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INDONESIA
Jurnal Manajemen & Keuangan
Published by Universitas Samudra
ISSN : 2252844X     EISSN : 26151316     DOI : -
Core Subject : Economy, Science, Education,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other
Jurnal Manajemen & Keuangan merupakan wahana hasil penelitian dan telaah konseptual dalam bidang manajemen dan keuangan, diterbitkan sejak tahun 2012 dan terbit 2 kali setahun pada bulan Mei dan November.
Arjuna Subject : -
Articles 207 Documents
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Strategi Pengembangan SDM: Upaya Penunjang Daya Saing UMKM di Era Pandemi Covid 19 Imran Ukkas; Muhammad Kasran
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.5757

Abstract

Human Resource development for SMEs needs to be carried out in order to improve SMEs competitiveness in the Covid 19 pandemic era. This study aims to discover an effective formulation of Human Resource quality development strategies for SMEs in Palopo as an effort to support SMEs competitiveness in the Covid 19 pandemic era. The Methods used is descriptive qualitative with SWOT analysis. The results show that the position on the IE Matrix diagram is in quadrant IV which means it is in a Grow and Build condition. Meanwhile, in the SWOT matrix, it is in quadrant I, which means that the right strategy is carried out, which is an aggressive strategy. Alternative strategies which can be done include increasing Human Resource skills in mastering digital technology in supporting business development.
Pengaruh Literasi Keuangan dan Financial Self-Efficacy terhadap Risky Credit Behaviour dalam Penggunaan PayLater Nadya Surya; Evelyn Evelyn
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.5825

Abstract

This study aims to determine the effect of Financial Literacy and Financial self efficacy on Risky credit behaviour in the usage of pay later feature. In addition, this study also aims to determine the mediating effect of Financial self-efficacy between financial literacy and risky credit behaviour. The population of this study is Indonesia Millenials and the sample of this study is residents born between 1990-2000 who have used pay later in the last 1 year. The data analysis was performed using Partial Least Square method. The results of the study indicate that objective financial literacy and subjective financial literacy have positive and significant effects on Financial self-efficacy, Financial self efficacy has negatif significant effects on risky credit behaviour, objective financial literacy and subjective financial literacy have negatif significant effects on risky credit behaviour, and Financial self-efficacy mediates the effects of subjective financial literacy and objective financial literacy on risky credit behavior.
Analisis Komparasi Kinerja Keuangan PT Bank BTPN. Tbk Sebelum dan Sesudah Merger Nike Anabella; vera Intanie dewi
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.5925

Abstract

The purpose of this study is to conduct a comparative test of Bank BTPN Tbk.,financial performance before and after the merger using the Risk-Based Bank Rating approach. The method used is verificative study, carried out by conducting a paired t-test of two samples. This study found that Bank BTPN Tbk. financial performancedeclined after the merger. This is indicated by the increasing LDR, indicating that the bank's liquidity risk becomes greater after the merger. The NIM and ROA ratios were smaller and the BOPO ratio increased after the merger, indicating that Bank BTPN Tbk. ability to generate profits has decreased. The level of bank capital with the CAR indicator also decreased. Based on the results of comparative analysis, it can be proven that there are differences in the financial performance of Bank BTPN between before and after the merger
Analisis Return Reksa Dana Syariah Berdasarkan Domestic Macroeconomics dan Foreign Macroeconomics Dwi Putri Restuti; Bayu Tri Cahya
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.6066

Abstract

The investment trend of Islamic mutual funds is very interesting in the era of globalization. Sharia mutual funds are the right investment solution because their operations are free from elements of maysir, gharar and usury. In addition, ease of access and reach is also influenced by the application of technology. Investors simply monitor the development of investment instruments using mobile phones. Based on this phenomenon, it is necessary to analyze the various factors that influence the development of Islamic mutual funds so that investors can obtain maximum returns. These influential factors can be domestic macroeconomic factors (inflation, exchange rates and the BI Rate) and foreign (Dow Jones Islamic Market Index). Therefore, this study aims to determine the effect of inflation, exchange rates, the BI Rate and the Dow Jones Islamic Market Index on the return of Islamic mutual funds. A quantitative approach was adopted in the research along with the sample selection using the Purposive Sampling method. So that the population is all Islamic mutual funds registered with the Financial Services Authority with a sample of 17 Islamic mutual funds. Based on multiple linear regression analysis, the results show that: 1) inflation has a partially significant effect on the return of Islamic mutual funds, 2) the exchange rate has no significant effect partially on the return of sharia mutual funds, 3) the BI Rate has no significant effect partially on the return of sharia mutual funds, and 4) the Dow Jones Islamic Market Index has a partially significant effect on the return of Islamic mutual funds. The use of foreign stock indexes (Dow Jones Islamic Market Index) is a novelty in this study.
Pengaruh Jumlah Inflasi dan Nilai Tukar terhadap Penyaluran Kredit UMKM Melalui Suku Bunga Dasar Kredit Sagita Charolina Sihombing; Dina Agnesia Sihombing
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.6444

Abstract

In this study, a research was conducted to examine how the influence of the amount of inflation and the exchange rate on MSME lending through the Basic Loan Interest Rate. The data used in this study is secondary data obtained from data from Bank Indonesia and BPS RI. The research method is carried out using path analysis with the intervention variable being the basic loan interest rate. Data processing is done with the help of IBM SPSS. The results of this study indicate that inflation has a positive and not significant effect on the prime lending rate, whereas the exchange rate has an insignificant negative effect on the prime lending rate. Inflation and exchange rates have a positive and insignificant effect on total MSME loans, while the SBDK has a significant negative effect on total MSME loans. The prime lending rate does not mediate inflation and exchange rates in influencing MSME credit.
Citra Destinasi terhadap Kepuasan Pengunjung dan Niat Rekomendasi Nuraini Khusnul Khotimah; Rita Indah Mustikowati; Iva Nurdiana Nurfarida; Mohammad fakhruddin mudzakkir
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.6687

