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Randika Fandiyanto
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jebgGROWTH17@gmail.com
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Kampus Universitas Abdurachman Saleh Situbondo JL. PB SUdirman No. 07 Situbondo
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Kab. situbondo,
Jawa timur
INDONESIA
Jurnal Ekonomi dan Bisnis GROWTH (JEBG)
Published by Universitas Abdurachman Saleh Situbondo
ISSN : -     EISSN : 27151719     DOI : https://doi.org/10.36841/growth-journal.v19i2
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi dan Binsin Growth (JEBG) Fakultas Ekonomi Universitas Abdurachman Saleh Situbondo adalah jurnal yang ditujukan sebagai jembatan antara ilmu dan praktek manajemen. JBEG mempublikasikan artikel baik berupa telaah pustaka maupun hasil penelitian empiris. JEBG menerima naskah dari berbagai bidang atau disiplin ilmu, seperti Akuntansi, Keuangan, Manajemen Strategi, Pemasaran dan disiplin ekonomi lainnya.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 257 Documents
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PENGARUH LEADERSHIP, REWARD DAN PUNISHMENT TERHADAP KINERJA PEGAWAI DI PT. POS INDONESIA KABUPATEN SITUBONDO Minullah, Minullah; Ediyanto, Ediyanto; Erniyanto, Moh. Viky
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6400

Abstract

This study aims (1) to determine the effect of leadership, reward and punishment partially effect on employee performance (2) to determine the effect of leadership, reward and punishment simultaneously influence on employee performance (3) to find out Among leadership. reward and the most dominant punishment influences employee performance. The method used is quantitative. The results of the research are multiple linear regression equation Y = 3,957E-16 + 0,328 X1 + 0,139 X2 + 0,641 X3 + e. partially significant positive effect on leadership with a t-value greater than t table (7,269) > (2,032) or sig α 0,000 < 0.05, reward indicates a t-count greater than t table (2,439) > (2,032) or sig α 0.020 < 0.05, punishment shows that the value of t is greater than table (2,383) > (2,032) or sig α 0,023 < 0.05. Simultaneously leadership, reward and punishment have an effect on employee performance with a calculated F value of 44,309 values greater than the F table of 2.88 or an F count of 44,309 > F table of 2.88. The variable that has the most dominant influence in this study is the leadership with a value of 7,269. R2 value of the leadership, reward and punishment variables of 79,6% and the remaining 20,4% is influenced by other factors not included in the study
PERKEMBANGAN E-COMMERCE INDONESIA DALAM MENDORONG KEMAJUAN INDUSTRI KECIL MENENGAH (IKM) DI INDONESIA Fandiyanto, Randika; Irawan, Bambang
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6512

Abstract

This study aims to analyze the development of electronic-based transactions or e-commerce in Indonesia from time to time. This research method is a qualitative descriptive study with an exploratory research approach. The development of e-commerce in Indonesia continues to experience significant development, this is driven by many factors such as the increasing number of Indonesian internet users, increasing digital literacy of the community, support for digital payments through fintech, encouragement of easy and fast delivery services, government regulations that provide easy access and full support and digital business trends in the future. The government has also provided regulations that have a significant impact on the development of digital transactions in Indonesia. The Benefits of E-Commerce for MSMEs include Expanding Market Reach, Increasing Sales, Ease of Marketing and Promotion, Operational Cost Efficiency, Ease of Business Management and Easier Transaction Recording
ANALISIS AKUNTABILITAS GOOD PUBLIC GOVERNANCE PENGELOLAAN DANA DESA (DESA HITU KECAMATAN LEIHITU KABUPATEN MALUKU TENGAH) Tjio, Sari Tamayani; Takimpo, Asria
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6364

