Karakteristik Demografis dan Perilaku Pengelolaan Keuangan Keluarga: Studi pada Pasangan Menikah di Desa Hiliganowo, Kecamatan Telukdalam, Kabupaten Nias Selatan Sesri Handayani Duha; Maria Magdalena Bate'e; Kurniawan S. Zai; Serniati Zebua
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 3 No. 4 (2025): Oktober : JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v3i4.3413

Abstract

This study was conducted in Hiliganowo Village, Telukdalam District, South Nias Regency. Based on the observed phenomenon, declining family income may influence the characteristics and behavior of both husbands and wives, potentially leading to conflict and disputes within the household. The purpose of this study was to examine the effect of demographic characteristics on family financial management behavior. Data were collected through observation and the distribution of questionnaires to 36 respondents. The data analysis techniques included validity testing, reliability testing, correlation coefficient analysis, coefficient of determination analysis, partial hypothesis testing using the t-test, and simultaneous testing using the F-test. This study employed a quantitative approach, with data processed using SPSS to obtain accurate results.The findings show that, simultaneously, gender (X1), education and financial knowledge (X2), and income level (X3) have an effect on family financial management behavior (Y). This is indicated by the F-count value of 565.532, which is greater than the F-table value of 2.883. Partially, gender (X1) has a significant effect on family financial management behavior (Y), as shown by a significance value of 0.000, which is below 0.05, and a t-count value of 4.447, which is greater than the t-table value of 0.68177. Furthermore, education and financial knowledge (X2) also have a significant effect on family financial management behavior (Y), as indicated by a significance value of 0.000, which is below 0.05, and a t-count value of 7.796, which is greater than the t-table value of 0.68177. Meanwhile, income level (X3) does not have a significant effect on family financial management behavior (Y), as shown by a significance value of 0.117, which is above 0.05, and a t-count value of -1.612, which is lower than the t-table value of 0.68177..
APLIKASI PENINGKATAN ADMINISTRASI DAN KOORDINASI BERBASIS DIGITAL PADA SEKRETARIAT DAERAH KABUPATEN NIAS UTARA Sehati Zendrato; Maria Magdalena Bate'e; Ardin Gea; Idarni Harefa
Jurnal Publikasi Manajemen Informatika Vol. 5 No. 1 (2026): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v5i1.6368

Abstract

administration still dominates organizational document management and creates various obstacles such as slow distribution, difficulties in archive retrieval, weak interdepartmental coordination, high operational costs, as well as low transparency and data security. This condition contradicts the demands of modern administration, which emphasizes the use of information technology. This study aims to design a digital-based application to improve administrative efficiency, analyze the application’s contribution to interdepartmental coordination, identify the capability of digital systems in overcoming the weaknesses of manual management, and assess the alignment of the application with e-Government and SPBE (Electronic-Based Government System) principles. The research applied a qualitative approach through in-depth interviews with key informants and document studies, with thematic analysis based on modern administration theory, digital coordination, and SPBE regulations. The findings show that administrative digitalization through digital correspondence recording, integrated archive search, automatic notifications, data backup, and audit trail can overcome the weaknesses of the manual system. Digitalization has been proven to accelerate document distribution, simplify archive retrieval, enhance transparency, strengthen accountability, reduce operational costs, and improve interdepartmental coordination. The implementation of digitalized administration results in a significant transformation from a manual system that is slow, wasteful, and less accountable to a digital system that is faster, more efficient, transparent, secure, and cost-effective. The success of implementation is determined not only by technical aspects but also by compliance with SPBE regulations. Digitalization has been proven to positively impact the improvement of public service quality and organizational effectiveness.
OPTIMALISASI ADMINISTRASI DAN RISALAH RAPAT MELALUI IMPLEMENTASI APLIKASI E-RISALAH DI SEKRETARIAT DPRD KABUPATEN NIAS UTARA Vinis Daya Mayoritas Zega; Maria Magdalena Bate'e; Peringatan Hulu; Serniati Zebua
Jurnal Publikasi Manajemen Informatika Vol. 5 No. 1 (2026): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v5i1.6369

