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All Journal Al-Ulum Laa Maisyir Jurnal Ekonomi Islam Jurnal Minds: Manajemen Ide dan Inspirasi Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah YUME : Journal of Management JUPE : Jurnal Pendidikan Mandala IJoASER (International Journal on Advanced Science, Education, and Religion) Iqtishoduna: Jurnal Ekonomi Islam NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam Ecces: Economics, Social, and Development Studies Iqtishodia: Jurnal Ekonomi Syariah Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Journal of Islam and Science Jurnal Ilmiah Al-Tsarwah JES (Jurnal Ekonomi Syariah Journal De Facto Jurnal Iqtisaduna Jurnal Al-Qiyam Jurnal Tana Mana Robust: Research of Business and Economics Studies Journal of Modern Islamic Studies and Civilization JPNM : Jurnal Pustaka Nusantara Multidisiplin JSE: Jurnal Sharia Economica Maslahah: Jurnal Manajemen dan Ekonomi Syariah Atestasi : Jurnal Ilmiah Akuntansi Ribhuna: Jurnal Keuangan dan Perbankan Syariah
Amiruddin K
Universitas Islam Negeri Alauddin Makassar
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Penguatan Peran Ekonomi Islam Melalui Optimalisasi Pembiayaan pada Sektor Riil UMKM Trimulato Trimulato; Ismawati Ismawati; Amiruddin K; Nuraeni Nuraeni
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.761 KB) | DOI: 10.30736/jesa.v5i2.83

Abstract

Islamic economic in Indonesia continues to experience very rapid growth, seen by the increasing number of institutions operating in sharia principles, in addition to the growing and developing businesses with sharia principles. The development of the Islamic economy is inseparable from the role of various parties who continue to try to socialize the Islamic economy to society. The government seems to be very serious in supporting the development of the Islamic economy in Indonesia. It looks at the Islamic financial market share that has not enough 10 percent, so it requires more efforts for its development. It needs to determine the direction and focus on particular segments to develop so they can compete globally. The right segment chosen for the Islamic economy is the development of SMEs, given that it grows and develops in Indonesia. This study aims to find out the development of SMEs and map the strengthening of the Islamic economy through financing for SMEs. The type of research is library research and is qualitative. Data collection techniques used are through retrieval data has been there before. The data analysis technique used is descriptive qualitative, related to the development SMEs and Islamic economic institutions. Results showed that development in 2018 SMEs experienced growth, medium-sized businesses grew by 3.54 percent, and small businesses grew by 3.44 percent, while the largest portion of SMEs was microbusinesses, which amounted to 98.7 percent. Distribution financing sharia banking is still dominated by consumer consumption rather than productive. Islamic economic institutions are experiencing growth, so they can be directed to develop SMEs. Strengthening it can be done by selecting certain segments that are the focus is SMEs. The concept of profit-sharing inherent in Islamic economic transactions is very relevant to the development of SMEs. Keywords: Islamic economic; financing; SMEs
ELABORASI EKONOMI ISLAM DALAM KERANGKA FILSAFAT Muhammad Satar; Amiruddin Kadir
JUPE : Jurnal Pendidikan Mandala Vol 7, No 2 (2022)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jupe.v7i2.3466

Abstract

Economics is known among the people for centuries. In Islam, economics was known intimately at the time of the Prophet Muhammad with the concept of trade that was present to suppress the economic development of the capitalism and socialism systems which became a problem in the welfare of society. The emergence of Islamic Economics in order to be able to solve economic problems that are rampantly controlled by the world with this system. So that the Islamic economic system is considered capable of providing a way out of the economic problems of the ummah and can provide welfare to the community. This paper aims to discuss more deeply about Islamic economics through a philosophical review and compare it with Western Economics. This study used the literature research method, how Islamic economics was formed with philosophical foundations starting from etymology, ontology and epistemology as well as the development and comparison of Islamic economic theory and other theories. This study reveals that the thing that distinguishes Islamic economics from other economics is the economic approach, both to fellow humans and to the creator (God), in contrast to other economic systems that prioritize profit or individual interests. Philosophy can be said to be in line with the Islamic economic system where in short philosophy has the meaning of love of wisdom which implies giving goodness to others.
Perspektif Bisnis Syariah Pada Jasa Transportasi Online Go-Jek di Makassar Abd Rizal; Amiruddin K; Irwan Misbach
Jurnal Iqtisaduna Vol 6 No 1 (2020)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v6i1.11874

