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All Journal EQIEN - JURNAL EKONOMI DAN BISNIS Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Manajemen Eduvest - Journal of Universal Studies Jurnal Ilmiah Sultan Agung Jurnal Bakti Masyarakat Manajemen Indonesian Journal of Community Empowerment Vitalitas Medis : Jurnal Kesehatan Dan Kedokteran Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Konsisten Welfare: Jurnal Pengabdian Masyarakat
Muhammad Irfan Pratama
Universitas Malahayati
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Neuroscience Nursing Public Health Social Sciences Other

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ANALISIS KINERJA KEUANGAN DAN MAKRO EKONOMI TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA Muhammad Irfan Pratama; Abdul Hakim
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 02 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i02.921

Abstract

Abstract: Banking profitability is influenced by several factors, especially from financial performance factors and macroeconomic factors, therefore the author conducted a study entitled Analysis of Financial and Macroeconomic Performance Against Islamic Banking Profitability in Indonesia. This study aims to analyze the effect of financial and macroeconomic performance on the profitability of Islamic banking in Indonesia. The data analysis uses the Error Correction Model (ECM). The results show that in the long run the variables of NPF, FDR, CAR, Interest Rates and Industrial Production Index affect ROA while for inflation and Covid-19 do not affect ROA. In the short term, only the FDR, CAR and Industrial Production Index variables have an effect on ROA, while the NPF, Inflation, Interest Rate and Covid-19 variables have no effect on ROA.
THE INFLUENCE OF BRAND IMAGE, INTERNET MARKETING ON STUDENTS' DECISIONS TO CHOOSE MALAHAYATI UNIVERSITY. Pratama, Reza Hardian; Manan, Mohammad Athian; Pratama, Muhammad Irfan; Sejati, Hiro; Khotimah, Ayyumi Khusnul
Jurnal Manajemen Vol 12 No 4 (2024): Jurnal Manajemen
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36546/jm.v12i4.1400

Abstract

Students' decisions in choosing a university are influenced by the brand image and internet marketing carried out by the agency/company. The use of data collection in this research is the purposive sampling method, with the Heirs formula, namely 20 indicators x 10, namely 200 sampling, the analytical tool used in the research is Smart Pls 3.0, the findings obtained in this research are positive Brand Image and are significant for student decisions Choosing Malahayati University, social media is positive and significant for the decision to choose students at Malahayati University, Website is positive and significant for the decision to choose Malahayati University, advice obtained from research results, website maintenance which is sometimes late compared to social media for the latest information in providing information on the website . The results that have been obtained by websites that do not provide the latest information for information seekers do not provide information that is comprehensive and easy to understand. This must be taken into greater consideration by information seekers in searching for information for universities. The results that have been obtained are that the latest information meets the needs they have Information seekers want via social media to not be able to provide information quickly and accurately.
Analisis Belanja Pendidikan, Belanja Kesehatan, Kemiskinan dan PDRB Terhadap Indeks Pembangunan Manusia Provinsi Lampung Pratama, Muhammad Irfan; Nursari, Ayu
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 8 No 1 (2025): Artikel Riset Januari 2025
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v8i1.1782

