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J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam
Published by Universitas Al Asyariah Mandar
ISSN : 25415212     EISSN : 25415220     DOI : http://dx.doi.org/10.35329/jalif.v6i2
Core Subject : Religion,
Religion
Hukum Ekonomi Syariah, dan Sosial Budaya Islam J-Alif. Adalah jurnal Fakulatas Agama Islam Universitas Al Asy’ariah Mandar. Terbit berkala Enam bulan sekali (Semester). Sebagai wahana komunikasi insan akademik dalam bidang Sosial Keagamaan dan Budaya Islam
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 143 Documents
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Dinamika Legitimasi Sosial dan Formal Dalam Pengelolaan Zakat: Studi Kasus Masjid At-Taqwa Marbau Muhammad Alwi Dalimunthe; Laila Afni Rambe; Ilka Sawidri Daulay
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 11, No 1 (2026): J-Alif, Volume 11, Nomor 1, Mei 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v11i1.7099

Abstract

This study examines the dynamics of social and formal legitimacy in zakat management at Masjid At-Taqwa Marbau, focusing on local committees operating without formal administrative recognition. The academic problem addressed is how social legitimacy is formed and interacts with fiqh principles and formal regulations, as well as its implications for the sustainability of zakat management. The study employs a qualitative case study approach, involving in-depth interviews, participatory observation, and documentation, with data analyzed using Huberman and Miles’ interactive analysis model. Findings indicate that community-based zakat management operates temporarily and informally, emphasizing efficiency, procedural simplicity, and social harmony. Social legitimacy is established through trust, tradition, social proximity, and informal religious authority, often serving as the primary foundation for the practice’s success. Tensions arise when social legitimacy intersects with formal legal requirements and fiqh principles, particularly regarding accountability, distribution, and the status of amil. This study proposes a hybrid legitimacy model, integrating the strengths of social legitimacy with formal governance principles, allowing zakat management to remain community-based while enhancing accountability and transparency. The findings contribute conceptually to understanding the relationship between social and formal legitimacy in zakat management in Indonesia.
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP JUAL BELI BUAH MANGGA YANG BELUM BERKEMBANG SEMPURNA DI POHON (STUDI KASUS DI KELURAHAN SIDODADI, KECAMATAN WONOMULYO) Bahariah Bahariah; Muh. Nusur; Muh. Anwar Hindi; Nurul Azizah
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 10, No 1 (2025): J-Alif, Volume 10, Nomor 1, Mei 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v10i1.6168

Abstract

Penelitian ini bertujuan mengkaji perspektif hukum ekonomi syariah terhadap praktik jual beli buah mangga yang belum berkembang sempurna di pohon di Kelurahan Sidodadi, Kecamatan Wonomulyo. Dengan menerapkan metode penelitian lapangan berpendekatan kualitatif, data dikumpulkan dari sumber primer dan sekunder. Hasil penelitian menunjukkan bahwa transaksi melibatkan penjualan buah mangga belum matang dengan hasil tidak pasti, di mana harga disepakati dan pembayaran lunas dilakukan di muka oleh pembeli, sedangkan penyerahan hasil hanya dilakukan setelah buah matang. Dalam yurisprudensi Islam, praktik ini mengandung unsur gharar (ketidakpastian berlebihan) dan potensi dzulm (ketidakadilan) terhadap pihak-pihak yang bertransaksi. Penjual umumnya menetapkan harga (Rp800.000,00 per transaksi) berdasarkan buah yang belum siap panen. Praktik ini tidak diperbolehkan menurut hukum syariah karena tiga alasan: 1) Risiko kerugian intrinsik pada salah satu pihak; 2) Kualitas hasil yang tidak dapat diverifikasi; 3) Rentang waktu pemasakan yang tidak pasti.
Tinjauan Implementasi Fatwa DSN-MUI Tentang Digital Fundraising Zakat: Studi Kasus Baznas Kota Bandung Rika Safitri; Qoorie Handayani Asysyabani; Ahmad Fauzan; Fahri Rizwar; Jaenudin Jaenudin
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 11, No 1 (2026): J-Alif, Volume 11, Nomor 1, Mei 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v11i1.6800

