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Dedi Junaedi
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dedijunaedi@gmail.com
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+628118114379
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 HP 08118114379 Email: alkharaj@journal-laaroiba.com Web http://journal-laaroiba.com/ojs/index.php/alkharaj
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INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles 2,235 Documents
Pengaruh Kompensasi dan Kepuasan Kerja Terhadap Turnover Intention PT. Renesola Distribusi Indonesia Muhammad Yogie Fitriyanto; Hesty Prima Rini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2804

Abstract

The aim of this research is to determine the problem of increasing turnover intention at PT. Renesola Distribution Indonesia. This research tries to analyze and determine how compensation and job satisfaction can be related to the increase of turnover intention of PT Renesola Distribution Indonesia employees. The data used in this research was obtained with purposive sampling method directed from PT. Renesola Distribution Indonesia production division worker class with a total of 50 employees, which the sample selection criteria is the same amount of compensation. The data method used is multiple linear regression using IBM SPSS 27. Data collection was carried out by distributing questionnaires to the company employees. The results of this research show that the variables compensation and job satisfaction simultaneously have a negative effect on the employes turnover intention of PT Renesola Distribution Indonesia. The Compensation variable partially has a significant negative influence on employes turnover intention of PT Renesola Distribution Indonesia The partial job satisfaction variable has a significant negative influence on employes turnover intention of PT Renesola Distribution Indonesia.
Pengoptimalan Rute untuk Minimasi Biaya Distribusi pada CV.DNY Kurnia, Mirza Aji; Handayani, Wiwik
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2808

Abstract

The distribution route problem at CV.DNY is related to the lack of optimal route determination because delivery routes are determined only based on the order of goods received first. Determining the route in the distribution process is an important factor for the company because it affects the company's distribution costs. CV. DNY is a logistics company that operates in the sector of delivering goods to consumers. Based on field studies conducted, the company has not been able to determine the optimal route. The aim of this study is to increase the efficiency of the routes used so that shipping costs can be saved. The method used in this research is a minimum spanning tree. The results of the research show that the minimum spanning tree method obtains a shorter route with a distance of 4557 km compared to the company's initial route of 5318 km, experiencing distance savings of 761 km and minimizing distribution costs of IDR 5,174,800. So it can be concluded that the minimum spanning tree method uses POM-software The company's QM (Program Operations Management – ​​Quantitive Method) achieves delivery route savings and cost minimization.
Modal Ventura Syariah dalam Tinjauan Hukum Islam Fausi, Ahmat; Mugiyati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2817

Abstract

Kehadiran modal ventura syariah diperlukan untuk memberikan akses permodalan bagi startup syariah. Modal ventura syariah tidak hanya sekedar memberikan permodalan, namun juga mendukung dan membimbing startup syariah agar dapat tumbuh dan berkembang. Walaupun perusahaan modal ventura di suatu daerah belum bernama modal ventura syariah, namun sudah menerapkan prinsip syariah, karena dalam pembiayaannya. Penelitian ini merupakan jenis penelitian dengan menggunakan metode kualitatif. Teknik pengumpulan informasi dan data dalam penelitian ini dilakukan melalui penelitian kepustakaan (studi literatur), dengan menggunakan sumber-sumber kepustakaan yang berkaitan dengan subjek penelitian yang telah dirumuskan. Tujuan dari penelitian ini adalah untuk mengetahui tentang modal ventura syariah, sejarah modal ventura syariah dan kegiatan usaha badan hukum atau undang-undang mengenai modal ventura syariah.
Pengaruh Influencer Review dan Product Ingredients Terhadap Perilaku Konsumen pada Product Hydrasoothe Azarine Sunscreen Gel di Surabaya Via Aldina Auva; Nirawati, Lia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2820

