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Jurnal Riset Multidisiplin Edukasi
Published by PT. Hasba Edukasi Mandiri
ISSN : -     EISSN : 30629624     DOI : -
Core Subject : Education,
Other
Jurnal Riset Multidisiplin Edukasi adalah jurnal peer-review yang bertujuan untuk memfasilitasi pertukaran pengetahuan dan ide-ide inovatif di antara para peneliti, akademisi, dan praktisi dari berbagai disiplin ilmu. Kami menerima kontribusi ilmiah dalam bentuk artikel penelitian, tinjauan pustaka, studi kasus, dan laporan teknis yang mencakup berbagai bidang keilmuan, termasuk tetapi tidak terbatas pada: Sains dan Teknologi: Fisika, Kimia, Biologi, Matematika, Informatika, Teknik, dan Ilmu Lingkungan. Ilmu Sosial dan Humaniora: Sosiologi, Antropologi, Psikologi, Ekonomi, Pendidikan, Hukum, Sejarah, dan Filsafat. Kesehatan dan Kedokteran: Kedokteran, Farmasi, Kesehatan Masyarakat, Keperawatan, dan Ilmu Biomedis. Bisnis dan Manajemen: Manajemen, Akuntansi, Keuangan, Pemasaran, dan Kewirausahaan.
Arjuna Subject : Umum - Umum
Articles 1,308 Documents
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Membangun Generasi Sehat melalui Infaq dan Sedekah: Relevansi Nilai Islam dalam Program Makan Bergizi Gratis Amril Saifan
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2372

Abstract

Infaq dan sedekah merupakan konsep syariat Islam yang mengatasi permasalahan ekonomi, banyaknya permasalahan tidak bisa makan karena faktor ekonomi menyebabkan terjadinya kurangnya asupan makanan untuk pertumbuhan dan perkembangan manusia. Hadis yang digunakan dalam pembahasan ialah tentang anjuran infaq dan sedekah yang dikemas dalam bentuk memberi makan kepada orang lain karena hal tersebut merupakan tindakan atau amalan yang terbaik dalam Islam. Metode yang digunakan dalam penelitian ini adalah penelitian pustaka (Library Researc), dengan menggunakan pendekatan kualitatif. Sumber data yang digunakan adalah hadis, buku dan jurnal yang terkait dengan judul demi keabsahan data yang disajikan.  Membanngun generasi sehat melalui infaq dan sedekah: relevansi nilai Islam dalam program makan bergizi gratis. Pemenuhan gizi melalui pemberian makan bergizi gratis memiliki korelasi dengan anjuran makan dari yang halal dan baik, sehingga dalam konsep maqashid syariah yang menjadi sasaran utama dari hukum Islam menekankan perlunya menjaga dan melindungi lima elemen fundamental kehidupan manusia, yaitu agama (din), jiwa (nafs), akal (aql), keturunan (nasl), dan harta (mal). Konsep ini memberikan kerangka pemikiran yang relevan untuk menganalisis dan mengevaluasi program makan bergizi gratis sebagai instrumen dalam mewujudkan kemaslahatan umat. Penulis bertujuan menawarkan secara komprehensif strategi infaq dan sedekah dapat menjadi alternatif pendukung dan tawaran yang dapat menjadi solusi persoalan program makan bergizi gratis secara gotong royong demi membentuk generasi yang sehat.
Transformasi Perbankan dan Lembaga Keuangan di Indonesia: Sinergi Konvensional, Syariah, dan Non-Bank dalam Mewujudkan Keadilan Distributif di Era Digital Achmarul Fajar; Diana Afriliana; Nur Laili; Nurmalina Anastasya
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2373

Abstract

This study aims to analyze the role of conventional banking, Islamic banking, and non-bank financial institutions in supporting Indonesia's economic development, particularly in the context of distributive justice and digital transformation. This research employs a literature review approach by examining regulations, academic journals, and industry reports. The findings reveal that Islamic banks are oriented towards justice and falah principles, conventional banks are profit-oriented through interest-based systems, while non-bank financial institutions expand financial access through insurance, cooperatives, capital markets, and fintech. The synergy of these three institutions, supported by the Financial Services Authority (OJK), is crucial in realizing an inclusive, fair, and sustainable financial system.
ANALISIS PENYAJIAN PENDAPATAN DALAM LAPORAN LABA RUGI PADA PT UNILEVER INDONESIA Tbk Eufemia Nunu; Sandra Dwi Rapianti; Mutiara Yulisma; Naysilla Ayu Pradista; Sun Rumondang
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2376

