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The Importance of Insurance in Reducing Systematic Risk and Aiding Poverty Alleviation: A Review of Financial Protection Abdul Jabbar, Aisyah; Geraldine, Edwards; Muthoifin, M; Afiyah, Ishmah
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 2 No. 01 (2024): Main Thema: Integration of Social Sciences and Humanities Research in Social D
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v2i01.118

Abstract

This study aims to investigate the important role of insurance in reducing systematic risk and helping poverty alleviation through a review of financial protection. This study uses a descriptive-analytical approach by analyzing various related literature covering theories and practices related to insurance, systematic risk, and poverty alleviation. Data was collected through literature studies involving scientific journals, reference books, and recent research reports. The results showed that insurance plays a crucial role in reducing systematic risk by providing a mechanism for risk transfer from affected individuals or groups to insurance institutions. Thus, insurance helps protect individuals and families from unexpected events such as natural disasters, accidents, or illnesses that can lead to poverty. In addition, insurance also plays a role in poverty alleviation by providing important financial protection for those who are vulnerable to adverse financial risks. Therefore, understanding and access to adequate insurance is essential in efforts to reduce systematic risks and improve the overall welfare of society. This research provides a theoretical and practical foundation for relevant parties, including governments, financial institutions, and the general public, to improve the understanding and application of insurance as an important instrument in reducing systematic risks and alleviating poverty through effective financial protection
The Relevance and Dynamics of Muamalat Transactions in the Context of Modern Economics: A Holistic Review Abdul Jabbar, Aisyah; Achour, Meguellati; Geraldine, Edwards; Afiyah, Ishmah
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 2 No. 01 (2024): Main Thema: Integration of Social Sciences and Humanities Research in Social D
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v2i01.119

Abstract

The purpose of this study is to investigate the relevance and dynamics of muamalat transactions in the context of modern economics and present a holistic review of the topic. The research methods used are literature analysis and qualitative studies, which involve collecting data from various sources such as scientific literature, official documents, and related publications. The results show that muamalat transactions have a growing significance in the modern economy, not only as a financial instrument but also as a business model that promotes ethical values and justice. The dynamics of muamalat transactions are reflected in adjustments to technological developments and global market needs while maintaining the underlying sharia principles. This holistic review provides a deeper understanding of the role of muamalat transactions in creating an inclusive and sustainable economic ecosystem in the context of the modern economy.
Optimization of Sharia Insurance Implementation and Supervision Based on Fatwas of the Indonesian Ulema Council Husna Srifyan, Jihan; Afiyah, Ishmah
Demak Universal Journal of Islam and Sharia Vol. 2 No. 02 (2024): Main Thema: Implementation and Dynamics of Sharia Principles in Policies, Welf
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i02.108

Abstract

Implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) demonstrate success in integrating sharia principles in the travel insurance industry based on a review of Fatwa Majlis Ulama Indonesia (MUI). To find out the relevance of sharia insurance mashlahah for Hajj and Umrah travel PT. Asuransi Syariah Mandiri Surabaya (ASMS) with Fatwa Majlis Ulama Indonesia (MUI). Implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) covers several important points. First, the adoption of sharia principles in the preparation of Hajj and Umrah travel insurance products has provided a strong legal foundation for companies. PT. Asuransi Syariah Mandiri Surabaya (ASMS) carefully ensures that insurance products comply with Fatwa MUI's provisions, which allows insurance use by avoiding elements of riba and speculation. This demonstrates the company's commitment to sharia compliance and ensures that Hajj and Umrah pilgrims can avail protection without violating religious principles. Second, the implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) Positively meet the needs of pilgrims in the face of certain risks that may arise during the journey of worship. Overall, the implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) can be considered successful and relevant to the needs of the Muslim community. Taking into account aspects of sharia compliance and risk protection.
The Practice of Paneta Mawinne in The Sumbanese Tribe of East Nusa Tenggara Perspective of Islamic Law Muthoifin; Al-Gifari; Afiyah, Ishmah; Geraldine, Edwards; Affandi, Muchammad Taufiq
International Journal of Law and Society Vol 3 No 3 (2024): International Journal of Law and Society (IJLS)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59683/ijls.v3i3.138

Abstract

This research aims to explore the phenomenon of forced marriage, particularly the practice of Paneta Mawinne or arrest marriage, among the Sumba tribe in East Nusa Tenggara, Indonesia. The study specifically examines this practice through the lens of Islamic law, analyzing whether such cultural customs align with or contradict Islamic legal principles. The research adopts a qualitative approach using secondary data collected through literature reviews from credible sources. Data were gathered over several months from academic journal articles, online news outlets, and social media platforms, including relevant videos that document the practice. The analysis focuses on Islamic jurisprudence regarding marriage, which emphasizes mutual consent, justice, and the absence of coercion. Findings indicate that Paneta Mawinne involves significant elements of force and lack of consent, especially on the part of the bride, which is fundamentally incompatible with the principles upheld in Islamic law. Islamic teachings require the voluntary agreement of both parties in a marriage contract, making any form of coercion a violation of Sharia. The originality of this study lies in its intersectional analysis, combining anthropological insights with Islamic legal evaluation to assess a localized cultural practice. By highlighting the contradiction between local customs and Islamic values, this research contributes to broader discussions on cultural relativism, religious norms, and human rights. Ultimately, it calls for greater awareness and legal clarity to ensure that traditional practices do not undermine individual autonomy and religious ethics in Muslim communities.
The Existence of Multicultural-Universal Education Values in Pesantren Abdul Jabbar, Aisyah; Achour, Meguellati; Badat Alauddin, Muhammad; Geraldine, Edwards; Al Mutawakkil, Thufail; Afiyah, Ishmah; Husna Srifyan, Jihan
Solo Universal Journal of Islamic Education and Multiculturalism Vol. 1 No. 03 (2023): Solo Universal Journal of Islamic Education and Multiculturalism
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sujiem.v1i03.100

