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Pengaruh Keamanan, Reputasi dan Pengalaman Terhadap Trust Pengguna Internet Untuk Bertransaksi Secara Online Afiah, Nur
JEKPEND: Jurnal Ekonomi dan Pendidikan Vol 1, No 2 (2018): Juli
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.758 KB) | DOI: 10.26858/jekpend.v1i2.7256

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The aims of the research are to analyze to what extent the influence of security, reputation and experience on the trust of internet users for online interaction. The samples of the research were e-commerce users in Indonesia by taking the customers of one of the vendors of online shops, i.e. Lazada.co.id. The main instrument to collect the data was questionnaire measured by likert scale. The respondents consisted of 100 people. All questionnaires were given directly to respondents. Only 73 questionnaires were processed since 19 of them were not returned and 8 were not completed. The data were analyzed by using multiple regression analysis. The result reveal that independent variablest consisting of security, reputation, and experience have influence on customers’ trust. Security and reputation are the only variables which have a positive and significant influence on customers’ trust, while experience variable has a positive but insignificant influence. Thus, good security and reputation are very important variables in influencing the trust of e-commerce customers in Indonesia.
Perception of Ideal Body Image as Self-Disclosure in Early Adult Women Afiah, Nur
Al-Maiyyah: Media Transformasi Gender dalam Paradigma Sosial Keagamaan Vol 15 No 2 (2022): AL-MAIYYAH
Publisher : LP2M IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/al-maiyyah.v15i2.782

Abstract

The ideal body shape is a picture of how the shape and size of the body are proportional. Every individual has a different body concept about his body. Several research results reveal each individual has different perceptions related to body image. The difference in behavior can be seen from the pattern of social relations carried out. Adult women still pay attention to appearance and often compare their body shape with others, including weight. This study describes the body image of early adult women, which includes three components, namely perception, attitude, and behavior. This study uses a qualitative method with a phenomenological approach. The number of research subjects was two early adult women with ages between 22-35 years. The results showed that between subjects 1 and 2 had differences in perceiving body image. Meanwhile, attitudes and behavior have the same results regarding body image. They are feeling satisfied when having an ideal body weight, feeling dissatisfied when the size of certain areas of the body is larger than others. The implications of being satisfied and dissatisfied in both subjects cause anxiety that impacts behavior. Both subjects control eating more, exercise, and use attributes that can support their appearance, so they are confident when socializing with other people.
Exploring Financial Behavior: A Qualitative Investigation into Psychological Factors Influencing Risk Preferences and Investment Decisions Suriyanti, S.; Mandung, Fitriani; Afiah, Nur; Irmayani, I.
Golden Ratio of Finance Management Vol. 4 No. 2 (2024): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v4i2.430

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This qualitative study investigates the psychological determinants influencing risk preferences and investment decisions. Grounded in phenomenology and interpretivism, the research aims to explore subjective experiences related to financial behavior. Employing purposive sampling, participants were selected based on diverse criteria. Data collection involved semi-structured interviews, participant observation, and document analysis. Thematic analysis revealed intricate interplays between personal experiences, cognitive biases, emotions, social influences, and financial literacy, shaping individuals' risk perceptions and decision-making processes. Findings underscore the multifaceted nature of financial behavior, highlighting the significance of personality traits, cognitive styles, and decision-making biases. Risk-averse individuals prioritized capital preservation, while sensation seekers pursued high-risk, high-reward investments. Moreover, individuals' self-efficacy influenced their investment strategies. Cognitive biases, such as overconfidence and loss aversion, further impacted investment decisions. The study emphasizes the importance of considering psychological factors in designing personalized financial interventions and educational programs. Future research directions include longitudinal studies, cross-cultural comparisons, and interdisciplinary approaches integrating insights from psychology, economics, and finance. This research contributes to the advancement of knowledge in behavioral finance and informs practical implications for financial advisors and policymakers, aiming to enhance individuals' financial well-being and decision-making competence.
PKM Pelatihan Tata Kelola Dana BOS SMA/SMK Sesuai Permendikbud No. 63/2022 di Kabupaten Bulukumba Anwar, Azwar; Afiah, Nur
Seminar Nasional Pengabdian Kepada Masyarakat SEMINAR NASIONAL 2023:PROSIDING EDISI 12
Publisher : Seminar Nasional Pengabdian Kepada Masyarakat