Abstract

Revenue is one of the important elements in financial statements used to measure a company's success in carrying out its operational activities. Proper presentation of revenue in the income statement provides accurate information that can be used as a basis for decision-making by management, investors, and other external parties. This study aims to analyze the presentation of revenue in the income statement of PT Unilever Indonesia Tbk and examine the company's revenue development over a certain period. The research method used is a descriptive method with a qualitative approach through the analysis of the company's financial statements obtained from secondary data sources. The results indicate that the presentation of revenue at PT Unilever Indonesia Tbk has been prepared in accordance with applicable financial accounting standards, providing a clear overview of the company's financial condition. In addition, the company's revenue development has experienced fluctuations influenced by various factors such as market conditions, consumer demand, business competition, and economic conditions.
ANALYSIS OF BENEFICIAL MICROORGANISMS IN KOMBUCHA AS ANTIMICROBIAL AGENTS AGAINST SKIN DISEASE-CAUSING MICROORGANISMS Agzar Ridho Gemilang; Raihana Syifa Auliya
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2378

Abstract

Skin infections caused by pathogenic bacteria, such as Propionibacterium acnes and Staphylococcus aureus, remain a significant health concern, highlighting the need for natural antimicrobial alternatives to reduce the risk of antibiotic resistance. This study aimed to analyze the microorganisms present in kombucha and evaluate their antimicrobial potential against skin pathogenic bacteria based on previously published studies. A narrative literature review with a descriptive qualitative approach was conducted by collecting scientific articles from Google Scholar, ScienceDirect, and PubMed. The collected data were integrated and analyzed descriptively to describe the characteristics of kombucha microorganisms and their antimicrobial activity. The findings indicate that kombucha contains a Symbiotic Culture of Bacteria and Yeast (SCOBY), which is predominantly composed of acetic acid bacteria, lactic acid bacteria, and yeasts. During fermentation, these microorganisms produce various bioactive compounds, including acetic acid, gluconic acid, polyphenols, and flavonoids, which contribute to the inhibition of pathogenic bacterial growth. Previous studies also demonstrate that the antimicrobial activity of kombucha increases with longer fermentation periods, as indicated by the formation of inhibition zones against Propionibacterium acnes and Staphylococcus aureus. Based on these findings, kombucha has the potential to be developed as a natural antimicrobial ingredient in topical formulations for preventing bacterial skin infections.
PENGARUH ADMINISTRASI KEPENDUDUKAN TERHADAP AKURASI DATA IDENTITAS KEPENDUDUKAN DIGITAL (IKD) PADA KECAMATAN LENGKITI KABUPATEN OGAN KOMERING ULU Anty Oktavia; Eva Susanti; Aprilia Lestari
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2382

Abstract

This study aims to analyze the effect of population administration on the accuracy of Digital Population Identity (Identitas Kependudukan Digital/IKD) data in Lengkiti District, Ogan Komering Ulu Regency. The research employed a quantitative method with a correlational approach. Data were collected through questionnaires distributed to 100 respondents who are users of population administration services and IKD. Data analysis techniques included validity testing, reliability testing, simple linear regression analysis, and hypothesis testing using t-test and F-test. The results indicate that population administration has a positive and significant effect on the accuracy of IKD data, as evidenced by a significance value of less than 0.05, indicating that the research hypothesis is accepted. The coefficient of determination (R²) value of 0.245 shows that population administration contributes 24.5% to the accuracy of IKD data, while the remaining 75.5% is influenced by other factors outside the scope of this study. According to the author, these findings suggest that although population administration has a significant influence, its contribution is still at a moderate level, implying that IKD data accuracy is not solely determined by administrative factors. Other contributing factors include the readiness of human resources, public awareness and understanding, the stability of digital systems, and the effectiveness of data supervision and verification processes. The implementation of orderly, integrated, and digitally based population administration has proven to improve the validity, completeness, and consistency of population data; however, its effectiveness will be more optimal when supported by enhanced staff capacity, improved information technology infrastructure, and continuous public outreach. Therefore, the implementation of IKD should be viewed as a continuous process that requires synergy between systems, administrative personnel, and community participation to achieve accurate, up-to-date, and reliable population data as a foundation for public service delivery.
PERKEMBANGAN BANK DIGITAL DAN DAMPAKNYA TERHADAP PERILAKU KEUANGAN MASYARAKAT Achmarul Fajar; Ach. Mahfudz; Subahri; Moh Sajid Amrullah; Moh. Adi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2383

