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JURNAL EKONOMI SAKTI (JES)
Published by STIE Sakti Alam Kerinci
ISSN : 23108380     EISSN : 26851849     DOI : 10.36272
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi Sakti (JES) is a peer-reviewed journal published by Institute for Research and Community Service – Institute of Economic Science Sakti Alam Kerinci. The journal provides a forum for academics and professionals to share the latest developments and advances in the knowledge and practice of these fields. It aims to foster the exchange of ideas on a range of important subjects and to provide a stimulus for research and further development of science in economics, management, and accounting. Jurnal Ekonomi Sakti (JES) is published regularly 2 times a year, on June and December.
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Articles 170 Documents
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ANALISIS IMPLEMENTASI SERTIFIKASI HALAL UNTUK USAHA MIKRO, KECIL DAN MENENGAH (UMKM) DI KOTA SIMPANG EMPAT KABUPATEN PASAMAN BARAT Fauzi Fauzi
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.471

Abstract

This study aims to analyze the implementation of halal certification for Micro, Small, and Medium Enterprises (MSMEs) in Simpang Empat City, West Pasaman, focusing on the impacts, challenges, and government support in the certification process. Halal certification has excellent potential to increase the competitiveness of MSMEs in the domestic and international markets, considering that most of the residents of are Muslims. The results of the study show that halal certification has a positive impact on increasing sales, consumer confidence, and market expansion. However, MSMEs face several significant obstacles, such as high certification costs, complexity of procedures, and lack of understanding of the importance of halal certification. Through training, socialization, and subsidies for certification fees, government support has made a positive contribution but still needs improvement. This research provides policy recommendations to overcome these obstacles, including increasing subsidies, digitizing the certificatio process, and public awareness campaigns about the importance of halal products. Overall, this study reveals halal certification’s great potential in encouraging halalbased MSMEs’ growth in Simpang Empat City, West Pasaman. Still, a better-supporting mechanism is required so that more MSMEs can exploit halal market opportunities.
PENGARUH LITERASI KEUANGAN TERHADAP KEPUTUSAN INVESTASI MAHASISWA GENERASI Z DI UNISMUH MAKASSAR Winda Lestari Hamka; Abdul Muttalib; Sahabuddin Sahabuddin
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.507

Abstract

This study analyzes the influence of financial literacy on the investment decisions of Generation Z students at the University of Muhammadiyah Makassar. This study uses a quantitative approach with an explanatory research method. Data were collected through a Likert scale questionnaire to 100 respondents and analyzed using simple linear regression. The results showed that financial literacy had a positive and significant effect on investment decisions with a t-value of 14.807 and a significance of 0.000 (<0.05). Financial literacy helps students understand risks, choose the right investment instruments, and improve the quality of investment decision-making. The higher the level of financial literacy, the more rational the investment decisions are made. Thus, increasing financial literacy is an important factor in encouraging better investment decisions in Generation Z students. Keywords: financial literacy, investment decisions
ANALISIS PENGARUH BAURAN PEMASARAN MERICA TERHADAP PENINGKATAN PENDAPATAN PETANI DI DESA CURIO KECAMATAN CURIO KABUPATEN ENREKANG Afivah Citra Oliviyah; Muhammad Ikram Idrus; Dg Makkalassa
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.509

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh bauran pemasaran yang meliputi produk, harga, distribusi, dan promosi terhadap peningkatan pendapatan petani merica di Desa Curio, Kecamatan Curio, Kabupaten Enrekang. Teknik pengumpulan data dilakukan melalui observasi, dokumentasi, dan penyebaran kuesioner kepada petani merica dengan menggunakan skala Likert. Teknik analisis data yang digunakan adalah analisis statistik deskriptif dan analisis statistik inferensial dengan menggunakan regresi linear sederhana yang dianalisis menggunakan program SPSS versi 25. Jenis penelitian yang digunakan adalah penelitian kuantitatif dengan pendekatan asosiatif. Populasi dalam penelitian ini adalah seluruh petani merica di Desa Curio, dengan jumlah responden 147 orang. Analisis data dilakukan untuk mengetahui pengaruh bauran pemasaran terhadap peningkatan pendapatan petani merica. Hasil penelitian menunjukkan bahwa bauran pemasaran berpengaruh positif dan signifikan terhadap peningkatan pendapatan petani merica. Hal ini menunjukkan bahwa semakin baik penerapan strategi produk, harga, distribusi, dan promosi, maka semakin meningkat pendapatan yang dicapai oleh petani merica di Desa Curio. Kata kunci: Bauran Pemasaran, Pendapatan
Determinaan Pendapatan UMKM Kuliner Perempuan dan Strategi Peningkatannya Di Mendalo Indah Kabupaten Muaro Jambi Amellya Safitri; Muhammad Rachmad R; Sri Ningsih
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.510

