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All Journal DE JURE ADI Pengabdian kepada Masyarakat Jurnal (ADIMAS Jurnal) Al Hikmah : Jurnal Studi Keislaman Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Jurnal Perbankan Syariah Darussalam (JPSDa) Mizania : Jurnal Ekonomi dan Akuntansi Jurnal Ekonomi Syariah Al Hikmah: Indonesian Journal of Early Childhood Islamic Education Welfare: Jurnal Pengabdian Masyarakat Journal of Community Engagement in Economics TADBIR : Journal of Islamic Education Management Journal of Shariah Economics Journal of Islamic Banking
Moh Agus Sifa'
Universitas Al-Hikmah Indonesia
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Strategi Manajemen Sumber Daya Manusia Berbasis Syariah untuk Meningkatkan Kinerja Karyawan di Lembaga Keuangan Syariah dalam Perspektif Al-Quran Moh Agus Sifa'; Heri Kuncoro Putro; M. Mun'im
Journal of Islamic Banking Vol. 6 No. 1 (2025): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jib.v6i1.1025

Abstract

This article discusses sharia-based human resource management (HR) strategies which aim to improve employee performance in sharia financial institutions. Implementing HR management in accordance with Islamic principles is not only important for sharia compliance, but also for creating an ethical and productive work environment. Through analysis of various strategic elements, including recruitment and selection, training and development, performance appraisal, reward systems, and leadership, this article highlights the importance of integrating sharia values ​​in every aspect of HR management. By referring to verses of the Koran, such as QS. An-Nisa [4]: ​​58 which emphasizes trust and justice, QS. Al-Baqarah [2]: 261 which describes blessings in work, as well as QS. Al-Mulk [67]: 15 which encourages good work ethics, this article shows that the application of these principles can produce employees who are not only competent, but also have integrity. This research implies that sharia-based HR management strategies can make a significant contribution to the performance of sharia financial institutions, as well as their reputation in society.
Manajemen Resiko Pembiayaan Bank Syariah Indonesia : Tantangan dan Solusi Heri Kuncoro Putro; Andriani .; Moh Agus Sifa'
Journal of Islamic Banking Vol. 6 No. 1 (2025): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jib.v6i1.1027

Abstract

Risk management in Islamic financial institutions should be a primary concern. Good risk management can help Islamic banks to identify, measure, manage, and control the risks faced. The study aims to find out more about the challenges faced and the solutions implemented by financial institutions, especially Islamic banking. The research method uses a descriptive qualitative method with data collection through case studies, literature reviews, observations and interviews with related parties. The results of the study show the challenges faced by Islamic banking in risk management in the form of: technology risk, digital security risk, liquidity risk and risk of compliance with Islamic financial principles. Solutions are needed to address the challenges faced, namely, first, implementing the Basel III standard risk management framework, AAOIFI standards and the specific needs of the Islamic fintech ecosystem. Second, providing training and educating human resources.
Peran Manajemen Syariah Dalam Meningkatkan Kinerja Bank Syariah Di Era Digital Moh Agus Sifa'; Moch. Zaenal Azis Muctharom
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 6 No. 1 (2026): Januari 2026
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v6i1.4490

Abstract

Digital transformation has become inevitable for the banking industry, including Islamic banking. The development of digital technology presents both opportunities and challenges for Islamic banks in improving operational performance without neglecting compliance with Islamic principles. This study aims to examine the role of Islamic management in supporting the development of digital products and services and its impact on the performance of Islamic banks in the digital era. The research method used is a literature study by analyzing various scientific sources such as journals, academic articles, and official reports related to digitalization and Islamic banking. The results show that the implementation of digital technology has a positive impact on the performance of Islamic banks, particularly in improving operational cost efficiency, service quality to customers, and expanding financial inclusion. Islamic management plays a strategic role in ensuring that developed digital innovations remain in line with Islamic principles, such as the prohibition of riba (usury), gharar (gharar), and maisir (gambling). However, this study also found obstacles in the digitalization process, including regulations that are not fully adaptive to technological developments and low digital literacy among customers and human resources in Islamic banks. Therefore, this study recommends strengthening the role of sharia management in digitalization supervision, improving human resource competency, and closer collaboration between sharia banks and regulators to realize sustainable digital transformation in accordance with sharia principles.
Optimalisasi Manajemen Zakat Berbasis Data Dalam Mendukung Pengentasan Kemiskinan Di Indonesia Moh Agus Sifa'
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 6 No. 2 (2026): Juli 2026
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v6i2.5311

