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Jurnal Riset Ilmiah
Published by Lembaga Pendidikan dan Penelitian Manggala Institute
ISSN : -     EISSN : 30318947     DOI : https://doi.org/10.62335/5t445c70
Core Subject : Economy, Health, Education, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other
SINERGI : Jurnal Riset Ilmiah accomodates original research, or theoretical papers. We invite critical and constructive inquiries into wide range of fields of study with emphasis on interdisciplinary approaches: Humanities and Social sciences, that include: Engineering, Economics, Health, Social, Science and Law.
Arjuna Subject : Umum - Umum
Articles 659 Documents
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TRANSFORMASI DIGITAL PERBANKAN: ANALISIS IMPLEMENTASI TEKNOLOGI FINANCIAL TECHNOLOGY (FINTECH) DALAM MENINGKATKAN LAYANAN PERBANKAN DI PT BANK CENTRAL ASIA TBK Handa, Nur; Kartini, Ida Ayu Nuh; Ridwanda, Zahwa Nabilla; Zhannah, Putri Nur Miftahul
SINERGI : Jurnal Riset Ilmiah Vol. 2 No. 12 (2025): SINERGI : Jurnal Riset Ilmiah, Desember 2025
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v2i12.2134

Abstract

Abstract This study aims to analyze the implementation of Financial Technology (Fintech) in digital banking transformation at PT Bank Central Asia Tbk (BCA). The research method used is library research with a descriptive-analytical qualitative approach, utilizing academic literature from the 2021-2025 period from various reputable scientific databases. The research results show that BCA has implemented a comprehensive digital transformation strategy through technology and infrastructure investment with an increase in IT Capital Expenditure allocation of 8-10%, adoption of advanced technologies such as Artificial Intelligence, Robotic Process Automation, and Natural Language Processing, as well as development of innovative digital products such as m-BCA, myBCA, blu, VIRA, QRku, and Sakuku. Fintech implementation has a significant impact on operational efficiency with a decrease in Cost to Income Ratio from 43.7% to 34.3%, increased customer satisfaction through faster and more accessible services, and expansion of digital financial inclusion. Main challenges include cybersecurity, regulation, organizational culture change, and legacy system integration, which are managed through a people, process, and technology approach. Success factors include strong management leadership, continuous investment, product innovation, and digital ecosystem collaboration that enable BCA to maintain its competitive position as a leading bank in Indonesia. Abstrak Penelitian ini bertujuan untuk menganalisis implementasi teknologi Financial Technology (Fintech) dalam transformasi digital perbankan di PT Bank Central Asia Tbk (BCA). Metode penelitian yang digunakan adalah studi pustaka (library research) dengan pendekatan kualitatif deskriptif-analitis, menggunakan literatur akademik periode 2021-2025 dari berbagai basis data ilmiah bereputasi. Hasil penelitian menunjukkan bahwa BCA telah mengimplementasikan strategi transformasi digital yang komprehensif melalui investasi teknologi dan infrastruktur dengan peningkatan alokasi Capital Expenditure IT sebesar 8-10%, adopsi teknologi canggih seperti Artificial Intelligence, Robotic Process Automation, dan Natural Language Processing, serta pengembangan produk digital inovatif seperti m-BCA, myBCA, blu, VIRA, QRku, dan Sakuku. Implementasi Fintech memberikan dampak signifikan terhadap efisiensi operasional dengan penurunan Cost to Income Ratio dari 43,7% menjadi 34,3%, peningkatan kepuasan nasabah melalui layanan yang lebih cepat dan mudah diakses, serta perluasan inklusi keuangan digital. Tantangan utama meliputi keamanan siber, regulasi, perubahan budaya organisasi, dan integrasi sistem legacy, yang dikelola melalui pendekatan people, process, and technology. Faktor keberhasilan mencakup kepemimpinan manajemen yang kuat, investasi berkelanjutan, inovasi produk, dan kolaborasi ekosistem digital yang memungkinkan BCA mempertahankan posisi kompetitif sebagai bank terkemuka di Indonesia.
PEMBELAJARAN MENGEKSPRESIKAN PUISI DALAM BENTUK TEATER MENGGUNAKAN METODE DIRECT INSTRUCTIONS PADA KEGIATAN EKSTRAKURIKULER TEATER DI SMP NEGERI 1 BOTUMOITO Tou, Mikshera; Pulukadang, Mimy Astuty; Semiaji, Trubus; Djafar, Nurlia; Ohi, Rahmawati
SINERGI : Jurnal Riset Ilmiah Vol. 2 No. 12 (2025): SINERGI : Jurnal Riset Ilmiah, Desember 2025
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v2i12.2142

