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INDONESIA
Jurnal Sahabat ISNU SU
Published by ISNU Sumatera Utara
ISSN : -     EISSN : 30640067     DOI : 10.70826
Core Subject : Religion, Humanities, Social,
Religion Humanities Law, Crime, Criminology & Criminal Justice
The scope of this journal includes, but is not limited to: Primary, Secondary, and Higher Education Studies on curriculum development, teaching strategies, assessment, and competency building at various levels of education. Educational Management and Policy Research on leadership, school governance, public policy in education, and educational reform. Educational Technology Utilization of digital media, e-learning, technological innovations, and the integration of ICT in the learning process. Character and Religious Education Studies on values, morality, spirituality, and strengthening character education based on local wisdom as well as global perspectives. Educational Psychology and Learner Development Research on cognitive, affective, and social development, as well as psychological approaches to teaching and learning. Vocational and Skills Education Studies on vocational training, workforce development, entrepreneurship, and 21st-century skills. Contemporary Issues in Education Topics on inclusivity, multicultural education, special needs education, literacy and numeracy, and the challenges of globalization in education.
Arjuna Subject : Seni dan Humaniora - Seni dan Humaniora (Lain-Lain)
Articles 118 Documents
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Legal Protection for Insured Persons in the Life Insurance Claim Process at Insurance Companies Experiencing Bankruptcy Elsa Mahriani Pasaribu; Adel Nazwa Sipa Sinaga; Wardiatul Hasanah Siregar; Irani Adwiyah Rambe4
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.907

Abstract

This study aims to examine the legal protection afforded to the insured under a life insurance contract, particularly when the insurance company experiences payment failure or bankruptcy. Using a normative legal approach, this study highlights the role of laws and regulations and the authority of the Financial Services Authority (OJK) in guaranteeing the rights of policyholders. The results indicate that life insurance contracts are consensual and remain valid even before the policy is issued, as long as there is an agreement between the parties. In the event of insurance company bankruptcy, the law grants policyholders special status as preferred creditors, who have priority rights in the settlement of receivables. This strengthens the legal protection for the insured as stipulated in Law Number 40 of 2014 concerning Insurance.
Legal Protection for Workers with Disabilities in Indonesia: Regulatory Analysis, Implementation Challenges, and Efforts to Improve Implementation Satrya Ramadhan Anggara
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.908

Abstract

This study aims to analyze regulations regarding the protection of workers with disabilities in Indonesian legislation, as well as to identify challenges in implementing legal protection and efforts to improve its implementation. This study uses a normative juridical method. The research stages include problem formulation, collection of primary, secondary, and tertiary legal materials, and normative analysis through systematic and conceptual interpretation. The object of study is norms inLaw No. 8/2016and Law No. 13/2003, as well as relevant scientific literature. The results of the study indicate that legal protection for workers with disabilities in Indonesia has been regulated through a legal framework, which guarantees the right to nondiscrimination, reasonable accommodation, equal wages, OSH, and social security for workers. However, its implementation still faces various challenges, such as weak law enforcement, minimal reasonable accommodation, discrimination and stigma, regulatory disharmony, and limited inclusive job training. This study also found that efforts to strengthen regulations, implement sanctions and inclusive audits, provide reasonable accommodation, improve job training, and change work culture are strategic steps to improve this legal protection. The results also confirm that there is a gap between legal norms and employment practices, so that more concrete and sustainable policy interventions are needed.
Legal Protection for Insurance Policyholders Khairunnisa Silalahi; Fadilla Fadwa Zailani Tumanggor; Nurcholiza Adha; Madinatul Qarima; Ahmad Zhuhri
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.909