Abstract

Indeks Pembangunan Manusia di Provinsi Lampung pada tahun 2023 masuk kedalam kategori tinggi yaitu 72,48 meskipun begitu masih terdapat empat daerah tergolong rendah, daerah tersebut yaitu Tanggamus,Pesawaran,Tulang Bawang Barat dan Mesuji, selebihnya berstatus tinggi. Studi ini bertujuan untuk mengevaluasi Indeks Pembangunan Manusia Kabupaten/Kota Provinsi Lampung dari tahun 2017 hingga 2022. Data panel dipakai dalam penelitian ini dengan menggambungkan data time series dengan rentang tahun 2017-2022 dan data cross section 15 Kabupaten/Kota Provinsi Lampung. Dimana IPM dijadikan variabel dependen sedangkan variabel independennya belanja pendidikan, belanja kesehatan, kemiskinan dan PDRB. Didapatkan hasil bahwa untuk variabel belanja pendidikan memiliki pengaruh terhadap IPM, variabel belanja kesehatan memiliki pengaruh terhadap variabel IPM, varibel kemiskinan memiliki pengaruh terhadap IPM dan variabel PDRB memiliki pengaruh terhadap IPM.
Menggerakan Ekonomi Lokal Melalui Ecopreneurship: Inisiatif Pemberdayaan Karang Taruna Di Kecamatam Sumbermulyo Lampung (Praktek Pembuatan Lilin Dari Minyak Jelantah Dan Pengaharum Ruangan Aroma Terapi) Febrianty, Febrianty; Pratama, Muhammad Irfan; Sejati, Hiro; Muhammad, Muhammad
Jurnal Bakti Masyarakat Manajemen Vol 4, No 1 (2024): Volume 4 Nomor 1 Tahun 2024
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Manajemen Universitas Malahayati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/jbmm.v4i2.19045

Abstract

Promoting local economic development through an ecopreneurship approach serves as an innovative solution to empower communities, particularly the younger generation. This study examines the empowerment initiatives undertaken by Karang Taruna in Sumbermulyo Subdistrict, Lampung, through the practices of making candles from used cooking oil and producing aromatherapy air fresheners. These activities aim to provide new skills, create eco-friendly business opportunities, and raise community awareness about household waste management. The process of making candles from used cooking oil involves a simple, effective, and easily applicable recycling method. Meanwhile, the aromatherapy air fresheners are crafted using natural materials readily available in the surrounding environment. This program not only generates economic benefits for Karang Taruna members but also contributes to waste reduction and environmental quality improvement. The results indicate that this ecopreneurship approach successfully enhances entrepreneurial skills, motivates young people to engage in entrepreneurship, and delivers positive socio-economic impacts for the Sumbermulyo community. Thus, this initiative serves as a model for community empowerment that can be adopted by other communities to sustainably stimulate local economic growth.Keywords: Ecopreneurship, Community Empowerment, Karang Taruna, Local Economy, Recycling, Used Cooking Oil.
Gerakan Literasi Keuangan Syariah Mengedukasi Masyarakat Dalam Memahami Produk Keuangan Anita Anita; Muhammad Irfan Pratama; Harold Kevin Alfredo
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.5963

Abstract

The Shari'ah financial literacy movement is a strategic effort to support the government in educating the public to understand Islamic financial products. Islamic financial products have three pillars, among others, Promoting education programs and national financial literacy campaigns, Strengthening financial literacy infrastructure. With the rapid sharia industry sector and the sizeable Muslim population in Indonesia, it has an impact on the importance of Islamic Financial Literacy to introduce Islamic financial products to the public. This study uses the Library Review method by exploring various reports and journals that are available to obtain information regarding the background of the problem. The purpose of this study was to determine the effectiveness of the Islamic financial literacy movement that has been carried out by the Financial Services Authority (OJK) and other Financial Institutions to find the right solution for the acceleration of Islamic Financial Literacy.
PENGARUH LITERASI KEUANGAN SYARIAH (PENGETAHUAN, KEMAMPUAN, SIKAP, DAN KEPERCAYAAN) TERHADAP PENGAMBILAN KEPUTUSAN TRANSAKSI MUDHARABAH Muhammad Irfan Pratama; Harold Kevin Alfredo; Anita
JURNAL KONSISTEN Vol 1 No 2 (2024): JURNAL KONSISTEN VOL. 1 NO.2 2024
Publisher : Yayasan Sahabat Cendekia Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