Abstract

The development of digital technology has driven the transformation of the financial services sector through the emergence of digital banks that offer fast, convenient, flexible, and integrated services. This study aims to analyze the development of digital banking within the financial system and its impact on people's financial behavior. This study employs a descriptive qualitative approach using a library research method. Secondary data were obtained from scientific journal articles, books, laws and regulations, official reports from financial and banking institutions, statistical data, and relevant previous studies. The data were analyzed through data reduction, classification, presentation, descriptive analysis, and conclusion drawing. The results show that the development of digital banking has shifted people's transaction patterns from cash to cashless transactions and increased convenience in payments, fund transfers, saving, and financial management. Features such as automatic savings, financial goals, and transaction records can encourage saving habits and increase awareness of financial planning. However, convenient transactions, promotions, discounts, and cashback programs may also increase impulsive buying and consumptive behavior. Furthermore, digital banks play an important role in expanding financial inclusion and literacy, although challenges remain, including data security risks, digital fraud, cybercrime, and gaps in digital literacy. Therefore, the use of digital banking needs to be supported by self-control, improved digital financial literacy, stronger consumer protection, and continuous financial education.
SISTEM HUKUM PERTUKARAN UANG SEBAGAI INSTRUMEN PENCUCIAN UANG DI INDONESIA Muhammad Alamudin Bahrul Atho
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2388

Abstract

To maintain Indonesia's financial integration and monetary stability, foreign exchange operations are crucial. However, issues such as dispersed authority and slow response to advances in financial technology continue to hamper the legal structure governing them. The purpose of this study is to examine Indonesia's foreign exchange legal framework, identify normative gaps, and develop recommendations for regulatory harmonization. This study employs a normative-juridical approach within the literature, employing legal interpretation analysis and doctrinal synthesis to process secondary data from academic literature, laws and regulations, and reports from supervisory authorities. The study concludes that, despite the existence of a comprehensive regulatory framework, regulatory gaps in the supervision of digital-based foreign exchange services, disproportionate administrative sanctions, overlapping authority between Bank Indonesia and the Financial Services Authority (OJK), and inadequate consumer protection remain. Business compliance capacity and fragmented reporting systems also complicate the implementation of money laundering and terrorism financing prevention standards. The study concludes that a paradigm shift from entity-based to activity-based regulation is necessary for the foreign exchange legal system. Developing a single regulatory framework, strengthening consumer dispute resolution procedures and exchange rate transparency, implementing risk-based supervision, and coordinating currency regulations with the emergence of digital financial products are among the key recommendations. A secure, transparent, and flexible currency exchange ecosystem that adapts to the demands of the digital economy is expected to result from this regulatory harmonization.
PERAN DAN KEDUDUKAN BAHASA INDONESIA SEBAGAI WUJUD AKTUALISASI SIKAP BELA NEGARA DI KALANGAN GENERASI MUDA Arina khoirunnisa; Nabila Syahputri; Urbani Dewi Sugati; Derta Ulina BR Manullang; Ralda Aprilia; Lili Agustina; Yaumel Tri Azahra; Mulyana; Yusi marsela; Andela khairunnisa; Perawati
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 7 (2026): Jurnal Riset Multidisiplin Edukasi (Juli 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i7.2389

Abstract

Bahasa Indonesia memiliki kedudukan strategis sebagai bahasa nasional dan bahasa negara yang dikukuhkan dalam Sumpah Pemuda 1928 dan Undang-Undang Dasar 1945 Bab XV Pasal 36. Selain berfungsi sebagai alat komunikasi, bahasa Indonesia juga merupakan simbol identitas, kebanggaan, dan pemersatu bangsa yang terdiri atas beragam suku, budaya, dan bahasa daerah. Di sisi lain, bela negara merupakan tekad, sikap, dan perilaku warga negara yang dijiwai oleh kecintaan terhadap Negara Kesatuan Republik Indonesia (NKRI) berdasarkan Pancasila dan UUD 1945, sebagaimana diatur dalam Undang-Undang Nomor 23 Tahun 2019 tentang Pengelolaan Sumber Daya Nasional untuk Pertahanan Negara. Penelitian ini bertujuan untuk mengkaji keterkaitan antara penggunaan dan pelestarian bahasa Indonesia dengan upaya bela negara secara non-fisik, khususnya di kalangan generasi muda. Metode yang digunakan adalah studi kepustakaan (library research) dengan menelaah berbagai sumber jurnal ilmiah, buku, dan peraturan perundang-undangan yang relevan. Hasil kajian menunjukkan bahwa kecintaan dan kesetiaan terhadap bahasa Indonesia merupakan salah satu bentuk aktualisasi sikap bela negara, karena bahasa menjadi benteng pertahanan identitas dan kedaulatan bangsa di tengah arus globalisasi dan dominasi bahasa asing. Dengan demikian, penguatan literasi serta kebanggaan berbahasa Indonesia perlu terus digalakkan sebagai bagian dari pendidikan karakter dan wawasan kebangsaan.

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