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Riski, Tri Rachmat
Fakultas Ekonomi Dan Bisnis Universitas Dharma Andalas
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Literasi Keuangan, Media Sosial dan Perilaku investasi Instrument Keuangan Syariah Generasi Muda dikota Padang Riski, Tri Rachmat; Sulistianingsih, Henny; Maivalinda, Maivalinda
Jurnal Ekonomi dan Bisnis Dharma Andalas Vol 26 No 1 (2024): Jurnal Ekonomi dan Bisnis Dharma Andalas
Publisher : Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebd.v26i1.1244

Abstract

Investment behavior tends to be influenced by individuals' ability to process information related to the uncertainty of the risks they will face. Individuals' ability to respond to risk uncertainty is greatly influenced by their knowledge of the investment sector they will manage. Knowledge supported by measurable analytical skills is expected to provide considerations in making better investment decisions in the future. This study aims to determine the literacy of Islamic finance and the role of social media in influencing the investment behavior of Islamic financial instruments among the younger generation in the city of Padang. This research is also expected to contribute to developing relevant concepts and approaches to financial studies in improving Islamic financial literacy related to directing investment behavior in Islamic finance. The object of this research is the younger generation represented by students who already have knowledge and information about Islamic finance in the city of Padang. The data analysis technique used in this research is the structural equation model. The results show that financial literacy positively influences Islamic financial investment behavior, and social media significantly influences investment behavior as a mediating variable for Islamic financial instrument investments. Abstrak Perilaku investasi cendrung dipengaruhi oleh kemampuan individiu dalam mengolah informasi terkait ketidakpastian resiko yang akan dihadapi. Kemampuan individu dalam mensikapi ketidakastian resiko sangat dipengarui oleh pengetahuan individu atas sektor investasi yang akan dikelola. Pengetahuan yang didukung dengan kemapuan analisis yang terukur diharapkan mampu memberikan pertimbangan dalam proses pengambilan keputusan investasi yang lebih baik dimasa mendatang. Penelitian ini bertujuan untuk mengetahui literasi keuangan syariah dan peran media sosial dalam mempengaruhi perilaku investasi instrument keuangan syariah pada generasi muda dikota padang. Penelitian ini juga diharapkan mampu memberikan kontribusi dalam mengembangkan konsep serta pendekatan studi keuangan yang relevan dalam meningkatkan literasi keuangan syariah terkait dalam mengarahkan perilaku investasi keuangan syariah. Objek penelitian ini adalah generasi muda yang diwakili oleh mahasiswa yang telah memiliki pengetahuan dan informasi tentang keuangan syariah dikota Padang. Teknik analisis data yang digunakan ada penelitian yaitu model persamaan structural. Hasil penelitian memperlihatkan literasi keuangan secara positif memberikan pengaruh terhadap perilaku investasi keuangan syariah dan media sosial secara signifikan memberikan pengaruh sebagai variabel mediasi perilaku investasi instrumen keuangan syariah.
Analisis Stres Kerja dan Produktivitas Tenaga Kerja di Daerah Rawan Bencana Farlis, Fiko; Riski, Tri Rachmat
Jurnal Ekonomi dan Bisnis Dharma Andalas Vol 26 No 1 (2024): Jurnal Ekonomi dan Bisnis Dharma Andalas
Publisher : Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebd.v26i1.1293