Abstract

Zakat is an Islamic economic instrument with significant potential to support social welfare and poverty alleviation in Indonesia. However, previous studies have largely examined zakat management from institutional, normative, or digitalization perspectives separately, while limited research has integrated data-driven management as a comprehensive framework for optimizing zakat collection and distribution. This study aims to analyze the optimization of data-driven zakat management in supporting poverty alleviation in Indonesia and proposes an integrated perspective linking data utilization, digital technology, and mustahik empowerment. The study employed a qualitative approach using library research. Data were collected from scholarly books, journal articles, official reports of the National Board of Zakat (BAZNAS), publications of the Center for Strategic Studies of BAZNAS (Puskas BAZNAS), Central Bureau of Statistics (BPS) data, zakat regulations, and other relevant academic literature. Data were analyzed using the interactive model of Miles, Huberman, and Saldaña, encompassing data collection, data condensation, data display, and conclusion drawing. The findings reveal three main points: first, data-driven management can improve the accuracy and effectiveness of zakat collection and distribution; second, the utilization of digital technologies, including zakat information systems, Big Data, Artificial Intelligence, and Geographic Information Systems, strengthens evidence-based decision-making and the targeting of mustahik empowerment programs; and third, fragmented databases, limited data quality, human resource capacity, and data security remain major challenges. Practically, the findings provide a strategic basis for BAZNAS and Zakat Management Organizations to develop integrated, secure, and evidence-based zakat management systems that enhance institutional accountability and strengthen zakat’s contribution to sustainable poverty alleviation in Indonesia.
KEPEMIMPINAN TRANSFORMATIF PENDIRI YAYASAN DALAM MENINGKATKAN KINERJA PENGASUH PONDOK PESANTREN BUSTANUT THOLIBIN SEMANDING TUBAN Moh Agus Sifa'; A Halil Thahir; M Thoyyib
TADBIR : Journal of Islamic Education Management Vol 3 No 01 (2025): Tadbir
Publisher : Prodi Manajemen Pendidikan Islam Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/2

Abstract

This study aims to analyze the role of transformational leadership of the founder of the Karang Bumi Santri Foundation in improving the performance of the caretakers of the Bustanut Tholibin Semanding Tuban Islamic Boarding School. Using a descriptive qualitative approach, data were collected through observation, interviews, and documentation, and analyzed inductively. The results of the study indicate that the transformational leadership model applied by the founder of the foundation, especially H. Subagio, focuses on vision, inspiration, exemplary behavior, and individual attention to the caretakers. Uniquely, the caretakers do not come from dzurriyah kyai, but are appointed based on competence by the foundation, so that the relationship between the foundation and the caretakers is functional and contractual. During the 2021–2025 period, there were three changes of caretakers as a form of continuous evaluation. The caretaker's performance was assessed not only from scientific competence, but also from managerial abilities, discipline, communication, and the suitability of the vision with the foundation. This finding confirms that transformational leadership plays an important role in creating stability, sustainability, and progress of Islamic boarding schools.
KHARISMA DAN KEBERAGAMAN: Daya Tarik Kyai Kharismatik di Kalangan Jamaah Multikultural Heri Kuncoro Putro; A Halil Thahir; Moh Agus Sifa; Mujib Ridlwan
TADBIR : Journal of Islamic Education Management Vol 3 No 01 (2025): Tadbir
Publisher : Prodi Manajemen Pendidikan Islam Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/1