  Literasi keuangan syariah dianggap mampu memberikan dampak pada keputusan seseorang menggunakan produk perbankan syariah seperti produk mudharabah. Penggunaan produk tersebut diharapkan mampu menjangkau masyarakat secara luas termasuk pada kalangan pendidik di tingkat sekolah atas (SMA).  Tetapi hasil dari  pra riset pada beberapa guru SMA di Provinsi Lampung belum memahami, mendapatkan info detail, maupun membaca tentang berbagai akad pada perbankan syariah yang menunjukkan literasi dalam keuangan syariah masih belum maksimal. Bahkan beberapa guru menyatakan tidak memahami tentang mudharabah dan bagaimana sistemnya. Dengan melakukan gerakan literasi keuangan syariah diharapkan masyarakat dapat memperoleh pemahaman mengenai lembaga keuangan syariah serta produk dan jasa keuangan syariah. Dalam meningkatkan literasi keuangan syariah dapat dilakukan dengan terus mengembangkan edukasi atas literasi keuangan syariah.Penelitian ini menggunakan pendekatan kuantitatif. Penelitian ini dilakukan pada tenaga pendidik SMA di Provinsi Lampung. Sampel pada penelitian ini adalah 100 responden. Pengambilan sampel dilakukan menggunakan Teknik purposive sampling. Pengolahan data pada penelitian ini yaitu menggunakan SPSS 2023.Hasil penelitian ini menunjukan bahwa Literasi Keuangan Syariah Pengetahuan, Kemampuan, Sikap dan Kepercayaan yaitu terdapat berpengaruh positif terhadap pengambilan keputusan transaksi mudharabah pada perbankan syariah di kalangan tenaga pendidik SMA di provinsi Lampung.
Profile of Traffic Accident Victims at RSUP Dr. M. Djamil Padang in 2010-2020 Muhammad Irfan Pratama; Noverika Windasari; Nur Afrainin Syah; Rika Susanti; Noverial Noverial; Mohammad Reza
Vitalitas Medis : Jurnal Kesehatan dan Kedokteran Vol. 2 No. 3 (2025): Juli: Vitalitas Medis : Jurnal Kesehatan dan Kedokteran
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/vimed.v2i3.1954

Abstract

A traffic accident is an unexpected road event involving a vehicle with or without other road users resulting in human casualties and/or property loss. This research is a retrospective descriptive using secondary data from visum et repertum results of patients. The research sample was analyzed using a univariate approach to determine the distribution of age, gender, occupation, location of injuries, type of injuries, number of injuries based on the type of injury, the status of road users, and how patients arrive. The results of the study obtained as many as 2984 victims alive and 210 victims died. The age group of 15–29 years is the most (49.3% for living victims and 39% for dead victims), with a male predominance. The head and neck were the most common locations for injuries (73.1% of living victims and 90.5% of deaths). Abrasions were the most type of wound (82.4% of living victims and 81.4% of deaths). In the group of road users, 59.2% were motorbike riders and 71.1% came to the third referral hospital in Padang by being referred from another hospital. The living and dead victims due to traffic accidents based on age, gender, location of injuries, and types of injuries are in the same group.
ANALISIS PENGHAMPARAN ASPHALT CONCRETE WEARING COARSE (AC-WC) DENGAN METODE SPREAD WIDTH (STUDI KASUS RUAS JALAN TOL KM 54+400-KM 56+400 KANDIS UTARA-PINGGIR) Firdaus, Muhammad Aufa; Pratama, Muhammad Irfan
Jurnal Ilmiah Penelitian Mahasiswa Vol 4, No 1 (2025): MARET 2025
Publisher : Jurnal Ilmiah Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pembangunan Jalan Tol di dunia sangat berkembang pesat seperti pembangunan jalan tol di negara Cina. Pembangunan Jalan Tol Kandis Utara-Pinggir merupakan bagian dari Tol Pekanbaru-Dumai yang merupakan bagian dari jalan tol Trans-Sumatera yang menghubungkan Pekanbaru dan Dumai. Tugas Akhir ini bertujuan untuk menganalisis kepadatan aspal untuk masing-masing metode penghamparan, dan produktivitas alat berat.Lokasi yang digunakan dalam penelitian ini terdapat di Pulau Sumatra, tepatnya di Km 54+400-Km 56+400 LR. Data primer dalam penelitian ini menggunakan observasi langsung di lapangan, dengan mengambil sampel lapangan dari core drill. Untuk memenuhi tujuan penelitian digunakan dua gabungan metode yaitu metode penghamparan langsung (Metode 1) dan dua kali penghamparan (Metode 2).Dari hasil analisis persentase kepadatan dari ACWC dengan menggunakan metode 2 lebih tinggi dari metode 1, dan metode yang lebih efektif dari segi produktivitas dari ACWC adalah metode 1 dengan nilai persentase lebih tinggi sebesar 0,69%. dapat disimpulkan bahwa menggunakan metode 1 lebih baik dari segi efisiensi waktu, karena metode 1 lebih cepat daripada metode 2.Kata Kunci: Jalan Raya, Penghamparan dan Asphalt Finisher.
SMART MONEY MANAGEMENT IN  THE DIGITAL ERA AT SMAN 16 BANDAR LAMPUNG Mufahamah, Euis; Anita, Anita; Samosir, Amril; Pratama, Muhammad Irfan; Sejati, Hiro; Rahyono, Rahyono
MAJU : Indonesian Journal of Community Empowerment Vol. 2 No. 4 (2025): MAJU : Indonesian Journal of Community Empowerment, Juli 2025
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/maju.v2i4.1570