Abstract

This study aims to analyze the influence of influencer reviews and product ingredients of Hydrasoothe Azarine Sunscreen Gel in Surabaya. This type of research is associative using a quantitative approach. The population is users who are familiar with the influencer review “Tasya Farasya” and use product ingredients in Hydrasoothe Azarine Sunscreen Gel products in Surabaya, with a sample of 120 respondents. The sampling technique used was non-probability sampling with a purposive sampling approach, while the data collection technique was carried out through a questionnaire. Data analysis was performed using multiple linear regression. The results of the analysis show that both independent variables have a positive influence on consumer behavior. Simultaneously, influencer review and product ingredients have a significant effect on consumer behavior. In addition, it is partially stated that influencer reviews on consumer behavior have a significant effect and product ingredients partially have a significant effect on consumer behavior. Internal factors that can influence consumer behavior on Hydrasoothe Azarine Sunscreen Gel products in Surabaya are that the majority are female, the age range is 15-24 years old who live precisely in West Surabaya, income < Rp 1,000,000, senior high school, and have perceptions because the sunscreen is quality. This states that the importance of influencer reviews and product ingredients in shaping consumer opinions and perceptions of a product.
Pengaruh Retribusi Daerah dan Pajak Daerah Terhadap Pendapatan Asli Daerah Provinsi Bali dan Nusa Tenggara Barat Periode 2019-2021 Taufiqurrahman, Dimas; Trisnaningsih, Sri
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2825

Abstract

This study aims to analyze the effect of the level of effectiveness and contribution of the realization of local retribution and local taxes on local revenue in the Cities / Regencies of Bali and West Nusa Tenggara Provinces in the 2019-2021 period. The research method used is descriptive with a quantitative approach. The data analysis technique was carried out by effectiveness analysis, contribution analysis, and panel data regression analysis using Eviews SV 12. The results showed that the level of effectiveness and contribution of local levies in cities / districts in Bali and West Nusa Tenggara Provinces for the 2019-2021 period was less effective and very insufficient, which meant that it had no effect on local revenue. Meanwhile, the level of effectiveness and contribution of local taxes in cities / regencies in Bali and West Nusa Tenggara provinces for the 2019-2021 period is effective and moderate, which means it has an effect on local revenue.
Efektivitas Program Same Day Services Pasang Baru dan Perubahan Daya Listrik di PT PLN (Persero) Unit Layanan Pelanggan (ULP) Jatibarang Ulfatillah Salmi; Ertien Rining Nawangsari
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.3231

Abstract

The increasing need for electricity is part of the public interest. The availability of electricity must continue to be ensured to support all forms of activity, such as the economy. The government, through PT PLN (Persero), is responsible for distributing electrical energy to remote areas of the country quickly, easily and safely for the community. Based on this, PT PLN (Persero) is trying to provide electricity to the community quickly through the Same Day Services (SDS) Program for New Installation and Power Change. This program is expected to be a breakthrough in responding to the increasing demand for electricity needs of the community over time. Therefore, the aim of this research is to find out how effective the Same Day Services (SDS) New Installation and Electric Power Change Program implemented by PT PLN (Persero) on Customer Service Unit (ULP) Jatibarang. The research method used is descriptive qualitative research. The data taken is based on the results of observations, interviews, documentation, as well as reviewing data sourced from PT PLN (Persero) ULP Jatibarang documents, articles and other news that are relevant to the research topic. The results of this research show that the SDS Program at ULP Jatibarang shows positive results from several effectiveness indicators according to Budiani. Thus, the author concludes that this program has been running effectively.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Penggunaan BSI Mobile di Malang Raya Aprilia Dwi Ratnasari; Rini Safitri
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.3650

