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Juridical review of Consumer Dispute Resolution in Online Marketplace Transactions Ayu, Hanuring; Zuhri, Lahmuddin; Rosalia, Olyvia; Firayani
Leges Privatae Vol. 1 No. 5 (2025): FEBRUARY-JOY
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/vp5msa90

Abstract

The development of digital technology has driven the growth of online transactions through marketplace platforms, providing convenience for consumers in shopping. However, as electronic transactions increase, various disputes have arisen between consumers and business actors, such as mismatched products, delayed deliveries, and fraud. This study aims to examine the consumer dispute resolution mechanisms in marketplace transactions from a legal perspective, assess the effectiveness of existing regulations, and identify the challenges faced in their implementation. The research method used is normative legal research with a statutory approach and a conceptual approach. The results of the study show that existing regulations, such as the Consumer Protection Law and the Electronic Information and Transactions Law (ITE Law), have not been fully effective in providing legal certainty for consumers. Differences in dispute resolution mechanisms across marketplaces and low consumer legal literacy are the main obstacles in protecting consumer rights. Therefore, it is necessary to strengthen regulations, ensure transparency in dispute resolution procedures, and improve consumer education to optimize the consumer protection system in electronic transactions.
The effect of Infrastructure on Private Investment: a case study in Developing Countries Pudjowati, Juliani; Rosalia, Olyvia; Firayani
Nomico Vol. 2 No. 1 (2025): Nomico-February
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/pe1peh20

Abstract

This study investigates the impact of infrastructure development on private investment in developing countries using panel data regression analysis. Infrastructure is widely acknowledged as a key driver of economic growth and investment attractiveness. By analyzing data from multiple developing nations over a ten-year period, the research explores the significance and direction of the relationship between infrastructure quality and the level of private investment. The findings indicate that infrastructure has a positive and statistically significant effect on private investment, with key elements such as road networks, electricity supply, and internet connectivity showing the strongest influence. The model also includes control variables such as GDP per capita, inflation, political stability, and tax burden, which further highlight the complex dynamics influencing investment flows. The study reveals that institutional readiness and government policies play an important moderating role. In countries with poor infrastructure and weak governance, the positive effects are less pronounced. These results underscore the importance of balanced infrastructure development and strong regulatory frameworks to support sustainable private investment growth in developing economies. The study offers key policy implications and highlights the need for future research that incorporates institutional quality and investor perception variables.
Responsibility of E-Commerce Platforms to Consumers for illegal Products in Indonesia khaerudin, Ariy; Rosalia, Olyvia; Firayani; Nasim, Abu Sahman
Leges Privatae Vol. 1 No. 5 (2025): FEBRUARY-JOY
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/ebwg8t95

Abstract

The expansion of e-commerce in Indonesia has significantly transformed digital transactions, offering unparalleled convenience while simultaneously giving rise to pressing legal concerns regarding the distribution of unauthorized goods. Items such as unregulated pharmaceuticals, harmful beauty products, and counterfeit merchandise are increasingly prevalent on online marketplaces, endangering consumer safety. This research adopts a normative juridical framework, incorporating legislative, theoretical, and case-study approaches to examine the extent of liability e-commerce platforms bear in facilitating the trade of illegal products. Under Indonesia’s Consumer Protection Law, Trade Law, and the Electronic Information and Transactions (ITE) Law, these platforms are expected to regulate and oversee transactions, yet in practice, accountability predominantly falls on individual vendors. The principles of strict liability and vicarious liability provide a legal basis for evaluating platform responsibility in such cases. Findings suggest that enforcement mechanisms remain insufficient, allowing gaps in regulatory oversight. To address this, robust policies must be introduced, including stringent verification protocols for sellers and products, alongside stronger governmental supervision of digital commerce. Strengthening these regulatory frameworks will not only enhance consumer rights but also curtail the proliferation of illegal goods across e-commerce platforms, ensuring a safer and more accountable online marketplace.
The Influence of Globalization on Customary Legal Systems: A Review from an Archipelago Perspective Firayani
Leges Privatae Vol. 1 No. 2 (2024): AUGUST - JOY
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/jr2skf74

Abstract

This article examines the impact of globalization on customary law systems in the archipelago, focusing on changes that occur in the structure and practice of customary law amidst the flow of modernization. Globalization has brought various significant impacts on customary law, both in positive and negative aspects. This study uses literature study and case analysis methods to evaluate how customary law adapts to or is affected by global trends. The results show that globalization affects customary law in various ways: from adjustments to international legal practices to challenges in maintaining local cultural identity. The author also notes that although globalization brings opportunities for the protection and recognition of customary rights through international cooperation, this is often accompanied by pressure to align customary norms with global standards that may not always be in accordance with local values. This article suggests the need for a balanced approach between maintaining the richness of customary law and adapting to global developments to ensure the sustainability of customary law systems in the archipelago.
The Impact of Character Education on Student Discipline and Leadership Sukmayadi, Dodi; Firayani
Kamara Journal Vol. 1 No. 4 (2025): KJ-FEBRUARY
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/qb15k950

Abstract

This research aims to empirically examine the influence of character education on student discipline and leadership at the higher education level. The study identifies the causal relationship between the implementation of character education values instilled through academic and extracurricular activities and students' behavior in terms of discipline, as well as their ability to demonstrate effective leadership. The results suggest that character education, encompassing values such as responsibility, honesty, and cooperation, significantly impacts students' adherence to rules, punctuality, and leadership skills. By focusing on the development of both personal and social values, character education plays a crucial role in shaping students not only as academically capable individuals but also as morally responsible and effective leaders. Despite the widespread implementation of character education programs in higher education, the study highlights the need for more consistent and integrated application to ensure its effective impact on students' overall behavior. This research provides valuable insights for educational institutions to refine their character development strategies to better align with the demands of the contemporary world.
Financial Risk Management in The Face of Global Economic Uncertainty Jimu, La; Rosalia, Olyvia; Firayani
Maneggio Vol. 2 No. 2 (2025): Maneggio-Apr
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/w8b2q803