Abstract

Kepemimpinan tradisional masih sangat melekat dalam dunia pesantren. Seorang kyai memiliki peranan ganda yaitu sebagai pemuka agama (ulama) serta sebagai agen sosial yang dianggap mampu menyelesaikan semua permasalahan dalam masyarakat. Tujuan dari penelitian ini memiliki implikasi penting dalam upaya memperkuat peranan kyai dalam menghadapi kemajemukan masyarakat. Kyai kharismatik berhasil menjembatani perbedaan budaya, memberikan pelajaran berharga bagi upaya-upaya membangun kohesi sosial dalam masyarakat yang beragam. Metode penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan desain penelitian bersifat eksploratif dan interpretatif, analisis menggunakan pendekatan tematik untuk mengidentifikasi pola-pola utama dalam data, seperti manifestasi kharisma, strategi komunikasi kyai, dan respon jamaah dari berbagai latar belakang budaya. Tradisi kepemimpinan religius di Indonesia beradaptasi dengan konteks sosial yang berubah. Hasil penelitian menunjukkan adanya fenomena kyai kharismatik yang mampu menarik jamaah multikultural menunjukkan bagaimana elemen tradisional dan modern dapat berjalan beriringan dalam konteks keagamaan. Kyai yang berhasil menarik jamaah beragam umumnya adalah mereka yang mampu mempertahankan otentisitas tradisional sambil beradaptasi dengan kebutuhan kontemporer. Kemampuan kyai untuk mengkomunikasikan pesan-pesan universal agama dengan cara yang relevan secara budaya menunjukkan bagaimana kepemimpinan religius dapat menjadi agen pemersatu daripada perpecahan.
Customer-Centric Approach : Strategi Diferensiasi Bsi Kcp Tuban Dalam Pemasaran Pembiayaan Pra Pensiun Di Era Digital Moh Agus Sifa'; Moch. Zainuddin; Andriani
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 02 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i02.4086

Abstract

Digital transformation and the dynamics of customer needs demand adaptive and customer-oriented marketing strategies in the Islamic banking industry. This study aims to analyze the customer-centric differentiation strategy implemented by Bank Syariah Indonesia (BSI) KCP Tuban in marketing pre-retirement financing products. With a qualitative approach through interviews and field observations, this study reveals that personalized advisory strategies, hybrid services (offline and online), and the use of digital technology such as the BSI Mobile application and chatbots are key to increasing customer engagement and satisfaction. Innovation through the #SiapPensiunTenang digital campaign and the use of customer data for service personalization also strengthen the competitive position of BSI KCP Tuban. The results of the study show that a customer-centric marketing approach can significantly increase interest in pre-retirement financing products and strengthen customer loyalty in the midst of a competitive digital era. These findings provide theoretical contributions to the development of Islamic marketing literature as well as practical implications for Islamic bank strategies in optimizing the pensioner market segment
Increasing Parental Participation Trough Marketing Strategi in Early Childhood Education Moh Agus Sifa'; Nurul Novitasari
Al Hikmah Indonesian Journal of Early Childhood Islamic Education Vol 9 No 2 (2025): IJECIE
Publisher : Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/ijecie.v9i2.1189

Abstract

Early Childhood Education (PAUD) plays a strategic role in shaping children’s early development, with parental involvement serving as a critical determinant of program effectiveness. This study examines the marketing strategies employed by TK Al Hikmah Muslimat NU Tuban to enhance parental participation in early childhood education. The findings indicate that clear market segmentation, positioning based on Islamic values, and consistent communication through digital platforms contribute positively to parental engagement in school activities. Despite these strengths, parental participation remains constrained by time limitations and persistent perceptions of parents as passive recipients rather than active educational partners. This study highlights the importance of developing flexible and interactive partnership models supported by digital communication to foster sustainable parental involvement. The findings offer practical insights for PAUD institutions seeking to strengthen parent–school partnerships through strategic marketing approaches.
Kemiskinan Meski PDRB Naik: Paradoks Ekonomi Kabupaten Tuban Moh. Agus Sifa'; Shelvyna Rikantasari
MIZANIA: Jurnal Ekonomi Dan Akuntansi Vol. 5 No. 2 (2025): Mizania: Jurnal Ekonomi dan Akuntansi
Publisher : Economics and Business Faculty UNUSIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47776/mizania.v5i2.1852