Abstract

The research was conducted in Padang, an earthquake- and tsunami-prone city in Indonesia. Researchers hypothesize that threats and potential catastrophes have altered the workforce's behavior. This study examines the condition of the workforce in terms of work stress and labor productivity. In addition, it is hypothesized that the intensity of earthquakes and disaster-prone conditions can impact labor productivity, particularly among coastal employees. This study includes the variables of age, wages, and geographic location of the workplace (location altitude and distance from the coast) to deepen the analysis. The research analysis unit is the Padang labor force, and the sample size is determined by the Krejcie and Morgan tables. The BPS classification contains 384 individuals from diverse employment categories. Probability Sampling with a proportionate stratified random sampling strategy and Area Sampling based on the BNPB evacuation map are the sampling methods used. Using STATA in conjunction with the three stage lease square (3SLS) derived from the reduced form equation. Based on the results of the reduced form equation, geographic location and age were found to have a significant negative effect on work stress. Location and wages have a positive impact on productivity, whereas age has a significant negative impact. Abstrak Penelitian ini dilakukan di Padang, Indonesia, kota yang rawan gempa dan tsunami. Para peneliti berasumsi bahwa ancaman dan potensi bencana telah mengubah perilaku tenaga kerja, penelitian ini melihat kondisi tenaga kerja melalui Stres kerja dan tingkat produktivitas tenaga kerja. Selain itu, dihipotesiskan bahwa intensitas gempa dan kondisi rawan bencana dapat mempengaruhi tingkat produktivitas tenaga, terutama bagi tenaga kerja di lokasi pesisir pantai. Sehingga perubahan tingkat produktivitas juga berpengaruh terhadap tingkat stres kerja. Untuk memperdalam analisis, penelitian ini menambahkan variabel usia, upah dan letak geografis tempat kerja (ketinggian lokasi dan jarak lokasi dengan garis pantai). Unit analisis penelitian adalah tenaga kerja di kota Padang, ukuran sampel mengacu pada tabel Krejcie dan Morgan. Kategorisasi BPS mencakup 384 orang dari berbagai kategori pekerjaan. Metode penarikan sampel merupakan Probability Sampling dengan pendekatan proportionate stratified random sampling dan Area Sampling berdasarkan peta evakuasi BNPB. Pendekatan analisis yang digunakan adalah analisis kuantitatif melalui sistem persamaan simultan. Menggunakan STATA dengan metode estimasi three stage lease square (3SLS) dari persamaan bentuk reduksi. Hasil penelitian dari persaman reduce form menemukan bahwa letak geografis dan usia secara signifikan berpengaruh negatif terhadap stres kerja. Berikutnya letak geografis dan upah signifikan berpengaruh positif terhadap produktivitas, sementara usia signifikan berpengaruh negatif terhadap produktivitas
Analisis Kualitas Kehidupan Kerja Dan Upah Tenaga Kerja Di Daerah Rawan Gempa Dan Tsunami Farlis, Fiko; Riski, Tri Rachmat; Rahman, Fathur
Jurnal Ekonomi dan Bisnis Dharma Andalas Vol 26 No 2 (2024): Jurnal Ekonomi dan Bisnis Dharma Andalas
Publisher : Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebd.v26i2.1569

Abstract

The research was conducted in Padang, a city prone to natural disasters like earthquakes and tsunamis. A major earthquake in 2009 and the risk of a tsunami emphasized the ongoing disaster threat. The study examines labor conditions related to quality of work life (QWL) and wages, focusing on how QWL is affected by disasters like earthquakes and the environment, particularly for coastal workers. Factors considered include social support, work nature, age, and workplace location (altitude and proximity to the beach). The research focused on 384 employees in Padang across various job categories, selected through Probability Sampling and Area Sampling based on BNPB evacuation maps. Quantitative methods 3SLS and STATA software were used for analysis, revealing that QWL in earthquake and tsunami-prone areas is influenced by location, worker age, and social support, while wages are affected by location and job characteristics. The study indicates that the work environment impacts safety perceptions, which in turn affect QWL. Workers prefer locations farther from the coast, at higher altitudes, and near tsunami shelters or safe zones to enhance their work life quality. Abstrak Penelitian ini dilakukan di Padang, kota yang rentan terhadap bencana alam seperti gempa bumi dan tsunami. Terjadinya gempa besar pada tahun 2009 dan ancaman tsunami menyoroti risiko bencana yang tinggi dan berpotensi masih terjadi. Penelitian ini menyelidiki kondisi tenaga kerja mengenai kualitas kehidupan kerja (QWL) dan Upah. Diyakini bahwa QWL dipengaruhi oleh gempa bumi dan lingkungan rawan bencana, terutama bagi pekerja di daerah pesisir, akibatnya mempengaruhi upah. Faktor-faktor seperti dukungan sosial, karakteristik pekerjaan, usia, dan lokasi tempat kerja (ketinggian dan kedekatan dengan pantai) diperhitungkan dalam penelitian ini. Populasi karyawan di Padang menjadi fokus, dengan sampel 384 pekerja di berbagai kategori pekerjaan, dipilih menggunakan teknik Probability Sampling dan Area Sampling berdasarkan peta evakuasi BNPB. Analisis melibatkan metode kuantitatif yang menggunakan sistem persamaan simultan dengan perangkat lunak STATA dan pendekatan estimasi 3SLS. Temuan mengungkapkan bahwa QWL di daerah yang berisiko gempa bumi dan tsunami dipengaruhi oleh lokasi geografis, usia pekerja, dan dukungan sosial, sedangkan upah dipengaruhi oleh lokasi dan karakteristik pekerjaan. Studi ini menunjukkan bahwa lingkungan kerja berdampak pada perasaan aman, kemudian mempengaruhi QWL. Pekerja cenderung lebih memilih lokasi yang terletak jauh dari garis pantai, di ketinggian yang lebih tinggi atau area aman dari tsunami, sehingga meningkatkan kualitas kehidupan kerja mereka
Utilization of Digital Marketing & Content Creator for Promotion of Entrepreneurship: Pemanfaatan Digital Marketing & Content Creator untuk Promosi Kewirausahaan Lusia Putri, Siska; Lucy Chairoel; Tri Rachmat Riski; Febri Rahadi; Nabila Safira; M. Siddiq Partiti; Nuzulya Iqwa Suriani
Journal of Community Service and Application of Science Vol. 3 No. 1 (2024): JOURNAL OF COMMUNITY SERVICE AND APPLICATION SCIENCE (JCSAS)
Publisher : KPN Kopertis X

