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Islamic Economics and Politico-Legal Policy: Defining The Fundamental Role of Government In Creating Prudential Business System Abdillah, Abdillah; Ridho, Ali; Muslimin, JM; Munawar, Wildan; Elkushli, Salem Ahmed A
International Journal of Islamic Economics and Finance (IJIEF) Vol 6, No 2 (2023): IJIEF Vol 6 (2), July 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v6i2.16826

Abstract

This study aims to examine in depth the role of the government in stabilizing, allocating and distributing nation-wealth by minimizing monopoly from Islamic economics views as well as contemporary legal practices. The research method used is phenomenological-qualitative and empirical legal study. Data collected by observing the models formulated by fiqh experts and their implications for economic justice based on literature studies and empirical practices. The findings prove that in the discourse of fiqh and Islamic history, the government has strategic position in combating monopoly by its intervention in overcoming unfair economic practices. It has supreme political power and strong duty to create nation-welfare by paving the way towards social prosperity based on religious moral principles. The duty of government to stabilize, allocate and distribute nation-wealth must run on the notions of social justice and fair treatment for all. The existing rules of anti-monopoly may be compared and referred. The arguments that are in line to the conclusion: First, the historical facts at the beginning of Islam are in conformity of such a model. Second, there are some supportive legal arguments of fiqh scholars and existing present example. From these findings, it can be concluded that the study of Islamic economics has an important contribution in encouraging the role of the government to overcome the practice of monopolistic behavior or unfair business practices. In practical sense, such a policy must be realized in the type of checked and balanced social system that lead to social justice and good governance.
Kinerja Program Mustahik Pengusaha BAZNAS: Kajian Indeks Pendayagunaan Zakat Azzahra, Shifa Fadillah; Munawar, Wildan
Islamic Economics and Business Review Vol 2 No 3 (2023): IESBIR, December 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v2i3.6686

Abstract

AbstractThis research aims to determine the performance of the Mustahik Entrepreneur program by studying the Zakat Utilization Index, so that it can be used as evaluation material for BAZNAS in decision making. his research is a descriptive quantitative method with data collection methods through questionnaires and interviews. The method used in this research is using the Zakat Utilization Index with a calculation called the Multi-Stage Weighted Index. The research results show that the performance of the Mustahik Entrepreneur program produces a Zakat Utilization Index (IPZ) value of 0.60 in the quite good category and is in the strengthening phase, where the empowerment program implemented is starting to run according to target and has had quite a good impact. The da'wah indicator was ranked first at 0.69, the social indicator at 0.63, the economic indicator at 0.59, the environmental indicator at 0.58. Lastly isthe cultural indicator which received a less favorable interpretation of 0.45. This program has had quite a good impact on mustahik as a whole, where it also motivates members to try to carry out social activities and do charity, fosters the development of mustahik entrepreneurial culture through group discussions, provides material and nonmaterial additions to mustahik, helps motivate mustahik to enter into entrepreneurship in a halal and good manner as well as the existence of mustahik awareness of protecting the surrounding environment.Keywords: Entrepreneur Mustahik Program; Zakat; Zakat Utilization; Zakat Utilization IndexAbstrakPenelitian ini bertujuan untuk mengetahui kinerja program Mustahik Pengusaha dengan kajian Indeks Pendayagunaan Zakat, sehingga dapat dijadikan sebagai bahan evaluasi bagi BAZNAS dalam pengambilan keputusan. Penelitian ini menggunakan metode kuantitatif deskriptif dengan metode pengumpulan data melalui kuesioner dan wawancara. Pendekatanmenggunakan Indeks Pendayagunaan Zakat dengan penghitungan yang disebut Multi-Stage Weighted Index. Hasil penelitian menunjukan kinerja program Mustahik Pengusaha menghasilkan nilai Indeks Pendayagunaan Zakat (IPZ) sebesar 0,60 dengan kategori cukup baik dan berada pada fase penguatan, dimana program pemberdayaan yang dijalankan mulai berjalan sesuai sasaran dan telah memberikan dampak cukup baik. Indikator dakwah menempati peringkat pertama sebesar 0.69, indikator sosial sebesar 0.63, indikator ekonomi sebesar 0.59, indikator lingkungan sebesar 0.58. Terakhir adalah indikator budaya yang memperoleh interpretasi kurang baik sebesar 0.45. Program ini memberikan dampak cukup baik bagi mustahik secara keseluruhan, dimana turut memotivasi antar anggota untuk berusaha melakukan kegiatan sosial maupun beramal, menumbuhkan pengembangan budaya kewirausahaan mustahik melalui diskusi kelompok, adanya pertambahan material maupunnon material pada mustahik, turut memotivasi mustahik berwirausaha secara halal dan baik serta adanya kesadaran mustahik pada menjaga lingkungan sekitar.Kata kunci: Indeks Pendayagunaan Zakat (IPZ); Pendayagunaan Zakat; Program Mustahik Pengusaha ; Zakat
FAKTOR YANG MENENTUKAN KEPERCAYAAN MUZAKKI MEMBAYAR ZIS DI LEMBAGA PENGELOLA ZAKAT PASCA PEMBERITAAN KASUS ACT DI MEDIA MASSA (STUDI KASUS MUZAKKI DI WILAYAH JABODETABEK) Paujiah, Rida; Munawar, Wildan; Kurnia, Tuti
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.747