Abstract

analyzes the relationship between economic growth and poverty reduction in Tuban Regency, focusing on the period 2019 to 2025. Although Tuban's GRDP shows a stable growth trend, this study reveals an economic paradox where the poverty rate only experiences a marginal decline. This study uses a quantitative descriptive approach, applying growth-poverty elasticity to measure the effect of economic growth on poverty reduction. The results of the regression analysis show that the increase in GRDP does not fully contribute to poverty reduction, with a regression coefficient of -0.0981, indicating a very small effect. In addition, factors such as job quality, food inflation, and spatial inequality also play a significant role in slowing poverty reduction. Based on interviews with BPS officials and local MSMEs, it was found that although economic growth exists, the unequal distribution of the benefits of growth is a major obstacle to poverty alleviation. This study recommends that economic and social policies be more inclusive and focus on improving the quality of employment, stabilizing food prices, and reducing spatial inequality so that economic growth can have a greater impact on poverty reduction in Tuban Regency.
Pemanfaatan Aplikasi Siwaslih 2024 Sebagai Upaya Peningkatan Pengawas TPS Di Kelurahan Sidorejo Tuban Moh Agus Sifa'
Journal of Community Engagement in Economics Vol 3 No 1 (2025): Journal of Community Engagement in Economics
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Al- Hikmah Indonesia - Jurnal Ekonomi Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jcee.v3i1.1031

Abstract

Pengawasan pemilu merupakan elemen penting dalam menjaga integritas dan keadilan proses demokrasi, terutama di Indonesia yang kerap menghadapi tantangan seperti praktik politik uang, kecurangan, dan pelanggaran hukum. Keberadaan Badan Pengawas Pemilu (Bawaslu) menjadi krusial untuk memastikan pemilu berlangsung jujur, adil, dan transparan. Di Kabupaten Tuban, pelaksanaan Pilkada 2024 menjadi perhatian utama, mengingat meningkatnya partisipasi politik masyarakat dan kompleksitas tantangan pengawasan di daerah tersebut. Untuk mendukung pengawasan yang lebih efektif, aplikasi Siwaslih hadir sebagai solusi teknologi yang memfasilitasi pelaporan real-time oleh pengawas TPS. Aplikasi ini memungkinkan pengawas untuk melaporkan temuan secara cepat dan akurat, serta meningkatkan transparansi melalui pengumpulan data yang dapat dianalisis oleh Bawaslu. Implementasi aplikasi ini diharapkan dapat mempercepat penanganan pelanggaran, meningkatkan efektivitas pengawasan, dan memperkuat kepercayaan masyarakat terhadap hasil pemilu. Dengan demikian, aplikasi Siwaslih berperan penting dalam memastikan bahwa proses demokrasi di Kabupaten Tuban berjalan secara efisien dan kredibel.
Co-Authors A Halil Thahir Agus Wahyu Irawan Agus Wahyu Irawan Ahmad Subakir, Ahmad Ahmad Syakur Amalia Andriani Andriani Andriani . Bayu Mujrimin Chusnu Fahruddin Eva Fahma Diafil Jilan Fatikha Rizqya Nur Febri Handayani Fira Mubayyinah Heri Kuncoro Putro Heri Kuncoro Putro Heri Kuncoro Putro Imam Wahyudhi Irawan, Agus Wahyu Joko Hadi Purnomo Kuncoro Putro, Heri Lisa Aminatul Mukaromah M Thoyyib M. Mun'im Maftuh Maftuh Moch Zaenal Azis Muchtarom Moch Zaenal Azis Muctharom Moch Zaenal Azis Muctharom Moch Zaenal Azis Muctharom Moch. Zaenal Azis Muctharom Moch. Zaenal Azis Muctharom Moch. Zainuddin Moch. Zainuddin, Moch. Muchtharom, Moch. Zaenal Azis Muctharom, Moch. Zaenal Azis Muhammad Aziz Muhammad Aziz Mujib Ridlwan Naja, Elvina Karomatan Nikmah, Aliyatun Novitasari, Nurul Nurul Azizah, Siti Nurul Novitasari R.P. Banerjee Rikantasari, Shelvyna Roni, Mukhamad Sandro Wahyu Permadi Sari, Innaka Shelvyna Rikantasari Shelvyna Rikantasari Siti Effi Nur Ummah Tanima Chatterjee Tri Septiana Wulandari Zaenal Azis Muctharom, Moch.