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Abstract

Abstrak – Penyelenggara sekolah diharapkan bukan hanya mementingkan aspek fisik atau sarana melainkan aspek manusia yang memberikan pelayanan dan pendidikan. Salah satu persolan yang kadang muncul adalah kendala kenyamanan dan kualitas pembelajaran. Oleh karena itu diluncurkanlah program dana Bantuan Operasional Sekolah (BOS) yang pada tahun lalu di ubah dengan istilah Bantuan Operasional Satuan Pendidikan (BOSP). Permendikbudristek 63 Tahun 2022 tentang Juknis BOSP bermaksud untuk melakukan pemerataan akses layanan pendidikan dan peningkatan mutu pembelajaran melalui Satuan Pendidikan.Berbeda dengan peraturan sebelumnya, dimana ada konsekuensi pemotongan anggaran apabila dalam terjadi keterlambatan dalam pelaporan. Pemerintah dalam hal ini Kemdikbud akan menerapkan sistem pemotongan dana BOS, hal ini terjadi apabila satuan pendidikan atau sekolah mengalami keterlambatan dalam melakukan pelaporan penggunaan dana BOS-nya. Selain ketepatwaktuan pelaporan, satuan pendidikan juga harus memperhatikan aspek tata kelola yang baik, yaitu akuntabilitas dan transparansi. Oleh karena itu tujuan dari pelatihan ini adalah bagaimana Satuan Pendidikan khusunya SMA/SMK di Kabupaten Bulukumba melakukan pelaporan Dana BOSP tepat waktu, akuntabel dan transparan.Beberapa hasil yang dicapai melalui kegiatan ini yaitu (1) permasalahan pengelola Dana BOSP lebih terungkap, terhimpun dan teridentifikasi, (2) kepercayaan diri meningkat dan integritas pengelola Dana BOSP menjadi meningkat, (3) pengelola Dana BOSP memahami pentingnya menjunjung tinggi nilai-nilai moral dan etika, (4) pengelola Dana BOSP memahami prosedur dan aturan yang telah ditetapkan sesuai petunjuk teknis Permedikbud No. 63 tahun 2022 sehingga pelaporan lebih tepat waktu, akuntabel dan transparan.Kata kunci: Dana BOS/BOSP, tepat waktu, akuntabel dan transparan.
ANALISIS KERANGKA HUKUM KEUANGAN ISLAM Afiah, Nur; Muin, Rahmawati; Kadir, Amiruddin
Jurnal de Facto Vol 10 No 2 (2024)
Publisher : Pascasarjana Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/jurnaldefacto.v10i2.186