Abstract

This study focuses on studying how the image of a destination from tourists that appears is related to tourist satisfaction and subsequently has the intention to recommend the place to others. Destination imagery is studied through three components – cognitive, affective, and unique. Findings from 170 samples through surveys and distributing questionnaires both online and offline to visitors to Batu City tourism objects which are then processed using the SEM-pls 3.0 method. The results reveal that affective image affects tourist satisfaction and post-visit behavior; the cognitive component had a significant effect on all constructs, except recommendation intentions, while unique image also affected tourist satisfaction and post-visit behavior.
The Influence of Productive Asset Quality, Loan to Deposit Ratio, Non Performing Loan, and Operating Expenses to Operating Income on Profit with Capital Adequacy Ratio as Moderating Variable in Indonesian Banking Hendro Sasongko; Nancy Yusnita
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.7455

Abstract

Banking has an important role in the economy and has a function as an agent of trust, agent of development, and agent of services. In creating a healthy banking system, Bank Indonesia issued a program to strengthen national banking to strengthen capital in order to improve the ability of banks to manage business and risk. The purpose of this study was to analyze the effect of earning asset quality, loan to deposit ratio, non-performing loans, and operating expenses on operating profit with the capital adequacy ratio as a moderating variable in Indonesian banking. The sample selection was carried out by purposive sampling method, namely the 10 largest banks in Indonesia. The model estimation analysis method is done by panel data regression analysis. The results showed that the CAR variable as an intervention variable succeeded in increasing the effect of earning asset quality, loan to deposit ratio, non-performing loans, and expenses to operating income on return on assets
Asimetri Informasi Penyebab Underpricing IPO di Indonesia saat Pandemi Covid-19 vivi ariyani
Jurnal Manajemen dan Keuangan Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i1.7571

Abstract

This study aims to examine the factor that influence the underpricing of the Initial public offering (IPO), namely the Return on Assets and reputation of the underwriter. By using age, size, and trading volume as control variables on the level of underpricing of shares in companies conducting IPOs on the Indonesia Stock Exchange. The sample for this study was 112 companies for the 2020-2022 period using purposive sampling. From the results of data processing, it shows that the underwriter's reputation variable has a significant negative effect on the level of underpricing. This explains that the reputation of underwriters who are not included in the top 10 has an effect on increasing the underpricing of companies conducting IPOs. This is thought to cause information asymmetry between company management and investors. The results of this research can be taken into consideration by investors when deciding to invest in certain companies and government policy considerations when a company conducts an IPO on the stock exchange.
Strategi Telecommuting Work: Sejauh Mana Pengaruhnya terhadap Kepuasan Kerja dan Kinerja Suryani, Irma; Amalia, Rizki; Zainul, Zaida Rizqi; Rahmani, Sari; Riamanda, Irin
Jurnal Manajemen dan Keuangan Vol 12 No 2 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Management Study Program, Faculty of Economic, Universitas Samudra, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i2.4840

Abstract

This study focuses on the relationship between telecommuting work with performance, job satisfaction, and work-life balance. This research is important because the telecommuting policy has been taken by many institutions considering the advantages of this policy are very efficient, such as reducing costs, time, and space. This study aims to provide an overview of the extent to which the impact of telecommunications works on the behavior of workers, especially workers in a university environment. Using descriptive research methods, this research used online questionnaires distributed to 174 lecturers at Syiah Kuala University. The data was analysed using SEM AMOS to see and test the relationship between variables. The results showed that telecommuting work showed a positive and significant relationship to job satisfaction, work-life balance, and performance. Likewise, the relationship between work-life balance, satisfaction, and performance showed positive and significant results. Finally, work-life balance and job satisfaction mediate the relationship between telecommuting work and performance. Keywords: Telecommuting Work, Job Performance, Job Satisfaction, Work-Life Balance.
Determinan Keuangan Keperilakuan Heuristic dan Herding Analysis terhadap Keputusan Investasi Berbasis Syariah Rozak, Abdul; Nugraha, Nugraha; Sari, Maya
Jurnal Manajemen dan Keuangan Vol 12 No 2 (2023): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Management Study Program, Faculty of Economic, Universitas Samudra, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v12i2.6821

Abstract

Increasing investor interest in investing will certainly increase transaction activity in capital market, so that it will have an impact on the smooth running of company's operations. Business activities that run well and safely will increase the rate of economic growth. Relatively affordable investment capital as launched by Indonesia Stock Exchange since 2015 by holding the "Yuk Nabung Saham" campaign aimed at inviting investors to invest by buying stocks or other instruments on a regular basis at Capital Market. Throughout 2021, the growth in the number of investors has increased very significantly, especially for novice investors from millennial generation to invest in several sharia instruments. This study aims to examine heuristic bias (representativeness, overconvidence) and herding financial behavior models of sharia-based investment decisions for millennials in the West Java region. Quantitative research with a causal design was applied using a purposive sampling technique by collecting a questionnaire of 180 respondents. Meanwhile, the data analysis method uses the PLS software application. The results showed that financial variable representativeness behavior had a significant negative effect on investment decisions of millennial generation in West Java, while financial variables of overconfidence and herding behavior had a significant positive effect on investment decisions of millennial generation in the West Java region.

Page 18 of 21 | Total Record : 207

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