cover
Contact Name
Opik Rozikin
Contact Email
rozikinopik@gmail.com
Phone
+6285862536992
Journal Mail Official
jurnalal-muamalat@uinsgd.ac.id
Editorial Address
Jl. AH. Nasuiton No. 105 Cibiru Kota Bandung
Location
Kota bandung,
Jawa barat
INDONESIA
Al-Muamalat : Jurnal Ekonomi Syariah
ISSN : 20863225     EISSN : 27160610     DOI : 10.15575/am
Al-Muamalat: Jurnal Ekonomi Syariah is a journal that focuses on the development of Islamic Economics. The journal comprehensively examines various aspects of current and emerging laws and economics relevant to the field. The journal board welcomes articles from scholars, professionals, researchers, and students as a collective effort toward the advancement of Islamic economics, submitted manuscripts will be published and disseminated. The journal releases new issues twice annually, in January and July. Al-Muamalat: Jurnal Ekonomi Syariah focuses on the main issues in the development of Islamic Economics, covering conceptual ideas and research findings related to the following areas: 1. Islamic Economics Law 2. Islamic Banking and Finance 3. Islamic Business 4. Islamic Law 5. Islamic Marketing 6. Islamic Philanthropy 7. Islamic Human Capital 8. Halal Supply Chain Management 9. Halal Industry 10. Other Topics Related to Islamic Economics
Articles 228 Documents
Penentuan Upah Jasa Endorsement di Media Sosial Tiktok @Aqilahjd dalam Perspektif Fiqh Ijarah: Determination of Wages for Endorsement Services on Tiktok @Aqilahjd Social Media in the Perspective of Fiqh Ijarah Sapitri, Sherlina Nur; Nurfatoni, Siti
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2022): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i2.19247

Abstract

An endorsement is a form of sales promotion to introduce a product or brand carried out by business actors with endorsement service actors, namely endorsers, where this endorser can be called a celebrity endorser with many followers or followers on social media, namely Tiktok. This research is motivated because the author sees facts in the field with a review of existing sharia economic law aims to determine the application of Ijarah Al-a'amal carried out by celebrity Aqillahjd on social media Tiktok. The method used is a case study descriptive method, in this case, the author will explain how the practice of Ijarah Al a'mal Endorsement Services on Tiktok social media by celebrity tiktok @Aqillahjd. The results of this study can conclude that the marketing system through endorsement that has been carried out by celebrity aqillahjd on social media tiktok with business actors (online shop) is not included in the Ijarah Al-amal contract, because there are several pillars and conditions that are not appropriate. So the contract made by celebrity Aqillahjd is more inclined to the Jualah contract. Endorsement merupakan sebuah bentuk promosi penjualan untuk mengenalkan suatu produk atau brand yang dilakukan oleh pelaku usaha dengan pelaku jasa endorsement yaitu endorser, dimana endorser ini bisa disebut sebagai celebrity endorser yang memiliki banyak followers atau pengikut di media sosialnya yaitu Tiktok. Penelitian ini dilatarbelakangi karena penulis melihat fakta dilapangan dengan tinjauan hukum ekonomi syariah yang ada bertujuan untuk mengetahui penerapan Ijarah Al-a’amal yang dilakukan oleh celebrity Aqillahjd di sosial media Tiktok. Metode yang digunakan adalah metode deskriptif studi kasus, dalam hal ini penulis akan memaparkan bagaimana praktik Ijarah Al a’mal Jasa Endorsement di Sosial Media Tiktok oleh celebrity tiktok @Aqillahjd. Hasil dari penelitian ini, dapat disimpulkan bahwa sistem pemasaran melalui endorsement yang telah dilakukan oleh celebrity aqillahjd pada sosial media tiktok dengan pelaku usaha (online shop) bukan termasuk kedalam akad Ijarah Al-amal, karena terdapat beberapa rukun dan syarat yang tidak sesuai. Sehingga akad yang dilakukan oleh celebrity Aqillahjd lebih condong kepada akad Jualah.
JAMINAN E-MONEY PADA PARIWISATA SARIATER SUBANG MENURUT TINJAUAN HUKUM EKONOMI SYARIAH: E-Money Guarantee on Sariater Subang Tourism According to Sharia Economic Law Review Mas'ud, Mas'ud; Agustian, Rinaldy
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2022): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i2.19255

