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Anak Agung Istri Agung
Fakultas Hukum Universitas Warmadewa, Denpasar, Indonesia
Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Law Doctoral Community Service Journal

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Strategy For Strengthening Village Credit Institutions (LPD) in Realizing Community Welfare in Sibetan Village, Bebandem District, Karangasem Regency Post Pandemi I Nyoman Sukandia; Anak Agung Istri Agung
Law Doctoral Community Service Journal Vol. 1 No. 2 (2022): Law Doctoral Community Service Journal
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.585 KB) | DOI: 10.55637/ldcsj.1.2.5715.107-114

Abstract

The growth and development of the LPD requires Human Resources with sufficient and adequate quality education, and an element of prudence is urgently needed in disbursing credit, because the credit disbursed is derived from public funds collected in the form of Savings and Time Deposits; However, even though the LPD is already in the form of a Business Entity, the responsibility is still the responsibility of the Indigenous Village community as the communal owner of the Business Entity, and does not yet have a mechanism to provide special guarantees for owners of capital/money from the community as owners of deposits in all LPDs. LPDs in Bali, as is the case with LPDs which require material guarantees to be specifically guaranteed as a form of prudence. So when faced with certain situations such as the Covid 19 pandemic; then it is not impossible for the LPD to experience liquidity problems because many loans disbursed are not smooth and even jammed, and on the other hand, the community draws a lot of Savings and Deposits for their living needs, both those that have not been and those that are due. In addition, the lack of prudence and lack of understanding of good governance have an impact on very serious problems such as losses and even bankruptcy. This study empirically examines the developments and problems of Village Credit Institutions (LPD) as a result of the Covid-19 pandemic, and takes visionary steps or strategies to strengthen the management of Village Credit Institutions (LPDs) that are resilient in realizing community welfare in Sabetan Village, Bebandem District. , Karangasem Regency Post Pandemic.
Co-Authors ABDULLAH, Mohd Kamarulnizam Bin Adnyana, Ni Luh Ari Andini Anak Agung Mas Adi Trinaya Dewi Anak Agung Putra Agung Dwicahyana Anak Agung Sagung Laksmani Dewi Anak Agung Sagung Laksmi Dewi Arini, Desak Gde Dwi Chornous, Yuliia DANIYANTHI, Yussie Masyuni Desak Gde Dwi Arini Dewa Bagus Komang Mahendra Krisna Putra DEWI, Ida Ayu Permata Winditya Gede Amatya Ananta I Gusti Ngurah Agung Wahyu Krisna I Made Agus Angga Kusuma Putra I Made Arjaya I Made Hadiyanta Purnama Sardi I Made Minggu Widyantara I Made Minggu Widyantara I Made Stefanus Teguh Oprandi I Made Stefanus Teguh Oprandi I Made Suwitra, I Made I Made Yoga Bisama I Nyoman Alit Puspadma I Nyoman Putu Budiartha I Nyoman Sujana I Nyoman Sukandia I Putu Angga Aptina I Wayan Kartika Jaya Utama I Wayan Wesna Astara Indah Permatasari Johannes Ibrahim Kosasih Luh Made Mahendrawati Ni Gusti Ketut Sri Astiti Ni Gusti Ketut Sri Astiti Ni Komang Arini Styawati Ni Komang Arini Styawati Ni Komang Arini Styawati Nyoman Arya Kusuma Wardana Nyoman Bagus Ngurah Arya Dinata Nyoman Surya Bramantya PERMANA, Gede Esa Surya Puspdewi, Ni Nyoman Sri Putu Ayu Sriasih Wesna Putu Rido Widiya Widnyana Putu Suwantara SARI, Ni Made Arnita SUGIANA, Surya Sujana, I Nyoman Sukandia, Nyoman Widiati, Ida Ayu Putu Yanti, Ni Kadek Putri YUDHA, I Putu Wira Dharma Putra