Abstract

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OPTIMALISAI MANAJEMEN PEMBINAAN KEROHANIAN WBP DILAPAS KLAS IIB GUNUNGSITOLI MELALUI IMPLEMENTASI SISTEM SIMOPENA (SISTEM MONITORING PEMBINAAN NARAPIDANA) SISTEM KONTROL MENGIKUTI KEGIATAN KEAGAMAAN DI LAPAS KELAS II B GUNUNGSITOLI Afolo Mendrofa; Maria Magdalena Bate'e; Natal Fisman Zebua; Serniati Zebua
Jurnal Publikasi Manajemen Informatika Vol. 5 No. 1 (2026): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v5i1.6370

Abstract

The phenomenon underlying this research is the limited effectiveness of spiritual guidance programs for inmates at the Class IIB Penitentiary (Lapas) of Gunungsitoli, which function not only as a means of religious development but also as a medium for social reintegration. The main problem addressed in this study is how the control system and the implementation of spiritual guidance programs are carried out, as well as the extent to which these programs are able to enhance inmates’ religious awareness, moral values, and social behavior. This research employed a descriptive qualitative approach using interviews, observation, and documentation to collect data from correctional officers, religious leaders, and inmates. The findings indicate that the implementation of spiritual guidance in Lapas Class IIB Gunungsitoli has been conducted in line with established procedures; however, its effectiveness is still influenced by limited facilities, the level of officer involvement, and the participation rate of inmates. The control system applied through regular evaluations and spiritual mentoring has proven helpful in fostering discipline and increasing religious awareness among most inmates. Thus, spiritual guidance plays a significant role in the correctional process, although improvements are still required in terms of facilitator quality, the provision of adequate worship facilities, and the strengthening of control systems to achieve optimal outcomes.
APLIKASI PELAYANAN TERPADU KECAMATAN (PADUKA) DI KECAMATAN GUNUNGSITOLI UTARA KOTA GUNUNGSITOLI Frans Harmonis Buluaro; Maria Magdalena Bate'e; Arman Mendrofa; Eliagus Telaumbanu
Jurnal Publikasi Manajemen Informatika Vol. 5 No. 1 (2026): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v5i1.6371

Abstract

Public service is a crucial indicator in realizing good governance, particularly administrative services that directly interact with the community. The sub-district (kecamatan), as the frontline of local government administration, plays a strategic role in providing efficient, effective, and accountable correspondence and administrative services. This study aims to analyze the problems in administrative correspondence services at the Gunungsitoli Utara Sub-District Office and to examine the urgency of implementing a digital-based service system as a solution to improve the quality of public services. This research employs a descriptive qualitative approach through preliminary observations of administrative service processes. The findings reveal that correspondence services are still conducted manually with lengthy procedures, heavy reliance on physical documents and photocopies, conventional archival systems, and dependence on the physical presence of authorized officials, which collectively result in low efficiency and effectiveness of service delivery. Furthermore, the absence of a digital service system limits transparency and accessibility, particularly for communities living in geographically remote areas. The implementation of the PADUKA (Integrated Sub-District Service) application is considered a viable solution to streamline service procedures, enhance service speed, transparency, and accountability. However, the success of service digitalization requires adequate human resources, technological infrastructure, and improved digital literacy among the community. Therefore, the transformation toward digital-based administrative services in Gunungsitoli Utara Sub-District is a strategic step to enhance public trust and ensure sustainable improvement in public service quality.
EFEKTIFITAS PELAPORAN PENGADAAN BARANG DAN JASA MELALUI APLIKASI SIMONIBARJAS KABUPATEN NIAS PADA SEKRETARIAT DAERAH KABUPATEN NIAS Kristian Jaya Mendrofa; Maria Magdalena Bate'e; Yosmar Zalukhu; Idarni Harefa
Jurnal Publikasi Manajemen Informatika Vol. 5 No. 1 (2026): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v5i1.6372