Abstract

The existence of DSN-MUI Fatwa Number 116/DSN-MUI/IX/2017 regarding electronic money, makes the ticket guarantee product from Sariater Ciater Subang Tourism, namely e-Money which has been released since its use until now has not received Sharia certification from MUI, it is interesting to study. This study aims to determine the implementation of the guarantee contract for E-Money in Sariater Ciater Subang Tourism and to determine the Compliance of Sharia Economic Law on the E-Money guarantee contract in Sariater Ciater Subang Tourism. The method used is the descriptive analysis method. The results of this study show that first, the implementation of the Sariater Ciater Subang Tourism e-Money ticket card guarantee can be carried out by several Retail Merchant who has collaborated with the tourism management; second, the Compliance of Sharia Economic Law from the aspect of the card management mechanism, there are Sharia problems in the contract aspect, this is because it does not have a contract nomenclature in product operations which causes ambiguity (gharar) and from the part of the fund management mechanism there are no sharia problems. After all, the fund management of this product is separate from Conventional Banks' managers. Adanya Fatwa DSN-MUI Nomor 116/DSN-MUI/IX/2017 tentang uang elektronik, menjadikan produk penjaminan tiket dari Pariwisata Sariater Ciater Subang yaitu e-Money yang dirilis sejak digunakannya hingga sampai saat ini belum mendapat sertifikasi Syariah dari MUI, menjadi menarik diteliti Penelitian ini bertujuan untuk mengetahui Pelaksanaan akad jaminan terhadap E-Money pada Pariwisata Sariater Ciater Subang dan untuk mengetahui Kesesuaian Hukum Ekonomi Syariah terhadap akad jaminan E-Money pada Pariwisata Sariater Ciater Subang. Metode yang digunakan adalah metode analisis deskriptif. Hasil penelitian ini menunjukkan pertama, pelaksanaan Penjaminan kartu tiket e-Money Pariwisata Sariater Ciater Subang dapat dilakukan di beberapa Merchant Retail yang telah berkerjasama dengan pihak pengelola Pariwisata; kedua, Kesesuaian Hukum Ekonomi Syariah dari aspek mekanisme pengelolaan kartu terdapat permasalahan Syariah pada aspek akad, hal ini dikarenakan tidak memiliki nomenklatur akad dalam operasional produk yang menimbulkan ketidakjelasan (gharar) dan dari aspek mekanisme pengelolaan dana tidak terdapat masalah keSyariahan karena pengelolaan dana produk ini terpisah dari pengelola yang merupakan Bank Konvensional.
Islamic Philanthropy Fiqh in Modern Context Naisabur, Nanang; Putra, Haris Maiza; Naisabur, Chikal Anugrah Putra; Farid, Diana; Ahyani, Hisam
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.21068

Abstract

This study aims to determine Islamic philanthropy in a modern context. Islamic philanthropy is taken from the religious doctrine of the Qur'an and hadith as a human and religious commitment so that Islamic charity appears as zakat, infaq, alms, and endowments. This type of research is qualitative with a literature study method. Data collection techniques in literature study are through books, articles, journals, and research reports related to the problem being researched. The results of the study found that in Indonesia, practices in zakat, waqf, infaq, and sadaqah (Ziswaf) are seen as economic symbols of justice and democracy, being able to place economic resources in their proper place. In conclusion, Islamic philanthropy in the modern context is a stylish way of managing one's social generosity in the context of carrying out muamalah activities among fellow human beings.
Implementation of Fiqh Muamalah Contracts in Electronic Money (E-Money) Transactions Firdaus, Muhammad Irkham; Daniswara, Aliyya Lathifa; Alafianta, Novan Fatchu; Asari, Aang
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.21087

Abstract

Money is a medium of exchange in economic activities that always changes from time to time, both in form, intrinsic value, and extrinsic value. Electronic money (e-money) is currently emerging, which is used as a means of micro-payments that can process payments more quickly, easily, efficiently, and safely. The research objective is to discuss the implementation of muamalah fiqh contracts in electronic money transactions. This type of research is qualitative research with library methods. The results of this study show that electronic money transactions in fiqh muamalah are legally permissible or permissible as long as they do not conflict with the principles of Islamic law. Muamalah fiqh contracts implemented in electronic money transactions are divided into two. The first is between the issuer and the holder of electronic money using a wadiah contract and a qard contract. Second, the publisher and organizer use ijarah, sell, and wakalah bil ujrah contracts. In conclusion, electronic money transactions (e-money) can use fiqh muamalah contracts.
Sharia Fintech Dispute Resolution Formulation in the Religious Courts Suparli, Tayep
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.21216

