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All Journal EQIEN - JURNAL EKONOMI DAN BISNIS Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Bisnis dan Manajemen (JBM) Jurnal Manajemen Eduvest - Journal of Universal Studies Jurnal Ilmiah Sultan Agung Jurnal Bakti Masyarakat Manajemen Indonesian Journal of Community Empowerment Jurnal Pengabdian Masyarakat Vitalitas Medis : Jurnal Kesehatan Dan Kedokteran Green Inflation: International Journal of Management And Strategic Business Leadership International Journal of Management, Economic and Accounting Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Konsisten Welfare: Jurnal Pengabdian Masyarakat
Muhammad Irfan Pratama
Universitas Malahayati
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Neuroscience Nursing Public Health Social Sciences Other

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Mengatasi Quarter Life Crisis dan Meningkatkan Potensi Diri Melalui Metode Self-Healing Pratama, Reza Hardian; Pratama, Muhammad Irfan; Anita, Anita; Afredo, Harold Kevin; Wibowo, Rizki Agung
Welfare : Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2024): Welfare : June 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v2i2.1447

Abstract

The Quarter Life Crisis (QLC) is a phenomenon often experienced by teenagers in their early 20s. It can cause anxiety, confusion, and a sense of loss of direction in life. Therefore, it is important to equip adolescents with knowledge and skills that can help them deal with QLC and increase their potential. The purpose of this community service is to introduce QLC to 11th grade students of SMAN 13 Bandar Lampung and equip them with self-healing methods to increase their potential. The methods used in this activity were lectures, discussions, and self-healing practices. The results showed that after participating in this activity, students had a better understanding of QLC and could identify its signs. In addition, students were also able to apply self-healing methods to increase their potential. In conclusion, this community service activity provided significant benefits for 11th grade students at SMAN 13 Bandar Lampung. Students become more prepared to face QLC and have higher self-confidence to develop their potential.
TINGKATKAN LITERASI KEUANGAN DIGITAL UNTUK MENCEGAH BAHAYA JUDI ONLINE DI KALANGAN REMAJA Pratama, Muhammad Irfan; Sejati, Hiro; Alfredo, Harold Kevin; Wibowo, Rizki Agung; Samosir, Amril; Rahyono, Rahyono
BESIRU : Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2026): BESIRU : Jurnal Pengabdian Masyarakat, Januari 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/besiru.v3i1.2190

Abstract

Perkembangan teknologi digital memberikan kemudahan dalam akses keuangan melalui layanan fintech, namun juga menimbulkan tantangan baru, salah satunya adalah meningkatnya risiko judi online di kalangan pelajar. Menanggapi hal tersebut, kegiatan sosialisasi dilaksanakan di SMKN 7 Bandar Lampung dengan tujuan memberikan edukasi kepada siswa mengenai pentingnya literasi keuangan digital yang sehat serta meningkatkan kesadaran akan bahaya judi daring. Kegiatan ini menggunakan metode partisipatif berupa diskusi interaktif dan studi kasus yang relevan dengan kehidupan sehari-hari siswa. Melalui pendekatan ini, siswa didorong untuk memahami cara mengelola keuangan pribadi secara bijak dan mengenali potensi risiko dari penggunaan platform digital yang tidak bertanggung jawab. Hasil kegiatan menunjukkan adanya peningkatan pemahaman dan sikap siswa terhadap penggunaan layanan keuangan digital secara aman. Edukasi ini diharapkan dapat menjadi pondasi awal dalam membentuk perilaku finansial yang cerdas dan tangguh terhadap pengaruh negatif teknologi digital.
The Influence of Cash, Cash Equivalents, Marketable Securities, and Financing on Liquid Assets at Bank Lampung Kamelia; Erna Listyaningsih; Muhammad Irfan Pratama
International Journal of Management, Economic and Accounting Vol. 4 No. 2 (2026): April 2026
Publisher : Yayasan Multidimensi Kreatif

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Abstract

This study aims to analyze the effect of cash, cash equivalents, marketable securities, and financing on liquidity assets at Bank Lampung. Liquidity is a crucial aspect in maintaining bank operational stability and the ability to meet short-term obligations. The data used in this study are monthly time series data obtained from Bank Lampung’s financial statements during the period 2020–2024. The analytical method employed is multiple linear regression using EViews software. Prior to hypothesis testing, the data were examined through stationarity tests and classical assumption tests, including normality, multicollinearity, heteroskedasticity, and autocorrelation tests. The results indicate that partially, cash, cash equivalents, marketable securities, and financing have an effect on liquidity assets. Simultaneously, all independent variables have a significant effect on the liquidity assets of Bank Lampung. These findings highlight the importance of proper asset composition management in maintaining bank liquidity. This study is expected to provide useful insights for Bank Lampung’s management in formulating effective liquidity asset management policies.
The Influence of Cash Flow Management, Product Planning, and Financial Technology Adoption on the Financial Performance of MSMEs in Bandar Lampung City Serly Setiyani; Lestari Wuryanti; Muhammad Irfan Pratama
International Journal of Management, Economic and Accounting Vol. 4 No. 2 (2026): April 2026
Publisher : Yayasan Multidimensi Kreatif