Abstract

The aim of this research is to determine the factors that determine muzakki's confidence in paying ZISat Zakat management institutions after the reporting of the Aksi Cepat Tunjung (ACT) case in the massmedia. The type of research carried out uses quantitative research with survey research methods. Thesample was taken using a purposive sampling technique, involving 100 respondents as the total samplefrom Jabodetabek Muslims who were aware of the ACT Case News and had paid their ZIS to the zakatmanagement institution. The analytical method used is factor analysis with the help of IBM SPSS version25. The findings from this research indicate that the factors that determine muzakki's confidence inpaying ZIS at the Zakat management institution after the reporting of the ACT Case in the Mass Mediaare, Factors that shape muzakki behavior consisting of muzakki culture, Muzakki Mass Media, MuzakkiReligiosity, Muzakki Social Environment and Muzakki Self-Awareness. Furthermore, Muzakki's trustfactor consists of Zakat Institution Transparency, Zakat Institution Image and ZIS Knowledge. Thedominant factors come from the factors that shape muzakki behavior
Analisis Minat Masyarakat Berinvestasi Logam Mulia pada Produk Rahn di Pegadaian Syariah Kota Depok Cabang Margonda Islammi, Ikrar; Pangestu, R. Ali; Munawar, Wildan
Karimah Tauhid Vol. 3 No. 9 (2024): Karimah Tauhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v3i9.15321

Abstract

Dinamika ekonomi yang terus berkembang menuntut masyarakat untuk memiliki visi ke depan dalam mengelola keuangan melalui berbagai strategi investasi. Investasi dalam bentuk logam mulia, khususnya emas, menjadi salah satu pilihan menarik karena stabilitas dan nilai yang cenderung meningkat. Penelitian ini bertujuan untuk menganalisis minat masyarakat dalam berinvestasi logam mulia melalui produk Rahn di Pegadaian Syariah Cabang Margonda Kota Depok. Penelitian ini menggunakan pendekatan deskriptif kuantitatif dengan metode survei terhadap nasabah Pegadaian Syariah Cabang Margonda. Data dikumpulkan melalui kuesioner yang disebarkan kepada 36 responden dengan menggunakan teknik analisis data Weight Mean Score (WMS). Hasil penelitian menunjukkan bahwa kebanyakan responden positif terhadap produk Rahn emas sebagai pilihan investasi. Faktor utama yang mempengaruhi keputusan investasi mereka adalah persepsi emas sebagai asset “ Safe Haven” yang menawarkan keamanan finansial dan perlindungan terhadap inflasi serta ketidakstabilan ekonomi. Pengetahuan finansial yang baik dan pendidikan finansial terbukti memainkan peran penting dalam keputusan investasi mereka. Selain itu sebagian responden juga aktif merekomendasikan produk Rahn emas kepada keluarga dan teman dan menunjukan tingkat advokasi yang tinggi dan kepercayaan terhadap nilai investasi emas.
PENINGKATAN AKSESIBILITAS NELAYAN PALABUHAN RATU PADA LEMBAGA KEUANGAN SYARIAH Munawar, Wildan; Tuti Kurnia; Imam Abdul Aziz; Maya Apriyana; Romi Apriliansyah; Aldi Wijaya
Qardhul Hasan: Media Pengabdian kepada Masyarakat Vol. 8 No. 2 (2022): AGUSTUS
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (291.9 KB) | DOI: 10.30997/qh.v8i2.5455