Abstract

Cases in the financial industry began to be found, including cases related to Islamic economics. The settlement of conventional economic cases and sharia economics has a different place, according to the authority of each court. Therefore, this study aims to find a formulation of sharia fintech dispute resolution through litigation in the Religious Courts. The problem is whether the Religious Courts resolve Islamic fintech, and if so, how is the settlement process? This type of research is qualitative with the library research method and analyzed using a normative juridical approach. The study results found that fintech disputes can be resolved in Religious Courts. Settlement of disputes in religious courts can be submitted through simple or ordinary lawsuits, and trials can be carried out electronically (e-litigation) or in ordinary procedures. In conclusion, the resolution of sharia fintech disputes is the authority of the Religious Courts.
Analisis Program Monetisasi Youtube Menurut Hukum Ekonomi Syariah Nur Arbaien, Muhamad Fasya; Nurhasanah, Elis
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.21242

Abstract

YouTube is an application that has many benefits so it can be used as a medium to find various available information. Many people are looking for money or income through YouTube by registering their YouTube account with monetization from Google AdSense. This research is motivated because the author sees many people who do not know the laws of YouTube monetization according to Islamic law. The method used is a descriptive method with a qualitative approach. The source of data in this study is secondary data. The data collection technique used is library research. The data analysis technique is carried out with a content analysis model by conducting research that is an in-depth discussion of the contents of written information. After that, the researcher interprets the existing data to draw conclusions after conducting research on all the data that will answer the problems in the study. From the results of this study, it can be concluded that the YouTube monetization program is not in accordance with Islamic law. This is due to the Revenue per Mille Impression policy when the distribution of ratios does not have clear proportions that regulate profit sharing for both parties. Therefore, it is necessary to realize the syirkah contract in the monetization program. With the implementation of the syirkah contract, the two parties will know things that are forbidden by IslamYoutube merupakan aplikasi yang memiliki banyak manfaat dan dapat digunakan untuk mencari berbagai informasi yang tersedia. Banyak orang yang mencari penghasilan melalui Youtube dengan cara melakukan kerja sama dengan program monetisasi. Tujuan penelitian ini adalah untuk mengetahui hukum monetisasi youtube dalam perspektif hukum ekonomi syariah. Metode yang digunakan adalah metode deskriptif dengan pendekatan kualitatif. Berdasarkan penelitian penulis, , program monetisasi youtube tidak sesuai dengan syariat Islam. Hal ini disebabkan oleh kebijakan Revenue per-Mille Impression, pada saat pembagian nisbah tidak adanya persentase secara jelas yang mengatur pembagian keuntungan kedua belah pihak. Dengan demikian dalam monetisasi Youtube ini perlu mengimplementasikan akad syirkah, agar kedua belah pihak dapat mengetahui hal-hal yang dilarang menurut hukum ekonomi syariah. Kesimpulannya, program monetisasi Youtube tidak sesuai dengan prinsip -prinsip syariah.
Penerapan Prinsip Syariah di Bank Wakaf Mikro Barokah Al-Masthuriyah dalam Pemberdayaan Masyarakat: Application of Sharia Principles in Barokah Al-Masthuriyah Micro Waqf Bank in Community Empowerment Dzikrayah, Fithri; Nugroho, Fahmi Hasan
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.23653

