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JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 658 Documents
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Pengaruh Hedonic Shopping Motivation, Shopping Lifestyle dan Tagline “Free shipping” Terhadap Impulsive Buying Pada Marketplace Shopee: (Mahasiswa KIP Universitas Muhammadiyah Mamuju) Dedi Kurniawan Syarif; Muh. Tahir; Muh. Rezky Naim; Suharlina Suharlina
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.1916

Abstract

Penelitian ini dilakukan untuk menentukan pengaruh motivasi berbelanja hedonik, gaya hidup berbelanja, dan tagline “Pengiriman Gratis” terhadap pembelian impulsif di pasar daring Shopee (mahasiswa Program Studi Pendidikan Informatika, Universitas Muhammadiyah Mamuju). Penelitian ini menggunakan metode kuantitatif dengan teknik sampling non-probabilitas untuk melibatkan 91 responden, yang dihitung menggunakan rumus Slovin. Pengumpulan data dilakukan melalui observasi, wawancara, dan penyebaran kuesioner. Kualitas instrumen penelitian diuji menggunakan uji validitas dan reliabilitas. Data dianalisis menggunakan regresi linier berganda dengan uji parsial (t-test), uji simultan (F-test), dan analisis koefisien determinasi (R²). Hasil menunjukkan bahwa Motivasi Belanja Hedonis memiliki pengaruh parsial yang signifikan terhadap Pembelian Impulsif. Gaya Belanja memiliki efek parsial yang signifikan terhadap Pembelian Impulsif. Tagline “Pengiriman Gratis” memiliki efek parsial yang signifikan terhadap Pembelian Impulsif. Demikian pula, Motivasi Belanja Hedonik, Gaya Belanja, dan tagline “Pengiriman Gratis” secara kolektif memiliki efek signifikan terhadap Pembelian Impulsif, berkontribusi sebesar 61,9%, sementara variabel lain di luar model penelitian ini mempengaruhi sisa 38,1%. Temuan ini mengonfirmasi dan membuktikan bahwa Motivasi Belanja Hedonis, Gaya Hidup Belanja, dan tagline “Pengiriman Gratis” merupakan faktor penting dalam membentuk Pembelian Impulsif di Pasar Shopee di kalangan mahasiswa KIP Universitas Muhammadiyah Mamuju.
Pengaruh Brand Engagement dan Brand Experience Terhadap Brand Loyalty Pada Konsumen Generasi Z Pengguna Viva Cosmetics di Irma Beauty Shop Zahrayunita Zahrayunita; Junaeda Junaeda; Retno Ayu Puspita S
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.1918

Abstract

Penelitian ini bertujuan untuk menentukan pengaruh keterlibatan merek dan pengalaman merek terhadap loyalitas merek di kalangan konsumen Generasi Z yang menggunakan produk Viva Cosmetics di Irma Beauty Shop. Penelitian ini dilakukan di kalangan konsumen Irma Beauty Shop, menggunakan data kuantitatif dan kualitatif, dengan populasi konsumen Generasi Z yang menggunakan produk Viva Cosmetics, dan sampel sebanyak 96 responden yang dipilih menggunakan teknik sampling purposif. Teknik pengumpulan data meliputi observasi, wawancara, dan kuesioner. Analisis data dilakukan menggunakan analisis regresi linier berganda, koefisien determinasi, uji t parsial, dan uji t simultan untuk menganalisis pengaruh variabel. Penelitian ini bertujuan untuk memberikan wawasan mendalam tentang interaksi antara keterlibatan merek, pengalaman merek, dan loyalitas merek. Hasil menunjukkan bahwa keterlibatan merek secara signifikan mempengaruhi loyalitas merek di kalangan konsumen Generasi Z yang menggunakan Viva Cosmetics di Irma Beauty Shop. Kedua hasil tersebut menunjukkan bahwa pengalaman merek secara signifikan mempengaruhi loyalitas merek di kalangan konsumen Generasi Z yang menggunakan Viva Cosmetics di Irma Beauty Shop. Selain itu, hasil dari ketiga studi tersebut menunjukkan bahwa keterlibatan merek dan pengalaman merek secara bersamaan memiliki pengaruh yang signifikan terhadap loyalitas merek di kalangan konsumen Generasi Z yang menggunakan Viva Cosmetics di Irma Beauty Shop.
Factors Affecting Bank Stability in Indonesia Sita Aisha Gemala; Susy Muchtar
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.1923