Abstract

Penelitian ini bertujuan untuk mengidentifikasi layanan transportasi online terhadap konsumen dan ojek pangkalan, serta kaitannya dengan perspektif bisnis syariah pada jasa transportasi online Go-Jek. Penelitian ini termasuk dalam kategori penelitian kualitatif dengan pendekatan fenomenologi dan normatif. Hasil penelitian menunjukkan bahwa, dalam pandangan pengemudi ojek pangkalan, kehadiran jasa transportasi online Go-Jek berdampak pada penurunan pendapatan pengemudi ojek pangkalan. Sedangkan bagi konsumen, kehadiran ojek online Go-Jek memberikan manfaat dan kemudahan dengan berbagai jenis layanannya. Adapun perspektif bisnis syariah dari jasa transportasi online Go-Jek secara umum dinilai telah menjalankan konsep bisnis syariah yang terdiri dari prinsip dasar bisnis syariah, etika bisnis syariah dan tujuan bisnis syariah.
Konsep Bai’ Mabrūr pada Transaksi Barter Petani Garam di Kabupaten Jeneponto St Nurrahma; Irwan Misbach; Amiruddin K
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol 8 No 2 (2022): NUKHBATUL ‘ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v8i2.560

Abstract

This study aims to analyze the barter transactions of salt farmers and then to elaborate on the concept of bai' mabrūr in transactions carried out by the community in Jeneponto Regency. The research method used is descriptive qualitative method with a sharia economic approach. The results of the study show that salt barter transactions have occurred since ancient times and are still ongoing today. The objects exchanged are basic necessities, such as rice, sugar, coffee and cigarettes. The exchange stage starts with the process of mutual contact between farmers and traders, then the process of negotiation and price estimation. In terms of mabrur or acceptance of barter transactions, the results of these barter transactions are more dominant in terms of the good or the benefits rather than the disadvantages. Salt barter transactions show a form of mutual help for both parties, where traders help farmers in meeting their daily needs and in marketing salt, while from the other side, farmers also help traders in terms of getting salt more easily which is also resold. to get more profit.
Analisis Strategi Pemasaran Produk Tabungan Prima Berhadiah Terhadap Kenaikan Dana Pihak Ketiga di Bank Muamalat Indonesia Cabang Makassar Warda Bachtiar; Syahrir Mallongi; Amiruddin Kadir
Jurnal Iqtisaduna Vol 7 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v7i2.36236

Abstract

Penelitian ini bertujuan untuk melihat strategi pemasaran produk Tabungan Prima Berhadiah terhadap dana pihak ketiga di Bank Muamalt Indonesia Cabang Makassar. Untuk itu, penelitian ini menggunakan analisis kualitatif dengan sumber data dari informan yang berasal dari nasabah dan pegawai internal BMI Cabang Makassar. Hasil penelitian menunjukkan bahwa strategi ini dipandang berhasil dalam meningkat dana pihak ketiga BMI Cabang Makassar. Adapun yang menjadi faktor penarik adalah sistem dan mekanisme dari program ini yang tidak memberatkan nasabah. Sedangkan faktor yang menjadi kelemahannya adalah adanya saldo mengendap dan pemotongan sebelum waktunya.
THE IMPACT OF SMALL AND MEDIUM ENTERPRISES INCOME ON WELFARE IN THE PERSPECTIVE OF SHARIA ECONOMY Amiruddin Kadir
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11144

