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M Hasan Ma'ruf
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INDONESIA
Jurnal Ilmiah Edunomika (JIE)
Published by STIE AAS Surakarta
ISSN : -     EISSN : 25981153     DOI : https://dx.doi.org/10.29040/jie
Jurnal Ilmiah EDUNOMIKA dengan ISSN 2598-1153, diterbitkan 2 (dua) kali setahun (Pebruari dan Agustus) oleh LPPM STIE AAS Surakarta bekerjasama dengan Pusat Kajian Pendidikan dan Ekonomi (PUSKAPE), Yayasan Keluarga Muslim Al Azarul Ulum Sukoharjo. Terbit pertama pada bulan Pebruari 2017. Redaksi mengundang para guru, akademisi (dosen atau peneliti) dan praktisi terkait (Sekolah, Perguruan Tinggi, Pemerintahan, LSM, dan lain-lain) untuk dapat mengirimkan artikel dengan kajian ekonomi dan pendidikan ke Jurnal Ilmiah Edunomika (JIE).
Articles 3,017 Documents
PENINGKATAN KINERJA KEUANGAN UMKM DI INDONESIA MELALUI LITERASI KEUANGAN DAN INKLUSI KEUANGAN Putri, Desyana; Harahap, Ida; Sugiarti, Sri; Efendi, Bahtiar
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11334

Abstract

Penelitian ini dilatarbelakangi oleh pentingnya meningkatkan kinerja keuangan Usaha Mikro Kecil dan Menengah (UMKM). Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh literasi keuangan dan inklusi keuangan terhadap peningkatan kinerja keuangan UMKM. Metode penelitian ini merupakan metode penelitian deskriptif dengan pendekatan kuantitatif. Sampel penelitian merupakan pemilik dan pengelola UMKM di Indonesia. Metode pengumpulan data menggunakan teknik non-probability sampling dengan menggunakan kuesioner menggunakna google form. Instrumen yang digunakan telah diuji validitas dan reliabilitasnya. Data yang terkumpul dianalisis dengan menggunakan uji asumsi klasik dan regresi. Hasil penelitian menunjukkan bahwa 1) Literasi keuangan berpengaruh positif dan signifikan terhadap kinerja keuangan UMKM dan 2) Inklusi keuangan berpengaruh positif dan signifikan terhadap kinerja keuangan UMKM, dan 3) Literasi keuangan dan inklusi keuangan berpengaruh positif dan signifikan terhadap kinerja keuangan UMKM. Hasil penelitian ini mengisyaratkan bahwa jika UMKM ingin meningkatkan kinerja keuangan maka harus meningkatkan literasi keuangan dan inklusi keuangan.
THE EFFECT OF CAPITAL COST ON COMPANY VALUE WITH GOOD CORPORATE GOVERNANCE AS A MODERATION VARIABLE Judijanto, Loso; Mahdi, Mahdi; Wati, Indah; Zaman, M Nuruz; Zaki, Achmad
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11356

Abstract

Abstract Company value is a very important aspect and is of concern to external parties such as investors, stakeholders, government officials, partners, and so on. As the value of the company increases, the company's image will become better amidst the elements that the researcher mentioned earlier. There are a number of factors that can influence company value, including Mode Costs which researchers can influence. In contrast to previous research, this research uses the Good Corporate Governance variable as a moderating variable which researchers believe can strengthen the influence of the Cost of Capital variable on Company Value. This research is a quantitative research with an explantory approach. The data used in this research is secondary data obtained through questionnaires from 250 employees in the fields of finance, HRD, HR and managers throughout Bank Danamon throughout Indonesia. The data obtained was analyzed with smart PLS 3.0 Keywords: Capital Cost, Good Coorporate Governance, Company Value
KEPEMIMPINAN: SUATU TELAAH KRITIS PUSTAKA Asri, Cahya Purnama; Harsono, Mugi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11363