Abstract

The phenomenon underlying this research is the ineffectiveness of the centralized AMEL application previously used for procurement reporting at the Regional Secretariat of Nias Regency. Issues such as delays in data presentation, low report accuracy, generalized reporting, and the absence of real-time information made it difficult for leaders to make data-based decisions. In response, the local government developed the SIMONIBARJAS application, a locally based and integrated system designed to provide faster, more detailed, accurate, and real-time reporting. The research problems focus on: (1) the effectiveness of the SIMONIBARJAS application in supporting procurement reporting; (2) the extent to which it addresses AMEL’s weaknesses; (3) users’ perceptions of its ease of use, speed, and reliability; and (4) the role of human resources in supporting its implementation. The findings indicate that SIMONIBARJAS is effective in improving reporting quality by accelerating data presentation, increasing accuracy, providing more detailed reports, and supporting real-time information access for decision-makers. Moreover, inter-unit integration has improved, enabling faster and more accountable decision-making processes. However, challenges remain, including limited user understanding of some features and technical issues such as internet stability, which require further improvement
Analisis Faktor Faktor Perilaku Indispliner Guru di Lingkungan UPTD SMP Negeri 1 Gunungsitoli Idanoi Nirwan Serlin Putri Farasi; Eliagus Telaumbanua; Syah Abadi Mendrofa; Maria Magdalena Bate'e
Jurnal Publikasi Manajemen Informatika Vol. 3 No. 3 (2024): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v3i3.3788

Abstract

Indisciplinary behavior is behavior that deviates from established rules or problems that can reduce the quality of learning and generally reduce the quality of school. The reality is that disciplinary behavior leads to negative actions. Therefore, this behavior must be overcome so that it does not become a habit that gets worse over time. This type of research is qualitative research. The data collection technique in this research is interview, observation and documentation methods to answer three of the research objectives. The research found that in terms of factors of disciplinary behavior, namely personality factors and environmental factors, in terms of the impact of disciplinary behavior, the researchers found a negative impact on the learning process and generally reducing the quality of the school, in terms of countermeasures or things to avoid disciplinary behavior, namely the school principal being an example to his subordinates. , emphasize that there are school rules to be obeyed, not to be violated, then remind and personally summon teachers who carry out disciplinary actions, carry out direct supervision or monitoring, carry out training and development.
Co-Authors Aferiaman Telaumbanua Afolo Mendrofa Aluizatulo Halawa Ardin Gea Arman Mendrofa Ayler Beniah Ndraha Berkat Hidayat Gea Dedi Christian Humendru Eliagus Telaumbanua ELIYUNUS WARUWU Eva Indah Sari Zebua Fatolosa Hulu Frans Harmonis Buluaro Harefa, Fandi Rahmawan Henni Wika Harefa Heribertus Arlindu Halawa Herman Kurniawan Ndruru Herniwati Giawa Idarni Harefa Jeliswan Berkat Iman Jaya Gea Jenius Telaumbanua Kristian Jaya Mendrofa Kurniawan S. Zai Martha Surya Dinata Mendrofa Meiman Hidayat Waruwu Nanny Artatina Bu'ulolo Natal Fisman Zebua Nirwan Serlin Putri Farasi Nofamataroeli Lahagu Nov Elhan Gea Nurdelima Harefa Otanius Laia Peringatan Hulu Preti Insafkah Telaumbanua Sehati Zendrato Serniati Zebua Sesri Handayani Duha Syah Abadi Mendrofa Syukur Wildman Mendrofa Theozanolo Zebua, Mauritius Tiarni Duha Verdian Christian Telaumbanua Vinis Daya Mayoritas Zega Yosmar Zalukhu Yupiter Mendrofa Yuterlin Zalukhu Zega, Vonce Alexon