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Business Innovation and Entrepreneurship Journal
Published by Universitas Garut
ISSN : 26848945     EISSN : 26848945     DOI : https://doi.org/10.35899/biej.v3i3
Core Subject : Economy, Science, Education, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other
Business Innovation and Entrepreneurship Journal peer-reviewed and published four times a year in May, August, November and February. This journal is managed by the Faculty of Entrepreneurship at Universitas Garut - Indonesia. The paper is an original script and has a research base on management, business and entrepreneurship.
Arjuna Subject : -
Articles 269 Documents
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Analysis Of Financial Distress At PT Bank NTT (Period 2020-2023) Ngganggus, Fransiska Tri Marta Sari; Kellen, Pius Bumi; C. Nenabu, Junita; A. Natonis, Sari
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1017

Abstract

Kesulitan keuangan merupakan suatu kondisi di mana perusahaan mengalami kesulitan keuangan yang pada akhirnya dapat mengakibatkan kebangkrutan. Bagi bank, kondisi seperti itu memerlukan intervensi yang cepat dan efektif untuk mencegah kemerosotan lebih lanjut. Penelitian ini bertujuan untuk menilai kesulitan keuangan PT Bank NTT selama periode 2020–2023 menggunakan Altman Z-Score dan model Zmijewski. Analisis menggunakan model Altman Z-Score menunjukkan bahwa PT Bank NTT berada di area abu-abu, yang menunjukkan kondisi keuangan yang cukup tidak sehat. Sebaliknya, model Zmijewski mengungkapkan bahwa bank mengalami tingkat kesulitan keuangan yang lebih parah. Analisis komparatif dari kedua model menunjukkan bahwa, sementara Altman Z-Score menandakan ketidakstabilan, model Zmijewski memberikan indikasi yang lebih konklusif bahwa PT Bank NTT berisiko tinggi bangkrut. Temuan ini menggarisbawahi perlunya langkah-langkah strategis segera untuk memulihkan kesehatan keuangan bank.
Millennial Mothers, Modern Dilemmas: A Work-Family Conflict Perspective in West Java Alisa, Juniar; Sugiarti, Rubi'ah; Rahayuningrat, Prahita Sri; Lestari, Nadya Ayu
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1022

Abstract

This study aims to explore the experience of Work-Family Conflict (WFC) among millennial married women with children in West Java through a qualitative approach with a phenomenological design. The research method involved in-depth interviews with seven purposively selected participants, focusing on subjective narratives regarding time-based conflicts, emotional tensions, behaviours, as well as triggering factors such as lack of system support and children's conditions. The results revealed that WFC is experienced in a multidimensional way, with time-based conflict and emotional strain being the main challenges, while the transfer of disciplinary behaviour from work to family was also a significant phenomenon. The findings suggest the need for more flexible organisational policies and psychological support to reduce the impact of WFC. In conclusion, this study provides an in-depth understanding of the dynamics of WFC in millennial women who are married and have children in West Java, emphasising the importance of cultural and social context in the management of this conflict.
The Influence of Leadership Style and Human Relations on Employee Performance with Mental Health Awareness as an Intervening Variable in Handicraft MSMEs in Garut Regency Yuliani, Hani
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1035

Abstract

This research aims to analyze the influence of leadership style and human relations on employee performance with mental health awareness as an intervening variable. The research was conducted on 385 respondents who were handicraft MSMEs in Garut Regency using quantitative methods and the SEM-PLS approach. The research results show that leadership style and human relations have a significant effect on employee performance both directly and through mental health awareness. These findings reinforce the importance of psychological stability in supporting work performance. The analysis results show that leadership style has a significant influence on improving employee performance levels. It is proven that employee work quality, discipline, and productivity are improved by leaders who communicate openly, set an example, and motivate their subordinates. Furthermore, employee performance is improved through good interpersonal relationships, which include emotional support and mutual respect. Although most respondents have an understanding and behavior that supports their mental health, mental health awareness does not directly influence the relationship between leadership style and human relations on performance.
The Impact Online Customer Reviews, Discount, User Interface On Purchase Decision Maria, Hana Diana; Kusumah, Firdan Gusmara; Pamungkas, Adie; Maulida, Elvira Natasya
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1036

