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At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam
Published by Institut Agama Islam Negeri Padangsidimpuan
ISSN : 2356492X     EISSN : 25499270     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
FOCUS This journal focused on Islamic Management and Business studies and contemporary developments through the publication of articles by research. SCOPE At-tijaroh specializes in Islamic Management and Business studies and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines
Arjuna Subject : -
Articles 213 Documents
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A Holistic, Reconciliatory, And Mediative Foundation In Contemporary Exegesis And The Implementation Of Modern Human Resource Management Syuhada, Wira; Putra, Maha; Ilman, Zidni
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 11, No 2 (2025): DESEMBER 2025
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v11i2.17629

Abstract

This study examines the integration of Qur’anic values into modern Human Resource Management (HRM) through a holistic, reconciliatory, and mediative paradigm. Using thematic exegesis (tafsīr mawḍū‘ī) and critical-hermeneutical analysis, the research reconstructs the Qur’anic worldview to address contemporary organizational challenges marked by spiritual emptiness, value fragmentation, and ethical crises. Primary sources from the Qur’an, hadith, and classical to modern tafsir are combined with recent HRM literature and best-practice organizational reports. The findings demonstrate that maqāṣid-based recruitment, spiritual–professional training, and justice-oriented compensation significantly enhance organizational outcomes, as evidenced by reduced turnover (35% at Bank Syariah Mandiri), strengthened leadership capacity (Telkomsel), high conflict-resolution success (89% at Pertamina), and improved innovation (67% at Microsoft Indonesia). The study also highlights the relevance of Qur’anic principles in addressing global issues such as mass layoffs, gender inequality, and ecological degradation through practical implementations by Amazon, Gojek, Unilever, and Pertamina. Overall, this research offers an integrated Islamic HRM model rooted in Qur’anic ethics, demonstrating its capacity to produce a just, sustainable, and human-centered management framework aligned with contemporary organizational demands.
Optimization Of The State Sukuk As An Instrument Of Natural Gas Downstream Financing To Support National Energy Security Wartowiyono, Sudadi Sugi; Ascarya, Ascarya
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 11, No 2 (2025): DESEMBER 2025
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v11i2.17220

Abstract

Limited funding for downstream natural gas infrastructure challenges Indonesia’s energy security. Relying on the State Budget (APBN) amid rising investment needs, this study explores state sukuk (Islamic bonds) as an alternative financing tool during a sustainable energy transition. Using a descriptive-qualitative approach, it analyzes secondary data from ministries, sukuk reports, literature, and interviews with seven experts (regulators), academics, and practitioners. Data analysis involved content analysis and the Analytic Network Process (ANP) to identify problems, priorities, and strategies. Results show regulatory gaps, limited financing, and immature project planning are key obstacles. State Sukuk is promising due to its asset-backed, Sharia-compliant nature and ability to attract investors, though its use is low compared to other methods. Findings highlight the need for consistent policies, robust economic assessments, and pilot projects to enhance Islamic finance's role in energy security. This study provides empirical insights into Sukuk Negara's strategic importance for Indonesia’s downstream natural gas infrastructure, integrates stakeholder perspectives with ANP, and offers a framework for policy development and future sharia-compliant energy financing.
Analysis Of Sme Financing And Shock Variables At Indonesia's Sharia Rural Banks (Bprs) In Indonesia Yaman, Afdhal; Nihaya, Ina Uswatun; Shalihah, Mar'atun; Tuanany, Ismail; Manilet, Aisa; Hulihulis, Nur Sasma Sabila
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 11, No 2 (2025): DESEMBER 2025
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v11i2.18061

Abstract

This study investigates the effects of macroeconomic shock variables, namely inflation, the BI rate, and the exchange rate, on SME financing in Indonesia’s Sharia Rural Banks (BPRS). This research employs a quantitative approach using time-series data from April 2016 to August 2023, comprising 89 observations, and is analyzed using EViews 10. The results show that inflation has a more stable and dominant effect on SME financing cycles, whereas the BI rate and exchange rate exhibit heterogeneous and time-varying influences. Moreover, the contribution of inflation to SME financing in BPRS tends to increase over time. This study contributes to the Islamic finance literature by demonstrating a distinctive transmission mechanism of macroeconomic shocks within Sharia-based rural banking, which operates under profit-and-loss sharing and asset-backed financing principles. From a policy perspective, the findings suggest that maintaining price stability is crucial for sustaining SME financing growth in the Islamic banking sector. Therefore, Bank Indonesia (BI) should prioritize inflation control, while the Financial Services Authority (OJK) needs to strengthen prudential supervision to enhance BPRS resilience against external volatility. In addition, BPRS management is encouraged to improve risk management and portfolio strategies to mitigate macroeconomic uncertainty and ensure financing sustainability.
Customer Expectations And Service Recovery As Determinants Of Loyalty: The Mediating Role Of Customer Satisfaction In Tiktok Shop By Tokopedia Nurrohmah, Nurul; Hanif, Hanif; Nurmalia, Gustika
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 11, No 2 (2025): DESEMBER 2025
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v11i2.17337

