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All Journal DE JURE ADI Pengabdian kepada Masyarakat Jurnal (ADIMAS Jurnal) Al Hikmah : Jurnal Studi Keislaman Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Jurnal Perbankan Syariah Darussalam (JPSDa) Jurnal Ekonomi Syariah Al Hikmah: Indonesian Journal of Early Childhood Islamic Education Welfare: Jurnal Pengabdian Masyarakat Journal of Community Engagement in Economics TADBIR : Journal of Islamic Education Management Journal of Shariah Economics Journal of Islamic Banking
Moh Agus Sifa'
Universitas Al-Hikmah Indonesia
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pelatihan Pemanfaatan Sisa Nasi Menjadi Krupuk Sebagai Upaya Pengurangan Limbah Makanan Rumah Tangga Sifa', Moh. Agus; Novitasari, Nurul; Nikmah, Aliyatun; Muctharom, Moch. Zaenal Azis
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 4 (2025): Welfare : December 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i4.2964

Abstract

Household food waste, especially leftover rice, is an environmental issue that is often overlooked but has significant impacts. Sumengko Village, located in Kalitidu District, Bojonegoro Regency, is an area with high household activity, resulting in a considerable amount of rice waste generated daily. This community service program aimed to provide training for local residents on how to utilize leftover rice by transforming it into a value-added product: rice crackers. The methods used in this activity included socialization, demonstrations of rice cracker production, and hands-on practice with participants. The results showed that the training successfully increased the participants’ knowledge and skills in processing rice waste into a marketable food product. In addition to reducing the volume of food waste, this program also opened opportunities for sustainable home-based businesses. Therefore, this training made a positive contribution both to environmental preservation and to the economic empowerment of the village community.
Peran Manajemen Syariah Dalam Meningkatkan Kinerja Bank Syariah Di Era Digital Sifa', Moh Agus; Zaenal Azis Muctharom, Moch.
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 6 No. 1 (2026): Januari 2026
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v6i1.4490

Abstract

Digital transformation has become inevitable for the banking industry, including Islamic banking. The development of digital technology presents both opportunities and challenges for Islamic banks in improving operational performance without neglecting compliance with Islamic principles. This study aims to examine the role of Islamic management in supporting the development of digital products and services and its impact on the performance of Islamic banks in the digital era. The research method used is a literature study by analyzing various scientific sources such as journals, academic articles, and official reports related to digitalization and Islamic banking. The results show that the implementation of digital technology has a positive impact on the performance of Islamic banks, particularly in improving operational cost efficiency, service quality to customers, and expanding financial inclusion. Islamic management plays a strategic role in ensuring that developed digital innovations remain in line with Islamic principles, such as the prohibition of riba (usury), gharar (gharar), and maisir (gambling). However, this study also found obstacles in the digitalization process, including regulations that are not fully adaptive to technological developments and low digital literacy among customers and human resources in Islamic banks. Therefore, this study recommends strengthening the role of sharia management in digitalization supervision, improving human resource competency, and closer collaboration between sharia banks and regulators to realize sustainable digital transformation in accordance with sharia principles.
Legal Pluralism, Epistemic Tensions, and the Reformulation of the Adultery Offense in Indonesia’s New Penal Code Mubayyinah, Fira; Handayani, Febri; Sifa’, Moh. Agus
Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Vol. 8 Issue 2 (2025) Volksgeist: Jurnal Ilmu Hukum Dan Konstitusi
Publisher : Faculty of Sharia, Universitas Islam Negeri (UIN) Profesor Kiai Haji Saifuddin Zuhri Purwokerto, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/volksgeist.v8i2.14957

Abstract

This article examines the reformulation of the adultery offense in Indonesia’s new Penal Code (Law No. 1 of 2023) through a socio-legal approach informed by postcolonial analytical frameworks. Focusing on the adultery provision as a representative case, the study investigates how moral, religious, and customary arguments were articulated, contested, and negotiated by actors involved in the legislative process. Employing thematic content analysis of the old and new Penal Codes, the Academic Draft, and parliamentary deliberation transcripts, the findings reveal that although the new Penal Code expands the substantive definition of adultery to encompass all sexual relations outside of marriage, it simultaneously retains procedural structures and evidentiary rules inherited from the colonial legal tradition. This dynamic generates significant epistemic tension: while local normative values—particularly those derived from Islamic and customary traditions—are invoked as sources of moral legitimacy, their incorporation remains constrained by a positivist legal framework shaped by colonial legacies. The resulting legal framework reflects a partial and uneven transformation that does not fundamentally alter the epistemic foundations of Indonesia’s criminal law. The article argues that substantive decolonization necessitates not only the inclusion of locally grounded norms but also a critical engagement with the procedural and epistemic structures through which these norms are translated into national legislation.
Pengaruh Kualitas Produk Murabahah, Harga, Dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Di Baitul Maal Wat Tamwil Nurul Ummah Ngasem Bojonegoro Moch Zaenal Azis Muctharom; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 1 No. 1 (2019): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v1i1.57