Abstract

The evolving industry has brought major changes to consumer behavior, where people now rely more on technology to fulfill their daily needs. Society is heavily influenced by technological advancements that drive a shift from traditional purchasing behavior to digitalization. Recommendations from friends, family, advertisements, and digital purchases are the main factors that influence purchasing decisions. In addition, online customer reviews and discounts are becoming important elements that influence consumer choices, allowing them to compare various products easily. The purpose of this research is to explore the extent to which online customer reviews, promotional discounts, and user interface features affect consumers' purchasing decisions on the Shopee platform within the context of Tasikmalaya City. This research applies quantitative and descriptive methods, through a causal associative approach. Sampling applied a simple random sampling technique where the total sample size was 390 respondents from a total population of 14,544 people. The data was processed and analyzed using the SPSS 2.0 software application. The results showed a significant influence of online customer reviews, discounts, and user interfaces on purchase decisions on the Shopee platform service application, both individually and simultaneously
Building Competitive Advantage and Business Success through Self-Efficacy, Product Diversity, and Promotion Strategy Amelia, Emi; Okte, Muhamad Rizki Maulani; Hasanah, Ade Sobariah; Pratiwi, Vina Andita
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1039

Abstract

Business success is essentially the success of a business in achieving its goals from all activities in a company, namely to achieve business success. The focus of this research is to explain the impact of self-efficacy, product diversity, competitive advantage, and promotion on business success in the creative industry. This research was conducted in Majalengka Regency, West Java, Indonesia. The respondents were creative economy industry players using purposive sampling technique. The data collection technique in this study used an online questionnaire via google form. The data analysis technique uses verification analysis, hypothesis testing and the coefficient of determination and is processed using SPSS. The conclusion of this study is that self-efficacy has a positive and significant effect on business success, product diversity has a positive and significant effect on business success, competitive advantage has a positive and significant effect on business success, promotion has a positive and significant effect on business success, and self-efficacy, product diversity, competitive advantage, and promotion have a positive and significant effect on business success.
Analysis of the Influence of Financial Literacy and Financial Inclusion on MSME Performance Adiansyah, Adi; Solihat, Asri; Lindayani, Lindayani
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1043

Abstract

Penelitian ini dilatarbelakangi oleh mayoritas UMKM di Kabupaten Garut yang mayoritas berskala mikro yaitu sebesar 86%. Tujuan dalam penelitian ini adalah untuk mencari tahu pengaruh dari literasi keuangan, inklusi keuangan dan pengelolaan keuangan terhadap kinerja UMKM di kabupaten garut. Adapun untuk metode penelitian dalam penelitian ini adalah metode analisis deskriptif menggunakan SEM-PLS sebagai metode analisisnya dimana analisis yang digunakan dalam penelitian ini yaitu uji outer model, uji inner model dan uji hipotesis yang dilakukan dengan menentukan nilai r-square, f-square, dan t-statistic. Sampel dalam penelitian ini adalah 100 pelaku UMKM di Kabupaten Garut yang terdaptar sebagai UMKM pemilik NIB (Nomor Induk Berwirausaha). Hasil temuan dari penelitian ini menunjukan bahwa Literasi keuangan tidak berpengaruh signifikan terhadap kinerja UMKM. Sedangkan inklusi keuangan dan pengelolaan keuangan berpengaruh positif signifikan
Product Quality and Innovation as Drivers of Chocodot Competitive Advantage Athoillah, Fikri Aziz
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1086