Abstract

This study examines how Customer Expectation and Service Recovery affect Customer Loyalty, with Customer Satisfaction as a mediator, among TikTok Shop by Tokopedia users from an Islamic business perspective. Due to increasing e-commerce competition in Indonesia, businesses must meet expectations and recover services effectively. Using a quantitative approach, questionnaires were distributed to 96 Generation Z respondents in Bandar Lampung, and data were analyzed via SEM-PLS. Results showed Customer Expectation significantly impacts Customer Satisfaction but not directly Customer Loyalty. Service Recovery positively affects both Satisfaction and Loyalty. Satisfaction mediates between Expectation and Recovery's effect on Loyalty. Findings highlight the importance of transparency, quick recovery, and fair complaint handling to boost satisfaction and loyalty. From an Islamic view, this aligns with justice, honesty, and responsibility, aiming for long-term benefits beyond profit.
The Potential Of The Dried Fish Business In Encouraging The Economic Welfare Of The Kuantan Village Community From An Islamic Business Perspective Roswandi, Risvan Akhir
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 11, No 2 (2025): DESEMBER 2025
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v11i2.16991

Abstract

This study aims to examine the potential of the dried fish business to enhance the economic welfare of the Kuantan Tenang Village community and to review its business practices from an Islamic perspective. The dried fish enterprise is among the emerging economic sectors within this village, owing to the plentiful freshwater fish resources. Employing a descriptive qualitative methodology, data were gathered through observation, interviews, and documentation from business stakeholders and community leaders. The findings indicate that the dried fish industry in Kuantan Tenang Village possesses considerable potential to bolster the community's economy, supported by the availability of raw materials, local labor, and established processing traditions. Although primarily traditional, this enterprise can serve as a source of income and employment. From an Islamic business standpoint, its practices adhere to the principles of halal, justice (al-'adl), trustworthiness (amanah), and provide maslahah (benefit). Consequently, in addition to economic benefits, this enterprise also holds spiritual significance and the capacity to confer blessings upon its practitioners.
Determinants Of Tourist Decisions In West Bandung Within Indonesia’s Emerging Halal Tourism Policy Context Amiludin, Amiludin; Ihsan, Hafiz Maulana; Maulida, De Lara Siti
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 11, No 2 (2025): DESEMBER 2025
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v11i2.17674

Abstract

Halal tourism, characterized by the provision of services and facilities that align with Islamic principles, such as halal cuisine, prayer facilities, and environments free of non-halal activities, has become a pertinent issue in business practices. This paradigm is increasingly gaining prominence in Indonesia, which is home to the world's largest Muslim population. In response to this development, the present research aims to investigate the impact of Islamic facilities, perceptions of pricing, and digital marketing strategies on tourists' travel decisions to West Bandung Regency. The collected data are subsequently synthesized into a central discussion of the potential of the halal tourism industry in this region. The findings indicate that Islamic facilities, price perception, and digital marketing efforts collectively exert a significant influence on tourists' decision-making processes in West Bandung Regency, as evidenced by an R² of 0.713. This implies that approximately 71.3% of the variance in tourist decisions can be attributed to these three variables. The results underscore the notion that tourists' choices are shaped through a complex interplay of spirituality, economic rationality, and the effectiveness of digital communication strategies. Consequently, integrating these three elements offers a comprehensive conceptual framework conducive to the development of sustainable halal tourism, representing a synthesis of Sharia-compliant values, consumer satisfaction, and responsiveness to the evolving dynamics of global tourism.
The Influence of Islamic Brand Image, Product Innovation, and Online Shopping Experience on Consumer Loyalty: The Intervening Role of Customer Satisfaction Alviyatuz Zahiroh; Maksum Maksum
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 12, No 1 (2026): JUNI 2026
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v12i1.19563

