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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
Journal Mail Official
redaksielmal@jgmail.com
Editorial Address
Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
Location
Kab. bogor,
Jawa barat
INDONESIA
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Articles 1,721 Documents
Analisis Teknikal Menggunakan Moving Average (MA), Moving Average Convergence-Divergence (MACD), dan Relative Strength Index (RSI) Untuk Mengoptimalkan Dalam Pengambilan Keputusan Investasi Pada Saham Sektor Manufaktur Index LQ45 BEI Tahun 2022-2023 Saiful Hasan; Siti Nurhasanah; Wahyu Purbo Santoso
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2029

Abstract

This research examines technical stock analysis techniques for six manufacturing sector companies listed on the Indonesia Stock Exchange for the 2022–2023 period, using the Moving Average (MA), Moving Average Convergence and Divergence (MACD) and Relative Strength Index (RSI) indicators. . Astra International Tbk (ASII), PT Indofood Sukses Makmur Tbk (INDF), PT Indofood CBP Sukses Makmur Tbk (ICBP), PT Semen Indonesia Persero Tbk (SMGR), PT Indah Kiat Pulp & Paper Tbk (INKP), and PT Kalbe Farma Tbk (KLBF) are some of them. The analysis was conducted using charts from the stockbit.com website to evaluate the accuracy of signals and the investment performance of these three indicators. The research results indicate that RSI has the highest signal accuracy rate, namely 92%, while MA and MACD have accuracy rates of approximately 58% and 55%, respectively. Despite MACD producing more signals, RSI remains accurate with fewer signals. In terms of return on investment, RSI achieved a total return of 238%, followed by MACD with a total return of 161%, and MA with a total return of 101%. RSI proves to be a reliable indicator by generating positive returns without any negative returns on the studied stocks. In conclusion, RSI is the primary choice in making investment decisions in the manufacturing sector stocks on the Indonesia Stock Exchange due to its accuracy and positive investment returns. However, MA remains useful for trend analysis, and investors are advised to pay attention to the entire stock market, consider additional indicators, and have sufficient understanding of technical analysis. For future research, it is recommended to consider other sectors and a broader range of indicators.
Pengaruh Sharia Compliance dan Islamic Corporate Governance Terhadap Kinerja Keungan Bank BPRS Paduarta Sinsani Medan Abul Khoidir Nasution; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2037

Abstract

This study explores the influence of Sharia Compliance and Islamic Corporate Governance on the financial performance of Bank BPRS Paduarta Insani Medan. Using an associative approach and employing purposive sampling techniques, the research utilizes primary data analyzed with SPSS 25 software. The results of the normality test indicate that the research data is normally distributed. The multicollinearity test shows no symptoms of multicollinearity among independent variables. The results of the partial regression test (t-test) demonstrate that both Sharia Compliance and Islamic Corporate Governance have a positive and significant impact on the financial performance of Bank BPRS Paduarta Insani Medan. The coefficient of determination (R2) is 0.961, signifying that the independent variables can explain 96.1% of the variation in the bank's financial performance, while the remaining percentage is influenced by other variables outside the regression model. In conclusion, Sharia Compliance and Islamic Corporate Governance have a positive and significant influence on the financial performance of Bank BPRS Paduarta Insani Medan. These findings are consistent with previous research that supports the importance of Sharia compliance and good corporate governance in the context of Islamic banking.
Faktor-Faktor Yang Mempengaruhi Tingkat Kepercayaan Masyarakat Terhadap Lembaga Keuangan Syariah: Studi Kasus Masyarakat Kabupaten Labuhan Batu Selatan Widia Wulandari; Dahrani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2051

Abstract

The development of Information Technology should make companies grow more rapidly, including Sharia Financial Institutions, both in terms of receiving and distributing funds, but in reality we can see that Islamic financial institutions still tend to be less developed than conventional financial institutions, this is caused by many factors, and Therefore, the aim of this research is to find out whether human resources in Islamic financial institutions, namely employees and the products offered, can influence the level of public trust in Islamic financial institutions, either partially or simultaneously. This type of research is quantitative using a questionnaire as a data collection method which is then tested using multiple linear regression analysis. The research results show that human resources or employees from Islamic Financial Institutions have a positive influence with a significant value of 0.000, while the products offered influence Islamic financial institutions with a significant value of 0.000, while simultaneously the two independent variables have a positive influence with a significance value of 0.000.
Analisis Faktor Eksternal dan Faktor Internal yang Mempengaruhi Marketing Reach pada Perkembangan UMKM: Studi Kasus pada UMKM di Kabupaten Serdang Bedagai Wahyu Fitria Anggraini; Rahmayati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2052