Abstract

The development of digital technology has transformed the practice of zakat collection in Indonesia, yet its implementation still faces challenges related to Sharia compliance and governance. Fatwa DSN-MUI No. 116/DSN-MUI/IX/2017 provides a normative foundation for digital zakat fundraising, but few studies have examined its compatibility with the practices of zakat management institutions, particularly the National Zakat Agency (BAZNAS) at the local level. This study employs a descriptive, empirical juridical method to validate the alignment between the Sharia norms in the fatwa and the operational practices of digital fundraising at BAZNAS Bandung City, using interviews and internal document review. The findings show that BAZNAS has implemented the akad wakalah bil ujrah (agency contract with a fee) in digital zakat transactions and has integrated its systems through the SIMBA application. However, obstacles remain, including uneven digital literacy, non-real-time payment gateway integration, and suboptimal special auditing for digital aspects. These findings underscore the need to improve digital-Sharia literacy, strengthen technological infrastructure, establish strategic collaboration with Sharia fintech, and standardize Sharia auditing for digital systems in order to enhance accountability and Sharia compliance in digital zakat collection.
DINAMIKA KONFLIK SYIAH: AKAR HISTORIS, GEOPOLITIK KONTEMPORER, DAN UPAYA REKONSILIASI Muhammad Munzir Azyumardi; Nurlaelah Abbas; Indo Santalia
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 10, No 2 (2025): J-Alif, Volume 10, Nomor 2, November 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v10i2.6440

Abstract

The conflict between Shia and Sunni Islam has deep historical roots, originating from the succession dispute following the death of Prophet Muhammad. The events at Saqifah and the contested role of Ali ibn Abi Talib marked the beginning of political divergence that eventually evolved into theological conflict, particularly through the Shia doctrine of Imamah, which stands in contrast to the Sunni concept of the caliphate. Over time, these differences solidified into distinct sectarian identities and have contributed to ongoing tensions, especially in the geopolitical sphere after the 1979 Islamic Revolution in Iran. Contemporary crises in Iraq, Syria, and Yemen illustrate how sectarian sentiments are often exploited for political purposes. Nevertheless, various reconciliation efforts have emerged, including the Amman Message and other inter-sectarian dialogues. This article aims to trace the historical origins of the Shia–Sunni conflict, analyze its contemporary geopolitical implications, and evaluate the challenges and prospects for peaceful coexistence within the Muslim world.
PEMBERDAYAAN UMKM OLEH UNIT PENGELOLA KEUANGAN (UPK) AL-HAYYAT MENURUT PERSPEKTIF EKONOMI SYARIAH Abd Latif; Rahmah Muin; Abdul Malik; Muh Afdal Fahreza
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 10, No 1 (2025): J-Alif, Volume 10, Nomor 1, Mei 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v10i1.6166

Abstract

UPK merupakan lembaga keuangan yang memberdayakan UMKM melalui pembiayaan, melalui kerjasama dengan lembaga keuangan, UPK membantu UMKM mendapatkan akses keuangan seperti pinjaman usaha dengan suku bunga yang bersaing dan juga UPK memberikan bimbingan dalam penyusunan proposal usaha dan pengolahan keuangan yang baik. Tujuan penelitian ini adalah untul: 1) bagaimana pemberdayaan UMKM melalui pihak unit pengelola keuangan (UPK) Al-Hayyat di Desa Bumiayu Kec. Wonomulyo; 2) apa saja factor pendukung dan penghambat UPK Al-Hayyat dalam pemberdayaan UMKM; 3) Bagaimana pemberdayaan UMKM oleh UPK Al-Hayyat menurut perspektif ekonomi syariah. Hasil penelitian menunjukkan bahwa UPK Al-Hayyat adalah lembaga keuangan yang berperan untuk membimbing dan memberdayakan UMKM yang ada di Desa agar bisa meningkatkan usahanya dan meningkatkan taraf hidupnya, UPK menawarkan berupa pinjaman modal untuk pengembangan usahanya. Dalam melakukan pemberdayaan, UPK sendiri memiliki faktor pendukung dan penghambat. Pemberdayaan UMKM oleh UPK sendiri sesuai dengan ekonomi syariah karena di dalam setiap programnya terdapat asas-asas seperti adanya transparansi, sikap rendah hati, dan adanya tolong-menolong untuk meningkatkan taraf hidupnya.
Kajian Komparatif Pemikiran Ekonomi Muhammad Baqir Al-Shadr dan Umer Chapra Muhammad Firmansyah
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 11, No 1 (2026): J-Alif, Volume 11, Nomor 1, Mei 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v11i1.6943