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Penelitian ini berfokus pada perkembangan dan evolusi kerangka hukum Keuangan Syariah di Indonesia seiring berjalannya waktu. Peraturan dan standar syariah yang mengatur industri Keuangan Syariah di Indonesia, dimana akan mengeksplorasi peran penting mereka dalam menjaga kepatuhan terhadap prinsip-prinsip Islam. Serta implementasi hukum Keuangan Syariah di Indonesia dan dampaknya terhadap pertumbuhan serta kinerja lembaga keuangan syariah, termasuk bank syariah dan lembaga keuangan mikro syariah. Keuangan Islam adalah sistem keuangan yang beroperasi berdasarkan prinsip-prinsip Syariah yakni berpegang teguh kepada Alquran dan Hadits sehingga lebih di kenal keuangan syariah. Penelitian ini bertujuan untuk melakukan analisis mendalam terhadap kerangka hukum Keuangan Syariah di Indonesia dan dampaknya terhadap ekonomi, sosial, dan lingkungan, sehingga dapat menjadi salah satu alternatif penting dalam menghadapi tantangan global dalam sistem keuangan kontemporer.  Metodelogi dalam penelitian ini Melibatkan kajian dan analisis berbagai dokumen, termasuk peraturan, undang-undang, dan kebijakan terkait keuangan syariah di Indonesia. Metode ini membantu dalam menelusuri sejarah dan perkembangan hukum keuangan syariah. Hasil dari penilitian ini Kerangka hukum Keuangan Syariah di Indonesia mengalami evolusi yang signifikan seiring waktu, didukung oleh adopsi berbagai regulasi. Pembentukan Bank Syariah, Badan Pengawas Keuangan dan Pembangunan Syariah (BPKPS), serta pengesahan Undang-Undang Perbankan Syariah pada 2008 dan Undang-Undang Keuangan Syariah pada 2011 adalah langkah-langkah strategis yang bertujuan memfasilitasi pertumbuhan industri keuangan syariah dan memastikan kepatuhan terhadap prinsip-prinsip syariah.Implementasi hukum Keuangan Syariah di Indonesia memberikan dampak positif, terlihat dari pertumbuhan nasabah, diversifikasi produk dan layanan, serta peningkatan kepercayaan masyarakat.  
Studi Suasana Hati di Pagi Hari pada Mahasiswa yang Memiliki Kebiasaan Begadang dengan yang Tidak Begadang di Fakultas Ushuluddin, Adab dan Dakwah Nurlela; Sulvinajayanti; Afiah, Nur
Indonesian Journal of Islamic Counseling Vol 5 No 2 (2023): Exploring the Dynamics of Counseling, Education, and Family Life
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/ijic.v5i2.6678

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This research examines the mood of students who stay up late and do not stay up late in the morning and the influence of mood on lecture activities which results in obstacles to activities and raises problems in lectures. This mood is a condition where a person experiences changes in feelings that occur regarding the condition. what he experienced, which had an impact on staying up late. This research is a qualitative descriptive research. The data sources in this research were 10 students from the Faculty of Ushuluddin Adab and Da'wah, and the instruments used were observation, interviews and documentation. The data analysis techniques used were data reduction, data presentation and drawing conclusions. The results of this study show that the mood after staying up late and not staying up late is divided into two, namely: negative mood and positive mood, with a negative mood, the mood is not good, sad for no reason, emotional (angry), easily tired, and triggers problems while If you are in a positive mood, your mood is good, you will be more active and enthusiastic about your activities. The form of influence of mood on students who stay up late is felt by different students who are able to control themselves so that it does not trigger the emergence of negative moods so that students staying up too late triggers negative self-concepts, which affect several course grades or GPA, easily get emotional, and feel sensitive so that students who don't stay up late have a significant difference.
Pengaruh Minat Belajar Terhadap Hasil Belajar Peserta Didik Pada Mata Pelajaran Bahasa Arab di MIS Ma’arif Ambopadang Kecamatan Tubbi Taramanu Kabupaten Polewali Mandar Hasrati, Hasrati; Afiah, Nur; Yulmiati, Yulmiati
Loghat Arabi : Jurnal Bahasa Arab dan Pendidikan Bahasa Arab VOL 2, NO 1 (JUNE 2021): LOGHAT ARABI
Publisher : IAI DDI Polewali Mandar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1125.54 KB) | DOI: 10.36915/la.v2i1.22