Abstract

Micro, Small and Medium Enterprises have the ability to create jobs at minimum cost. Small and medium-sized companies are pioneers in the world of innovation and have high flexibility that allows businesses to meet customer needs. The type of research used is quantitative. The population in this research is MSME owners in Serdang Begadai district, based on data from the Serdang Begadai District Government until 2023 who come from the fields of agriculture, trade, services and small industry. Until now, not many MSMEs have implemented go digital (Serdang Begadai Regency Government, 2024), the sampling method used in this research is Probability Sampling (Random Sample), the type used is Cluster Sampling. Before testing the hypothesis, a prerequisite test for proving the hypothesis is carried out. In this study, the model used by the researcher is multiple linear regression. Based on the research results, it can be concluded that in general the role and existence of external and internal factors are recognized as factors and figures of interest through government, social and economic policies as well as the role of related institutions in running a business because business actors cannot run alone to carry out and develop business. External and internal factors that are indicated to have a positive influence are the capital aspect, that basically most business actors when running their business tend to prefer to use their own capital rather than taking out loans because they feel more at ease using their own capital
Pengaruh Religiusitas, Kepercayaan dan Pengetahuan Terhadap Minat Masyarakat Menabung di Bank Syariah Indonesia: Studi Kasus Masyakat Desa Tanjung Sari Dinda Adela; Maya Sari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2053

Abstract

This research aims to see the influence of Knowledge, Religiosity and Trust factors on interest in saving in Sharia Banking among the people of Tanjung Sari Village. The sample in this research focused on the people of Tanjung Sari Village who were customers of the Indonesian Sharia Bank, totaling 30 people. The analysis used is multiple linear regression analysis with the help of SPSS. Based on this research, the results of the analysis show that there is a positive influence between the Religiosity variable on Interest in Saving at Indonesian Sharia banks. In the research results above it is explained that the resulting significant value is 0.000 < 0.05, which means a person's level of religiosity also influences interest in saving at the bank. Indonesian Sharia. The results of the analysis show that there is a positive influence between the Trust variable on interest in saving at Indonesian Sharia banks among the people of Tanjung Sari Village. In the research results above, it is explained that the resulting significant value is 0.000 < 0.05, which means that a person's level of trust influences a person's interest in saving at a sharia bank. And the analysis shows that knowledge, religiosity and trust together (simultaneously) have a positive effect on interest in saving at Islamic banks. This is shown by the results of the F test which obtained a sig value of. 0.000 < 0.05 from this value, it can be seen that the Fcount value is greater than Ftable, which means that the variables Knowledge, Religiosity and Trust together have a positive effect on Interest in Saving at Bank Syariah.
Peran Influencer, Fitur Live Streaming dan Electronic Word Of Mouth Terhadap Keputusan Pembelian Produk Skincare The Originote pada Aplikasi Tik Tok Usman, Dhea Monicha; Hariasih, Misti; Pebrianggara, Alshaf
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2063

Abstract

The Tik Tok application has become one of the most popular digital media that is widely used by entrepreneurs as an online shopping platform and has around 99.1 million users in Indonesia in 2021, with an average of 68% female users and 32% male users. This research aims to examine the role of influencers, live streaming features and electronic word of mouth on purchasing decisions for The Originote skincare products on the Tik Tok application. With an unknown population, the Lemeshow formula is used to calculate the sample size, with 100 respondents. This research is quantitative and uses the Smart PLS analysis tool. The research results show that Influencers have a significant positive effect on Purchasing Decisions, the Live Streaming Feature has a significant positive effect on Purchasing Decisions and Electronic Word of Mouth has no effect on Purchasing Decisions for The Originote Skincare Products on the Tik Tok Application.
Strategi Pemasaran dalam Meningkatkan Daya Saing Usaha Keripik Usus Mardha Desa Badrain Kecamatan Narmada Kabupaten Lombok Barat Ida Mawadah; Zaenudin Mansyur; Muh. Azkar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2072