Abstract

This article comparatively examines the economic thought of Muhammad Baqir Al-Shadr and Umer Chapra as two important figures in contemporary Islamic economic discourse. This study employs a qualitative research method with a library research approach, using primary sources consisting of Iqtishaduna by Baqir Al-Shadr, as well as Islam and the Economic Challenge and Toward a Just Monetary System by Umer Chapra. The analysis focuses on the fundamental concepts of Islamic economics, justice and distribution, the role of the state, and approaches to economic reform. The findings indicate that Baqir Al-Shadr views Islamic economics as a normative doctrine derived directly from Islamic law, with an emphasis on pre-production distribution and the strong role of the state as waliyul amr. Meanwhile, Umer Chapra positions Islamic economics as a framework for reforming the modern economic system based on maqashid syariah, emphasizing individual morality, institutional reform, and monetary policy. These differing approaches show that Baqir Al-Shadr’s thought is fundamental and philosophical in nature, whereas Umer Chapra’s thought is implementative and policy-oriented. This article concludes that the two perspectives are complementary in building a just and sustainable Islamic economic system.
HARTA BERSAMA SEBAGAI JAMINAN DALAM AKAD PEMBIAYAAN SYARIAH: ANALISIS YURIDIS TERHADAP PUTUSAN PENGADILAN AGAMA GARUT NO. 3224/PDT.G/2017/PA.GRT Ahmad Rifat Mathar; Ahmad Zaky Firdaus
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 10, No 2 (2025): J-Alif, Volume 10, Nomor 2, November 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v10i2.6456

Abstract

This research aims to analyze the legal aspects of using marital joint property (harta bersama) as collateral in Islamic financing contracts in Indonesia through a case study of the Religious Court Decision No. 3224/Pdt.G/2017/PA.Grt in Garut. The method applied is normative juridical with a case study approach, referring to national legislation, judicial precedents, and Islamic legal fatwas. The findings show that although, normatively, explicit consent from both husband and wife is required at the outset of the contract, judicial practice recognizes post-contract ratification as legally valid, provided there is clear evidence of willingness (al-ridha) and no objection from the party holding rights over the joint property. This judicial approach reflects a balance between positive legal principles such as pacta sunt servanda and good faith, and maqāṣid al-syarī‘ah principles emphasizing substantive justice and property rights protection (ḥifẓ al-māl). On the other hand, discrepancies were found between the ideal legal provisions and field practices, where Islamic financial institutions often overlook ownership verification and formal consent regarding collateral used, thereby increasing the potential for future legal disputes.
Perilaku Konsumtif Pengguna PayLater dalam Perspektif Ekonomi Islam: Kajian terhadap Prinsip Maslahah, Wasathiyah, Israf, dan Tabdzir Arya Nirwansyah Dwi Putra; Mukhtar Lutfi; Amiruddin Kadir
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 11, No 1 (2026): J-Alif, Volume 11, Nomor 1, Mei 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v11i1.7246

