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International Journal of Zakat (IJAZ)
Published by Center of Strategic Studies, Badan Amil Zakat Nasional Indonesia
ISSN : 25411411     EISSN : 25482335     DOI : -
Core Subject : Religion,
Religion
International Journal of Zakat (IJAZ) is an open access journal. All accepted manuscripts are published Free of Charges. International Journal of Zakat (IJAZ) focuses on zakat studies such as general activities of zakat management, institutional foundation, zakat administers qualifications, good governance practices, assessment methodology and other areas related to zakat. General activities of zakat management covers discourses about zakatable wealth, methods of collection and performance indicator; Institutional foundation includes private sector, special department, government on mandatory basis enforced by the regulation and credibility of the institutions; Zakat administers qualifications comprises sharia and professionalism principles and trust of zakat payers; On the other hand, good governance practices covers internal/external reporting system and risk management. International Journal of Zakat (IJAZ) mainly publishes articles using quantitative data, however, this journal also welcomes articles written in the qualitative approach. Contributions are welcome from across disciplines, including economics, history, law, finance, psychology, sociology and various studies related to zakat. By bringing these studies, IJAZ makes an effort to examine that the development of zakat would give an alternative contribution to the poverty alleviation and improve social welfare.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 207 Documents
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Zakat Payment Antecedents via Digital Platform Wulandari, Nur Aini; Khoiri, Fatwa Adhma; Rafikasari, Elok Fitriani; Chotimah, Chusnul; Huda, Qomarul
International Journal of Zakat Vol 10 No 2 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i2.696

Abstract

This study investigates the factors influencing zakat payment via digital platforms, focusing on platform innovation and transparency as the primary variables, and it employs the Technology Acceptance Model (TAM) as the theoretical framework to examine their impact. A quantitative methodology is adopted using an online survey, and the research is categorized as explanatory in nature. The researchers applied a purposive sampling technique with a sample of 100 respondents, while the data analysis was conducted using SPSS 26 to test the study hypotheses. The findings reveal that platform innovation significantly enhances muzaki decisions to contribute to zakat via digital platforms such as BAZNAS Platform, E-Commerce, and Fintech Services, while transparency also exerts a substantial positive influence on their decisions. Taken together, platform innovation and transparency are shown to have a strong and meaningful impact on muzaki decisions to contribute zakat through digital platforms. (BAZNAS Platform, E-Commerce, and Fintech Services).
Enhancing ZIS Literacy for Optimizing Muzaki Decision to Pay ZIS Study of Social Media Effect using AISAS Model Approach Lathifah, Fitriyani; Hilmatunnisa, Alma
International Journal of Zakat Vol 10 No 2 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i2.698

Abstract

According to changes customer behavior including zakat giver (muzaki), social media management plays an important role in increasing the literacy and action of prospective muzaki regarding to ZIS engagement wherever. Start from social media, the opportunity to optimizing ZIS collection is greater and more flexible. This research aims to analyze the optimizing muzaki decision to pay zakat using the AISAS model approach. The AISAS model provides an illustration that social media be able to increase muzaki literacy and muzaki decision to pay zakat and share their experiences of ZIS action to the other community. The results show that social media has an influence on increasing ZIS literacy through AIS (attention, interest, search) as mediating variables. Furthermore, zakat literacy has an influence on increasing desire to pay zakat, action, and sharing experience using social media. However, the influence of social media is still not optimal. The action and share (AS) variables in the AISAS model are considered to have an important role in influencing society to pay zakat.
Optimizing the Productive Utilization of Zakat in the Youth Ekselensia Scholarship Dompet Dhuafa: A Most Significant Change (MSC) Approach Yulianti, Yulianti; Fitria, Lia; Haryadi, Pedri
International Journal of Zakat Vol 10 No 2 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i2.663

Abstract

Educational scholarship support for the young generation in Indonesia is a much-needed support for now. Although the government has provided support through the 12-year free learning program, however, high school students still need educational assistance support in preparing for higher education. The Youth Ekselensia Scholarship program is present through the utilization of productive zakat to support high school students preparing to qualify for their dream state university. Productive zakat is the utilization of zakat through productive management and empowerment processes, which in practice is carried out by distributing capital to mustahik which is then managed to fulfill their welfare in the future. In this study, the researcher focuses on the utilization of productive zakat through educational empowerment. “This study aims to analyze how productive zakat can be optimized through educational empowerment within the Youth Ekselensia Scholarship (YES) program. In this research method, the researcher uses descriptive qualitative research and data analysis techniques using the Most Significant Change (MSC) approach. The results of this study show that the Youth Ekselensia Scholarship program shows a significant optimization through the utilization of productive zakat. This can be seen from the achievements of the beneficiaries of the Youth Ekslensa Scholarship program who have successfully qualified for well-known state universities in Indonesia. In addition, the optimization of the Youth Exlensia Scholarship program can be seen from the satisfaction of the beneficiaries of the YES Program from each activity. In batch 1, the average satisfaction level obtained by the beneficiaries of the YES program was 90.56%. Meanwhile, in batch 2, the average level of satisfaction obtained by the beneficiaries of the YES program was 73.27%.
Determinants of Muzakki Decisions in Choosing Zakat Payment Through Formal Institutions Amadea, Mojang Zulfa; Nurasyiah, Aas; Sastra, Ripan Hermawan; Aulia, Rifka
International Journal of Zakat Vol 10 No 3 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i3.672