Abstract

Leadership is an important aspect of the managerial function, which aims to motivate members of the organization to carry out their work effectively. Power is required in leadership to influence and motivate subordinates. Effective leadership is tailored to each situation, and issues such as the task being performed and the dynamics of subordinates must be considered and power is linked to leadership, and every leader needs the ability to influence and motivate subordinates. This study aims to determine the determinants of leadership. The method used was systematic literature review, and used 16 research articles as review materials. The results showed several determinants of leadership. This study did not find leadership as a mediating or moderating variable. Keywords: leadership, organization, literature review, determinant
PENGARUH BUDAYA KLAN TERHADAP KETERIKATAN KERJA PADA GENERASI MILENIAL DENGAN KEPEMILIKAN PSIKOLOGIS SEBAGAI MEDIATOR Wijaya, Viona; Kurniawan, Jimmy Ellya
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11368

Abstract

Millennials (22 – 42 years old) are beginning to dominate the world of work and fill in important positions on various companies in 10 – 15 years to come, making them an important asset for Indonesia especially in the demographic bonus period. However, a high number of turnover cases and the lack of work engagement in Millennials can potentially be a disadvantage for companies as well as the national economic growth of Indonesia. One of the external factors proved to effect work engagement is organizational culture, especially clan culture. The purpose of this study is to understand how psychological ownership as internal factor can mediate the effect of clan culture towards work engagement in Millennials. This is a quantitative and correlational research, which involves data collection using questionnaire to 275 respondents. Data analysis technique used for mediation data is causal steps and Sobel test. The result shows a significant effect of clan culture towards work engagement in Millennials with psychological ownership as mediator, be it direct (ß=0.805, p
THE EFFECT OF INCOME, DISTRIBUTION OF FUNDS, AND FEE-BASED INCOME ON THE PROFITABILITY OF BSI INDONESIA Rahmadani, Nurianti; Nasution, Annio Indah lestari; Nurwani, Nurwani
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11373

Abstract

The purpose of this study was to determine the effect of income, distribution of funds, and fee-based income on return on assets at PT BSI Tbk in 2018-2022. In this study aims to determine the effect of Income, Distribution of Funds, and Fee Based Income on ROA (Return On Assets) (Y). The research data was obtained from the results of the publication of the financial statements of PT. BSI Indonesiafrom 2018-2022 which can be obtained through the official website www.bsisyariah.co.id. The population of this study is the 2018-2022 financial reports at BSI Indonesiawhich have been published. The sample in this study is the annual financial statements of PT BSI Tbk for 2018-2022 which have been published on the official website of PT BSI Syariah Tbk using a purposive sampling technique. The results showed that partially showing Income, Fund Distribution, and Fee Based Income each variable had a significantly positive effect on return on assets at PT. BSI Indonesia. This has been proven by the value of tcount > ttable with a significance level of 0.05. Where tcount > ttable is 7.876 > 1.70814 and the significance value on Income
PENGARUH KELOMPOK TEMAN SEBAYA DAN KEMANDIRIAN BELAJAR TERHADAP HASIL BELAJAR MATA PELAJARAN KEWIRAUSAHAAN Wahyu Putra, Krisnamukti Pangestu
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11383

Abstract

The research aims to know: 1) the influence of peer group’s on entrepreneurial learning outcomes student students of class XII Automation and Office Administartion at SMK Negeri 1 Sragen in the academic year 2021/2022; 2) the influence of independence of student learning on entrepreneurial learning outcomes student of class XII Automation and Office Administration at SMK Negeri 1 Sragen in the academic year 2021/2022; 3) the influence of peer group’s and independence of student learning on entrepreneurial learning outcomes students of class XII Automation and Office Administration at SMK Negeri 1 Sragen in the academic year 2021/2022. This research used quantitative research with a correlational research design. The result of research showed that 1) there was a significant positive effect of peer group’s on learning achievement on entrepreneurship proved tcount>ttable (5,680 > 1,99006); 2) there was a significant positive effect of self-motivated learning on learning achievement on entrepreneurship proved tcount>ttable (9,413 > 1,99006); 3) there was a significant positive effect of peer group’s and self-motivated learning on learning achievement on entrepreneurship proved Fcount>Ftable (228,879 > 3,11). This result of research showed the amount of effective contribution toghether equal to 85,2% and the rest still 14,8% which effected by other variables. Keywords : Peer Group’s, Independence of Student Learning and Entrepreneurship Learning outcomes.
ANALISIS DAMPAK BELANJA SUBSIDI, BELANJA BANTUAN SOSIAL DAN PERTUMBUHAN EKONOMI TERHADAP KEMISKINAN DI PROVINSI MALUKU Engko, Pierre Fernic; Bugis, Muhammad; Tupamahu, M. K.; Sangadji, Maryam
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11388