Abstract

The rapid growth of Buy Now Pay Later (BNPL) services, known as PayLater, in Indonesia has driven increased usage, especially among young people. However, this convenience also raises concerns about consumptive behavior that conflicts with the principles of Islamic economics. This study aims to analyze the consumptive behavior of PayLater users from the perspective of Islamic economics through the principles of maslahah (public interest), wasathiyah (moderation), israf (excessiveness), and tabdzir (wasteful spending). The research employs a qualitative approach using library research methods. Data were collected from books, academic journals, official reports, and relevant publications, then analyzed using content analysis techniques involving data reduction, classification, interpretation, and synthesis. The findings indicate that PayLater is essentially a neutral financial instrument that can provide maslahah when used to meet needs that offer real benefits and align with the user’s financial capacity. Nevertheless, the ease of access offered by PayLater may encourage consumptive behavior, impulsive purchases, and lifestyle-based consumption. This contradicts the principle of wasathiyah and may lead to israf and tabdzir. Therefore, from the perspective of Islamic economics, the use of PayLater requires self-control, Sharia financial literacy, and a consumption orientation based on maslahah to remain consistent with Islamic economic values.
INTEGRASI NILAI-NILAI HADIS WAKAF PRODUKTIF DALAM PENGUATAN MODEL BISNIS SOSIAL ISLAMI Farida Aprianti; Muhammadiyah Amin; La Ode Ismail Ahmad; Muhammad Rusdin
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 10, No 2 (2025): J-Alif, Volume 10, Nomor 2, November 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v10i2.6841

Abstract

This study examines the principles of productive waqf from the perspective of the Prophet's hadith and analyzes its integration into strengthening the Islamic social business model. Using a thematic (maudhū‘ī) hadith approach, it explores the concept of ḥabs al-aṣl wa tasaddaq bi al-ṯamarah as the foundation of productive waqf. The findings reveal eight value indicators within the hadiths that form the basis for developing an Islamic social economy: retention of principal assets, sustainability and distribution of benefits, sharia compliance, trustworthiness and professionalism of the naẓir, social welfare orientation, freedom from haram elements, and sincerity of intention. These values, when integrated into Islamic social business practices, form three main pillars: financial independence, measurable social benefits, and trust-based governance that drives systemic change. This integration results in an economic management model based on maqāṣid al-syarī‘ah, balancing worship objectives with economic sustainability. Consequently, from a hadith perspective, productive waqf functions not merely as a religious philanthropic instrument, but as a paradigm for socio-economic transformation capable of building community independence and equitable wealth distribution.
PEMANFAATAN MEDIA SOSIAL DALAM TRANSAKSI JUAL BELI BARANG OUTFIT PERSPEKTIF HUKUM ISLAM (STUDI KASUS MAHASISWA UNIVERSITAS AL ASYARIAH MANDAR) Muhammad Irwan; Marwah Samunding; Muh. Adam; Iwan Iwan
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 10, No 1 (2025): J-Alif, Volume 10, Nomor 1, Mei 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Al Asyariah Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v10i1.6167

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana mahasiswa Universitas Al Asyariah Mandar menggunakan media sosial untuk tujuan jual beli barang outfit, serta bagaimana hukum Islam memandang praktik tersebut. Jenis penelitian ini bersifat deskriptif, mengumpulkan data dan mendeskripsikan suatu fenomena sesuai dengan pengamatan yang dilakukan di lapangan, Membuat deskripsi, gambaran, atau lukisan secara metodis, faktual, dan akurat adalah tujuan dari penelitian deskriptif. Temuan penelitian menunjukkan bahwa, berdasarkan praktik penggunaan media sosial dalam jual beli barang pakaian yang dilakukan oleh mahasiswa di Universitas Al Asyariah Mandar, penulis dapat mengambil hasil dari beberapa mahasiswa yang diwawancarai, baik penjual maupun pembeli dalam menggunakan media sosial, yaitu dalam praktik jual beli yang dilakukan. Secara spesifik dalam penggunaan media sosial untuk jual beli, memang benar bahwa bisnis yang dijalankannya mendapatkan keuntungan yang besar dari penggunaannya, akan tetapi terkadang ada nilai negatif yang terkait dengan praktik tersebut, yaitu ketika pemesanan barang yang diinginkan terkadang tidak sesuai dengan harapan pembeli. Dalam perspektif hukum Islam, jual beli yang dilaksanakan mahasiswa Universitas Al Asyariah Mandar sudah sangat sesuai dengan apa yang disyariatkan oleh hukum Islam, baik dari rukun maupun syarat jual beli yang dilaksanakan oleh mahasiswa Universitas Al Asyariah Mandar.

Page 14 of 15 | Total Record : 143

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