Abstract

The significant gap between the potential zakat collection of Rp327.6 trillion and the actual realization of Rp22.4 trillion challenges zakat management in Indonesia. Rp61.258 trillion in zakat funds remain unrecorded in the National Zakat Report (LZN) due to informal payments through mosques, Islamic boarding schools, or directly to recipients, leading to potential dishonesty and inequality. This study aims to identify the factors influencing the decision to pay zakat through official Zakat Management Organizations (OPZ) in Indonesia, comparing urban and rural muzakki. The research employs Structural Equation Modelling - Multigroup Analysis (SEM-MGA) using SmartPLS for data analysis. The subjects are 400 muzakki in Indonesia who have paid zakat through OPZ. The research findings indicate that trust and accessibility significantly and positively impact the decision to pay zakat through OPZ for both urban and rural muzakki. However, zakat knowledge and income do not influence rural muzakki decisions but have a positive effect on urban muzakki. The regional classification moderates the impact of accessibility on the decision to pay zakat through OPZ but does not moderate the influence of trust, zakat knowledge, and income. This research provides a comparative analysis of urban and rural muzakki, offering new insights into regional differences in zakat payment behavior. The findings of this study also provide practical implications for zakat institutions and policymakers in aligning zakat programs with the Sustainable Development Goals (SDGs).
The Use of K-Means Clustering Algorithm to Determine Potential Region for Zakat Distribution Based on Social and Economic Data in Indonesia 2023 Dibah, Farah; Rezki, Ilvinda
International Journal of Zakat Vol 10 No 3 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i3.674

Abstract

Poverty remains a significant challenge in many developing nations, including Indonesia. Poverty is also considered a problem caused by uneven economic growth. An effective approach to reducing poverty is through the equitable distribution of zakat, which can help narrow the disparity between the wealthy and those in need. Equitable distribution of zakat can be done by determining the level and potential of poverty in each province in Indonesia. To find out the poverty potential in each province in Indonesia, it is necessary to conduct a cluster analysis by looking at several poverty and economic growth variables. Cluster analysis is an analytical method employed to classify similar objects or individuals based on multiple criteria. Cluster analysis specifically used is k-means clustering which divides provinces in Indonesia into groups by identifying any similarities in the economic growth variables of each province. This analysis aims to categorize provinces in Indonesia based on economic conditions and levels, thereby assisting the government and zakat institutions in the effective distribution of zakat.
Factors Influencing Decision to Donate Zakat Infaq Sodaqoh (ZIS) via Digital Payment in Indonesia: Integrated TPB and TAM Model Suhail, Suhail; Suharto, Ugi; Yumna, Aimatul
International Journal of Zakat Vol 10 No 3 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i3.682

Abstract

This study aims to analyze predictor for factors influencing decision to donate ZIS via Digital Payment under integration of Theory of Planned Behavior (TPB) and Technology Acceptance Model (TAM) model. The population in this study comprised Muslim people in Indonesia who had made ZIS donations via digital payment. The sampling technique used was purposive sampling-quota sampling with a total sample size of 400 people. The method used in this research was an explanatory survey with a quantitative approach. The data analysis technique employed was Partial Least Squares-Structural Equation Modeling (PLS-SEM). The result indicate that TPB and TAM model influence decision to donate ZIS moderately, spiritual aspect has significant positive influence toward decision to donate ZIS. The research suggest ZIS institutions to enhance their digital payment systems by strengthening security, and improving features and marketing to increase customer satisfaction value and optimize ZIS collection in Indonesia through digital payment.
The Utilization of Idle Money on Mosque in Indonesia Suratman, Eddy; Mayudi, Gun
International Journal of Zakat Vol 10 No 3 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i3.683