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Permodalan menjadi salah satu permasalahan yang masih terjadi bagi nelayan dalam pemenuhan fasilitas dan peralatan dalam melaut. Hal ini dikarenakan sulitnya mengakses permodalan pada Lembaga keuangan, termasuk Lembaga keuangan Syariah. Kegiatan pengabdian ini ditujukan untuk memberikan pengetahuan dan pemahaman nelayan terhadap aksesibilitas permodalan pada Lembaga keuangan Syariah. Metode pelaksanaan kegiatan pengabdian kepada masyarakat ini menggunakan pendekatan The Training Cycle. Tahap yang dilakukan adalah identifikasi kebutuhan pelatihan, menetapkan tujuan pelatihan dan perencanaan, pelaksanaan pelatihan diakhir dengan evaluasi. Hasil kegiatan pengabdian ini menunjukkan bahwa para nelayan sangat antusiasme dan berminat dalam mengajukan pembiayaan permodalan ke Lembaga keuangan Syariah. Peserta pelatihan aksesibilitas permodalan pada Lembaga keuangan Syariah mengalami peningkatan pemahaman mengenai konsep dasar aksesibilitas permodalan, bentuk-bentuk akses modal, dan tahapan pengajuan permodalan ke Lembaga keuangan Syariah.
CONSTRUCTIVISM AND TEACHING DESIGN: In Search of An Appropriate Learning Process of Sharia Entrepreneurship For Pesantren-Based University Muslimin, JM; Reksiana, Reksiana; Munawar, Wildan
MIQOT: Jurnal Ilmu-ilmu Keislaman Vol 46, No 2 (2022)
Publisher : State Islamic University North Sumatra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/miqot.v46i2.969

Abstract

Abstract: The development and ever-changing curriculum of university offers some possibilities for socio-educational innovation of the high-level education. It includes Pesantren-based University. Constructivist learning process may further develop such an innovation. It is designed as a flexible curriculum and multi-interpretable model of implementation and adjustable contents of learning with high focus to the practice and disseminating of knowledge. Surely, it may pave the way for designing and creating socio-educational engineering, such as building strong character and high focus to the disseminating and practice of sharia entrepreneurship. This study aims to designing constructive model of learning to disseminate and create a strong bones and practical type of sharia entrepreneurship in the milieu of Islamic boarding school (Pesantren) as it is reflected in the Pesantren Darunnajah. The research method is done through evaluative instrumental method of curriculum accompanied by critical review of learning process theories. It is done based on library research, qualitative approach as well as constructive model. It offers agenda setting of socio-educational reference and applicative model. It deserves to produce and contribute an authentic result, while such a constructive framework of educational inquiry is still rare and in the process of becoming. The result be it is proven that constructive learning process can be an alternative for developing concept as well as practical model for Pesantren-based University.Keywords: Constructivism, Design Model, Pesantren-based University, Sharia Entrepreneurship.
MODEL PENGEMBANGAN ASET WAKAF PROVINSI JAWA TENGAH SEBAGAI SUPPORT SYSTEM EKONOMI RUMAH TANGGA PETANI BAWANG MERAH Khaerunisa Azkia; Tuti Kurnia; Wildan Munawar
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 4 No. 12 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v4i12.2851

Abstract

This study aims to determine the management of waqf assets in Central Java and the development model of waqf assets in Central Java as an economic support system for shallot farmer households. The research method uses descriptive qualitative research with quantitative approach, data analysis techniques used Analytical Network Process, data collection through interviews and distributing questionnaires. The results showed that Central Java province has waqf assets totaling 112,834 locations. The management of waqf assets in Central Java is used for the construction of 76,817 mosques, 31,414 educational waqf, health waqf and vacant land waqf as many as 23 locations. The priority needs of farmers are improving marketing, providing marketing places, providing storage warehouses, subsidizing pesticides and providing shallot dryers (double blowers). Based on this, the appropriate waqf model to help the needs of farmers is the utilization of vacant waqf land for the provision of shallot storage warehouses called the Shallot Storage model (PBM), and the utilization of pesantren waqf land for the provision of shallot marketing places called the PPB model (Onion farmer marketing). The benefits of the model are to help farmers overcome price fluctuations by delaying selling during the main harvest, where onion prices will decrease so that farmers' income is lower than expenses and help farmers shorten the marketing chain.
SOCIAL CHANGE AND FRAGMENTED COHESION (Case Study of Muslim Family Relations in Bogor City, West Java) Muslimin, JM; Arifin, Laila Setyawati; Munawar, Wildan; Hosny Mohamed, Mahmoud Mohamed
AKADEMIKA: Jurnal Pemikiran Islam Vol 25 No 2 (2020)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/akademika.v25i2.2477

