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INDONESIA
Jurnal Manajemen & Keuangan
Published by Universitas Samudra
ISSN : 2252844X     EISSN : 26151316     DOI : -
Jurnal Manajemen & Keuangan merupakan wahana hasil penelitian dan telaah konseptual dalam bidang manajemen dan keuangan, diterbitkan sejak tahun 2012 dan terbit 2 kali setahun pada bulan Mei dan November.
Arjuna Subject : -
Articles 215 Documents
The Effect of Qris Use on Interest and Behavior of Non-Cash Transactions in Indonesia Forever, Febiwenesya; Joel Imanuel
Jurnal Manajemen dan Keuangan Vol 14 No 2 (2025): Journal Management and Finance
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i2.12179

Abstract

Despite extensive national promotion, the adoption rate of QRIS (Quick Response Code Indonesian Standard) as a digital payment method in Indonesia remains relatively low. This study aims to examine the influence of Perceived Ease of Use (PEU) and Perceived Usefulness (PU) on Consumer Interest (CI) and Consumer Behavior (CB) in utilizing QRIS for non-cash transactions. Using the Technology Acceptance Model (TAM) as the theoretical framework, this research introduces CI as a mediating variable to better understand users’ behavioral responses. A quantitative approach was applied, targeting individuals who have used or are familiar with QRIS. Data were collected from 131 respondents using purposive sampling through an online questionnaire. The data were analyzed using path analysis with the SPSS software. The findings indicate that PEU significantly affects PU, and both PEU and PU positively influence CI. Furthermore, PU and CI have a direct positive impact on CB. Additionally, PU acts as a partial mediator between PEU and CB, as well as between CI and CB. The novelty of this study lies in incorporating CI into the TAM framework to explain QRIS adoption more comprehensively. These findings offer valuable implications for policymakers, financial institutions, and platform developers in formulating strategies that enhance QRIS adoption, thereby supporting the advancement of a cashless economy in Indonesia.
Can Organizational Climate Stewardship Significantly Impact Employee Voice? The Mediating Role of Trust in Supervisors Risulianah, Aulia Defi; Anjaningrum, Widiya Dewi
Jurnal Manajemen dan Keuangan Vol 14 No 2 (2025): Journal Management and Finance
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i2.12484

Abstract

The digital transition has instigated substantial alterations in the publishing sector, necessitating adaptation from all organizational components. This research seeks to examine the mediating function of supervisory trust in the link between stewardship atmosphere and employee voice at PT. Litera Mediatama, Malang. The study population consisted of all 49 workers of the organization, using a saturation sample approach. Data were gathered using surveys and processed with SmartPLS 4.1.0.8. The results show that (1) the stewardship climate did not have a meaningful direct effect on employee voice (β=0.098, p>0.05); (2) the stewardship climate had a strong positive effect on trust in supervisors (β=0.914, p<0.001); and (3) trust in supervisors completely mediated the relationship, having a significant indirect effect (β=0.748, p<0.001). The results indicate that confidence in supervisors is essential for converting organizational atmosphere into active employee engagement. The practical consequences encompass (a) establishing leadership training programs centred on transparency, (b) instituting bidirectional feedback mechanisms, and (c) initiatives aimed at enhancing supervisor-subordinate relationships. This research enhances the literature by validating psychological processes (trust) as a conduit between organizational policy and employee behaviour within the creative sector setting. It is advisable to do more research with a more extensive sample size to enhance the external validity of the results.
The Role of Business Sustainability in Enhancing SME Competitiveness Through Working Capital and Digital Technology Rahmah, Mirhamida; Fatmah, Dinda; Aslikhah, Nurul; Soe, Htet Paing; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa; Purnama, Chamdan
Jurnal Manajemen dan Keuangan Vol 14 No 2 (2025): Journal Management and Finance
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i2.12569

Abstract

This study aims to analyze the role of business sustainability as a mediating variable in the relationship between working capital and digital technology on the competitiveness of SMEs in Indonesia. The study is motivated by the growing awareness of the importance of sustainable business practices amidst dynamic market challenges and global environmental pressures. Using a quantitative approach and path analysis techniques based on Partial Least Squares Structural Equation Modeling (PLS-SEM), data were collected from 200 SMES actors in the halal fashion and food sectors through structured questionnaires. The findings indicate that business sustainability acts as a significant mediator, strengthening the indirect influence of working capital and digital technology on competitiveness. These results affirm that sustainability is not merely a social responsibility, but a strategic resource that enhances the competitive position of SMEs. The adoption of digital technology and efficient working capital management will yield stronger competitive advantages when directed toward sustainability goals. This research contributes to the SMES literature and offers practical insights for business actors and policymakers in designing sustainable and competitive business strategies.
Dari Keberagaman ke Nilai: Bagaimana ESG Menghubungkan Keberagaman Gender dan Nilai Perusahaan Candy; Verawati; Suprapto, Yandi
Jurnal Manajemen dan Keuangan Vol 14 No 2 (2025): Journal Management and Finance
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i2.12843

Abstract

This study aims to analyze the effect of gender diversity on firm value with ESG performance as a mediating variable. The research was conducted on 65 manufacturing companies in Indonesia that implement ESG performance and have published audited financial reports from 2019 to 2023. A quantitative method was employed using purposive sampling, and data analysis was conducted using Stata 17. The results show that gender diversity has a significant effect on firm value through ESG performance as a mediator. Gender diversity has a positive influence on ESG performance, while ESG performance has a negative impact on firm value. These findings highlight the important role of ESG in bridging the relationship between gender diversity and firm value.
Bibliometric Mapping of Social Media and Brand Engagement Research: Trends, Themes, and Future Direction Anggraini, Nia; Awliya Afwa; Elondri
Jurnal Manajemen dan Keuangan Vol 14 No 2 (2025): Journal Management and Finance
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i2.13258

Abstract

The rapid evolution of social media has transformed how brands communicate, engage, and build relationships with consumers in the digital era. Despite extensive studies on social media marketing, limited bibliometric analysis has been conducted to systematically map research trends related to brand engagement. Therefore, this study aims to analyze the scientific development and thematic slot gacor patterns of publications discussing the role of social media in building brand engagement from 2015 to 2025. The research population comprises all Scopus-indexed articles within this topic, resulting in 1,770 publications being identified. Using the bibliometric method, data were analyzed through VOSviewer software to visualize keyword co-occurrence, relevance, and publication trends, which were subsequently classified into thematic clusters. The analysis reveals five major clusters representing the dominant themes in this field: social media marketing, customer engagement, influencer marketing, brand community, brand loyalty, and brand equity. The findings indicate that research has increasingly focused on interactive, technology-based, and emotionally driven engagement strategies. The presence of virtual influencers and AI-powered engagement tools signifies a growing emphasis on authenticity and personalization in digital brand communication. This study contributes novelty by offering a comprehensive bibliometric mapping that integrates both behavioral and technological dimensions of brand engagement. The implications highlight how social media has evolved from a communication tool into an interactive ecosystem for co-creation and emotional bonding between brands and consumers. The findings provide valuable insights for academics and practitioners to develop more adaptive, data-driven, and ethically grounded marketing strategies in the digital era.