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62769/yejag558

Abstract

Technological developments, the use of smartphones and internet access provide innovation in marketing activities. Entrepreneurs have new strategies in marketing the goods they produce which were originally marketed offline and can then be marketed online. Online marketing is one of the digital marketing strategies. Digital marketing activities are an important point in entrepreneurship promotion activities, considering that all forms of activity, especially in the business sector, have gone through the digitalization stage, so understanding in the digital marketing process must be improved so that they are not left behind and goals can continue to be achieved. The use of digital marketing is needed to improve the entrepreneurial marketing skills of students at SMA 7 Padang, SMK 4 Padang, and SMA 3 Tebo, so that students can implement digital marketing and be able to increase their business potential. Digital marketing involves starting from content creation, placing online advertisements, website optimization, email marketing, relations with online media, to becoming a social media admin. One application of digital marketing in business is content creation. This activity provides guidance regarding digital marketing strategies using content creation methods via social media platforms.
Pengaruh Faktor Demografis Terhadap Produktivitas Tenaga Kerja Di Daerah Rawan Gempa Dan Tsunami Yang Dimoderasi Oleh Lokasi Geografis Farlis, Fiko; Riski, Tri Rachmat; Rahman, Fathur; Illahi, Akbar Resky
Jurnal Ekonomi dan Bisnis Dharma Andalas Vol 27 No 1 (2025): Jurnal Ekonomi dan Bisnis Dharma Andalas
Publisher : Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebd.v27i1.1838

Abstract

Abstract Indonesia is a disaster-prone country with significant socio-economic impacts. This study aims to analyze the influence of demographic factors on labor productivity in earthquake and tsunami-prone areas, as well as the role of geographical location as a moderating variable. Primary data were obtained through a survey of 384 workers in Padang City. Productivity measurement employed the Full-Time Equivalent Employee (FTEE) approach. The analysis was conducted using Structural Equation Modeling (SEM) with STATA software. The findings indicate that age negatively affects productivity, while education and work experience have significant positive impacts. Geographical location moderates the relationship between age and productivity but has no significant effect on the relationship between education, work experience, and productivity. These findings highlight the importance of education and work experience in enhancing productivity, with geographical location as a key factor to consider. This study contributes to the literature on workforce management in disaster-prone areas and policy recommendations to improve socio-economic stability. Abstrak Indonesia merupakan wilayah rawan bencana dengan berbagai dampak sosial ekonomi yang signifikan. Penelitian ini bertujuan menganalisis pengaruh faktor demografis terhadap produktivitas tenaga kerja di daerah rawan gempa dan tsunami, serta peran lokasi geografis sebagai variabel moderasi. Data primer diperoleh dari survei terhadap 384 tenaga kerja di Kota Padang. Metode pengukuran produktivitas menggunakan pendekatan Full-Time Equivalent Employee (FTEE). Analisis dilakukan menggunakan Structural Equation Modeling (SEM) dengan software STATA. Hasil penelitian menunjukkan bahwa usia memiliki dampak negatif signifikan terhadap produktivitas, sementara pendidikan dan pengalaman kerja memberikan dampak positif signifikan. Moderasi lokasi geografis berpengaruh pada hubungan usia dan produktivitas tetapi tidak signifikan pada variabel pendidikan dan pengalaman kerja. Implikasi penelitian ini menunjukkan pentingnya peran pendidikan dan pengalaman kerja dalam meningkatkan produktivitas, dengan lokasi geografis sebagai faktor yang perlu dipertimbangkan. Studi ini memberikan kontribusi pada literatur pengelolaan tenaga kerja di wilayah rawan bencana serta kebijakan mitigasi untuk meningkatkan stabilitas sosial ekonomi.
PKM Second Shop Di Kota Payakumbuh Provinsi Sumatera Barat Rosa, Yenni Del; Abdilla, Mohammad; Yendra, Nofri; Riski, Tri Rachmat; Hastini, Lasti Yossi; Putri, Siska Lusia; Saputra, Albi; A, Saadi Maimun
Jurnal Pengabdian Masyarakat Dharma Andalas Vol 3 No 2 (2025): Jurnal Pengabdian Masyarakat Dharma Andalas
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jpmda.v3i2.1863