Abstract

Mobile banking is one of the many innovations that exist in the banking industry. It is hoped that the existence of mobile banking will make it easier for customers to carry out transactions anytime and anywhere without having to come directly to the bank. Customers' decisions to use mobile banking are influenced by various factors. Therefore, this research is aimed at determining the influence of convenience, service features and sharia financial literacy on the decision to use BSI mobile with interest in using it as a mediating variable. This research is a type of quantitative research using associative research methods. The number of samples taken was 105 customers who used BSI mobile in Malang Raya, which were taken using non-probability sampling techniques.. The collected data was analyzed using Structural Equation Modeling-Partial Least Square (SEM-PLS) with SmartPLS version 3 software. The results of the research show that convenience and sharia financial literacy partially do not have a significant effect on the decision to use BSI mobile. Meanwhile, service features and interest in using them partially have a significant influence on the decision to use BSI mobile. Convenience, service features and sharia financial literacy partially have a significant influence on the decision to use BSI mobile. Mobile banking menjadi salah satu dari banyaknya inovasi yang ada dalam industri perbankan. Adanya mobile banking diharapkan mampu mempermudah aktifitas nasabah dalam melakukan transaksi kapan pun dan dimana pun tanpa perlu datang langsung ke bank. Keputusan nasabah menggunakan mobile banking dipengaruhi oleh berbagai faktor. Oleh karena itu, penelitian ini ditujukan untuk mengetahui pengaruh kemudahan, fitur layanan dan literasi keuangan syariah terhadap keputusan penggunaan BSI mobile dengan minat menggunakan sebagai variabel mediasi. Penelitian ini termasuk jenis penelitian kuantitatif menggunakan metode assosiative research. Jumlah sampel yang diambil sebanyak 105 nasabah yang menggunakan BSI mobile di Malang Raya, yang diambil menggunakan teknik non probabiliti sampling. Data yang dikumpulkan dianalisis menggunakan Structural Equation Modeling-Partial Least Square (SEM-PLS) dengan software SmartPLS versi 3. Hasil penelitian menunjukkan kemudahan dan literasi keuangan syariah secara parsial tidak berpengaruh signifikan terhadap keputusan penggunaan BSI mobile. Sedangkan, fitur layanan dan minat menggunakan secara parsial berpengaruh signifikan terhadap keputusan penggunaan BSI mobile. Kemudahan, fitur layanan dan literasi keuangan syariah secara parsial berpengaruh signifikan terhadap keputusan penggunaan BSI mobile.
Apakah Eko-Feminisme Mempengaruhi Kualitas Pengungkapan ESG dan Kinerja Perbankan Gumilar sukmawan; Khomsiyah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.3754

Abstract

This research aims to analyze the relationship between the nature of ecofeminism of female directors and ESG disclosure and the nature of ecofeminism on banking performance. This research uses how many female directors there are in a bank as an independent variable, while the dependent variables are ESG disclosure and banking performance as measured by ROA.This research uses a sample of conventional banks listed on the Indonesia Stock Exchange from 2021 to 2023. A total of 43 conventional banks were taken as samples, and a purposive sampling method was used. This research uses linear regression analysis using IBM SPSS 27.The results of this research found that female directors have no effect on ESG disclosures, while female directors have an effect on banking performance.
Pengaruh Beban Kerja dan Stres Kerja terhadap Kinerja Anggota Satuan lalu Lintas Kepolisian Resor Kota Samarinda Yeyen Afera; Rinda Sandayani Karhab; Vera Anitra
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.3800

Abstract

This study aims to analyze the influence of workload and work stress on the performance of the Traffic Unit members of the Samarinda City Police Resort. The method used is a quantitative survey by distributing questionnaires to 129 traffic unit members selected from a population of 190 members using the Slovin formula. Data analysis was conducted using SPSS for validity, reliability, and multiple linear regression tests. The results of the study indicate that workload and work stress have a significant impact on the performance of police officers. Well-managed workload and effectively addressed work stress can enhance the performance of the members. The implications of this study emphasize the importance of workload and stress management programs, time management training, and a supportive work environment to improve the performance and well-being of police officers.
Analisis Sentimen Media Sosial Terhadap Aplikasi Perbankan Untuk Mengetahui Kepuasan Pengguna Aplikasi: Studi Kasus Pada Livin by Mandiri dan BCA Mobile Symisius Lintang Ranataru; Nurvita Trianasari
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.3805

Abstract

In this study, the researchers aimed to explore how sentiment expressed on social media platforms towards e-servqual provided by Livin' by Mandiri and BCA Mobile applications. This research uses sentiment analysis by collecting data from Twitter. Naïve Bayes is the method chosen for this research due to its user-friendly nature and ability to handle large datasets. Regarding the results of sentiment analysis on the e-servqual dimensions for the BCA Mobile application, overall opinions tend to be negative, although there are some positive opinions, especially on the variables of user friendliness, personal nedss, and efficiency. However, sentiments towards the dimensions of site organization, responsiveness, and reliability are mostly filled with negative sentiments. In contrast, sentiments towards the Livin by Mandiri application mostly contain positive sentiments. In the e-servqual dimension, Personal Needs, user frendlines and Responsiveness, and Site Organization all show positive sentiments, while, Efficiency, and Reliability show negative sentiments. In addition, based on the results of sentiment analysis, this research also examines topic modeling which is used to see what topics often appear in both applications.

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