Abstract

Boarding schools have become distinctive educational institutions in Indonesia, playing an important role in shaping students' character, morals, and knowledge. This research paper is to discuss the values of multicultural and universal education reflected in boarding in Indonesia. Another objective of this study is to analyze the goals, methods, and outcomes of multicultural and universal education in the context of boarding schools. This research method involves collecting data from various primary and secondary sources, including academic literature, interviews with scholars, and direct observation in different boarding schools throughout Indonesia. Qualitative analysis is used to understand the multicultural and universal educational approach applied in boarding schools. The results showed that boarding schools in Indonesia have broad educational objectives, including the development of Islamic character, academic skills, and multicultural understanding. The educational methods used include classical religious learning, group discussions, and extracurricular activities that promote tolerance and cross-cultural cooperation. Boarding schools also emphasize universal values such as justice, equality, and unity, which are integrated into their curriculum. In conclusion, boarding schools in Indonesia have a significant role in promoting multicultural and universal education. Through the objectives, methods, and educational outcomes offered, boarding schools can form individuals who not only have solid religious knowledge but also have a strong understanding of cultural diversity and universal values that are important in a pluralistic society.
Jasadiyah Education in Modern Pesantren with Multicultural and Democratic Style Iqbal, Muhammad; Chaghtai, Kaleem; Nath, Arjun; Garcia, Camila; Al-Mutawakkil, Thufail; Afiyah, Ishmah; Husna Srifyan, Jihan
Solo Universal Journal of Islamic Education and Multiculturalism Vol. 1 No. 03 (2023): Solo Universal Journal of Islamic Education and Multiculturalism
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sujiem.v1i03.101

Abstract

Jasadiyah education emphasizes developing the physical, mental, and spiritual aspects of individuals. In the context of multicultural and democratic education, jasadiyah education aims to form individuals who have a deep understanding of cultural diversity and democratic values. The methods used in jasadiyah education in this context include a holistic approach that blends physical, intellectual, and spiritual learning. This is done through the introduction of concepts such as tolerance, empathy, and mutual respect for diversity. This approach also includes students' active participation in the learning process, allowing them to learn from different experiences and perspectives. The result of jasadiyah education in the view of multicultural and democratic education is the formation of individuals who have a deep understanding of democratic values, understand and appreciate cultural diversity, and can contribute positively to a multicultural society. They will also be agents of change capable of promoting peace, tolerance, and cross-cultural understanding. Other main results are jasadiyah education in Islam includes: Following health rules of eating and drinking, Fortifying themselves from infectious diseases, Treating diseases, Applying the principle of not endangering themselves and others, Getting children to love sports and riding mounts, Familiarizing children with zuhud and not dissolving in pleasure, Instilling Character Earnest and officers.
Research Trends of Recommendation Systems in Digital Libraries: Bibliometric Analysis and Literature Review Amarudin, Hanif; Afiyah, Ishmah; Shofwatul 'Uyun
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 3 No. 03 (2025): Main Thema: Integration of Universal Values in the Dynamics of Social Sciences
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v3i03.456

Abstract

Objective: This study maps trends, approaches, challenges, and future research directions in digital library recommendation systems. Theoretical framework: The study focuses on recommendation systems in digital libraries, exploring Collaborative Filtering (CF), Content-Based Filtering (CBF), and hybrid approaches. It emphasizes algorithm optimization to address data sparsity and cold-start issues, and the integration of deep learning for improved accuracy and personalization. Literature review: The literature review tracks the evolution of recommendation systems from CF and CBF to hybrid and deep learning models, focusing on accuracy and cold-start issues. It highlights the growing use of advanced models and the challenges of algorithm optimization and data scarcity. Methods: A Systematic Literature Review (SLR) was conducted following the PRISMA framework. Literature was searched on Scopus using keywords related to recommendation systems. Data was analyzed using RStudio with Bibliometrix and VOSviewer for keyword network visualization. Results: This study shows a significant trend in the development of digital library recommendation systems, with publications increasing rapidly since 2014 and peaking in 2024. Collaborative Filtering (CF) remains the dominant approach, but hybrid approaches and deep learning techniques are increasingly being applied to improve accuracy and relevance. The main challenges faced include algorithm optimization, data scarcity, and cold starts, as well as the use of hybrid and deep learning techniques that require more resources. Further research is needed to develop more efficient and personalized algorithms in the digital library recommendation system. Implications: The research offers insights to improve recommendation system efficiency and relevance in digital libraries, addressing key algorithmic challenges. Novelty: This research provides a deeper understanding of recommendation system applications in digital libraries, identifying challenges, future directions, and solutions that combine various algorithms to enhance user experience.