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Al-Amwal : Journal of Islamic Economic Law
Published by Institut Agama Islam Negeri Palopo
ISSN : 25410105     EISSN : 25413910     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Other
Al-Amwal, p-2541-0105, e-2541-3910, Journal of Islamic economic law is peer-reviewed journal published by The Faculty of Syariah, Institut Agama Islam Negeri Palopo. Al Amwal focus on the research of Islamic Economic Law. The journal is issued twice a year on March and September. The aims of the journal is to explore and develop economics related to Islamic Law.
Arjuna Subject : -
Articles 173 Documents
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Analisis Asbābun Nuzūl Ayat-Ayat Ekonomi Melalui Pendekatan Kontekstual Muthmainnah, Muthia; Imam, Muh. Abdi; Abubakar, Achmad; Ilyas, Hamka
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4322

Abstract

This article examines the Qur'anic verses that are nuzul embodied in economic values in it. The purpose of this study is to expose the Islamic economic values contained in these verses, and relate them to the development of the current era. There are seven economic verses that have sabab nuzul. Of the seven verses, the author categorizes them into four themes, namely related to consumption, related to distribution, related to wadiah (deposits), and related to qard (accounts receivable). The type of research applied is qualitative research with a focus on literature studies. The method of data collection and analysis is based on a normative descriptive approach that emphasizes the evaluation of the sources of data found. To strengthen the research foundation, researchers use a comprehensive and in-depth literature review approach that is in accordance with the topic discussed. The results of this study reveal that the application of economic principles contained in the Qur'an through asbabun nuzul analysis can help direct economic practices in the modern era that are fair, honest, free from usury and everything that is forbidden, and able to reduce economic inequality.Artikel ini mengkaji perihal ayat-ayat Alquran yang berasbabun nuzul yang termaktub nilai-nilai ekonomi di dalamnya. Tujuan penelitian ini untuk membeberkan nilai-nilai ekonomi Islam yang ada di dalam ayat-ayat tersebut, serta menghubungkannya dengan perkembangan zaman saat ini. Terdapat tujuh ayat-ayat ekonomi yang mempunyai sabab nuzul. Dari tujuh ayat tersebut penulis mengkategorikannya dalam empat tema yakni terkait konsumsi, terkait distribusi, terkait wadiah (titipan), serta terkait qard (utang piutang). Tipe penelitian yang diterapkan adalah penelitian kualitatif dengan fokus pada studi pustaka. Metode pengumpulan dan analisis data didasarkan pada pendekatan deskriptif normative yang menekankan evaluasi sumber-sumber data yang ditemukan. Untuk menguatkan landasan penelitian, peneliti menggunakan pendekatan tinjauan literatur yang komprehensif dan mendalam yang sesuai dengan topik yang dibahas. Hasil penelitian ini mengungkapkan bahwa penerapan prinsip-prinsip ekonomi yang terdapat dalam Alquran melalui analisis asbabun nuzul dapat membantu mengarahkan praktik ekonomi di era modern yang adil, jujur, terbebas dari riba dan segala yang diharamkan, serta mampu mengurangi kesenjangan ekonomi. 
Analisis Hukum Ekonomi Syariah Mengenai Online Marketplace Shopee (Studi perbandingan Akad Qardh, Fatwa DSN No 19/DSNMUI/IV/2001 dan ketentuan perjanjian Fitur "SPinjam") Hajriani, Sesilia; Mursal, Mursal -; Fauzi, Muhammad
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4323

Abstract

This study aims to determine how the Qardh Akad Analysis in the SPinjam Feature on the Shopee Application. Shopee Pinjam (SPinjam) is an online cash loan product that offers loans with a fast, safe, minimal risk and unsecured process. So that SPinjam becomes an alternative for people who need funds. because Indonesia is a majority Muslim community, this Marketplace must be adjusted to Sharia provisions. There is no Fatwa specifically related to the Marketplace. The formulation of the problem in this study How is the mechanism of Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application, How is the Analysis of the Conformity of Qardh Akad with the Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application and How is the Analysis of DSN-MUI Fatwa No: 19/DSNMUI/IV/2001 with the Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application.This type of research is library research, the data analysis method uses normative descriptive methods, uses a fatwa approach and inductive thinking. The results of this study indicate that: Users of the SPinjam feature in the Shopee application are Shopee application users who have reached the gold member level with a certain credit limit. The loan consists of a disbursement fee of 1% monthly installment fee (5%/month) and a monthly SPinjam protection fee (0.25%/month). The conformity between DSN MUI Fatwa No.19/DSN-MUI/IV/2001 and the SPinjam Terms and Conditions of Service document can be concluded that it is not fully in accordance with the provisions of sharia principles. The conflicting points of the SPinjam Document are related to the following; loan repayment system in the form of credit, late fees, loan interest, risk of credit failure for borrowers and dispute resolution institutions
Selling Behaviour in Installments from a Socio-Cultural and Islamic Perspective: A Case Study of the People of Bone-Bone Sub-district, South Sulawesi, Indonesia Rosdiana, Erma; Lampe, Munsi; Hamka, Icha Musywirah; Sukriya, Aminata
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 1 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i1.4696