Abstract

This study aims to: 1) determine the effect of business capital, age, product innovation, and digital payments on the income of female culinary MSMEs in Mendalo Indah. 2) formulate strategies to increase the income of female MSMEs. The analysis method used in this study is quantitative descriptive analysis. The quantitative analysis tool uses multiple linear regression using Eviews 12. The population in this study consists of female culinary MSME entrepreneurs in Mendalo Indah Village. The sample used consisted of 72 female culinary MSME entrepreneurs in Mendalo Indah Village. The results of this study indicate that: 1) the variables of business capital, age, product innovation, and digital payments simultaneously have a significant effect on the income of female culinary MSMEs in Mendalo Indah Village, Muaro Jambi Regency. Partially, the variables of business capital, product innovation, and digital payments have a positive and significant effect on income, while the age variable does not have a significant effect. 2) The prioritized strategy is the WO strategy with the highest TAS score, which is to utilize the opportunities of digital technology development and digital payments to minimize weaknesses related to capital limitations and business management.
DETERMINAN PENDAPATAN UMKM DAN STRATEGI PENINGKATANNYA PADA PROGRAM CAR FREE DAY DI KOTA JAMBI Devi Tricahyani; Muhammad Rachmad R; Nuriah Alfisyahri
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.511

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in supporting regional economic growth, including in Jambi City, particularly in the Car Free Day program. However, limited business capital, product variety, and the utilization of digital payment systems such as QRIS are factors that influence MSME income levels. This study aims to analyze the effect of business capital, number of product types, and the use of QRIS on MSME income in the Car Free Day program in Jambi City. The research method used is a quantitative approach with multiple linear regression analysis and QSPM analysis. Data were collected through questionnaires distributed to MSME actors as respondents. The results show that business capital and the number of product types have a positive and significant effect on MSME income, while the use of QRIS does not have a significant effect. The most appropriate strategy to be implemented by MSMEs at car free day locations is to add variety and innovate products. This strategy was chosen because it has the highest STAS score compared to other strategies, making it the most effective in attracting consumer interest and increasing sales.
Analisis Perilaku Keuangan dalam Penggunaan Dompet Digital (E-Wallet) Pada Mahasiswa Fakultas Ekonomi Universitas Merdeka Pasuruan Andrian Titus Heryanto; Agnes Ratna Pudyaningsih; Pramita Sukma Wardani
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.513

Abstract

This research is motivated by the rapid development of financial technology, particularly the use of digital wallets (e-wallets), which offer easy transactions and various promotions, thus influencing students' financial behavior. This study aims to analyze the financial behavior of students at the Faculty of Economics, Merdeka University, Pasuruan, in using e-wallets. The approach used was a qualitative case study method with five active e-wallet users selected through purposive sampling. Data were collected through observation, interviews, and documentation, then analyzed descriptively qualitatively based on indicators of budgeting and expenditure, timely bill payments, providing emergency funds, and saving. Data validity was tested through source triangulation. The results show that e-wallets provide easy transactions, but have the potential to increase spending frequency. This finding is explained through Mental Accounting Theory and Regret Theory, which describe the perception of e-wallet balances as flexible consumption funds and students' efforts to prepare reserve funds to avoid regret due to unexpected expenses. Therefore, e-wallet use needs to be balanced with students' financial awareness.
PENGARUH AUDIT TENURE, OPINI AUDIT, UKURAN PERUSAHAAN, DAN PERGANTIAN AUDITOR TERHADAP AUDIT DELAY PADA PERUSAHAAN MAKANAN MINUMAN BEI 2021–2023 Shelly Kosasih; Nia Angelia; Lina Kurniati
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.514