Abstract

This study aims to find out the following: (1) To find out the income of Emping Melinjo Small and Medium Enterprise workers in Kohala Village, Benteng District, Selayar Regency, (2) To find out how the impact of Islamic welfare of workers on family income in Emping Melinjo Small and Medium Enterprises (SMEs) in Kohala Village, Benteng District, Selayar Regency, (3) To find out how the implementation of wages (Al-Ujrah) according to the perspective of Islamic economics. This research shows that with the existence of Small and Medium Enterprises emping melinjo, workers can help the family economy and have a positive impact that can be felt from some communities even though there are some of them who do not get their rights precisely as discussed in the Islamic economic perspective about the obligation to pay wages (Al-Ujrah) workers before their sweat is dry, but when viewed from the welfare of the community, This business cannot be fully said to be prosperous because the income earned by workers is still below the standard of the Provincial Minimum Wage (Al-Ujrah) (UMP).
Use of the Flip Application in Fintech Transactions from an Islamic Economic Perspective: Wahdah Islamiyah Cadre Flip User Study Bachtiar, Muhammad Harsya; Hamzah, Nasir; Siradjuddin, Siradjuddin; Kadir, Amiruddin
Journal of Modern Islamic Studies and Civilization Том 2 № 01 (2024): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v2i01.328

Abstract

The development of financial technology (fintech) has given rise to various financial service applications, including the Flip application. Flip provides a variety of technology-based financial services, such as interbank transfers, buying credit, and E-Wallet top-ups. The Flip application is widely used by the general public, including cadres of the Wahdah Islamiyah mass organization. This research examines fintech transactions from an Islamic perspective, tracing fintech contracts in the Flip application, and the views of Wahdah Islamiyah cadres regarding the use of the Flip application in fintech transactions from an Islamic economic perspective. This research uses qualitative methods with descriptive analysis and a grounded theory approach. Observation, interviews, and documentation all played a role in the data collection process. The results of this research show that: 1) in Islamic terms, fintech is something that is permitted as long as it is free from prohibited elements such as usury, gharar, maysir, tadlis, dharar, zhulm, and haram. 2) Fintech contracts in the Flip application are wakalah, wakalah bil ujrah, and bay' (buying and selling) contracts, which are basically permitted. 3) Flip users among Wahdah Islamiyah cadres view that Flip services such as interbank transfers, credit purchases, and E-Wallet top-ups are in accordance with Islamic economic principles because they are free from usury, gharar, and dharar and contain maslahah and taysir (convenience). Implications of this research: 1) The socialization of Islamic economic principles in fintech-based financial services is needed. 2) can develop research on other fintech features of the Flip application.
Resilience of Micro, Small, and Medium Enterprises Based on Islamic Entrepreneurship Kasim, Sinta; Hamzah, Muh. Nasir; Kadir, Amiruddin; Muhammad Wahyuddin Abdullah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i1.2333

Abstract

Micro, Small, and Medium Enterprises (MSMEs) have a very important role in socio-economic development in Indonesia. But the problem that often occurs is its vulnerability to changes that result in losses. This is because MSMEs have limited resources. In fact, MSMEs have proven to be a safety valve for the national economy and are able to survive and become economic drivers, especially during times of economic crisis.  The results showed that the resilience of MSMEs in terms of their competitive advantage is easily replicated and replaced at any time, depending on their ability to manage and run a business. So it takes resources and capabilities to achieve core compatibility. The resilience of MSMEs in facing uncertain crisis conditions must be supported by the application of Islamic Entrepreneurship, this is because resilience is influenced by two factors, namely Internal and External. These internal factors cannot be eliminated by humans in running life, namely spirituality, faith, and optimism. Because sharia refers to the command of Allah Swt.
ANALISIS KERANGKA HUKUM KEUANGAN ISLAM Afiah, Nur; Muin, Rahmawati; Kadir, Amiruddin
Jurnal de Facto Vol 10 No 2 (2024)
Publisher : Pascasarjana Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/jurnaldefacto.v10i2.186