Abstract

To ensure certainty and security for insurance users in Indonesia, legal protection for policyholders is crucial. This study aims to determine available dispute resolution procedures, identify challenges faced, and assess legal protection measures for consumer policyholders. Using case studies and a legislative perspective, a normative legal research methodology was employed. Based on the research findings, legal protection for policyholders is regulated by the Financial Services Authority (OJK) regulations, Law Number 40 of 2014 concerning Insurance, and Law Number 8 of 1999 concerning Consumer Protection. However, customers still face several challenges in practice, including protracted and complicated dispute resolution procedures, imbalanced bargaining power, and a lack of understanding of policy terms. Court action or mediation are two options for resolving disputes. It is hoped that the presence of unambiguous legislative instruments will enable the best protection of customer rights and the development of a fair relationship between policyholders and insurance companies.
Banking Crimes Jihan Salsabila Najma Sari; Aisyah Syafitri Ilham; Raditya Iryanto Putra
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.910

Abstract

This study examines various forms of criminal acts occurring in banking activities, particularly those related to violations of licensing requirements, bank secrecy, and other actions that disrupt the integrity of the financial system. This study was conducted to provide a comprehensive overview of the characteristics of banking crimes and how regulations in Indonesia regulate them. This study aims to explain the types of violations included in banking crimes and emphasize the importance of customer protection and financial system stability. The method used is a literature study, reviewing relevant laws, books, and journals as a basis for analysis.
Legal Protection in Buying and Selling Goods on the Marketplace Nailah Sabrina; Rizka Syafriana
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.911

Abstract

The development of digital technology has encouraged people to conduct online buying and selling transactions through marketplaces. However, this system raises various legal issues for both consumers and sellers. This study aims to analyze the forms of legal protection for consumers who receive goods that do not match the description and the urgency of legal protection for sellers who are harmed by the Cash on Delivery (COD) payment system. The method used is a normative-juridical approach with a literature review of relevant laws and regulations and an analysis of cases that occurred on various marketplace platforms. The results show that business actors who send goods that do not match the description can be categorized as committing a breach of contract, while the lack of uniformly regulated COD services causes losses for sellers and couriers. Therefore, legal policy updates are needed to ensure fair and balanced protection for all parties in online buying and selling transactions.
The Urgency of Legal Protection for Policyholders in Insurance Disputes in Indonesia Nasywa Almira; Naya Salsabila; Lola Kesuma Pardosi; Syukur Hidayat Simatupang; Habib Hardimi Parhalim
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.912

Abstract

Given the frequent occurrence of detrimental consumer conflicts such as claim rejections, late payments, and unclear policy interpretations, legal protection for insurance policyholders in Indonesia is a critical concern. The rights and obligations of the parties have been regulated in laws such as Law No. 40 of 2014 concerning Insurance and regulations of the Financial Services Authority (OJK), but their implementation and oversight still face significant challenges. This study uses a normative juridical method to investigate the obligations of insurance companies, the rights of policyholders, the roles of related organizations including the OJK, BPSK, and LAPS SJK in dispute resolution, and regulatory and implementation deficiencies in legal protection. The study's findings suggest that to provide efficient and fair legal protection, laws must be strengthened, consumer education must be expanded, and alternative dispute resolution procedures must be maximized. Therefore, strong legal protection can increase public trust in the insurance business and encourage its long-term expansion in Indonesia.
Organ Transplantation in the Perspective of Islamic Fiqh: Analysis of Permissibility, Requirements, and Legal Implications Chaisya Aliffah Siswoyo; Yulia; Eviana Sagala
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.913

Abstract

Organ transplantation is a significant advancement in medicine, playing a significant role in saving lives and improving the quality of life for patients. However, from an Islamic jurisprudence perspective, this practice raises ethical and legal dilemmas regarding body ownership, the legitimacy of organ harvesting from donors, and the potential for commercialization. This study aims to analyze the Islamic law on organ transplantation using the maqāṣid al-syarī'ah approach. The results show that Islam permits organ transplantation in emergencies and under strict conditions, such as ensuring that the transplantation does not harm the donor, is voluntary, and is not for commercial purposes. The practice of organ trading is strictly prohibited because it violates the principle of human dignity (karāmat al-insān). This study recommends strengthening regulations and public education to ensure that organ transplantation is carried out in accordance with Islamic law and ethically.
Review of Islamic Law on Test Tube Babies and Artificial Insemination Livia Maylisandi; Muhammad Raja; Hanif Rahman Adhyaksa
Jurnal Sahabat ISNU SU Vol. 2 No. 3 (2025): ISNU Sahabat Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v2i3.914