Abstract

The second-hand import shoes business is currently growing quite rapidly so that people do not need to buy it at a high price. Genesis second shop sells various brands offline and online. The turnover of Genesis second shop per month is around IDR 10 million - IDR 12 million per month, the shop rent is IDR 11 million per year and is assisted by 1 employee. The priority problem of the Genesis second shop business is about market share and marketing strategy. The method of implementing counseling activities using lectures, discussions and practices. The purpose of the activity is for partners to know about market share and marketing strategies. The market share of Genesis second shop is all levels of lower and upper economic society of various ages. The Genesis second shop marketing strategy is carried out by paying attention to the 4P elements and improving existing marketing strategies and alternative marketing channels.
THE ROLE OF DEMOGRAPHIC FACTORS MODERATING THE LEVEL OF DIGITAL LITERACY ON ONLINE LENDING BEHAVIOR Riski, Tri Rachmat; Sulistianingsih, Henny; Maivalinda, Maivalinda
Jurnal Apresiasi Ekonomi Vol 12, No 3 (2024)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v12i3.949

Abstract

The aim of this study to explore the role of demographic factors moderating the level of digital literacy on online lending behavior. This study use a purposive sampling technique and the sample elements of the object are selected based on certain considerations and criteria, namely micro and small business actors on this study. Data was collected using survey techniques with a total of 100 respondents. The proposed model of this study are using descriptive analysis and SEM PLS in order to obtain the information about digital literacy on the online lending behavior of the Padang community moderated by demographic factors. The results of this study show that the majority of respondents are dominated by productive age who have high intensity in utilizing peer-to-peer lending (P2P lending) information technology. This study also shows the significance of financial literacy in influencing financial behavior, and the demographic factors are significantly able to moderate financial literacy on financial behavior. The study results also show that it is important for future researchers to make risk preferences and social environment a relevant approach in measuring individual financial behavior related to building a positive and wise perspective in using peer-to- peer lending (P2P lending). Keywords: Digital literacy, demographic factors, financial behavior, online lending
Literasi Keuangan Dan Locus Of Control Terhadap Perilaku Keuangan Komunitas Penggemar K-Pop Di Kota Padang Dian Andini Putri; Tri Rachmat Riski
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 1 No. 3 (2025): Januari - Maret
Publisher : GLOBAL SCIENTS PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial management is an activity that is consistently performed by every individual. Knowledge and understanding of the financial field are key factors in the effective management of finances. Financial literacy is a crucial element in the management of financial behavior, while locus of control plays a significant role in regulating wise financial behavior.The objective of this study is to determine the influence of financial literacy and locus of control on financial behavior among K-Pop fans in Padang City. The research utilizes a quantitative approach. The population in this study consists of K-Pop fans who are members of communities in Padang City. The sampling technique employed in this study is purposive sampling, with a total sample size of 175 respondents.The results of the study indicate that 1. Financial literacy has a positive and significant effect on financial behavior. 2. Locus of control has a negative and insignificant effect on financial behavior. 3. Both financial literacy and locus of control have a simultaneous effect on financial behavior.
Motivasi Diri Melalui Gadget Untuk Membentuk Karakter Dan Kompetensi Remaja Caniago, Rita Srihasnita Rosali; Sulistyaningsih, Heni; Chairoel, Lucy; Maivalinda, Maivalinda; Turay, Tiara; Firsta, Firsta; Riski, Tri Rachmat; Utami, Dwi Tyas; Imbikri, M
Jurnal Pengabdian Masyarakat Dharma Andalas Vol 3 No 2 (2025): Jurnal Pengabdian Masyarakat Dharma Andalas
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jpmda.v3i2.1963