Abstract

Purpose – This study aims to explain the installment sales behaviour of sellers in the Bone-bone community. Goods sold include clothing, kitchen utensils, motorbikes, and tupperware. Method – By using qualitative research methods with descriptive type of descriptive research, the researcher conducted an indept interview to obtain a comprehensive a comprehensive picture of installment activities. Data analysis was conducted whilst in the field and after the field. The data analysis technique used is qualitative analysis technique. Result – The findings of this study indicate that the promotion carried out by traders of two kinds, promotion in stores and traveling promotions. Implication – The implication of this research is to provide socialization education as a reference for community life transactions in accordance with Islamic law, then provide knowledge regarding the concept of transaction agreements in society.
Views of The Assembly and “Shighat” On The Contract and Their Relevance to Contemporary Economic Dynamics Nizar, Firman; Triana, Nita
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 1 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i1.4725

Abstract

Purpose  –  The problem in Islam is that economic activity is closely related to contracts. Ijab and Qabul are the essence of the contract, namely the will of the offeror and the will of the recipient of the consent.Method –  This relates to research that explains the concepts of assembly and sighat views in contracts and their relevance to contemporary economic dynamics.Result – The results of this research show that the majlis and sighat in the contract have several meanings according to the views of four madzhab scholars, some of whom argue that ittihad al-majlis does not have to be united in one place, but rather the ijab and kabul are in one place, meaning the person who will do the ijab and the kabul does not have to be in one place and neither do the witnesses.
Purchase Order Transactions in Islamic Economic Law: A Case Study of PT Segara Artha Investama (PT. SAI) Afifah, Mutiara Nurzahra; Faizi, Mr.
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 1 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i1.4853

Abstract

Purpose – This study aims to explore the implementation of Sharia contracts in purchase orders, contributing to the existing literature in the field of the Islamic economy.Method – Employing qualitative research methods with a descriptive research design, the researcher conducted in-depth interviews to gain a comprehensive understanding of purchase order activities. Data analysis was carried out both in the field and through policy analysis. The data analysis technique used was qualitative.Result – The findings of this study indicate that the implementation of purchase orders is in line with Sharia contracts, specifically “Salam” and “ Istishna' ”.Implication –The implications of this research are to offer literature research as a reference for community transactions following Islamic law and to enhance understanding of the concept of transaction contracts in Islamic law.
Understanding of Animal Science Students on Livestock Fiqh : Case Study Students of Animal Science Department State Agricultural Polytechnic Pangkajene Kepulauan, South of Sulawesi, Indonesia Sukriya, Aminata; Sari, Anita; Fasiha, Fasiha
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 1 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i1.4885

Abstract

-Purpose Conceptual understanding is an ability to receive, absorb, and comprehend materials or information acquired through a series of events that can be directly observed or heard, stored in the mind, and later applied in daily life. This research aims to describe the level of conceptual understanding of Fiqh (Islamic jurisprudence) among students majoring in Animal Husbandry at Politani Pangkep. -Method The research employed a descriptive analythic method with a survey approach. The data collection technique used in this study involved an objective test consisting of multiple-choice questions with four alternative answers which was distributed to senior undergraduates students on animal science department State Polytechnic of Agriculture Pangkajene Kepulauan, The data analysis technique using descriptive qualitative.. -Result The research results indicate that the overall average scores of Animal Husbandry students at Politani Pangkep fall within the sufficient or less category when assessed against standard criteria. Consequently, it can be concluded that the low level of conceptual understanding among students is caused by several factors, including the omission of Fiqh animal husbandry lessons from the curriculum, lecturers predominantly using lecture methods in teaching, a lack of learning resources, and students' insufficient interest in the field of Fiqh. -Implication a robust understanding of livestock fiqh has significant implications for ensuring the authenticity, quality, and integrity of the Halal industry. Individuals with this knowledge can contribute to effective certification processes, quality assurance, oversight, and community trust, ultimately supporting the growth and sustainability of the Halal market.
Patron Client in Political Corruption in Circles South Sulawesi BUMD ((Regional Owned Enterprises)) Amin, Rahma; Sulaiman, Herlina; Muin, Indriani
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 1 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i1.4897