Abstract

Abstract This study aims to clearly describe the quality of murabahah, haraga, service quality and customer satisfaction at Baitul Maal Wat Tamwil Nurul Ummah Ngasem-Bojonegoro. The second objective is to examine the significant influence of murabaha product quality on customer satisfaction. The third objective is to examine the significant effect of Price on customer satisfaction. The fourth objective is to examine the influence (quality of murabaha products, Price and Service Quality) silmutanously on customer satisfaction. The fifth objective is to test the most dominant (murabaha product quality, price and service quality to customer satisfaction). The study population is the Customer at Baitul Maal Wat Tamwil Nurul Ummah Ngasem-Bojonegoro. Sampling amounted to 56 respondents. Analysis of the study was conducted using data collection methods, questionnaires, interviews, observation and documentation. Data analysis techniques using SPSS 19.0 with the stages are (1) validity and reliability test (2) multiple regression analysis (3) hypothesis testing is t test and f test. Descriptive analysis results show: The results of the study indicate that there is a significant influence between product quality on customer satisfaction, while price has no significant effect on customer satisfaction and service quality has no significant effect on customer satisfaction. Between product quality, price and quality services, the most dominant influence on customer satisfaction in KJKS BMT Nurul Ummah Ngasem-Bojonegoro is product quality. Keywords: Murabaha product quality, price, service quality and customer satisfaction
Kemiskinan Dan Distribusi Pendapatan Serta Solusinya Dalam Perspektif Islam Moh Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 1 No. 1 (2019): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v1i1.58

Abstract

Poverty means a situation where there is a need to work harder to meet their needs because of lack or weakness in the material. Due to material shortages, poor people have difficulty meeting nutritional needs, getting proper education, working capital and a number of others. Whereas in terms of distribution, it is a process that shows the distribution of goods from producers to the consumer society. As for dealing with poverty and income distribution, there are several possibilities that can overcome poverty in the Islamic concept as follows; a) Feeding. b) Infaq. c) Fidyah, d) State Responsibility. For distribution of income In order for distribution to provide adequate significance, it is necessary to consider the principles of distribution as follows: a) Principles of justice and equity, b) Principles of brotherhood and love, c) Principles of social solidarity Keywords: poverty, income distribution
Uang Dan Moneter Dalam Sistem Keuangan Islam Joko Hadi Purnomo; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 1 No. 2 (2019): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v1i2.71

Abstract

Money is a tool that can be used in conducting exchanges or transactions both goods and services in a certain area. Money is the standard of use found in goods and labor. Therefore, money is defined as a tool to measure the value of each item and service. There are two main policies in the economy called fiscal and monetary policies. Monetary policy is a policy that is carried out to control the supply and demand of money (money circulating in the community), the available money supply, the stability of the currency's value and the direction in which money will be allocated using appropriate monetary tools or instruments in order to achieve the objectives from monetary policy itself. The fiscal policy is a policy that is used to move the steps to obtain state income including tax revenue and control the direction of fiscal policy and control the amount of government spending and expenditure using fiscal tools, so that the objectives of the policy can be achieved fiscal itself in the economy. In this study, the author only focuses on discussing monetary policy and its implications for economic development in an Islamic perspective. Keywords: money, monetary, Islamic finance system
Mekanisme Pasar Dalam Perspektif Islam (Kajian Pemikiran Abu Yusuf) Moh Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 2 No. 1 (2020): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v2i1.91

Abstract

Market Mechanisms in the development of the Economy there have been many innovations carried out by modern economic figures. In this case the market mechanism that develops a lot is the difference between the modern mechanism with the mechanism of Islamic economic thought, where Islamic economic thinkers first introduced the market mechanism especially by Islamic economic thinker Abu Yusuf, recorded as the earliest scholars who began to allude to the market mechanism. In terms of market mechanism Abu Yusuf gives a different view to public opinion, where high prices do not mean there is scarcity of goods and cheap prices do not mean abundant goods, but there are other variables that determine price formation. Abu Yusuf also opposed the authorities in setting prices. But he also allows price intervention in the market in certain circumstances. Abu Yusuf said that the price level does not only depend on demand but also on the strength of supply. Therefore, an increase or decrease in the price level does not necessarily have to be related to an increase or decrease in production alone. Keywords: Market mechanism, Abu Yusuf Economic Thought
Kritik Implentasi Corporate Social Responsibility Pada Perusahaan Minyak Dan Gas Perspektif Maqasid Al-Syari’ah Joko Hadi Purnomo; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 2 No. 2 (2020): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v2i2.154