Abstract

This study aims to educate and enhance digital financial literacy among students of SMAN 16 Bandar Lampung through the implementation of the smart money management concept, as well to provide an understanding of the growing dangers of online gambling among teenagers. In today’s digital era, easy access to financial technology, coupled with a lack of self-control, can lead to consumptive behavior and increase the risk of engaging in online gambling activities. The methods used in this activity include an educational approach through seminars, interactive discussions, and the dissemination of digital information media. The results show that students displayed high enthusiasm for wise financial management and an increased awareness of the social, legal, and psychological risks associated with online gambling. Early aducation on financial literacy and the dangers of online gambling has proven effective as a preventive measure in shaping students into financially intelligent and digitally ethical individuals..
Should Investors Choose ESG? Empirical Evidence of The Shiller P/E Ratio Alfredo, Harold Kevin; Anita, Anita; Pratama, Muhammad Irfan
Eduvest - Journal of Universal Studies Vol. 4 No. 10 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i10.38820

Abstract

This study investigates the CAPE Ratio values of stock issuers in the LQ-45 Index compared to those in the ESG Leaders Index, employing a quantitative approach to assess whether the ESG Leaders Index yields higher returns. The findings reveal that most issuers in both indices are undervalued relative to the LQ-45 Index, indicating potential for future returns. However, the LQ-45 Index has a greater number of overvalued issuers than the ESG Leaders Index. Notably, the study acknowledges limitations, including a lack of exploration into the relationship between the CAPE Ratio and non-financial factors such as ESG scores, and a narrow focus on Indonesian indices without comparative analysis with foreign indices. Future research is recommended to explore these relationships, apply the CAPE Ratio across specific sectors, and compare Indonesia's ESG Index with those in Southeast Asia, thereby enriching understanding of valuation dynamics in relation to ESG factors.
Co-Authors Abdul Hakim Afredo, Harold Kevin Anita Anita Anita Anita Anita Euis Mufahamah Febrianty, Febrianty Firdaus, Muhammad Aufa Harold Kevin Alfredo Khotimah, Ayyumi Khusnul Mohammad Athian Manan Mohammad Reza Muhammad Muhammad Noverial Noverial Noverika Windasari Nur Afrainin Syah Pratama, Reza Hardian Rahyono Rahyono Rika Susanti Samosir, Amril Sejati, Hiro Wibowo, Rizki Agung