Abstract

This research aims to analyze the factors affecting bank stability in Indonesia. The data used in this research is secondary data on the banking sector sourced from the financial reports of companies listed on the Indonesia Stock Exchange (IDX) during the period 2019-2023. The research sample was selected using the purposive sampling method, resulting in 35 companies that are suitable for the research. The data analysis used for hypothesis testing is panel data regression analysis using the Eviews 9 program. The results of the study show that bank size and the economic cycle affect bank stability. This indicates that the larger the bank size, the more stable the bank can be in obtaining income. For the economic cycle variable, if GDP growth contributes to bank stability, it indicates management’s ability to manage risk effectively. Strict supervision and effective risk management are key to the stability of the banking system. Various factors, both internal and external, such as risk management and business strategy, significantly influence bank stability. And external (like economic cycles and government policies). By effectively managing assets and adapting to economic conditions, banks can enhance their stability and contribute to the overall stability of the financial system.
Economic Potential Analysis Of Sugar Palm Cultivation As A Source Of Sap In Jambu Malea Village, Tapango Sub-District Samad , Wahyu; Ansyar , Ansyar; Hamsah , Hamsah
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1926

Abstract

This study was conducted to analyze the economic potential of sugar palm cultivation in supporting the palm sugar industry in Jambu Malea Village, Tapango Sub-district. The background of this research lies in the considerable potential of sugar palm trees as a source of raw material for palm sugar, which has a high market value. However, its development still faces challenges such as limited cultivation technology, restricted market access, and farmers’ lack of knowledge. The objectives of this study are to examine the income of palm sugar businesses, identify the economic potential of sugar palm cultivation, and assess its prospects for improving community welfare. The research employed a quantitative approach using a survey technique. The sample was determined through a saturated sampling method, in which the entire population of palm sugar entrepreneurs, consisting of 10 individuals, was included as respondents. The data collected comprised production costs, revenue, and income, which were then analyzed descriptively by calculating the total cost, revenue, and business profit. The results revealed that the average palm sugar production reached 429 kg per month with a selling price of IDR 18,000/kg, generating a total revenue of IDR 7,722,000. After deducting the total cost of IDR 1,986,733, the average net income obtained was IDR 5,735,267 per month. These findings indicate that sugar palm cultivation has significant economic potential and is feasible to be developed. Moreover, palm sugar enterprises contribute to increasing community income and hold the potential to support sustainable village development.
Antecedents of Sponsorship-Brand Purchase Intention in Esports Tournaments Riyadi, Ilham; Kurniawati, Kurniawati; Masnita, Yolanda
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1924

Abstract

The esports tournament industry is growing rapidly with an ever-increasing number of spectators and investors. This popularity opens up opportunities for brands to reach consumers through sponsorship. This study aims to identify the factors that affect the purchase intention of esports tournament fans toward sponsorship. This study uses a descriptive method with a quantitative approach. Data was collected through a questionnaire from 270 individuals who participated in or supported esports event tournaments. The results of the study show that esports fan identity, brand fan identity, Community and Sponsorship, satisfaction with the event, esports event attachment, and Attitude towards sponsorship affect Brand Purchase Intention.
The Influence of Skills and Personality Characteristics on Employee Performance at the West Sulawesi Provincial Manpower Office Musdalifah, Musdalifah; Martini, Andi Indra; Naim, Muh Rezky
Jurnal Economic Resource Vol. 8 No. 1 (2025): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1928

Abstract

This study was conducted with the aim of determining the effect of skills and personality characteristics on employee performance at the West Sulawesi Provincial Manpower Office. The research method used was quantitative with primary data collected using questionnaires. The respondents in this study were all civil servants working at the West Sulawesi Provincial Manpower Office, and the sample was selected using purposive sampling. The sample size was determined to be 84 respondents. The formulas used in this study were multiple linear regression, validity test, reliability test, t-test, F-test, and coefficient of determination (R2) test. The results showed that skills had a significant partial effect on employee performance. Personality characteristics also had a significant partial effect on employee performance. Simultaneously, skills and personality characteristics significantly affect employee performance, with a contribution of 42.2%. These findings indicate that although skills and personality characteristics have been proven to contribute to improving employee performance, there are still other factors that also play an important role but have not been revealed in this study.
Pengaruh Jenis Usaha Dan Modal Terhadap Pendapatan Pedagang Di Pasar Sentral Kabupaten Mamuju Aswar, Aswar; Heryati, Yati; Saputra A, Jeffriansyah Dwi
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1929

Abstract

This study aims to determine how business type and capital influence the income of traders in the Central Market of Mamuju Regency. The research method used is quantitative, with primary data collected using a questionnaire. The respondent population was all traders in the Central Market of Mamuju Regency, and a sample of 30 traders was taken. This research method used multiple linear regression, validity tests, reliability tests, partial tests (t-tests), and f-tests. The results show that the variable Business Type has a partial significant effect on Trader Income in Mamuju Regency, with a significance value of 0.007, less than 0.05. The variable Capital has a partial significant effect on Trader Income in Mamuju Regency, with a significance value of 0.003, less than 0.05. The variables Business Type and Capital simultaneously have a significant effect on Trader Income in Mamuju Regency, with a significance value of 0.000, less than 0.05.
Pengaruh Workload dan Organizational Justice Terhadap Perilaku Quiet Quitting Karyawan Pada Klinik Hayyat Medical and Wellness Center Mamuju Aprilia Selfani; Nur Wahyunianti Dahri; Muhammad Rivai
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.1931