Abstract

This study aims to examine the effect of product innovation and product quality on competitive advantage in Chocodot products. A quantitative research design with a descriptive approach was employed, involving 123 respondents selected through simple random sampling. Data were collected using a questionnaire and analyzed with SPSS 27 through multiple linear regression, data quality tests, coefficient of determination, and hypothesis testing. The findings indicate that product innovation influences competitive advantage by 67.1%, product quality contributes 70.2%, and both variables simultaneously account for 74.8%, while 25.2% is explained by other factors beyond this research. These results highlight that product innovation and product quality are critical determinants of competitive advantage, providing a strategic foundation for the development of local SMEs.
Analysis of Factors Influencing Consumer Behavior and Repurchase Decisions of Street Food Vendors in Garut Regency Sahara, Vida Ayu; Nabhani, Irfan; Yuwono, Minto
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1045

Abstract

This study aims to analyze the influence of price, vendor image, location, physical environment, and perceived nutritional value on repurchase decisions among consumers of street food vendors in Garut Regency. The increasing popularity of street food consumption highlights the importance of understanding the factors that influence consumer loyalty and repeat purchase behavior. This research uses a quantitative approach with a survey method. Data were collected through questionnaires distributed to 150 respondents who are consumers of street food across various areas in Garut Regency. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) with the help of SmartPLS software. The results indicate that price, vendor image, physical environment, and perceived nutritional value have a positive and significant effect on repurchase decisions, while location does not show a significant influence. Among the five factors, vendor image and perceived nutritional value have the most dominant impact on consumers’ decisions to repurchase food from street vendors. These findings provide important implications for street food entrepreneurs to consider pricing strategies, improve business image, choose strategic locations, maintain the physical environment of their stalls, and provide clear information about the nutritional value of their products in order to increase customer satisfaction and loyalty.
Determinants of Firm Value in the Indonesian Banking Sector: A Study on Profitability, Leverage, and Dividend Policy Rahayu, Dede Sri; Suryanugraha, Dim Zarita; Nugraha, Galih; Bintari, Vivi Indah; Kusnandar, Deasy Lestary
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 4 (2025): Business Innovation and Entrepreneurship Journal (November)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i4.1117

Abstract

This study aims to investigate and provide empirical evidence regarding the influence of profitability, leverage, and dividend policy on firm value. The research population comprises 141 financial data entries collected from 47 companies that were part of the banking sector between 2021 and 2023. The sampling technique employed is purposive sampling. The sample was selected based on the following criteria: (1) companies listed in the banking sector on the Indonesia Stock Exchange (IDX) during 2020–2023; (2) companies with complete financial report data; and (3) companies that consistently distributed dividends throughout 2020–2023. Based on these criteria, the final sample consisted of 60 financial data entries from 20 companies across three observation periods. This study employs a verification analysis method and utilizes panel data regression analysis as its analytical technique. The results of the hypothesis testing indicate that profitability and leverage have a positive effect on firm value, whereas dividend policy does not have a significant impact on firm value. Keywords: Firm Value; Profitability; Leverage; Dividend Policy; Banking Sector
The Influence of Rural Infrastructure Fund Policy Implementation on Fund Management and Effective Utilization in Garut Regency Barkah, Agus Muhammad
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 4 (2025): Business Innovation and Entrepreneurship Journal (November)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i4.1121

Abstract

This research aims to analyze the influence of rural infrastructure funds policy implementation on funds management and the effectiveness of their usage in Garut Regency. The study employed an explanatory method with evaluation techniques. The population consisted of 421 villages across 42 districts, with 84 villages selected through purposive sampling, using the Headman as the unit of analysis. Data were collected through observation, interviews, questionnaires, and documentation, while hypothesis testing used path analysis. The results show that policy implementation significantly influences funds management (49.93%) and the effectiveness of funds usage (total effect 31.11%). Funds management also has a significant effect on the effectiveness of usage (33.24%). Overall, policy implementation contributes positively to management and effectiveness, with a total influence of 64.36%, while 35.64% is explained by other factors. Direct effects of policy implementation on effectiveness reached 17.80%, with an indirect effect through management of 13.31%. The study also highlights several problems: (1) inadequate quality of village apparatus in policy implementation, (2) lack of effective determination of policy alternatives in funds management, and (3) delays in financial report submissions by many rural governments. These findings suggest the need for capacity-building and stricter monitoring to optimize rural infrastructure funds usage.

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