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JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Published by Universitas Hamzanwadi
ISSN : -     EISSN : 25490893     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
Jurnal Pendidikan Ekonomi dan Kewirausahaan (jpek) terbit dua kali setahun pada bulan juni dan desember. Memuat artikel, riset maupun pemikiran-pemikiran kritis tentang pendidikan ekonomi, ekonomi, dan kewirausahaan yang relevan bagi pengembangan profesi dan praktek ilmu ekonomi.
Arjuna Subject : -
Articles 497 Documents
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Religiusitas Simbolik dan Literasi Fungsional: Studi Persepsi Nasabah Terhadap Produk Tabungan Syariah di Gampong Meureubo Hidayah, Ainun; Muliza, Muliza; Murlisa, Lia
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.31712

Abstract

This study aims to analyze the level of understanding and perceptions of the people of Gampong Meureubo, West Aceh District, regarding the profit-sharing concept in Islamic savings products. Using a descriptive qualitative approach, data were collected through in-depth interviews with seven purposively selected Islamic bank customers. The findings reveal that the community’s understanding of profit-sharing mechanisms remains low to moderate. Customer perceptions are categorized into three groups: positive, neutral, and critical. Internal factors such as educational background, banking experience, and religious motivations, as well as external factors such as bank communication strategies and social community influences, significantly shape customers’ understanding of the profit-sharing system. This study highlights the importance of transparency and community-based education to enhance functional financial literacy, rather than relying solely on symbolic loyalty towards Islamic banking labels. These findings contribute both empirically and theoretically to the development of Islamic financial literacy strategies, especially in regions with formally mandated Islamic financial systems like Aceh
Pengaruh Fintech Dan Self Control Terhadap Pengelolaan Keuangan Dimoderasi Literasi Keuangan Mayasari, Eka; Trisnaningsih, Sri; Priono, Hero
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.31719

Abstract

This study aims to analyze the influence of fintech and self-control on financial management among MSMEs in West Surabaya, as well as to examine the moderating role of financial literacy in this relationship. With the rapid development of fintech, many MSME actors are utilizing fintech to optimize their financial management. However, the effectiveness of fintech usage is influenced by the level of financial literacy among MSME actors. This research employs a quantitative approach with purposive sampling technique. Data analysis was conducted using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method via the SmartPLS 4 application. The results of the study show that both fintech and self-control have a positive and significant impact on financial management. Financial literacy was found to significantly moderate the relationship between fintech and financial management, but it does not moderate the relationship between self-control and financial management. This study contributes to the development of MSME financial management strategies in the digital era and provides important insights into the importance of financial literacy in optimizing the use of fintech
Analisis Kelayakan Ekonomi Pertanian Perkotaan (Urban Farming) Pada Kelompok Tani Yurga Farm Di Kota Surabaya Avivah, Elmira Dhiva; Soedarto, Teguh; Santoso, Wahyu
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.31781

Abstract

Surabaya City is one of the most densely populated cities in East Java, causing various social problems such as poverty, limited residential land, and lack of employment. To overcome these problems, the Surabaya City Agriculture Office developed an urban farming program as a form of community empowerment as well as an effort to strengthen food security. One of the farmer groups actively developing urban farming is Yurga Farm, which cultivates various types of horticultural vegetables on narrow but productive urban land. This study aims to analyze the economic feasibility of Yurga Farm's farming group. The data obtained in this study are primary data conducted by in-depth interviews regarding production costs, revenue, and income. The commodities cultivated include pakcoy, romen, siomak, lettuce, kale, samhong, caisim, and kale. The analysis showed that all commodities have an R/C Ratio value >1, the unit BEP is lower than production, and the price BEP is below the selling price. This indicates that the farming business is feasible, profitable, and has the potential to be developed sustainably
Analisis Dampak Corporate Social Responsibility Terhadap Masyarakat Sekitar (Studi Kasus Pada Perusahaan Pt Asam Jawa Kabupaten Labuhan Batu Selatan) Harahap, Riau Rizki; Nasution, Annio Indah Lestari; Nurbaiti, Nurbaiti
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.31871