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Abstract

This study aims to analyze the influence of cash flow management, product planning, and financial technology adoption on the financial performance of Culinary MSMEs in Bandar Lampung City. This study uses a quantitative approach with a survey method. Data was collected through questionnaires distributed to Culinary MSME actors and analyzed using multiple linear regression analysis with the help of the SPSS program. The results of the study show that partially cash flow management, product planning, and the adoption of financial technology have a positive and significant effect on the financial performance of Culinary MSMEs. Simultaneously, the three independent variables also have a significant effect on the financial performance of Culinary MSMEs. The results of the determination test showed that cash flow management, product planning, and financial technology adoption were able to explain the variation in the financial performance of Culinary MSMEs by 77.4%, while the rest was influenced by other factors outside of this study. The results of this study are expected to be a consideration for Culinary MSME actors in improving financial performance through good cash flow management, proper product planning, and optimal use of financial technology.
The Influence of Digital Financial Inclusion, Access to Finance, and Financial Management on the Financial Performance of Micro, Small, and Medium Enterprises (MSMEs) in the Retail Sector in Bandar Lampung City Septi Wahyuni; Lestari Wuryanti; Muhammad Irfan Pratama
International Journal of Management, Economic and Accounting Vol. 4 No. 2 (2026): April 2026
Publisher : Yayasan Multidimensi Kreatif

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Abstract

This study aims to analyze the influence of digital financial inclusion, access to financing, and financial management on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in the trade (retail) sector in Bandar Lampung City. MSMEs have a strategic role in the economy, but still face various challenges, especially in the use of digital financial technology, limited access to formal financing, and low systematic financial management practices. This research uses a quantitative approach with descriptive and verifiable methods. Data was collected through the distribution of questionnaires to retail MSME actors in Bandar Lampung using purposive sampling techniques. Data analysis was carried out using validity tests, reliability tests, classical assumption tests, and multiple linear regressions with t-test, F test, and determination coefficient (R²). The results of the study show that digital financial inclusion, access to financing, and financial management have a positive and significant effect on the financial performance of MSMEs, respectively. Simultaneously, these three variables also have a significant effect on the financial performance of retail MSMEs in Bandar Lampung City. These findings emphasize the importance of increasing digital financial literacy, easy access to financing, and implementing good financial management to improve the sustainability and competitiveness of MSMEs.
MENJEMBATANI KESENJANGAN DIGITAL: PERAN MEDIASI LITERASI DIGITAL TERHADAP ADOPSI E-COMMERCE DAN KINERJA KEUANGAN UMKM DI KOTA-KOTA TIER-2 INDONESIA Khotimah, Ayyumi Khusnul; Pratama, Muhammad Irfan; Wahyuni, Lestari
Jurnal Bisnis dan Manajemen (JBM) JBM Vol 22 (2026): Issue 2
Publisher : Faculty of Economics and Business University of Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jbm.v2i2.4744

Abstract

Penelitian ini mengkaji fenomena "paradoks produktivitas digital" pada UMKM di Bandar Lampung, sebuah kota Tier-2. Penelitian ini bertujuan untuk menganalisis pengaruh adopsi e-commerce dan literasi digital terhadap kinerja keuangan. Menggunakan metode purposive sampling, data dikumpulkan dari 214 pemilik/manajer UMKM dan dianalisis menggunakan Partial Least Squares Structural Equation Modeling (PLS-SEM). Temuan menunjukkan lanskap transaksi yang unik di mana Cash on Delivery (COD) tetap menjadi metode pembayaran dominan (78%) akibat adanya celah kepercayaan (trust gap). Hasil statistik menunjukkan bahwa meskipun adopsi e-commerce berpengaruh positif terhadap kinerja keuangan β = 0,215 dampak langsungnya tergolong marginal. Secara signifikan, literasi digital bertindak sebagai mediator kuat yang memperkuat hubungan antara adopsi e-commerce dan kinerja keuangan β = 0,580. Hal ini mengonfirmasi bahwa sekadar eksistensi di platform tidaklah cukup; kapabilitas digital internal adalah penggerak utama penciptaan kekayaan. Penelitian ini mengimplikasikan bahwa UMKM harus bertransisi dari adopsi pasif menuju kompetensi digital strategis untuk mengoptimalkan arus kas (cash flow) dan keunggulan kompetitif.
Employer Branding, Corporate Social Responsibility and Students’ Intention to Apply for the Ministry of Manpower Internship Program: The Mediating Role of Corporate Reputation Putri Octania Utami; Febrianty Febrianty; Muhammad Irfan Pratama
Green Inflation: International Journal of Management and Strategic Business Leadership Vol. 3 No. 2 (2026): May: Green Inflation: International Journal of Management and Strategic Busines
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/greeninflation.v3i2.716