Abstract

This research is motivated by the unsatisfactory learning outcomes of arts and culture subject at SMP Negeri 1 Botumoito. This issue is due to the lack of students' understanding and skills in learning theater arts. Based on interviews conducted with the arts and culture subject's teacher (Mirnawati Bolio, S.Pd, September 2023), students' lack of interest in theater art is caused by limited knowledge and low confidence in performing it publicly. Therefore, the researcher is motivated to conduct research at the school. This research uses the Direct Instructions method, where the researcher teaches directly or demonstrates theater performances in front of the class, focusing on the theme of "orang-orang miskin" (the poor). This research aims to describe the process of learning to express poetry in theatrical form in the extracurricular theater group at SMP Negeri 1 Botumoito. The research employs a qualitative research method and the data are collected through observation, interviews, documentation, and assessment instruments. The population comprises 7th and 8th-grade students interested in theater extracurricular activities, totaling 8 students, consisting of 4 male and 4 female students. All participants are selected as samples due to their lack of prior theater experience  
HUBUNGAN ANTARA REGULASI EMOSI DENGAN FEAR OF MISSING OUT(FoMO) PADA GEN Z  PENGGUNA MEDIA SOSIAL TIKTOK DI YOGYAKARTA Muhidin, Nurul Izza; Feno, Michael Yulian
SINERGI : Jurnal Riset Ilmiah Vol. 2 No. 12 (2025): SINERGI : Jurnal Riset Ilmiah, Desember 2025
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v2i12.2144

Abstract

This study aims to examine the relationship between emotion regulation and Fear of Missing Out among Generation Z TikTok users in Yogyakarta. Fear of Missing Out emerges as a psychological response to intensive social media use and is characterized by a strong desire to remain continuously connected to online social activities. This study employed a quantitative approach with a correlational design. The participants were Generation Z individuals who actively use TikTok and reside in Yogyakarta, with data collected through an online questionnaire measuring emotion regulation and Fear of Missing Out. Data analysis was conducted to identify the association between the two research variables. The results indicate that there is no significant relationship between emotion regulation and Fear of Missing Out among Generation Z TikTok users in Yogyakarta. These findings suggest that individuals’ ability to regulate emotions is not associated with the level of Fear of Missing Out they experience. Therefore, Fear of Missing Out among Generation Z TikTok users may be influenced by other factors beyond emotion regulation, such as individual characteristics or patterns of social media use. This study implies that understanding Fear of Missing Out requires consideration of additional variables relevant to the social media context of Generation Z
FAKTOR -  FAKTOR YANG MEMPENGARUHI TUMBUH KEMBANG ANAK PADA PEKERJA MIGRAN DI INDONESIA Nasyifa, Lutfika Arifatun; Kusuma, Inggar Ratna; Lestari, Nadia Citra; 'Aisy, Ba'ats Rihhadatul; Yasmina, Hanum Akmala
SINERGI : Jurnal Riset Ilmiah Vol. 2 No. 12 (2025): SINERGI : Jurnal Riset Ilmiah, Desember 2025
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v2i12.2182

Abstract

ABSTRACT Background: The phenomenon of labor migration, particularly by Indonesian Migrant Workers (PMI), creates a dual impact on families: economic improvement versus psychosocial vulnerability in children left behind (Left-Behind Children - LBC). The parental absence triggers changes in parenting patterns, family disharmony, and developmental challenges for LBC across various regions in Indonesia. Objective: To identify, map, and synthesize various factors affecting the growth and development of PMI children in Indonesia, and to identify policy gaps and documented forms of intervention. Methods: This review synthesizes data from 20 articles published between 2017 and 2025. The articles include quantitative studies, qualitative studies, mixed-methods, systematic reviews, and case studies focusing on LBC and their caregivers. Results: The review found that migration creates multidimensional vulnerabilities: 1) Mental Well-being: LBC are at a higher risk of emotional problems, hyperactivity, and behavioral problems. They report higher levels of stress, anxiety, and depression due to the disruption of emotional bonds. However, social support is proven to be positive and significant for the children's subjective well-being. 2) Physical Health: Migration does not significantly affect serious diseases but increases the incidence of minor ailments, especially in children left behind by the father. Children with working parents tend to have a higher prevalence of developmental deviations. 3) Education: LBC tend to have lower cognitive scores, interest, and academic achievement compared to non-migrants due to the lack of attention from core parents and suboptimal parenting patterns. 4) Parenting and Family: Childcare shifts to extended family (relatives) who implement democratic or permissive parenting styles. However, the absence of core parents causes family disharmony and increases the LBC's vulnerability to criminal influences such as brawling and premarital sex. Conclusion: The negative impact of migration on LBC in Indonesia is comprehensive, covering physical, psychological, and academic aspects. Integrated interventions are required, including strengthening the capacity of alternative caregivers, enhancing effective communication, and specific government policy support to protect the basic rights of LBC.
EFEKTIVITAS INTERVENSI PSIKORELIGIUS DALAM MENGURANGI HALUSINASI PADA PASIEN SKIZOFRENIA DI INDONESIA: LITERATURE REVIEW THE EFFECTIVENESS OF PSYCHORELIGIOUS INTERVENTION IN REDUCING HALLUCINATIONS IN PATIENTS WITH SCHIZOPHRENIA IN INDONESIA: A LITERATURE REVIEW Rafiyah, Imas
SINERGI : Jurnal Riset Ilmiah Vol. 3 No. 1 (2026): SINERGI : Jurnal Riset Ilmiah, January 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v3i1.2188