Abstract

The background of this research is the existence of sharp competition between companies, both because of the increasing number of competitors, increasing product volume and rapidly increasing technological developments. This forces companies to pay attention and know what kind of marketing strategy is implemented by the company. The focus is this study was to describe the implementation of the marketing strategy of the intestine Mardha Chips Business in increasing competitiveness and the impact of the marketing strategy implementation by the intestine Mardha Chips Business. This study used qualitative descriptive type approach. Data collection methods used were observation, interview and documentation methods. The results of this study indicate that (1) Mardha Intenstinal Chips Business used a good marketing strategy, namely by conducting market segmentation, target market, market position and marketing mix which includes product strategy, price strategy, location and distribution strategy, and promotion strategy; (2) The marketing strategy implemented by Mardha intestine Chips Business has had positive impacts including increasing sales, adding value to the family economy, prodiving satisfaction to consumers with quality product and affordable prices and expanding market share.
Pengaruh Insentif, Target Penjualan, dan Kepuasan Kerja Terhadap Kinerja Karyawan Frontliner PT. Accentuates Sugeng Riyadi; Farid Al Rizky
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2073

Abstract

The purpose of this study is to investigate and demonstrate if work happiness, sales objectives, and incentives affect frontline staff' performance. PT. Highlights. This research technique combines an explanatory research approach with quantitative research tools. Questionnaires and secondary data were the methods utilized to acquire the data. Multiple regression is used in the data analysis process with the use of SPSS software. The multiple regression test findings indicate that the incentive variable b1 = 0.393: the employee performance incentive variable's regression coefficient value will be higher, demonstrating that incentives have a considerable impact on frontline workers' performance. It is established that sales objectives have a major impact on frontline workers' performance, as shown by PT. Accentutaes, in the sales target variable b2 = 0.357, where the regression coefficient value of the sales target variable employees will also improve. PT. Highlights. Additionally, the job happiness variable's regression coefficient value, b3 = 0.397, will also increase, demonstrating the substantial impact that work contentment has on frontline employees' performance. PT. Highlights. With a computed t value of 5.998, a t table value of 1.979, and a significance value of 0.000 < 0.05, the incentive variable (X1) significantly affects frontline staff performance. PT. Highlights. With a computed t value of 4.710, a t table value of 1.979, and a significance value of 0.000 < 0.05, the sales goal variable (X2) significantly affects frontline staff performance. PT. Highlights. With a computed t value of 6.390, a t table value of 1.980, and a significance value of 0.000 <0.05, the work satisfaction variable (X1) significantly affects frontline employees' performance, according to PT. Accentuates.
Analisis Strategi Promosi Pembiayaan Murabahah dalam Meningkatkan Jumlah Anggota di BMT Al-Iqtishady Kota Mataram: Studi Kasus di BMT Al-Iqtishady Kota Mataram Nunung Harianti; Muslihun; Pongky Arie Wijaya
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2074

Abstract

BMT Al-Iqtishady Mataram City is a sharia-based financial institution. This company operating in the service sector uses 2 promotional media, namely online media and offline media. The online media used by BMT is websites, Instagram and Facebook. Meanwhile, for offline media, BMT uses brochures. This research is qualitative research that is descriptive qualitative in nature, trying to describe the research results obtained in the field. The types of data used in this research are primary and secondary data with the data sources used consisting of; General Manager, Customer Service (CS), Funding, PPOB Unit Manager, and Finance with data collection techniques used by researchers in the form of Non-Participant Observation, Structured Interviews, and Documentation. The data obtained is then processed in the form of words which are then expressed in the form of a description or narrative. The results of this research are financing promotion strategies, especially murabahah, BMT Al-Iqtishady does not carry out specific promotions per product. However, BMT carries out overall promotions where the main aim is to increase the number of members. Because, joining the community as members is one of the requirements that must be met if financing is to be carried out.
Pengaruh Literasi Keuangan, Inklusi Keuangan, dan Brand Image Terhadap Penggunaan Layanan Digital Perbankan Syariah: Studi Kasus Mahasiswa FAI UMSU Indah Rezqi Vitria Ma; Syahrul Amsari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2088

Abstract

The market share in the world of sharia banking, specifically in Indonesia, is still lower than in conventional banking, even though sharia banking has made efforts for convenience and comfort for its customers, one of which is through digital technology-based services. This is caused by many factors, and because the aim of this research is to determine and assess the influence of independent factors such as Financial Literacy (X1), Financial Inclusion (X2), Brand Image (X3) on the dependent variable, namely the use of digital sharia banking services. (Y) . This research uses a quantitative approach with sampling carried out using a simple random sampling technique. The main data used in this research comes from surveys filled out directly by respondents. The population of this study was 1500 students from the Faculty of Islamic Religion, Muhammadiyah University of North Sumatra, with a total sample of 94 people. The analytical tools used are several linear regression analyses. The research results show that financial literacy has no significant effect on the use of sharia banking digital services with a significant value of 0.319, Financial Inclusion partially has a significant effect on the use of sharia banking digital services with a significant value of 0.047, while Brand Image has a significant effect on the use of digital services with a significant value 0,000.

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