Abstract

Abstract. This study aims to analyze and evaluate the loneliness of village officials in implementing the principles of Good Public Governance in managing village funds. This study was conducted in Hitu Village, Leihitu District, Central Maluku Regency, at the beginning of the village funds being disbursed, the management had not improved because it was constrained by the readiness of human resources (HR) from the Regional Government and the Village Government. The research method used in this study was qualitative research based on observation and in-depth interviews. The results of the study showed that not all principles of good public governance in managing village fund finances could be implemented by village officials properly. Village officials know and understand the operational standards and code of ethics in managing village funds. Although there are still problems with the coordination and synergy that are built. In managing village funds from the planning stage, implementation to evaluation and monitoring, it is always carried out properly by the Central Maluku Regency government. Regulatory support, assistance teams, experts, assistants and operators are provided by the Regional Government to support village officials in managing Village Funds. Keywords: Good Public Governance, Village Funds Abstrak. Penelitian ini bertujaun untuk penganalisis dan mengevaluasi kesepian aparatur desa dalam pengimplementasikan prinsip-prinsip Good public governance dalam pengelolaan dana desa. Penelitian ini dilakukan di desa Hitu kecamatan Leihitu Kabupaten Maluku Tengah, pada awal dana desa dikucurkan, memang pengelolaannya masih belum membaik karena terkendala kesiapan sumber daya manusi (SDM) dari pemerintah Daerah dan pemerintah Desa tersebut. Metode riset yang digunakan dalam penelitian ini adalah riset kualitatif berbasis pengamatan dan wawancara secara mendalam. Hasil penelitian menunjukan bahwa tidak semua prinsip-prinsip good public governance dalam pengelolan keuangan dana desa dapat diimplementasikan oleh aparatur Desa dengan baik. Aparatur desa mengetahui dan memahami standar operasional dan kode etik dalam pengelolaan dana desa. Walaupun masih ditemukan adanya masalah pada koordinasi dan sinergi yang dibangun. Dalam pengelolaan dana desa mulai dari tahapan perencanaan, pelaksanaan hingga evaluasi dan monitoring, selalu dilakukan dengan baik oleh pemerintah Kabupaten Maluku Tengah. Dukungan Regulasi, tim asistensi, tenaga ahli, tenaga pendamping dan operator diberikan oleh pemerintah Daerah untuk mendukung aparatur Desa dalam pengelolaan Dana Desa. Kata Kunci : Good Public Governance, Dana Desa
PENGARUH FINANCIAL SELF EFFICACY, LITERASI KEUANGAN, DAN INKLUSI KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PADA ANGGOTA PKK KECAMATAN PANTI Wati Cantika Putri, Ayuni Alda; Supeni, Retno Endah; Setianingsih, Wahyu Eko
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6549

Abstract

Family financial management is an important aspect in efforts to improve economic welfare, especially for PKK mothers who act as the main managers of family finances. This study aims to analyze the effect of financial self-efficacy, financial literacy, and financial inclusion on financial management in PKK members of Panti District. This study used a quantitative method with a survey approach and data collection was carried out through questionnaires distributed to 181 PKK members of Panti District online and face-to-face. The results showed that financial self-efficacy partially had the most significant effect on financial management, while financial literacy and financial inclusion partially had a significant effect on financial management. This finding confirms the importance of increasing these three variables in an effort to empower PKK mothers to be able to manage family finances more effectively, efficiently and wisely, so as to improve the economic welfare of families and communities in a sustainable manner.
PENGARUH FAKTOR SOSIAL EKONOMI MASYARAKAT TERHADAP MINAT BERBELANJA DI PASAR TRADISIONAL DALAM PERSPEKTIF EKONOMI ISLAM Ihsan, Mahripal; Pratomo, Dimas; Suprianingsih, Okta
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6452

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh faktor sosial ekonomi masyarakat terhadap minat berbelanja di pasar tradisional dalam perspektif ekonomi Islam (studi pada Pasar Rangai, Tri Tunggal Lampung Selatan). Metode yang digunakan adalah kuantitatif dengan pendekatan survei. Data dikumpulkan melalui penyebaran kuesioner kepada masyarakat yang berbelanja di Pasar Rangai, Tri Tunggal Lampung Selatan yang kemudian dianalisis menggunakan regresi linier sederhana. Hasil penelitian menunjukkan bahwa faktor sosial ekonomi masyarakat berpengaruh terhadap minat berbelanja di Pasar Rangai, Tri Tunggal Lampung Selatan. Penelitian ini diharapkan dapat memberikan wawasan bagi pihak terkait dalam meningkatkan minat berbelanja masyarakat, khususnya terkait faktor sosial ekonomi, yang berdampak pada minat berbelanja
PERAN KEPEMIMPINAN DAN MOTIVASI TERHADAP KINERJA KARYAWAN DI LEMBAGA PENJAMIN SIMPANAN SURABAYA DENGAN KEPUASAN KERJA SEBAGAI VARIABEL INTERVENING Susanti, Ratna Koba
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6537

Abstract

The purpose of this study is to obtain empirical evidence on the influence of leadership and motivation on performance and job satisfaction as intervening variables. Using the quantitative approach Partial Least Square (PLS). The results show that leadership has a significant positive effect on job satisfaction. Motivation has a significant positive effect on job satisfaction. Leadership has a positive but insignificant effect on employee performance. Motivation has a significant positive effect on employee performance. Job satisfaction has a positive but insignificant effect on employee performance. Leadership has a positive but insignificant effect on employee performance through job satisfaction. Motivation has a positive but insignificant effect on employee performance through job satisfaction.
PENGARUH BRANDING TERHADAP KEPUTUSAN PEMBELIAN MAHASISWA UNIVERSITAS NEGERI MEDAN: STUDI KASUS PADA UMKM USAHA POP ICE PAK FAREL, Panjaitan, Ariel Immanuel; Lubis, Adelina; Teviana, T.
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6280