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh beban kerja dan keadilan organisasi terhadap perilaku quiet quitting karyawan di Hayyat Medical and Wellness Center, Mamuju. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik sampling total, melibatkan 35 karyawan sebagai responden. Data dikumpulkan melalui kuesioner, observasi, wawancara, dan dokumentasi, serta dianalisis menggunakan regresi linier berganda, uji t, uji F, dan koefisien determinasi (R²). Hasil menunjukkan bahwa beban kerja secara signifikan mempengaruhi perilaku quiet quitting, artinya semakin tinggi beban kerja yang dirasakan, semakin besar kemungkinan karyawan melakukan perilaku tersebut. Keadilan organisasi juga secara signifikan mempengaruhi perilaku quiet quitting, karena ekspektasi karyawan yang lebih tinggi terhadap keadilan organisasi meningkatkan kecenderungan untuk menunjukkan perilaku tersebut. Secara bersamaan, beban kerja dan keadilan organisasi secara signifikan mempengaruhi perilaku quiet quitting, dengan kontribusi gabungan keduanya sebesar 24,6%. Hal ini menunjukkan bahwa 75,4% varians dijelaskan oleh faktor lain di luar model studi ini. Berdasarkan temuan ini, disarankan agar manajemen fokus pada keseimbangan beban kerja dan meningkatkan komunikasi serta transparansi kebijakan untuk menciptakan lingkungan kerja yang adil, sehat, dan produktif.
Pengaruh Sistem Reward Dan Sistem Punishment Terhadap Kepatuhan Karyawan Pada Pt Bank Muamalat KCU Mamuju Azzahra, Sari Zalni Juni; Martini, Andi Indra; Halim, Agus
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1932

Abstract

Bank Muamalat Indonesia Tbk. Mamuju Branch is one of the banking companies located in Mamuju Regency, West Sulawesi, on Jalan Urip Sumoharjo, Karema, Mamuju District, Mamuju Regency, which has grown rapidly to date. Since its establishment in 2009 in Mamuju, it has been led by Mr. Ansar. This is because the division of South Sulawesi into West Sulawesi has increased the demand for Islamic banking in the Mamuju area. In addition, the majority of the population or community in Mamuju Regency is Muslim. This study was conducted with the aim of determining the effect of the reward and punishment systems on employee compliance at PT Bank Muamalat KCU Mamuju. The respondents in this study were all employees at PT Bank Muamalat Indonesia KCU Mamuju, with a population of 33. The sample size was determined using total sampling technique with 33 respondents. The formulas used in this study were multiple linear regression, validity test, reliability test, t-test, F-test, and coefficient of determination test. The results showed that the reward system had a significant partial effect on employee compliance. The punishment system also had a significant partial effect on employee compliance. Simultaneously, the Reward System and Punishment System have a significant effect on Service User Satisfaction, with a contribution of 49.2%. These findings indicate that although the Reward System and Punishment System have been proven to contribute to employee compliance, there are still other factors that also play an important role but have not been revealed in this study
Pengaruh Penggunaan QRIS Dan Kepuasan Konsumen Terhadap Keputusan Pembelian Produk UMKM Di Kabupaten Mamuju Nurananda, Nurananda; Fajariani, Nur; Tamin, Tamin
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1933

Abstract

This research aims to analyze the effect of QRIS usage and consumer satisfaction on the purchase decision of MSME (Micro, Small, and Medium Enterprises) products in Mamuju Regency. The study employed a quantitative method with an associative approach. The population consisted of people who had purchased MSME products in Mamuju Regency. The sampling technique used was purposive sampling, with a sample size of 96 respondents determined using the Lemeshow formula. Data collection was performed through observation, interviews, documentation, and the distribution of questionnaires. Data analysis utilized multiple linear regression, with hypothesis testing involving partial tests (t-test), simultaneous tests (F-test), and the coefficient of determination (R²) analysis. The results show that: (1) QRIS usage has a partially significant effect on the purchase decision of MSME products in Mamuju Regency; (2) Consumer satisfaction has a partially significant effect on the purchase decision of MSME products in Mamuju Regency; and (3) QRIS usage and consumer satisfaction have a simultaneously significant effect on the purchase decision of MSME products in Mamuju Regency. The combined contribution of these two variables is 33.4%, which is categorized as low. This indicates that 66.6% of the variability in the purchase decision of MSME products in Mamuju Regency is influenced by other variables outside of this model.

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