Abstract

The development of information and communication technology is one of the important factors in supporting the availability of student accessibility to every information obtained through the use of electronic devices (gadgets). Students' ability to sort academic information is expected to be able to provide reinforcement in broadening students' perceptions in producing a more practical and innovative learning approach. Students of SMA 4 and SMKN 5 Sijunjung Regency are schools with A accreditation qualifications that have students with the Z generation category who have a reflection as a generation that is very strongly involved in the development of information technology. The strong involvement of Generation Z students in the use of Gadgets is the main factor in identifying student motivation, attitudes and behavior in the use of Gadgets, thus having an impact on student learning productivity for every information received. The approach of self-motivation training, life skills, soft skills and hard skills is the initial approach in directing students persuasively in understanding the benefits of the availability of information access, especially in increasing student information and knowledge. The results of the activity show that the persuasive approach carried out during the training process is able to attract positive responses from students, especially for every material that is related to the world of Generation Z teenagers. These results also show that a persuasive, innovative and relational approach is able to increase the enthusiasm of Generation Z students for every information that is academic and educational.
Gen-Z Melek Finansial Melalui Pengenalan Laporan Keuangan Pada SMK 1 Padang Panjang dan SMA Muhammadiyah Padang Panjang Indrayeni, Indrayeni; Raflis, Ratnawati; Rahmaita, Rahmaita; Nini, Nini; Yan Fitri, Mellyna Eka; Riski, Tri Rachmat
Jurnal Pengabdian Masyarakat Dharma Andalas Vol 3 No 2 (2025): Jurnal Pengabdian Masyarakat Dharma Andalas
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jpmda.v3i2.1965

Abstract

Improving accounting knowledge at the high school/vocational school level is very necessary, considering that accounting is one of the competencies offered at these schools. In order to provide in-depth knowledge about finance, a team of lecturers from Dharma Andalas University held a community service activity at SMK 1 Padang Panjang and SMA Muhammadyah Padang Panjang. This activity was carried out by providing material related to knowledge about financial reports in accordance with current accounting standards. The number of students who participated in the PKM activity was SMK 1 Padang Panjang as many as 61 people and SMA Muhammadiyah Padang Panjang as many as 26 people. After this activity was carried out, students of SMK 1 Padang Panjang and SMA Muhammadyah Padang Panjang knew the types and forms of company financial reports in accordance with current standards.
Co-Authors A, Saadi Maimun Anisa Ul Hadiya Caniago, Rita Srihasnita Rosali Chaeroel, Lucy Dian Andini Putri DINA ANGGRAINI Farli Jibalmi Fathur Rahman Febri Rahadi Fiko Farlis Firsta, Firsta Heru Aulia Azman Illahi, Akbar Resky Imbikri, M Indrayeni, Indrayeni Kamila, Zahra Lasti Yossi Hastini Lucy Chairoel Lusia Putri, Siska M. Siddiq Partiti Maivalinda Maivalinda Maivalinda, Maivalinda Mawadah, Aulia Mohammad Abdilla NABILA SAFIRA Nini, Nini Nofri Yendra Nuzulya Iqwa Suriani Raflis, Ratnawati Rahmaita Rahmaita, Rahmaita Rahmasari, Nisya Cesaryani Rismananda, Rachyta Saputra, Albi Siska Lusia Putri Sulistianingsih, Henny Sulistyaningsih, Heni Surianti, Fadila Turay, Tiara Utami, Dwi Tyas Yan Fitri, Mellyna Eka Yenni Del Rosa