Abstract

In the era of globalization, branding is an important factor in determining consumer purchasing decisions, especially for MSMEs such as Pop Ice Pak Farel. This study aims to analyze the effect of branding on purchasing decisions of students at Medan State University and other factors that influence customer loyalty. The method used is a quantitative approach with a survey technique on 31 respondents who have purchased products in the last six months. Data analysis was carried out using simple linear regression. The results of the study indicate that branding, especially product taste and variety, plays a major role in shaping purchasing decisions, followed by packaging design and brand logo. However, price and promotion factors do not significantly affect purchase frequency. These findings indicate that loyalty-based marketing strategies, product innovation, and strengthening visual identity can be effective steps in increasing the competitiveness of MSMEs. In addition, a more structured payment system is needed to overcome transaction constraints. By implementing a more effective strategy, MSME Pop Ice Pak Farel is expected to be able to retain customers and increase consumer loyalty in the long term.
STRATEGI REKRUTMEN DAN SELEKSI MAGANG DALAM MEMBENTUK TALENT PIPELINE Rizkyah, Alfinatun Nur; Milad, Mohammad Khusnu
Growth Vol 23 No 2 (2025): NOVEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i2.7113

Abstract

This study aims to evaluate strategies in the recruitment and selection process of interns as part of companies' efforts to build sustainable talent development pipelines, using a desk-based approach. Information was collected through a review of relevant academic journals, scientific articles, and research reports. The study results indicate that successful recruitment strategies include utilizing social media platforms, strengthening the company's image as an attractive employer, and collaborating with higher education institutions. Furthermore, a systematic intern selection process—through interviews, aptitude tests, and the use of technology such as an Applicant Tracking System (ATS)— has been shown to improve accuracy in selecting suitable candidates and reduce potential bias. Several supporting factors identified include management involvement, the use of digital technology, and partnerships with educational institutions, while key barriers include limited resources and intern readiness. Overall, the implementation of a well- planned internship program not only improves the effectiveness of the recruitment process but also strengthens workforce loyalty and sustainability within the company. These findings provide theoretical contributions to human resource management studies and offer practical recommendations for organizations in optimally managing talent development.
KESIAPAN KARYAWAN DALAM MENGHADAPI TRANSFORMASI DIGITAL: A SYSTEMATIC. (LITERATURE REVIEW STRATEGI DAN TANTANGAN MANAJEMEN SUMBER DAYA MANUSIA) Rahmah, Salsabila Zulfa; Milad, Mohammad Khusnu
Growth Vol 23 No 2 (2025): NOVEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i2.7114

Abstract

The advancement of digital technology has significantly transformed how organizations manage human resources (HR). This study aims to examine employee readiness in digital transformation by focusing on psychological, technical, and organizational aspects. A systematic literature review of 25 national and international journals 2020 until 2025 was conducted using content analysis. The results show that readiness depends not only on digital skills but also on psychological factors such as confidence and openness to change, supported by leadership, training, and flexible structures. Challenges include resistance to change, low digital literacy, and rigid bureaucracy in public institutions. The study emphasizes the importance of digital leadership and adaptive learning systems to strengthen transformation. Theoretically, this research expands HR readiness discourse by combining technical and cultural perspectives. Practically, it guides organizations in creating strategies that integrate technology adoption with human-centered approaches to ensure sustainable transformation. Keywords: digital transformation, employee readiness, human resources, digital leadership, organizational change
STRATEGI MANAJEMEN RISIKO KREDIT DALAM PEMBIAYAAN UMKM DARI BANK SYARIAH : STUDI KASUS BANK SYARIAH INDONESIA KC SURABAYA JEMUR HANDAYANI Arifin, Vedian Recitra; Milad, Mohammad Khusnu
Growth Vol 23 No 2 (2025): NOVEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i2.7234

Abstract

This study aims to analyze credit risk management strategies in financing Micro, Small, and Medium Enterprises (MSMEs) implemented by Bank Syariah Indonesia (BSI), considering that credit risk is a major challenge in Islamic banking due to the profit-sharing system, which potentially increases the level of non-performing financing (NPF). Using a qualitative approach with a case study method, this research collects data through in-depth interviews with risk managers, credit analysts, and MSME entrepreneurs, as well as document analysis of risk management policies and BSI’s annual reports. Thematic analysis techniques are applied to identify patterns in the risk mitigation strategies implemented. The findings indicate that BSI applies various risk mitigation strategies, such as implementing Sharia-based business feasibility assessments, collaborating with microfinance institutions like Baitul Maal wa Tamwil (BMT), and optimizing monitoring and collection systems. Internal factors, such as the quality of credit risk analysis, and external factors, including global economic conditions and regulatory changes, play a crucial role in determining the effectiveness of these strategies. By understanding the dynamics of credit risk in MSME financing, this study provides valuable insights for stakeholders in the Islamic banking industry to develop more effective risk mitigation policies, enhance MSMEs’ access to financing, optimize bank profitability, and ensure the stability of the Islamic financial sector in Indonesian.

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