Abstract

This article discusses the phenomenon of in vitro fertilization (IVF) and artificial insemination as part of advances in reproductive technology from the perspective of Islamic jurisprudence. Advances in medical science have enabled couples experiencing difficulty conceiving children to achieve childbearing through scientific methods. However, in Islam, all medical interventions must remain within the bounds of Islamic law, particularly in terms of maintaining lineage, family honor, and marital law. This study aims to explore the limitations and legal provisions regarding the permissibility of IVF and artificial insemination practices in Islamic jurisprudence. The research was conducted through a literature review of fatwas from the Indonesian Ulema Council (MUI), the opinions of contemporary scholars such as Yusuf al-Qaradawi, Wahbah azZuhaili, and international fatwa institutions. The results of the study indicate that IVF and artificial insemination are permissible in Islam if they use sperm and ovum from a legally married couple and do not involve third-party donors or surrogate mothers. In conclusion, Islam does not reject modern medical technology as long as it does not conflict with the basic principles of Islamic law, such as maintaining lineage, honor, and clarity of lineage.
Analysis of Jinayah Fiqh on Adultery and the Moral Damage of the Younger Generation abdul; Annisa Putri Sinaga; Vressillia Witama; Irpan Mauliandi Damanik; Arsyad Rizki Pratama
Jurnal Sahabat ISNU SU Vol. 3 No. 1 (2026): ISNU Sahabat Januari
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v3i1.1235

Abstract

Adultery is viewed in Islamic law as an act that not only violates moral norms but also has broad legal and moral implications, especially for the character formation of the younger generation. The weakening of moral awareness due to the normalization of sexual relations outside of marriage raises concerns about the destruction of the value system protected by Islamic law. This article aims to examine the views of Islamic jurisprudence (fiqh jinayah) on adultery as a crime, its impact on the moral decay of the younger generation, and the purpose of establishing sanctions for adultery as a preventive measure. The research method used is normative legal research with a fiqh jinayah approach. The approaches applied include a normative Islamic regulatory approach (statute approach) through a study of the Qur'an and Hadith, and a conceptual approach (conceptual approach) by examining the thoughts of Islamic scholars regarding adultery and its punishment in Islamic criminal law. The research data sources are secondary legal materials obtained through literature studies, including fiqh jinayah books, Islamic criminal law books, scientific journals, and the opinions of relevant Islamic legal experts. Data analysis is conducted qualitatively by interpreting and constructing Islamic legal norms to obtain a comprehensive understanding. The results of the study show that jinayah fiqh views adultery sanctions as an instrument for maintaining morals and protecting society, which is directed at preventing the spread of moral damage, especially among the younger generation.
Analysis of the Implementation of Law No. 35 of 2014 on Child Labor Protection in Indonesia: Challenges and Policy Reforms Misdin Arifin HM
Jurnal Sahabat ISNU SU Vol. 3 No. 1 (2026): ISNU Sahabat Januari
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jsisnu.v3i1.1243

Abstract

Law No. 35 of 2014 concerning Amendments to Law No. 23 of 2002 concerning Child Protection explicitly prohibits the exploitation of minors. However, child labor remains a significant issue in Indonesia. This study examines how child labor protection laws are implemented, prioritizing law enforcement and policy reform. The study found that the implementation of Law No. 35/2014 faces obstacles such as weak cross-sectoral oversight, ineffective sanctions, and socio-economic factors in vulnerable areas such as North Sumatra. This was discovered using a normative legal approach and analysis of 2023-2025 BPS data. Violation cases have increased by 15% in the past three years, according to the findings. Therefore, increased criminal penalties, community-based rehabilitation programs, and strengthened coordination within the Ministry of Manpower and Social Affairs are necessary policy reforms. This study contributes to strengthening child protection laws in Indonesia.

Page 10 of 12 | Total Record : 118

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