Abstract

Micro Waqf Bank (BWM) is a Sharia Microfinance Institution (LKMS) that exists to overcome community groups that face difficulties in accessing financial institutions. However, the SOP makes BWM different from microfinance institutions. BWM's financing products are still limited as BWM Barokah's business focus is financing with qardh contracts with low margins. The purpose of this study is to see the application and supervision of sharia principles at the Barokah al-Masthuriyah Micro Waqf Bank in empowering the community and the contracts used in it. This research uses an empirical juridical approach with a qualitative approach. Data was obtained through interviews, observations, and literature studies. The result of this research is that Barokah al-Masturiyah Waqf Bank has a financing product that uses a qardh contract. BWM al-Masturiyah in carrying out the mandate of Law Number 21 of 2008 where every business activity based on sharia principles, must be carried out in accordance with sharia principles that have been determined by the DSN-MUI. Therefore, in carrying out supervision of BWM management in accordance with sharia principles, BWM Barokah al-Masthuriyah has carried out various supervisions. In conclusion, BWM al-Masturiyah has implemented sharia principles supervised by DPS, the Cooperative Office, OJK, and LAZNAS BSM Umat.   Bank Wakaf Mikro (BWM) merupakan Lembaga Keuangan Mikro Syariah (LKMS) yang hadir untuk mengatasi kelompok masyarakat yang menghadapi kesulitan dalam akses terhadap lembaga keuangan. Akan tetapi SOP yang menjadikan BWM berbeda dengan lembaga keuangan mikro. Produk pembiayaan BWM masih terbatas sebagaimana fokus usaha BWM Barokah adalah pembiayaan dengan akad qardh dengan margin yang rendah. Tujuan dari penelitian ini adalah untuk melihat penerapan dan pengawasan prinsip syariah di Bank Wakaf Mikro Barokah al-Masthuriyah dalam memberdayakan masyarakat serta akad yang digunakan di dalamnya. Penelitian ini menggunakan pendekatan yuridis empiris dengan pendekatan kualitatif. Data yang diperoleh melalui wawancara, observasi, serta studi pustaka. Hasil dari penelitian ini ialah Bank Wakaf Barokah al-Masturiyah memiliki produk pembiayaan yang menggunakan akad qardh. BWM al-Masturiyah dalam melaksanakan amanat Undang–Undang Nomor 21 Tahun 2008 di mana setiap kegiatan usaha yang berdasarkan prinsip syariah, maka harus dilaksanakan sesuai dengan prinsip-prinsip syariah yang telah ditentukan oleh DSN-MUI. Oleh karena itu, dalam melaksanakan pengawasan terhadap pengelolaan BWM yang sesuai dengan prinsip syariah, BWM Barokah al-Masthuriyah telah melakukan berbagai pengawasan. Kesimpulannya, BWM al-Masturiyah telah menerapkan prinsip–prinsip syariah dengan diawasi oleh DPS, Dinas Koperasi, OJK, dan LAZNAS BSM Umat.
The Rise and Fall of Leasing Syariah During The Pandemic Covid-19 Anggraini, Misi; Rozalinda, Rozalinda; Wira, Ahmad
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.23737

Abstract

The purpose of this study is to analyze the rise and fall of sharia leasing during the Covid-19 Pandemic. This research uses the literature study method with a descriptive approach, a qualitative part. The data comes from magazines, books, websites, and other official documents. The results of the study show that economic development during the Covid-19 Pandemic still had an impact on sharia financing and leasing. This impact is felt from reducing assets to increasing gross premiums. However, not all obstacles to the ups and downs of sharia leasing are caused by the Covid-19 Pandemic. The existence of conventional leasing for a long time, satisfaction with services, management processes and procedures, and governance structures cause other factors. The conclusion is that the rise and fall of sharia leasing are not only caused by the Covid-19 Pandemic but also by several other factors.
Exequatur of Sharia Economic Sector Arbitration Awards in The National Legal System Jalaludin, Diding
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 2 (2023): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i2.24469