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Tujuan penelitian ini adalah 1) untuk mengetahui minat belajar peserta didik terhadap mata pelajaran bahasa Arab pada MIS Ma’arif Ambopadang Kecamatan Tubbi Taramanu Kabupaten Polewali Mandar; 2) Untuk mengetahui apakah ada pengaruh minat belajar terhadap hasil belajar peserta didik mata pelajaran bahasa Arab pada MIS Ma’arif Ambopadang Kecamatan Tubbi Taramanu Kabupaten Polewali Mandar, Sulawesi Barat, Indonesia. Penelitian dilakukan secara kuantitatif dengan teknik Simple Random Sampling tahun ajaran 2020. Sumber data adalah kepala Madrasah, guru mata pelajaran Bahasa Arab dan peserta didik di MIS Ma’arif Ambopadang Kecamatan Tubbi Taramanu. Data dikumpulkan dengan menggunakan instrument 1) Obsevasi 2) Angket atau kuesioner3) Tes 4) Dokumentasi. Hasil perhitungan dengan menggunakan rumus korelasi diperoleh rhitung = 0,520. Kemudian hasil tersebut dibandingkan dengan rtabel dengan df = 18 dengan taraf signifikan 5% (0,520 ˃ 0,468) dan taraf sinifikasi 1% (0,520 ˃ 0,01). Dengan demikian dapat diketahui bahwa hipotesis nihil (Ho) ditolak sedangkan hipotesis alternatif (Ha) diterima. Perhitungan ini menunjukkan terdapat pengaruh yang signifikan antara minat belajar dan hasil belajar peserta didik pada mata pelajaran bahasa Arab dengan koefisien determinan sebesar 27,04%. Disimpulkan bahwa minat belajar peserta didik pada mata pelajaran bahasa Arab tergolong cukup baik dan minat belajar memiliki pengaruh yang sedang/cukup terhadap hasil belajar peserta didik pada mata pelajaran bahasa Arab.
Error Analysis of The Spoken English of The First Semester Students of Arabic Education of IAI DDI Polewali Mandar Afiah, Nur
Loghat Arabi : Jurnal Bahasa Arab dan Pendidikan Bahasa Arab VOL 1, NO 1 (JUNE 2020): LOGHAT ARABI
Publisher : IAI DDI Polewali Mandar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (515.074 KB) | DOI: 10.36915/la.v1i1.4

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The preliminary research focused on finding out the types of errors committed by the first semester students of Arabic Education of IAI DDI Polewali Mandar. The source of data was the spoken English of self introduction during the English subject. The aims was to analyze some error committed. The errors found from the data: the use of auxiliaries, tenses, prepositions, pronouns, plurals, error in pronunciation and some difficult words, phrase, sentence of the spoken English in during English subject of the Arabic Education of IAI DDI Polewali Mandar. The result of the research were used to decided students’needs and abilty of English on preparing the teaching material that were given in the first semester of 2010/2020 academic year.
Pengaruh Ukuran Perusahaan dan Laba terhadap Audit Delay pada Perusahaan Manufaktur Idris, Nur Irsan; Afiah, Nur
Jurnal Ilmiah Akuntansi dan Keuangan Vol 2, No 1 (2023): Februari
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.34 KB)

Abstract

 This study aims to determine company size has a significant effect on audit delay and company profit/loss has a significant effect on audit delay. The sample of this research is a manufacturing company that experienced successive audit delays and was listed on the Indonesia Stock Exchange (IDX) in 2016-2018. This research is quantitative in nature which emphasizes its analysis on numerical data (numbers). Data collection in this study was based on documentation techniques. The results of the research and data analysis conclude that company size has a positive and significant effect on audit delay as well as profit/loss has a positive and significant effect on audit delay in manufacturing companies listed on the Indonesia Stock Exchange in 2016-2018. This study aims to determine company size has a significant effect on audit delay and company profit/loss has a significant effect on audit delay. The sample of this research is a manufacturing company that experienced successive audit delays and was listed on the Indonesia Stock Exchange (IDX) in 2016-2018. This research is quantitative in nature which emphasizes its analysis on numerical data (numbers). Data collection in this study was based on documentation techniques. The results of the research and data analysis conclude that company size has a positive and significant effect on audit delay as well as profit/loss has a positive and significant effect on audit delay in manufacturing companies listed on the Indonesia Stock Exchange in 2016-2018.Keywords:  audit delay, firm size, profit, manufacturing company
Pengaruh Komitmen Organisasi, Gaya Kepemimpinan, dan Time Budget Pressure terhadap Kepuasan Kerja Auditor pada KAP di Makassar Anwar, Azwar; Afiah, Nur
Jurnal Ilmiah Akuntansi dan Keuangan Vol 1, No 2 (2022): Agustus
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (241.41 KB)