Abstract

Global economic uncertainty marked by exchange rate fluctuations, changes in commodity prices, geopolitical crises, and international trade tensions poses significant challenges for multinational companies in maintaining financial stability and operational sustainability. This study aims to analyze the role of financial risk management strategies in strengthening corporate resilience against global market dynamics. Using a quantitative approach and regression analysis, the research examines the relationship between the implementation of strategies such as hedging, portfolio diversification, cash reserves, and debt management and corporate financial stability indicators. The findings show that financial risk management strategies have a positive and significant impact in facing market volatility, with the use of derivatives and liquidity management proving to be the most effective. The study also reveals implementation challenges, such as limited information and the complexity of cross-border regulations. These findings contribute to the global financial management literature and serve as a valuable reference for policymakers and business practitioners in designing adaptive and robust financial strategies amidst global uncertainty.
Analysis of The Effect of Liquidity Ratios, Solvency and Profitability on The Company's Financial Performance Wuryanti, Lestari; Rosalia, Olyvia; Firayani
Maneggio Vol. 2 No. 2 (2025): Maneggio-Apr
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/h20q8p66

Abstract

This study aims to analyze the effect of liquidity, solvency, and profitability ratios on the financial performance of manufacturing companies listed on the Indonesia Stock Exchange (IDX) during the 2019–2023 period. Financial performance is measured using Return on Equity (ROE) as the dependent variable, while the independent variables consist of the Current Ratio (CR) as a liquidity indicator, the Debt to Equity Ratio (DER) as a solvency indicator, and Return on Assets (ROA) as a profitability indicator. The research method used is a quantitative approach with multiple linear regression analysis, using SPSS software. The results indicate that simultaneously, the three financial ratios significantly affect ROE. Partially, ROA has a significant positive effect on ROE, DER has a significant negative effect, while CR has no significant effect. These findings indicate that profitability is the dominant factor in improving a company's financial performance, while an unbalanced debt structure tends to lower performance. Therefore, companies need to balance asset utilization efficiency and debt management to sustainably enhance firm value.
Risk Management in Strategic Decision Making: A Case Study on MSMEs in Indonesia Sulistyani, Nuraida Wahyu; Rosalia, Olyvia; Firayani; Ekobelawati , Fransiska
Maneggio Vol. 2 No. 2 (2025): Maneggio-Apr
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/f82v7w66

Abstract

This research investigates the role of risk management in strategic decision-making among Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. MSMEs play a crucial role in the national economy, contributing over 60% to the Gross Domestic Product (GDP) and employing more than 97% of the labor force. However, they face significant vulnerabilities such as market fluctuations, financial constraints, regulatory changes, and operational inefficiencies. This study employs a qualitative case study method involving interviews and field observations with selected MSMEs across various sectors. The findings reveal that while MSME owners are generally aware of business risks, they often rely on intuition rather than formal risk management systems. The most common risks include market, operational, financial, and external threats. Risk identification and assessment processes are largely informal and reactive. Strategic decisions, such as product diversification or digital transformation, are often made without structured risk evaluation, increasing exposure to failure. The study concludes with policy recommendations to strengthen MSMEs’ capacity through targeted training, access to digital risk management tools, and institutional support from the government and financial institutions.
The Sharing Economy and Its Impact on The Local Economy Rosalia, Olyvia; Heliyani; Firayani
Nomico Vol. 2 No. 2 (2025): Nomico-March
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/nfh06z09

Abstract

This study aims to analyze the impact of community participation in the sharing economy on local economic growth. The sharing economy, characterized by the rapid rise of digital platforms such as Gojek, Grab, Airbnb, and various other app-based services, has transformed the traditional economic landscape into a more collaborative and access-based system. This research adopts a quantitative approach with an associative method, involving 100 respondents who are users and providers of sharing economy services. Data were collected through closed-ended questionnaires and analyzed using simple linear regression to examine the relationship between the level of participation and indicators of local economic growth, such as increased income, job creation, and the involvement of MSMEs in the digital economy. The results show that participation in the sharing economy has a positive and significant impact on the local economy. In addition to being a source of supplementary income, the sharing economy also helps expand informal job opportunities and supports the digital transformation of small businesses. These findings provide a critical foundation for more inclusive and adaptive policymaking in response to digital economic developments and to promote community economic empowerment through technology adoption.
Exploration of the social and economic impact of CSR programs in local communities: A Qualitative study Samanlangi, Ilham; Rosalia, Olyvia; Firayani
Nomico Vol. 2 No. 2 (2025): Nomico-March
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/bzm01687

Abstract

Corporate Social Responsibility (CSR) programs play a crucial role in sustainable development, particularly in local communities affected by corporate operations. This study explores the social and economic impacts of PT Pertamina’s Reforestation and Greening Program as part of its CSR initiatives. Using a qualitative case study approach, this research collects data through in-depth interviews, field observations, and document analysis. The findings indicate that the program provides social benefits, including increased environmental awareness, active community participation in conservation efforts, and improved quality of life due to a greener environment. From an economic perspective, the program contributes to job creation, increased income through ecotourism and environmentally based businesses, and more sustainable local economic growth. However, challenges remain regarding funding sustainability, long-term community engagement, and risk mitigation of environmental degradation. Therefore, this study recommends a more sustainable CSR model, emphasizing collaboration between companies, the government, and local communities to ensure long-term benefits. These findings contribute to academic discussions and CSR practices, particularly in the context of environmental sustainability and economic empowerment of local communities.