Abstract

Exequatur is the act of the Chief Justice of the Supreme Court granting an executive title to an arbitral award, allowing it to be enforced with the assistance of state instruments if required. This exequatur can take the form of either a stamp affixed to the arbitral award or a separate determination (aparte beschikking). The objective of this research is to identify the judicial bodies that hold the competence to grant exequatur for arbitral awards in Sharia economics and business. The study employs a normative legal approach, concentrating on norms derived from applicable legislations and regulations. Currently, the arbitration settlement cases in the Islamic economics field are handled by two courts. The Sharia exequatur arbitral award is governed by Article 59, paragraph (1) of Law Number 30 of 1999 on Arbitration and ADR. The District Court is authorized to execute this award while the Religious Courts are given the authority to execute and annul Sharia arbitration decisions, according to Supreme Court Regulation (PERMA) Number 14 of 2016 regarding Procedures for the Settlement of Sharia Economic Cases. The Arbitration Law and ADR need expeditious revision to incorporate the existence of Sharia arbitration, including the unification of all authority relating to sharia arbitration given to 1 (one) judicial environment, namely the Religious Courts. Exequatur adalah tindakan Ketua Pengadilan yang memberikan executoriale titel pada putusan arbitrase, yang memungkinkan putusan arbitrase untuk dilaksanakan eksekusi dengan bantuan instrumen negara jika diperlukan. Exequatur ini dapat berupa stempel yang ditempelkan pada putusan arbitrase atau penetapan terpisah (aparte beschikking). Tujuan dari penelitian ini adalah untuk mengidentifikasi badan-badan peradilan yang memiliki kompetensi untuk memberikan exequatur untuk putusan arbitrase dalam ekonomi dan bisnis Syariah. Penelitian ini menggunakan pendekatan hukum normatif, yang berkonsentrasi pada norma-norma yang berasal dari peraturan perundang-undangan yang berlaku. Saat ini, kasus-kasus penyelesaian arbitrase di bidang ekonomi syariah ditangani oleh dua pengadilan. Exequatur putusan arbitrase syariah diatur dalam Pasal 59 ayat (1) UU No. 30 Tahun 1999 tentang Arbitrase dan APS. Pengadilan Negeri berwenang untuk mengeksekusi putusan ini, sedangkan Pengadilan Agama diberikan kewenangan untuk mengeksekusi dan membatalkan putusan arbitrase Syariah, sesuai dengan Peraturan Mahkamah Agung (PERMA) Nomor 14 Tahun 2016 tentang Tata Cara Penyelesaian Perkara Ekonomi Syariah. UU Arbitrase dan APS perlu segera direvisi untuk memasukkan keberadaan arbitrase Syariah, mencakup penyatuan seluruh kewenangan yang berkaitan dengan arbitrase syariah diberikan pada 1 (satu) lingkungan peradilan, yaitu Pengadilan Agama.
Syariat Islam Dalam Menjaga Keamanan Negara: Studi Komparatif Pemahaman Ahlu Sunnah Dan Kelompok Radikal Islam: Islamic Sharia in Maintaining State Security: A Comparative Study of the Understanding of Ahlu Sunnah and Islamic Radical Groups Febriyanto, Ridwan; Isman, Isman
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 2 (2023): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i2.26237

Abstract

Indonesia is known as one of the largest Islamic countries in the world, with various colorful mazhabs and thoughts that are in them, as well as the plurality of its population, there are many disputes and differences of opinion that color the life of its people. One of the intolerable differences of opinion is the difference of opinion opposite the context of the two revelations, the Qur'an and the hadith. Among the things that must be addressed firmly is Islamic radicalism which has the potential to strongly damage the integrity of the state. The purpose of this journal is to introduce readers to the real Islamic Shari'a, the Sharia that embodies peace, anti-damage, and anti-rebellion. The Ahlu Sunnah version of Islamic Sharia has a manhaj or solid method of maintaining the unity of the state. The method used in this research is a literature study by collecting and analyzing library data which is then connected with research to get answers to problems. This research came to an important conclusion, namely the ideological understanding of a person or group will have a strong influence in maintaining the integrity of the state on the contrary it also has a very strong influence in destroying the country.   Indonesia terkenal sebagai salah satu negara islam terbesar di dunia, dengan berbagai warna-warni madzhab dan pemikiran yang ada di dalamnya, serta kemajemukan penduduknya, ada banyak sekali perselisihan dan perbedaan pendapat yang mewarnai kehidupan masyarakatnya. Termasuk salah satu perbedaan pendapat yang tidak bisa ditolerir adalah perbedaan pendapat yang menyelisihi nash-nash yang shorih dari dua wahyu, al-qur’an dan al-hadits. Diantara hal yang harus disikapi dengan tegas adalah Radikalisme Islam yang berpotensi kuat merusak keutuhan negara. Tujuan penulisan jurnal ini adalah untuk mengenalkan kepada pembaca tentang Syari’at Islam yang sebenarnya, syari’at yang mewujudkan kedamaian, anti kerusakan, anti pemberontakan. Syari’at Islam versi Ahlu Sunnah yang memiliki manhaj atau metode yang kokoh dalam menjaga kesatuan negara. Metode yang digunakan dalam penelitian ini adalah studi literatur dengan mengumpulkan dan menelaah data pustaka yang kemudian dihubungkan dengan penelitian untuk mendapat jawaban permasalahan. Penelitian ini sampai pada satu kesimpulan penting, yaitu pemahaman ideologis seseorang atau suatu kelompok akan berpengaruh kuat dalam mempertahankan keutuhan negara sebaliknya ia pun berpengaruh sangat kuat dalam menghancurkan negara.