Abstract

This study aims to analyze the impact of the implementation of Corporate Social Responsibility (CSR) carried out by PT Asam Jawa on the surrounding communities in South Labuhan Batu Regency. Using a descriptive qualitative approach and field research methods, this study involved in-depth interviews with key informants. In addition, direct observation and document studies were used to obtain relevant secondary data. The findings of this study indicate that PT Asam Jawa’s CSR programs have had a positive impact on improving the social and economic well-being of the local community, through MSME economic empowerment, infrastructure development, as well as social programs such as healthcare services and community service activities. However, challenges remain regarding the unequal distribution of aid and the lack of coordination between the company, the government, and the community. The results of this study recommend improved communication and continuous evaluation in the implementation of CSR programs to ensure more equitable and sustainable benefits for the surrounding communities. Penelitian ini bertujuan untuk menganalisis dampak pelaksanaan Corporate Social Responsibility (CSR) yang dilakukan oleh PT Asam Jawa terhadap masyarakat sekitar di Kabupaten Labuhan Batu Selatan. Dengan menggunakan pendekatan kualitatif deskriptif dan metode penelitian lapangan, penelitian ini melibatkan wawancara mendalam dengan informan kunci Selain itu, observasi langsung dan studi dokumentasi digunakan untuk memperoleh data sekunder yang relevan. Temuan dari penelitian ini menunjukkan bahwa program CSR PT Asam Jawa telah memberikan dampak positif dalam peningkatan kesejahteraan sosial dan ekonomi masyarakat setempat, melalui pemberdayaan ekonomi UMKM, peningkatan infrastruktur, serta program sosial seperti pelayanan kesehatan dan kegiatan gotong royong. Meskipun demikian, ada tantangan terkait distribusi bantuan yang tidak selalu merata dan kurangnya koordinasi antara pihak perusahaan, pemerintah, dan masyarakat. Hasil penelitian ini merekomendasikan peningkatan komunikasi dan evaluasi berkelanjutan dalam pelaksanaan program CSR agar dapat memberikan manfaat yang lebih merata dan berkelanjutan bagi masyarakat sekitar.
Deep Learning dengan Pendekatan Kontekstual Terintegrasi Kearifan Lokal Tapanuli: Studi Validitas dalam Pengembangan Model Pembelajaran Ekonomi Sari, Erlina; Ardiana, Nunik; Ahmad, Marzuki
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.31918

Abstract

This research is based on the era of digital transformation and the Industrial Revolution 4.0, which demands education that is adaptive to technology and involves a contextual approach integrated with local wisdom. The problem in this research is the implementation of economic learning, which tends to rely on conventional learning models and underutilise students' critical thinking skills. This study aims to develop a learning model that combines the Deep Learning model, the Contextual Approach, and Tapanuli Local Wisdom that can teach students critical thinking skills. However, at this stage, the discussion focuses on the validity of the learning model product. To achieve the research objectives, the Plomp model was used, which involved the stages of Preliminary Investigation, Design, Realization/Contruction, Test, Evaluation and Revision, and product revision through product validation by five validators. The results of the study indicate the need for a learning model product that integrates deep learning, the Contextual Approach, and Tapanuli Local Wisdom. Furthermore, the model book design was found to be valid and suitable for use, with only minor revisions required. The research conducted provides a conclusion that the Deep Learning learning model, integrated with a contextual approach and local wisdom, is worthy of being tested to teach students' critical thinking skills in economics.
Pengaruh Live Streaming dan Flash Sale Terhadap Impulsive Buying Dengan Trust Sebagai Variabel Intervening Pada TikTok Shop Fitria, Lailatul; Pradiani, Theresia; Hanif, Rifki
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.32017

Abstract

The rise of social commerce such as TikTok Shop introduces live streaming and flash sale features that potentially trigger impulsive buying. This study aims to examine the effect of live streaming and flash sales on impulsive buying with trust as an intervening variable. A quantitative approach was employed by surveying 100 active TikTok Shop users who had made impulsive purchases within the past year. The sample was selected using purposive sampling, and data were collected through a Google Form questionnaire and analyzed using Structural Equation Modeling–Partial Least Square (SEM-PLS) with SmartPLS 3.0. The results reveal that live streaming, flash sales, and trust significantly and positively affect impulsive buying. Furthermore, live streaming and flash sales significantly influence trust, while trust mediates the relationship between live streaming and flash sales with impulsive buying. These findings highlight the essential role of consumer trust in enhancing the impact of live streaming and flash sale strategies. This study offers practical implications for e-commerce managers to optimize interactive promotional strategies and build consumer trust to increase impulsive purchases.
Efficiency Analysis of Government Expenditure in Districts/Cities of West Nusa Tenggara Province: A Dea Approach (2021-2023) Indriani, Annisa Ulfa; Muhsyaf, Saipul Arni
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.30250