Abstract

Corporate Social Responsibility is an interesting topic, since various theories are used as a basis for implementing it. Oil and Gas Company is one of the entities that practice Corporate Social Responsibility. The Corporate Social Responsibility implementation in oil and gas companies is oriented to their own interests in achieving the optimal profits. Oil and gas as one of the natural resources included in community ownership cannot be owned absolutely by anyone, including individuals, groups and even countries. The method used was a critical review of the Corporate Social Responsibility implementation in oil and gas companies. The results showed that the Corporate Social Responsibility implementation of oil and gas companies referred to the theory of shareholders oriented to the interests of shareholders. Corporate Social Responsibility implementation was only used to build a company’s reputation, so that the company would get increasing profits. The Corporate Social Responsibility implementation of oil and gas companies which referred to the theory of stakeholders was only oriented towards building public confidence that the company was sincere in carrying out Corporate Social Responsibility projects, but basically its expectations were on the company’s reputation. In addition, the involvement of stakeholders was not given room to make decisions about Corporate Social Responsibility implementation. Corporate Social Responsibility in the perspective of maqasid al-syari’ah must fulfill 4 (four) main components, consisting of maqasid al-syari’ah compliance, formation of a multi-stakeholder body, establishment of a Sharia Board, and fulfillment of sharia compliance. Keywords: Corporate Social Responsibility, Oil and Gas Companies, Maqasid Al-Syari’ah
Islamic Business Ethics: How to Apply it on the Supply Chain Management? Agus Wahyu Irawan; Mukhamad Roni; Heri Kuncoro Putro; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 3 No. 1 (2021): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v3i1.180

Abstract

The purpose of this research was analyzing the application of Supply Chain Management in the perspective of Islamic business ethics. Islamic business ethics is related to the implementation of Supply Chain Management in related companies, from the purchasing process of production, retail distribution to consumption by the public. There needs to be a concept of applying Islamic business ethics as a basis for doing business. Business ethics are sometimes ignored by business people. By applying business ethics, a businessman can understand even very difficult business competition, how to maintain good manners, be friendly, how to dress properly and how to speak words to deal with customers, all of which has meaning. business people do everything they can to get high profits, even business people often ignore the ethics that must be considered in running a business. The method used in this research was qualitative research by using the document analysis. The results of this article on the application of Supply Chain Management in the perspective of Islamic business ethics were that every company when conducting its business must have elements of unity, justice, free will, responsibility and virtue.
Analysis of Murabahah Risk Management for Profitability Enhancement from a Sharia Management Perspective (Case Study of BPR Syariah Artha Mas Abadi) Fatikha Rizqya Nur; Lisa Aminatul Mukaromah; Moh. Agus Sifa'; Tri Septiana Wulandari
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 2 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.438

Abstract

Risk management is a series of measures implemented by Islamic financial organizations to identify, quantify, monitor, and control operational risks. Each bank has a distinct risk management strategy for murabahah funding. This is a sort of qualitative study that employs descriptive data processing. This research intends to investigate the application of risk management by BPR Syariah Artha Mas Abadi, particularly in murabahah financing, which is related to the bank's profitability level and sharia management. The findings of this study indicate that the risk management of murabahah finance at BPR Syariah Artha Mas Abadi, which consists of four steps including identification, measurement, monitoring, and risk control, has been effectively implemented. In order to limit risk, the bank also conducts a 5C study on prospective murabahah financing clients, evaluating their character, capacity, capital, collateral, and economic situation. In accordance with sharia management principles such as fostering justice, openness, kinfolk, and eliminating the element of risywah, implemented risk management also has an influence on raising bank profitability by 80% to 90%.
Co-Authors A Halil Thahir Agus Wahyu Irawan Agus Wahyu Irawan Ahmad Subakir, Ahmad Ahmad Syakur Amalia Andriani Andriani Andriani . Bayu Mujrimin Chusnu Fahruddin Eva Fahma Diafil Jilan Fatikha Rizqya Nur Febri Handayani Fira Mubayyinah Heri Kuncoro Putro Heri Kuncoro Putro Heri Kuncoro Putro Imam Wahyudhi Irawan, Agus Wahyu Joko Hadi Purnomo Kuncoro Putro, Heri Lisa Aminatul Mukaromah M Thoyyib M. Mun'im Maftuh Maftuh Moch Zaenal Azis Muchtarom Moch Zaenal Azis Muctharom Moch Zaenal Azis Muctharom Moch Zaenal Azis Muctharom Moch. Zaenal Azis Muctharom Moch. Zaenal Azis Muctharom Moch. Zainuddin Moch. Zainuddin, Moch. Muchtharom, Moch. Zaenal Azis Muctharom, Moch. Zaenal Azis Muhammad Aziz Muhammad Aziz Naja, Elvina Karomatan Nikmah, Aliyatun Novitasari, Nurul Nurul Azizah, Siti Nurul Novitasari R.P. Banerjee Rikantasari, Shelvyna Roni, Mukhamad Sandro Wahyu Permadi Sari, Innaka Shelvyna Rikantasari Siti Effi Nur Ummah Tanima Chatterjee Tri Septiana Wulandari Zaenal Azis Muctharom, Moch.