Abstract

Schizophrenia is a chronic mental disorder often characterized by hallucinations, particularly auditory hallucinations, which can disrupt patients’ social, emotional, and cognitive functioning. This literature review aims to examine the effectiveness of psychoreligious interventions as a complementary intervention for reducing the intensity of hallucinations in individuals with schizophrenia. Article searches were conducted through four major databases: Scopus, ScienceDirect, EBSCO, and Google Scholar, using keywords related to hallucinations, schizophrenia, and psychoreligious intervention, resulting in three articles that met the inclusion criteria. The findings indicate that psychoreligious interventions such as dhikr, prayer, and Qur’anic healing can provide calming effects, reduce anxiety, improve focus, and help patients redirect their attention away from hallucinatory voices. These religious interventions were also shown to enhance patients’ ability to control and interpret their hallucinatory experiences. Furthermore, positive spiritual practices may reduce emotional distress, whereas negative religious coping can exacerbate symptoms. Overall, psychoreligious intervention is considered an effective, simple, and culturally appropriate complementary approach in managing hallucinations among individuals with schizophrenia.  
GAMBARAN PENGGUNAAN OBAT OFF-LABEL PADA PASIEN ISPA DI RSUD PROVINSI NUSA TENGGARA BARAT TAHUN 2022 Rosyida, Eryona Azizun; Nensi, Linda Oktavia; Pradiningsih, Anna; Ittiqo, Dzun Haryadi; Erwinayanti, G.A.P. Sri
SINERGI : Jurnal Riset Ilmiah Vol. 3 No. 1 (2026): SINERGI : Jurnal Riset Ilmiah, January 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v3i1.2197

Abstract

Acute Respiratory Infections (ARI) are a common disease in Indonesia, particularly among children, who are at risk of off-label drug prescribing due to limited pediatric efficacy and safety data. Off-label use includes off-label age, dose, indication, and route of administration. This observational, cross-sectional study aimed to describe the pattern of off-label drug use in ARI patients at the West Nusa Tenggara Provincial Hospital. Medical records of outpatients diagnosed with ARI between January and December 2022 were reviewed, with 80 patients meeting the inclusion criteria. The results showed that 27% of ARI prescriptions involved off-label use, exclusively in the off-label age category, with salbutamol being the most frequently prescribed off-label drug. This finding indicates a considerable rate of off-label drug use in ARI management, highlighting the need for collaboration between pharmacists and physicians to monitor such use. Further research is recommended to identify the risk factors and correlations associated with off-label prescribing for ARIs.
INVENTARISASI DAN PENGKAJIAN TANAMAN EMPON - EMPON DI DESA PARE KECAMATAN KRANGGAN KABUPATEN TEMANGGUNG Iftitah, Siti Nurul
SINERGI : Jurnal Riset Ilmiah Vol. 3 No. 1 (2026): SINERGI : Jurnal Riset Ilmiah, January 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v3i1.2202