Abstract

Islam is the fastest-growing religion in the world. With this growth, many new mosques have emerged, but their financial and social performance has not necessarily kept pace. Nowadays, many mosques prioritize saving money for construction and restoration, even when the mosque has already been completed. Moreover, there are many poor people living in the surrounding areas of these mosques. This implies that mosques often lack effective financial management and do not provide the expected spiritual, social, and economic benefits to their communities. This study finds opportunities and potentials of idle money amounting to IDR 1 trillion per month or approximately IDR 12 trillion per year in Indonesian mosques. Some factors that affect the presence of idle money in mosques are: ongoing or planned mosque restoration projects, the absence of clear work programs, a prevailing belief that a mosque’s success is measured by the size of its savings, and the tendency to save for future operational or emergency needs.
Zakat and Mental Health: A Reflection on Islamic Values in Modern Life Rodhiyana, Mu’allimah; Rohimah, Rohimah; Munajah, Neneng; Yasin, Hadi
International Journal of Zakat Vol 10 No 3 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i3.693

Abstract

Zakat, as one of the five pillars of Islam, carries profound implications not only for economic justice but also for mental and spiritual well-being. This paper explores the interconnection between zakat and mental health through the lens of Islamic values in modern society. Using a qualitative descriptive approach and library research method, data were gathered from Qur’anic verses, hadith, classical fiqh literature, and contemporary journal articles related to Islamic psychology, spirituality, and social welfare. Thematic analysis was employed to identify how zakat contributes to psychological stability, emotional resilience, and social harmony. The findings reveal that zakat functions as both a spiritual and psychosocial mechanism. For muzakki (zakat givers), it purifies the soul from greed, nurtures gratitude, and fosters happiness through altruistic behavior. For mustahik (zakat recipients), it alleviates economic stress, restores dignity, and strengthens hope — all of which are essential components of mental health. Furthermore, zakat builds social solidarity and reduces feelings of isolation by promoting empathy and collective responsibility. The study concludes that zakat reflects a holistic model of well-being that integrates faith, emotion, and social ethics, providing a sustainable framework for mental health promotion in Muslim communities. When managed effectively, zakat institutions such as BAZNAS can serve as faith-based mental health systems that support both individual and societal resilience in facing modern psychological challenges.
Exploring Youths' Intention to Use Social Media Networks for Donation Online Campaigns Using TikTok Novrin, Khairani Azizah
International Journal of Zakat Vol 10 No 3 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i3.694

Abstract

The digital era continues to innovate to provide new breakthroughs in the world of technology. The number of social media platforms in fact makes people increasingly curious about using them, one of which is the TikTok application. In fact, Indonesia is listed as the largest Tiktok user in the world with 157, 6 users. This certainly attracts the interest of various groups, especially marketing media. Currently, there are many social media that can be used not only as entertainment but also as a place to raise donations. This study investigates young people's behavioral intentions in making decisions to donate through the TikTok platform. Not only that, this can be used by institutions as a reference in developing donation collection to be more optimal, especially on the TikTok platform. This research uses a qualitative method obtained through distributing questionnaires dominated by young people. From these results, it can be analyzed that many young people's decisions to donate online are due to the emotional influence that exists in themselves to contribute to donations. It is hoped that this research can help improve zakat institutions in reaching donations using TikTok and increase the contribution of young people to participate in social care to achieve mutual prosperity
Zakat and Agricultural Productivity in Babura, Nigeria: Empowering Small-Scale Farmers to Achieve the 2nd SDG Abdullahi, Nazifi Dahiru; Bolatito, Ain-Obe Shamsuddin
International Journal of Zakat Vol 10 No 3 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i3.695

Abstract

The purpose of this study is to explore how Zakat funds can be leveraged to empower small-scale farmers to facilitate enhanced agricultural outputs and contribute to the 2nd United Nations Sustainable Development Goals (SDGs) of eradicating hunger in Babura Local Government Area of Jigawa State, Nigeria. It is an undeniable fact that Zakat funds are meant for the eight prescribed recipients as enshrined by the Quran, this study through a painstaking and contextual consideration drawing from the opinions of Muslim Jurists seeks to elucidate how this form of almsgiving can mobilize financial resources essential for agricultural improvements in the context of Babura small-scale farmers. This exploration aims to provide a comprehensive framework for understanding the multifaceted role of Zakat in transforming agricultural practices within Babura Town. Qualitative secondary data were sourced from Islamic classical literature, academic journals, books and reports from reputable organizations. The data were evaluated to ensure relevance, credibility and reliability and also validated using data triangulation and comparing findings of other studies. The data were analyzed thematically. The research shows that zakat can significantly improve agricultural productivity among small-scale farmers in Babura Town and contribute to the realization of 2nd SDG. It is recommended that Babura LGA Authorities should partner with local zakat committees to integrate zakat funds into local agricultural policies which can improve access to essential agricultural resources, ensure efficient funds distribution, and train the farmers on sustainable agricultural practices.

Page 19 of 21 | Total Record : 207

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