Abstract

Purpose – The aim of this research is to understand the forms and processes of political corruption within BUMDs based on patron-client relationships in placing people in strategic positions in the company. Method - This research uses secondary data, namely based on the results of the anti-corruption assessment carried out by TI Indonesia. Then carry out a literacy study to draw conclusions and verify. Result - The political corruption nested within BUMDs in South Sulawesi has had an impact on unsatisfactory performance and achievements, where continuous losses have been found, which is the impact of the recruitment system for BUMD directors which is only based on the politics of retaliation in the regional elections. Implication – Transparency International (TI) Indonesia in the period December 2022-January 2023 has carried out a Transparency in Corporate Reporting assessment of 47 companies or Regional Owned Enterprises (BUMD) in 5 Provinces, South Sulawesi (Sulsel) is one of the provinces assessed. The result was that five South Sulawesi BUMDs were categorized as sick and not transparent in terms of management, making them prone to corruption. Through this research, it is hoped that it can be an evaluation of the performance of BUMDs in South Sulawesi related to company management.
Legal Protection for Muslim Consumers Regarding Halal Food Certification in Law Number 33 of 2014 (Gazetted) Kurnia Pradana, Aditya Fajri; Muhammad Yunan Hidayat; Sugiyat, Sugiyat; Nafi' Hasbi, M. Zidny
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 1 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i1.4959

Abstract

Purpose : “The purpose of this study is to analyse the legal protection for Muslim consumers of halal certified products in Law Number 33 of 2014. Method : This research uses a normative juridical approach, namely research that is focused on legal norms relating to legal protection for Muslim consumers against halal food certification in Law Number 33 of 2014. Result : The existence of various laws and regulations relating to halal labelling on food shows that the regulation is still partial. However, the existence of Law of the Republic of Indonesia Number 33 of 2014 concerning Halal Product Guarantee provides more legal certainty. Business actors who are required to include halal labels on food are one of the moral responsibilities of business actors. Implication :The JPH Law provides several forms of legal protection for Muslim consumers. However, the implementation of the JPH Law still faces several obstacles. To improve legal protection for Muslim consumers, several efforts need to be made, such as increasing socialisation of the JPH Law, strengthening BPJPH, and improving coordination between institutions.
Karakteristik Uang Elektronik Pada Koin Shopee Berdasarkan Fatwa DSN- MUI No: 146/DSN-MUI/XII/2021 Bin Lahuri, Setiawan; Rochma Aulia Supandi
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 2 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i2.5288

Abstract

Introduction - This study aims to reveal the statement that Shopee Coin is electronic money comprehensively by using the characteristic approach contained in Shopee Coin with the written regulation of Fatwa DSN-MUI 146/2021 concerning Sharia Electronic Money. Method - To answer this study, primary data collection was used through previous literature and data analysis techniques were carried out using library research, namely by reading, understanding, organizing data, reading repeatedly, making brief notes, identifying categories, interpreting and summarizing data. Result - The results of the study show that the characteristics contained in shopee coins do not have anything in common with the characteristics contained in Electronic Money in the DSN-MUI Fatwa 146/2021, this is divided into several parts, First: in terms of how to get it. Second: the place of storage, the third number, the fourth function, the fifth use, and the sixth lies in the time of use. From these six parts, it can be concluded that Shopee Coin is not electronic money. Implication - In practice, the results of this investigation can be used as a reference by the public, particularly by users of the Shopee marketplace, to refute claims that Shopee coin is electronic money in the form of virtual currency issued by Shopee.
ANALISIS PROGRAM “KANTIN KONTAINER” PADA DOMPET DHUAFA CABANG BENGKULU DALAM PENGURANGAN TINGKAT KEMISKINAN MUSTAHIK BERDASARKAN MODEL CIBEST Alfiah, Esti
Al-Amwal : Journal of Islamic Economic Law Vol. 9 No. 2 (2024): Al-Amwal : Journal of Islamic Economic Law
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v9i2.5586

Abstract

Purpose—This study aims to analyze the empowerment of productive zakat on zakat mustachios at the institution “Dompet Dhuafa "Container Canteen" in the province of Bengkulu through the program in an effort to reduce poverty among mustachios by using the CIBEST model. Method– The method used in this research is field research with a descriptive quantitative approach. Data was collected through surveys and interviews with 10 mustahik involved in the program. This research took place from April to July 2024, with the research location in Bengkulu Province, specifically at mustahik business places that received assistance from the Dompet Dhuafa "Container Canteen" program which runs a poverty alleviation program with CIBEST (Center for Islamic Business and Economic Studies). Result– The distribution of zakat assistance through the "Container Canteen" with the CIBEST  model  has a positive impact on the income of mustahik households. Specifically, this program can reduce material poverty by 10% and improve the welfare of mustahik households by 47%. Although the spiritual poverty index did not change, there was a decrease in the number of mustahik households in Quadrants I and IV, indicating an improvement in their economic and spiritual conditions. Implication—Measure the welfare of mustahik using the scientific treasures related to the CIBEST model of productive zakat management. The Dompet Dhua'afa Institution can contribute thoughts and input regarding productive zakat management through its programs.

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