Abstract

The research aimed to find out the impact of subsidy spending, social assistance spending and the economic growth in Maluku Province since 2012 - 2021. The data used of the research is secondary data from the Indonesian Central Bureau of Statistics and data from the Finance Ministry of Indonesia as well as others supporting data. The multiple linear regression method using Eviews10 application which was used as a tool to process data concluded that subsidy spending and social assistance spending had a positive and insignificant effect on reducing poverty in Maluku Province and The Economic Growth had a negative and significant effect.
INNOVATION, SERVICE QUALITY, CUSTOMER TRUST DAN CUSTOMER SATISFACTION PADA CUSTOMER TOKO INDOMARET HO PIK JAKARTA Janet, Derin El Safira; Sirait, Tongam
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11395

Abstract

The purpose of this study is to determine the influence of innovation, service quality, customer satisfaction either directly or indirectly through the mediating effect of customer trust. This study discusses about customer satisfaction on application klik indomaret customer in HO PIK Jakarta. The object of the research is klik indomaret users in HO PIK Jakarta, with 115 respondents participated as the samples. This study uses quantitative method with purposive random sampling as sampling method. The analysis techniques used are descriptive analysis and Structural Equation Modeling (SEM) using SmartPLS v.3.0. The results of this research indicated that innovation disclosure has a positive influence on customer trust, service quality has not influence on customer trust, innovation has no influence on customer satisfaction, service quality has a positive influence on customer satisfaction, customer trust has a positive influence on customer satisfaction
ANALISIS KAFALAH DAN QARDH DI INDONESIA Asriadi, Ari; Asmuni, Asmuni; Anggraini, Tuti
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11396

Abstract

An Islamic bank is a type of financial institution that operates by Islamic principles and rules and provides various banking services using different types of contracts or agreements that comply with Sharia law. These banks, in terms of Islamic banking, Qardh contracts are one of the most commonly used contracts. This study aims to engage the effect of the kafalah (guarantee or surety) component and the role of loan capital in implementing the qardh concept. Time series data obtained from the Financial Services Authority from 2018 to 2022 is used for this quantitative research. This study used multiple linear regression as the analysis to evaluate the effect. The results show that the Kafalah variable does not significantly impact the Qardh variable. Although the two types of contracts are most commonly used in Islamic banking practices, the main difference between them lies in the way they are implemented and applied. In Islamic bank guarantee products, the contract is known as kafalah. Qardh variables are affected by the loan capital. Qardh contracts do not impose any reward on the borrower of money or the recipient of assets. Due to its nature, the Qardh contract does not aim to generate financial profit; instead, it aims to help small businesses, social causes, and other organizations.
Pengaruh Human Capital Dan Entrepreneurial Orientation Terhadap Business Competitiveness Dan Market Orientation Sebagai Variabel Moderator (Studi Kasus Umkm Di Kota Sukabumi) Rosdiana, Rosa; Somantri, Bambang
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11409

Abstract

This research is based on the problems found regarding the company's competitiveness variable, namely that there is very tight competition due to the large number of MSMEs circulating in the city of Sukabumi. The aim of this research is to analyze the influence of Human Capital, Entrepreneurial Orientation, and Market Orientation as moderator variables on Business Competitiveness, by using a case study of MSMEs in the city of Sukabumi. This research method uses a survey method by distributing questionnaires and using 100 respondents, while the instrument quality testing technique is validity testing and reliability testing. Classic assumption testing techniques refer to the normality test, multicollinearity test, heteroscedasticity test, and auto correlation test. Hypothesis testing uses multiple linear regression analysis, determination test, partial t test, simultaneous f test, and Moderated Regression Analysis test. Based on testing the results of this research, the Human Capital variable has a significant effect on Business Competitiveness, the Entrepreneurial Orientation variable has a significant effect on Business, the Human Capital variable has no significant effect on Business Competitiveness which is moderated by the Market Orientation variable, and the Entrepreneurial Orientation variable has a significant effect on Business Competitiveness which is moderated by the Market Orientation variable.