Abstract

Entering the era of industrialization, humans live runs more pragmatically and individually. As part of gender studies, family constellation is being necessary to investigate. A significant impact can be seen from the estrangement that occurs in family relations. Family ties are felt to be increasingly loose because each person is required to have specific duties and professions to meet their needs. As a result, transformation and social change make it increasingly difficult to create intimacy like the past. The purpose of this study is to analyze the impact of social transformation on proposed divorce (cerai gugat) by wife, which is more common than divorce and social changes in family relations. The research is done by combining empirical approach and normative one. The empirical data gathered from several sources and referred to strengthen normative postulate. Where as the normative postulate is drafted to be starting point of the research. The results of this study indicate that the causes of social transformation in divorce are increased lawsuit divorce due to nushuz: wife disobedience to husband or lack of wife in carrying out their rights and obligations. Thus, increased divorce due to syiqaq: husband and wife’s quarreling.
PERSEPSI MASYARAKAT DESA SUKAMANAH TERHADAP INISIASI BAITUL MAAL WAT TAMWIL (BMT) Anggoro, Satrio; Amin, Muhammad; Kurnia, Tuti; Munawar, Wildan
AL - KAFF: JURNAL SOSIAL HUMANIORA Vol. 2 No. 3 (2024): AL - KAFF: Jurnal Sosial Humaniora
Publisher : Fakultas Agama Islam dan Pendidikan Guru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/alkaff.v2i3.13358

Abstract

Tujuan penelitian ini adalah untuk mengetahui persepsi masyarakat terhadap inisiasi Baitul Maal Wat Tamwil di Desa Sukamanah dan untuk mengetahui apakah terdapat persepsi positif dan negatif, sehingga akan menimbulkan perbedaan persepsi untuk meningkatkan pengetahuan dan motivasi desa sukamanah. Adapun pendekatan yang dilakukan adalah menggunakan teknik Chi-Square deskriptif kuantitatif dengan pengumpulan data melalui survei yang ditujukan kepada 100 orang masyarakat desa sukamanah. Berdasarkan hasil penelitian, menunjukkan bahwa terdapat persepsi positif dari persepsi pengetahuan indikator berita, pemahaman nilai-nilai islam, lingkungan social terhadap inisiasi pendirian BMT di Desa Sukamanah.
Implementasi Model Reach, Act, Convert, dan Engage (RACE) dalam Pengembangan Pemasaran Kopi Lokal Munawar, Wildan; Alhifni, Anas; Yulianingsih
Qardhul Hasan: Media Pengabdian kepada Masyarakat Vol. 10 No. 3 (2024): DESEMBER
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/qh.v10i3.15604

Abstract

Pengelolaan kopi BUJAL oleh BUMDes Jaya Laksana telah berjalan sejak tahun 2019. Produk ini telah berhasil menembus pasar lokal, terutama di Desa Wates Jaya. Namun, strategi pemasaran yang masih konvensional, seperti promosi informal dan partisipasi dalam pameran bazar, menghambat perluasan pasar. Tujuan dari kegiatan pengabdian kepada masyarakat ini adalah untuk meningkatkan jangkauan pemasaran kopi BUJAL, meningkatkan kapasitas produksi kopi, dan meningkatkan pemahaman serta keterampilan pengelola kopi melalui implementasi model reach, act, convert, dan engage (RACE). Metode pelaksanaan kegiatan ini menggunakan metode pendidikan masyarakat dengan pola explicit instruction dan metode simulasi (praktik langsung) melalui lima tahapan pelaksanaan yaitu sosialisasi, pelatihan, penerapan teknologi, pendampingan dan evaluasi. Hasil kegiatan pengabdian kepada masyarakat ini adalah peningkatan jangkauan pemasaran kopi BUJAL sebanyak 6 kota/kabupaten, peningkatan dan upgrading mesin roasting dan grinding dalam proses produksi, peningkatan pemahaman dan keterampilan pengelola kopi dalam menerapkan model RACE, dan bertambahnya jumlah variasi kemasan yang ditawarkan kepada konsumen/pelanggan. Selain itu, implementasi model RACE ini sangat relevan dengan kebutuhan peningkatan usaha kopi. Terutama di tengah persaingan produk kopi yang semakin banyak dan minuman kemasan kopi kekinian.