Abstract

This study aims to analyze the level of efficiency of local government spending in the health and education sectors of districts/cities in West Nusa Tenggara Province (NTB) using the Data Envelopment Analysis (DEA) approach for the 2021-2023 period. This study uses secondary data, which is analyzed by Constant Return to Scale (CRS) with output-oriented assumptions to evaluate the relative efficiency of 10 districts/cities. The results showed that the level of efficiency of regional expenditure in the health sector was only Central Lombok Regency and East Lombok Regency which achieved a perfect efficiency score when viewed from the output of health outcomes (in this study Life Expectancy and Number of people with health insurance and Maternal Mortality Rate) and inputs (health expenditure budget and number of health workers). In terms of education expenditure efficiency, Bima City is the only city in West Nusa Tenggara that reaches the perfect efficiency level, when viewed from the Average Years of Schooling, School Participation Rate and Expected Years of Schooling as outputs, education expenditure budget and number of schools as inputs. Meanwhile, other regions in West Nusa Tenggara are still at the low efficiency level.
The Influence Of Lifestyle And Brand Image On The Purchasing Decision Of Wardha Cosmetics Among Students Of The Faculty Of Economics, Gunung Rinjani University Class Of 2021-2024 Luthfi, Ashwatul; Sulkiah, Sulkiah
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.30599

Abstract

The purpose of this study is to ascertain and examine how lifestyle and brand perception affect Wardah cosmetics purchases made by Gunung Rinjani University's Faculty of Economics students in the 2021–2024 academic year. This kind of study is associated with a quantitative methodology. Questionnaires were distributed to 427 students as part of the data collection process. This study's sampling strategy used the Slovin formula, yielding a sample of 81 pupils. The findings of this study demonstrate that lifestyle exerts neither a positive nor a significant impact on the purchasing decisions of Wardah cosmetics among students at the Faculty of Economics, Gunung Rinjani University, as the T-statistic value is less than the T-table value, specifically 0.374 < 1.96, with a p-value of 0.709 > 0.05. Brand Image exerts a positive and significant impact on purchasing decisions, evidenced by a p-value of 0.00 (less than 0.05) and a T-statistic of 9.296 (more than the T-table value of 1.96).
Pengaruh Literasi Keuangan dan Tingkat Pendidikan Terhadap Inklusi Keuangan Masyarakat Di Desa Sukarara Putri, Nunung Isna; Isnawati, Isnawati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.32199

Abstract

This study aims to determine the effect of Financial Literacy and Education Level on Financial Inclusion of the Community in Sukarara Village. The population in this study were all weaving business actors in Sukarara Village, while the sample of this study was 97 Business Actors. This type of research is associative research. Data processing in this study used IBM SPSS 26 for Windows, where classical assumption tests, multiple linear regression tests, coefficients of determination, and hypothesis tests were carried out. Based on the results of the analysis, the variables Financial Literacy and Education Level have a positive and significant effect on Financial Inclusion of the Community in Sukarara Village. Based on this, it is recommended that business actors in Sukarar Village can improve Financial Literacy and Education Level to increase Financial Inclusion of the Community in Sukarara Village.
Peran Literasi Keuangan dan Inklusi Keuangan Terhadap Penggunaan QRIS Di Kota Mataram Ariani, Ulfatun; Astuti, Widia
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 2 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i2.32200

Abstract

This study is aimed at determining the influence of Financial Literacy and Financial Inclusion on the Use of Qris in Mataram City. The population in this study is all Qris Users in Mataram City, while the sample of this study is 100 responden QRIS Users. This type of research is an associative research. Data processing in this study uses SPSS 26 version for Windows, where Validity Test, Reality Test, Descriptive Test, Classical Assumption Test, Signification Test (T Test), Determination Coefficient (R) Test, Linear Regression Test, all variables have a positive and significant effect which Financial Literacy and Financial Literacy on the Use of QRIS in Mataram City.

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