Abstract

This study aims to determine the effect of organizational commitment, leadership style and time budget pressure on auditor job satisfaction at the Public Accounting Office in Makassar.. The method of determining the sample used is convenience sampling, which is a sampling technique with consideration of convenience. Data collection techniques were carried out by distributing questionnaires. The questionnaire in this study used a Likert scale as the measurement scale of the research instrument. Data analysis technique used multiple linear regression analysis and hypothesis test consisting of partial test (t test) and simultaneous test (f test). The analysis used in this study is quantitative analysis. The findings in this study indicate that the independent variable of organizational commitment (X1), leadership style (X2) and time budget pressure (X3) have a positive and significant effect on the dependent variable of auditor job satisfaction (Y), both testing partially (t-test) and testing simultaneously (F test).Keywords: organizational commitment, leadership style, time budget pressure and auditor job satisfaction
Co-Authors Abdul Haris Abdul Haris Sunubi Afifah, Evi Ana Fitriana Anandasari, Tasya Anggriana, Siti Annisa, Dian Anwar, Azwar Arifin, Arif Zaenal Ariya, Muhammad Arqam, Arqam Aspri, Ahmad Rizaldi Asri, Rahmatul Azis, Fajriani Azizah, Friska Rahmatika Dalimunthe, Muhammad Rizqan Ahsanu Dayu, Dian Permatasari Kusuma Dunakhir, Samirah Fakhruddin, Zulfah Fauziah Fauziah Ferdi Ferdiansyah, Lalu Ferdiansyah, Lalu Ferdi Fitriyani, Nurleli Gunawan, Arbella Rizkia Hamzah Hamzah Hamzah, Hajrah Handayani, A. Asti Haq, Nursyam Arifa Hariany Idris Hasrati, Hasrati Hiljati, Hiljati Holiah, Iis Huriyah, Andi Husnul Idris, Nur Irsan Ika Putri, Hindong Irham Irham Irmayani, I. Irwanti, A. Azzahra Asri Istiq'faroh, Nurul Juniwati Juniwati Kadir, Amiruddin M. Ridwan Tikollah Mahmud, Basri Mandung, Fitriani Mauliza, Rully Muhammad Arif Muhammad Azis Muhammad Haramain Muin, Rahmawati Mujahid Mujahid, Mujahid Mukhammad Idrus Munawwarah Munawwarah, Munawwarah Murtadho, Fawwaz Mustary, Emilia Muthaharah, Fitria Mutiara Putri, Mutiara Nana Suryana Nasriani Nasriani Nathania Pratiwi Nuriman Nurlela Penampe, Marie Anne Ester Purnomo, Bintoro Bagus Puspitasari, Feni Rijal, Abdul Rizaldi Aspri, Ahmad Rohanah, Rohanah Rosaninda, Rosaninda Rustam, Utari Ryketeng, Masdar Safiruddin Al Baqi, Safiruddin Sahade Salsabila, Adinda Aura Sam, Andi Aliyyah Ramadhani Samaun, Siti Salina Samsinar Samsinar Sappeami, Sappeami Saputra, Fadhli Arief Sri Wahyuni Sugiati Sugiati Sulvinajayanti Suriyanti, S. Tenribali, Andi Anugrah Caezar Tjalla, Maghdalena Zulaita