Abstract

Penelitian ini berfokus pada perkembangan dan evolusi kerangka hukum Keuangan Syariah di Indonesia seiring berjalannya waktu. Peraturan dan standar syariah yang mengatur industri Keuangan Syariah di Indonesia, dimana akan mengeksplorasi peran penting mereka dalam menjaga kepatuhan terhadap prinsip-prinsip Islam. Serta implementasi hukum Keuangan Syariah di Indonesia dan dampaknya terhadap pertumbuhan serta kinerja lembaga keuangan syariah, termasuk bank syariah dan lembaga keuangan mikro syariah. Keuangan Islam adalah sistem keuangan yang beroperasi berdasarkan prinsip-prinsip Syariah yakni berpegang teguh kepada Alquran dan Hadits sehingga lebih di kenal keuangan syariah. Penelitian ini bertujuan untuk melakukan analisis mendalam terhadap kerangka hukum Keuangan Syariah di Indonesia dan dampaknya terhadap ekonomi, sosial, dan lingkungan, sehingga dapat menjadi salah satu alternatif penting dalam menghadapi tantangan global dalam sistem keuangan kontemporer.  Metodelogi dalam penelitian ini Melibatkan kajian dan analisis berbagai dokumen, termasuk peraturan, undang-undang, dan kebijakan terkait keuangan syariah di Indonesia. Metode ini membantu dalam menelusuri sejarah dan perkembangan hukum keuangan syariah. Hasil dari penilitian ini Kerangka hukum Keuangan Syariah di Indonesia mengalami evolusi yang signifikan seiring waktu, didukung oleh adopsi berbagai regulasi. Pembentukan Bank Syariah, Badan Pengawas Keuangan dan Pembangunan Syariah (BPKPS), serta pengesahan Undang-Undang Perbankan Syariah pada 2008 dan Undang-Undang Keuangan Syariah pada 2011 adalah langkah-langkah strategis yang bertujuan memfasilitasi pertumbuhan industri keuangan syariah dan memastikan kepatuhan terhadap prinsip-prinsip syariah.Implementasi hukum Keuangan Syariah di Indonesia memberikan dampak positif, terlihat dari pertumbuhan nasabah, diversifikasi produk dan layanan, serta peningkatan kepercayaan masyarakat.  
IMPLEMENTATION OF LAW NUMBER 8 OF 1999 CONCERNING CONSUMER PROTECTION IN SHARIA ECONOMIC PERSPECTIVE Kadir, Amiruddin
Journal of Islam and Science Vol 9 No 2 (2022): July-December
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jis.v9i2.31691

Abstract

This study aims to discuss how the application of the law in protecting consumers and from a religious point of view, namely Islamic law. The existence of a consumer protection law is able to regulate the production of business actors so that they do not do things that can harm consumers. It is very worrying because the position of consumers here is very weak, given the lack of consumer knowledge and awareness on each side, both business actors and consumers. This study focuses on the application of UUPK in protecting the rights of consumers, demanding compensation from business actors if consumers are harmed. The method used in this research is library research or literature review, which collects data from the literature and other sources that support and relate to the discussion in this study. The results show that the application of Law Number 8 of 1999 concerning Consumer Protection (UUPK) is in line with Islamic economics, where this law is equally prioritizing the safety and comfort of consumers. In the UUPK it is also emphasized that one of the rights of consumers in article 4 paragraph (c) is the right to correct, clear and honest information regarding the conditions and guarantees of goods and or services, this is also recommended in Islam not to be fraudulent, honest and not prejudice weighing scales or deceiving
Co-Authors - Trimulato, - Abd Rizal Abdul Rahim Andi Abdul Gaffar Andi Sulfati Bachtiar, Muhammad Harsya Devi Novianty Devy Wulandari Dian Sari Firmansyah, Yuman Fitriani Fitriani Fuad Ramadhan Hamzah, Muh. Nasir Heni Pujiastuti Henry Eryanto I Ketut R Ilham , Muhammad Ilham Gani Irwan Misbach Irwan Misbach Ismawati Ismawati Ismawati Jamaluddin Majid Juhasdi Susono Juhasdi Susono Kadir, Syahruddin Kasim, Sinta Kurniawati Meylianingrum Markuna Markuna MArlina Marlina Muhammad Nur Alam Muhajir Muhammad Satar Muhammad Wahyuddin Abdullah Mukhtar Lutfi Muslimin Kara Nasir Hamzah Nasir Hamzah Hamzah Nur Afiah, Nur Nuraeni Gani Nuraeni Nuraeni Oktoviasari, Vera Ayu Putra A, Dirga Dwi Rachma Febriyanti Rahmawati Muin Rika Dwi Ayu Parmitasari SATRIYAS ILYAS Serlin serang Siadi, Siadi Siradjuddin Siska Wirastuti Sri Muntu, Andi Tenri St Habibah St Nurrahma Sudirman Susono, Juhasdi Syaharuddin Syaharuddin Syaharuddin Syahrir Mallongi Tacong, Hamzah Trisno Wardy Putra Vera Ayu Oktoviasari Warda Bachtiar Yuman Firmansyah