Abstract

Audit delay plays a crucial role for investors as it affects the timeliness, reliability, and relevance of financial statement information in investment decision-making. The longer the audit delay, the higher the level of uncertainty faced by investors, and the greater the potential to erode trust in the company. This study aims to analyze the influence of audit tenure, audit opinion, firm size, and Auditor Rotation on audit delay in food and beverage sector companies listed on the Indonesia Stock Exchange for the 2021–2023 period. The study employs a quantitative method using purposive sampling. From a total population of 95 companies, 63 companies meeting the research sample criteria were selected. Data were analyzed using classical assumption tests, multiple linear regression analysis, the coefficient of determination, the F-test, and the t-test. The results indicate that audit tenure significantly influences audit delay with a significance value of 0.006, audit opinion significantly influences audit delay with a significance value of 0.003, and firm size also significantly influences audit delay with a significance value of 0.003. Meanwhile, Auditor Rotation does not have a significant effect on audit delay with a significance value of 0.837. These findings indicate that the efficiency of the auditor-client relationship, the type of audit opinion, and firm size are important factors in determining the timeliness of audit completion.
ANALISIS SEKTOR UNGGULAN KOTA JAMBI 2015-2024 Ria Apriani; Rosmeli Rosmeli; Putri Intan Suri
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.516

Abstract

This research aims to analyze the leading sectors and the growth dynamics of economic sectors in Jambi City during the period 2015–2024. The data used in this research are Gross Regional Domestic Product (GRDP) data of Jambi City and Jambi Province at constant prices by business field obtained from the Central Statistics Agency (BPS). The analytical methods used are Location Quotient (LQ), Dynamic Location Quotient (DLQ), Specialization Index (SI), Growth Ratio Model (GRM), and Shift Share Analysis.The results show that there are 14 basic sectors and 3 non-basic sectors based on the LQ analysis. The DLQ analysis indicates that there are 4 prospective sectors with the potential to develop in the future. The Specialization Index analysis shows that Jambi City has not specialized in a particular economic sector. Meanwhile, the results of the GRM and Shift Share analyses indicate that several sectors have relatively better growth and competitiveness than other sectors. In general, the economic structure of Jambi City is dominated by trade, transportation, services, and other urban-supporting sectors that play an important role in promoting regional economic growth. Keywords: Leading Sectors, Economic Growth.Location Quotient, Shift Share Analysis.
PENGARUH KEUNGGULAN KOMPETITIF BERKELANJUTAN DAN INTELLECTUAL CAPITAL TERHADAP VALUE ADDED PENGUSAHA KOPI DI KERINCI DALAM RANGKA MENINGKATKAN EKONOMI LOKAL Heppi Syofya; Prama Widayat; Jeke Jupitra
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.518

Abstract

This study examines the impact of sustainable competitive advantage and intellectual capital on the added value of coffee entrepreneurs in Kerinci, with the aim of improving the local economy. Through quantitative analysis, survey data were collected from a sample of coffee entrepreneurs and analyzed using statistical techniques such as descriptive analysis and measurement model assessment with SEM-SmartPLS-4 software. The findings reveal a positive and significant relationship between sustainable competitive advantage and added value, highlighting the importance of unique resources and strategies in generating higher value. In addition, this study finds a positive and significant relationship between intellectual capital and added value, emphasizing the role of knowledge, skills, and relationships in achieving greater added value outcomes. The results of this study provide valuable insights for coffee entrepreneurs, policymakers, and industry stakeholders to encourage sustainable growth and economic development in the local coffee industry
PENGARUH FINANCIAL TECHNOLOGY DAN LITERASI KEUANGAN TERHADAP INKLUSI KEUANGAN DENGAN LOCUS OF CONTROL SEBAGAI VARIABEL MODERASI PADA MAHASISWA Evi Herawati; Nurmala Hidayah; Satia Nurjanah; Siti Nurhodijah; Bambang Hermawan
Jurnal Ekonomi Sakti Vol 15 No 2 (2026)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v15i2.523

Abstract

The rapid development of Financial Technology (fintech) has transformed the way students access and utilize digital financial services, thereby increasing the importance of financial inclusion among the younger generation. This study aims to analyze the influence of Financial Technology and financial literacy on financial inclusion with locus of control as a moderating variable among students from the 2023 cohort. This study employed a quantitative approach involving 303 respondents. The data were analyzed using the Partial Least Square-Structural Equation Modeling (PLS-SEM) method. The results indicate that Financial Technology and financial literacy have a positive and significant effect on financial inclusion. In addition, locus of control was proven to moderate the relationship between Financial Technology and financial literacy on financial inclusion. These findings suggest that financial inclusion is influenced not only by technological development and financial knowledge, but also by individuals' ability to control and manage their financial behavior

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