Abstract

This study examines students’ intention to apply for the Ministry of Manpower Internship Program by analyzing the role of employer branding, corporate social responsibility, and corporate reputation. The research was conducted among university students in Bandar Lampung because internship programs have become an important bridge between higher education and employment readiness. The main problem addressed in this study is how organizational attractiveness and social responsibility influence students’ application intention, both directly and indirectly through corporate reputation. This study used a quantitative survey design with purposive sampling. Data were collected using a structured questionnaire measured with a five-point Likert scale and analyzed using Structural Equation Modeling–Partial Least Squares with SmartPLS 4.0. The findings show that employer branding significantly affects students’ intention to apply and corporate reputation. Corporate social responsibility also significantly affects intention to apply and corporate reputation. In addition, corporate reputation significantly affects intention to apply. The mediation results indicate that corporate reputation mediates the effect of employer branding on intention to apply, but does not mediate the effect of corporate social responsibility on intention to apply. These findings suggest that employer branding and corporate reputation are key factors in increasing students’ interest in internship programs, while CSR should be communicated more directly in relation to student development and internship benefits.
THE EFFECT OF GOLD PRICES, EXCHANGE RATES, AND COMPANY EARNINGS ON STOCK PRICES IN AUTOMOTIVE AND COMPONENT SECTOR COMPANIES WITH INFLATION AS A MEDIATING VARIABLE Sella Agustin; Lestari Wuryanti; Muhammad Irfan Pratama
International Journal of Management, Economic and Accounting Vol. 4 No. 3 (2026): June 2026
Publisher : Yayasan Multidimensi Kreatif

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Abstract

This study aims to examine the influence of gold prices, exchange rates, and company earnings on stock prices in automotive and component sector companies with inflation as a mediating variable during the 2020–2024 period. This study uses a quantitative approach. The research population is automotive and component sector companies listed on the Indonesia Stock Exchange (IDX). The sampling technique used the purposive sampling method so that 8 companies were obtained as research samples. The analysis method used was panel data regression with the help of EViews12 software. The results of the study show that the price of gold does not have a significant effect on the stock price, the exchange rate has a significant effect on the stock price, while the company's income does not have a significant effect on the stock price. In addition, inflation has been shown to have a significant effect on stock prices. However, based on the results of mediation analysis and sobel tests, inflation has not been proven to play a mediating variable in the relationship between gold prices, exchange rates, and company earnings to company stock prices in the automotive and component sectors. These findings show that stock price movements in the automotive and component sectors are more influenced by macroeconomic factors directly, especially exchange rates and inflation, than through indirect influence mechanisms.
THE IMPACT OF EXCHANGE RATE, VOLATILITY INDEX (VIX), AND JAKARTA COMPOSITE INDEX (JCI) ON BANKING STOCK RETURNS IN THE INDONESIA STOCK EXCHANGE Syafrina Nabila; Erna Listyaningsih; Muhammad Irfan Pratama
International Journal of Management, Economic and Accounting Vol. 4 No. 3 (2026): June 2026
Publisher : Yayasan Multidimensi Kreatif

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Abstract

This study investigates the impact of macroeconomic and global indicators—specifically the exchange rate, Volatility Index (VIX), and Jakarta Composite Index (JCI)—on banking stock returns in the Indonesia Stock Exchange (IDX). Utilizing a quantitative approach, this research employs a balanced panel data regression method, specifically identifying the Common Effect Model (CEM) as the most appropriate estimation technique. The sample consists of 60 observations derived from 15 consistently listed banking companies over the 2021–2024 period, using secondary data sourced from the IDX, Bank Indonesia, and the Chicago Board Options Exchange (CBOE).The empirical results demonstrate that both the exchange rate and the VIX have a significant negative effect on banking stock returns, indicating that Rupiah depreciation against the US Dollar and heightened global market volatility lower investor confidence and suppress stock performance. Conversely, the JCI exhibits a significant positive impact, reflecting that an optimistic domestic stock market environment significantly enhances banking stock returns. Furthermore, the analysis proves that the exchange rate, VIX, and JCI simultaneously exert a significant influence on banking stock returns, collectively explaining 59.55% of the variance in the dependent variable. These findings underscore that banking sector performance is deeply intertwined with a combination of domestic macroeconomic conditions and global capital market dynamics, providing essential insights for investors in optimizing their portfolios and for banking institutions in enhancing risk management strategies.
Co-Authors Afredo, Harold Kevin Anita Anita Anita Anita Anita Erna Listyaningsih Euis Mufahamah Febrianty, Febrianty Firdaus, Muhammad Aufa Harold Kevin Alfredo Kamelia Khotimah, Ayyumi Khusnul Lestari Wuryanti M. Yogi Riyantama Isjoni Mohammad Athian Manan Mohammad Reza Muhammad Muhammad Noverial Noverial Noverika Windasari Nur Afrainin Syah Pratama, Reza Hardian Putri Octania Utami Rahyono Rahyono Rika Susanti Rizki Agung Wibowo Samosir, Amril Sejati, Hiro Sella Agustin Septi Wahyuni Serly Setiyani Syafrina Nabila Wahyuni, Lestari