Abstract

The development of the halal cosmetics industry is rapidly growing, especially among students as active consumers of Wardah products. The proposed study will examine how the Islamic brand image, product innovation, and online shopping experience affect consumer loyalty using customer satisfaction as an intervening variable. This research uses a quantitative approach with a sample size of 96 respondents selected using a purposive sampling technique. The Structural Equation Modeling (SEM-PLS) method was used to analyze the data with the help of the Partial Least Squares algorithm. The findings of the research indicate that product innovation is a major factor that influences customer satisfaction, but the Islamic brand image and online shopping experience are not major factors in influencing customer satisfaction. Additionally, customer satisfaction is an important factor in consumer loyalty and can mediate the effects of all independent variables on consumer loyalty.
Trends And Research Gaps In Islamic Digital Business: A Bibliometric And Systematic Literature Review Ihsan Mulia Siregar; Siti Ena Aisyah Simbolon; Siti Eni Aisyah Simbolon
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 12, No 1 (2026): JUNI 2026
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v12i1.19576

Abstract

The rapid expansion of global digital transformation has positioned technology as a universal solution to economic challenges; however, it has also raised concerns regarding inequality, ethical erosion, and platform dominance. This study aims to examine Islamic digital business as an alternative paradigm that integrates technological innovation with Sharia-based values, and to identify research trends, gaps, and future research directions. This study employs a systematic literature review and bibliometric analysis, following the PRISMA framework. Data were collected from the Scopus database up to March 2026, resulting in 241 peer-reviewed journal articles after a rigorous screening process. VOSviewer was employed to analyze citation networks, keyword co-occurrence, and collaboration patterns. The findings indicate that research on Islamic digital business remains limited and fragmented, with a dominant focus on fintech, Islamic finance, and blockchain. In contrast, critical dimensions such as ethics, governance, and sustainability receive relatively limited attention. The study also reveals a geographical concentration of publications in specific regions, particularly in Muslim-majority countries. This study provides important implications by emphasizing the need to develop Islamic digital business as a holistic and value-driven framework that balances efficiency, ethics, and sustainability, while encouraging broader interdisciplinary and global research collaboration.
Reconstructing Islamic E-Business Ethics: A Maqashid-Based Framework For Ethical Decision-Making In Digital Markets Johari Johari; Herdifa Herdifa; Dahri Ramadhan; Abdul Habib
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 12, No 1 (2026): JUNI 2026
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v12i1.19567

Abstract

This study addresses the growing ethical challenges in digital markets, including algorithmic manipulation, data exploitation, and deceptive interface design, which are not adequately covered by conventional Islamic business ethics. The research aims to develop a maqashid-based framework for ethical decision-making in Islamic e-business. This study employs a qualitative conceptual approach using literature review and maqashid al-shariah analysis to examine ethical issues in digital business practices. The findings reveal that existing Islamic ethical frameworks remain largely normative and lack operational mechanisms to address complex digital environments. In response, this study proposes a multi-layered maqashid-based framework that integrates foundational maqashid principles, ethical dimensions, application areas, and decision indicators. This framework transforms maqashid into an operational tool for evaluating digital business practices beyond formal compliance. The study contributes to the advancement of Islamic e-business ethics by offering a practical and context-sensitive model applicable to digital market systems.
Innovative Qurbani Marketing for Greater Social Impact: Evidence From Indonesia Indah Piliyanti
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 12, No 1 (2026): JUNI 2026
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v12i1.19813

Abstract

This study aims to analyze the landscape of marketing innovations for qurbani by the BAZNAS (Badan Amil Zakat Nasional) and LAZ (Lembaga Amil Zakat) in Indonesia during the 2021–2025 period, including a comparison of segmentation, targeting, positioning, and 4P marketing mix strategies, as well as an evaluation of their social impact through the perspective of maqasid al-shariah. This research employs a qualitative comparative case study approach involving 67 Islamic philanthropic institutions consisting of 34 provincial BAZNAS offices and 33 national LAZ. Data were collected through document analysis of annual reports, official websites, institutional publications, regulations, audited financial reports, and academic literature. The findings reveal that qurbani marketing innovations are concentrated in product development, digital promotion, distribution systems, and strategic partnerships. LAZ demonstrates greater adaptability in product innovation, strategic flexibility, and transparency-based promotion, while BAZNAS excels in institutional legitimacy, national coordination, and distribution reach. Programs such as Superqurban, digital qurbani tracking, and livestock empowerment indicate that qurbani management has transformed into a sustainable socio-economic ecosystem emphasizing social impact, transparency, and distributive justice. The study finds an integrative model of qurbani marketing that links marketing strategies, sharia values, and institutional accountability. The findings is a prove that from religious tradition of qurbani transforms to innovation of Islamic philanthropic organization in Indonesia.

Page 21 of 22 | Total Record : 213

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