Abstract

The demand for rhizomes (empon-empon) is increasing along with public awareness of health and the use of herbal ingredients. Indonesia boasts numerous varieties of rhizomes, each with unique properties that can be used in traditional herbal medicines. These plants can be planted as monocultures in open fields or intercropped under perennial crops (agroforestry). This research aims to identify the types of rhizomes available, to understand the appropriate cultivation methods for these plants, and to motivate farmers to cultivate rhizomes in accordance with Good Agricultural Practices (GAP).This resulted in the production of high-quality herbal plants that could be accepted in the herbal medicine industry. The research was conducted using a descriptive method, namely by inventorying, identifying, and assessing several types of existing herbal plants. Observations were conducted on 15 farmer samples divided into three hamlets. The results showed that the majority of Pare Village residents still knew and owned herbal plants, such as ginger, turmeric, and galangal, grown in dry fields without observing proper cultivation methods or GAP (Growth Approach). There was no processing of these herbal plants, so training on processing them was needed to increase the income of farming families.
PEMBELAJARAN TEATER TUNGGAL (MONOLOG) DALAM KEGIATAN EKSTRAKURIKULER DI SMK NEGERI 1 BULANGO SELATAN MENGGUNAKAN METODE “ROLE PLAYING” Jusuf, Alifah Aulia Shabrina; Karlan, La Ode; Pulukadang, Mimy Astuty; Sitharesmi, Riana Diah; Semiaji, Trubus
SINERGI : Jurnal Riset Ilmiah Vol. 3 No. 1 (2026): SINERGI : Jurnal Riset Ilmiah, January 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v3i1.2203

Abstract

This study aims to explore the Implementation of Monologue Learning in Extracurricular activities as an effort to overcome lost learning, experienced by students due to the COVID-19 pandemic. Lost learning is a condition in which students lose the opportunity to learn optimally due to disruptions in the face-to-face learning process that occurs during the pandemic. Bold learning implemented during the pandemic is often unable to accommodate the differentiated needs of students, especially at SMK Negeri 1 Bulango Selatan School. Because of this, researchers are interested in conducting research at the school. This study uses the Role Playing method, because this method is Flexible, and can encourage students to be more active through role simulations that are close to Real Situations. This study uses a qualitative approach, the data in this study were collected through observation, documentation, interviews and assessment instruments. The population in this study were students in grades X, XI, XII who actively participated in the Theater Extracurricular. The sample of this study was 15 people, divided into 3 Participants and 12 as observers. The results of the study were; from 3 participants, they had performed quite varied performances. And 12 students as observers, 8 people observed carefully and 4 people were not serious and needed to be improved.
PERSEPSI PESERTA DIDIK KELAS X TERHADAP EFEKTIVITAS MODEL PEMBELAJARAN BERBASIS MASALAH (PBL) PADA MATA PELAJARAN BIOLOGI SMA NEGERI KIE Selan, Cindi Yuana; Taek, Paulus; Imakulata, Mbing M.; Tokan, Moses K.
SINERGI : Jurnal Riset Ilmiah Vol. 3 No. 1 (2026): SINERGI : Jurnal Riset Ilmiah, January 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v3i1.2214

Abstract

This study aims to explore the perceptions of tenth-grade students regarding the effectiveness of the Problem-Based Learning (PBL) model in Biology classes at SMA Negeri Kie. Employing a descriptive quantitative method, the research focuses on analyzing students' responses across six key indicators of PBL implementation. The findings reveal that the indicator of PBL application in Biology learning received a response rate of 84%, the influence of PBL on learning motivation reached 81%, active participation and engagement scored 80%, problem-solving skills were rated at 78%, the impact on learning outcomes reached 79%, and the influence on overall involvement and activity was 78%. The average response across all indicators was 80%, indicating that students' perceptions of the effectiveness of the PBL model fall into the "very good" category. These results suggest that the implementation of the Problem-Based Learning model positively contributes to the learning process in Biology, particularly in enhancing students' motivation, engagement, and critical thinking abilities.
GAMBARAN KUALITAS HIDUP PADA PASIEN PENYAKIT JANTUNG KORONER DI POLI JANTUNG RSUD PROVINSI NTB Puspitasari, Sintha; Nopitasari, Baiq Leny; Durrani, Putri Izzul
SINERGI : Jurnal Riset Ilmiah Vol. 3 No. 1 (2026): SINERGI : Jurnal Riset Ilmiah, January 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/sinergi.v3i1.2218

Abstract

Coronary Heart Disease (CHD) is the leading cause of death worldwide, including in Indonesia. It significantly affects patients’ physical, psychological, social, and spiritual well-being, thereby influencing their quality of life. This study aimed to describe the quality of life of CHD patients at the Cardiology Clinic of NTB Provincial Hospital. This was a descriptive observational study with a cross-sectional design. A total of 41 respondents were recruited using accidental sampling during December 2024–January 2025. Quality of life was assessed using the MacNew questionnaire, which covers physical, emotional, and social domains. Data were analyzed descriptively using univariate analysis. Most respondents were aged 56–65 years, male, had high school education, were unemployed, and had comorbidities. The majority (95.1%) of patients had good quality of life, while 4.9% had poor quality of life. The highest mean score was in the emotional domain (75.86%), followed by social (72.90%) and physical (71.52%). Conclusion: Most CHD patients in NTB Provincial Hospital demonstrated good quality of life, with emotional well-being being the highest-scoring domain. 

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