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Journal of Shariah Economics
Published by Universitas Al-Hikmah Indonesia
ISSN : 26552493     EISSN : 26552485     DOI : https://doi.org/10.35896/jse.v7i2
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Social Sciences Other
JOURNAL OF SHARIA ECONOMICS adalah jurnal ilmiah berkala yang dikelola dan diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia serta bekerja sama dengan Asosiasi Ekonom Islam Indonesia Jurnal ini berfokus pada kajian ekonomi dan ekonomi Islam Pengelola menerima kontribusi berupa artikel dari ilmuwan akademisi profesional dan peneliti yang berkaitan dengan studi ekonomi Islam Artikel akan dipublikasikan setelah melalui mekanisme seleksi naskah penelaahan oleh reviewer serta proses penyuntingan Semua artikel yang diterbitkan merupakan pandangan dan tanggung jawab penulis dan tidak mewakili jurnal ini maupun institusi asal penulis Journal of Sharia Economics diterbitkan dua kali dalam setahun yaitu pada bulan Juni dan Desember
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 195 Documents
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IMPLEMENTASI AKAD MUDHARABAH PADA PRODUK SIMPANAN IDUL FITRI (SI-FITRI) M. Mun'im
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 2 (2025): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i2.1008

Abstract

This study discusses the implementation of the mudharabah contract in the Eid al-Fitr Savings (Si-Fitri) product at KSPPS BMT NU Singgahan Bangilan Branch, which aims to analyze how the mudharabah contract is applied in the product to help the community prepare for their needs ahead of Eid al-Fitr. The research method used is qualitative descriptive with a case study approach, where data is collected through interviews, observations, and document analysis. The results of the study show that the mudharabah contract is applied with sharia principles, where the customer as the owner of capital submits funds to BMT to be managed in halal and productive micro businesses, with a profit share of 17% of the surplus of business results (SHU). In addition, customers also get Hari Raya gifts as an additional benefit. The implementation of the mudharabah contract in this product provides double benefits, namely for BMT in increasing profitability and for customers in planning better finances in accordance with Islamic law. This product also plays a role in supporting the development of the micro-economy in the Bangilan area and its surroundings.
NILAI FILOSOFIS TANGGUNG JAWAB ; ETIKA DAN MORAL DALAM PERSPEKTIF ISLAM shelvyna rikantasari; Kholishudin Kholishudin
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1021

Abstract

Artikel ini membahas nilai tanggung jawab dalam perspektif Islam sebagai prinsip fundamental dalam membentuk karakter individu muslim sekaligus pijakan moral sosial dan spiritual. Tanggung jawab dalam Islam tidak hanya dimaknai sebagai kewajiban etis, tetapi juga merupakan amanah ilahiah yang mencerminkan relasi manusia dengan Allah, sesama, lingkungan, dan dirinya sendiri. Dengan menggunakan metode studi pustaka dan pendekatan deskriptif-kualitatif, tulisan ini menelaah dimensi tanggung jawab melalui konsep khalifah, amanah, dan mas'uliyyah, yang berakar kuat dalam ajaran Al-Qur'an dan hadis. Penjabaran dilakukan dengan mengurai empat bentuk tanggung jawab utama: kepada Tuhan, masyarakat, lingkungan, dan diri sendiri. Hasil kajian menunjukkan bahwa tanggung jawab dalam Islam memiliki cakupan yang holistik, berperan membentuk harmoni individu dengan tatanan sosial dan kosmos. Dengan menjalankan tanggung jawab sesuai fitrah dan petunjuk wahyu, seorang muslim diharapkan menjadi pribadi yang amanah dan berkontribusi aktif dalam membangun peradaban yang adil dan berkeadaban. Konsep ini menegaskan bahwa tanggung jawab adalah bagian integral dari eksistensi manusia sebagai khalifah di bumi. Kata kunci: tanggung jawab, Islam, khalifah, amanah, etika, spiritualitas
Implementasi Fatwa DSN-MUI Tahun 2002 Tentang Rahn Dalam Layanan Pegadaian Syariah Tuban: Telaah Terhadap Penerapan Biaya Mu’nah Moh Agus Sifa'; Ahmad Syakur
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1026

Abstract

This study examines the implementation of the 2002 DSN-MUI Fatwa on Rahn in Pegadaian Syariah Tuban services, focusing on the application of mu'nah fees. This study aims to understand how Pegadaian Syariah Tuban applies sharia principles in Rahn services and how mu'nah fees are determined and charged to customers. The results of the study indicate that Pegadaian Syariah Tuban has implemented Rahn in accordance with sharia principles and the provisions of the DSN-MUI Fatwa, with mu'nah fees charged to customers based on the estimated value of marhun. This study contributes to the understanding of the implementation of sharia principles in sharia financial services and can be a reference for practitioners and researchers in the field of sharia finance
Analisis Pengembangan Usaha Budidaya Ikan Patin Dan Produk Olahannya Terhadap Pendapatan Pembudidaya Dan Ekonomi Masyarakat Sekitar Menurut Perspektif Ekonomi Islam ( Studi Kasus Kelompok Budidaya Desa Teluk Ketapang, Pemayung, Batang Hari ) Azizatul Mahfudhoh; Amri Amir; Aditya Pratama
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1028

Abstract

This study aims to identify problems and efforts in developing fish farming business and its processed products in Teluk Ketapang Village, as well as its impact on farmers and surrounding communities according to the perspective of Islamic economics. This type of research is descriptive qualitative research, data collected and obtained through interviews, observation, and documentation. Testing the validity of data using triangulation and member check techniques. The results of this study show that problems in developing catfish farming business in Teluk Ketapang Village include lack of knowledge about aquaculture and limited funds as capital, while there are other problems in the form of internal problems of the Bina Sejati group and problems about marketing occur in the Harapan Maju group. Development efforts are carried out through training, funding applications, and market expansion, reflecting the principles of Islamic economics that emphasize diversity, common prosperity, and sustainability. The positive impact of this cultivation business can be seen in increasing the income of cultivators and the economy of the surrounding community, as well as social contributions such as the opening of job opportunities and the practice of giving sadaqah, making this business in accordance with Islamic economic values that emphasize social responsibility and environmental conservation.
Pengaruh Minat Dan Tingkat Harga Terhadap Preferensi Masyarakat Muslim Yang Akan Menggunakan Akad Murabahah Pada KPR Bank Syariah Di Kota Jambi Natasha Aurora Geraldine; Paulina Lubis; Ary Dean Amri
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1037

Abstract

This study aims to determine the description of interest, price level, and preference of Muslim community using murabahah contract on KPR Bank Syariah in Jambi City, analyze the influence of interest, price level on the preference of Muslim community using murabahah contract on KPR Bank Syariah in Jambi City partially, and analyze the influence of interest and price level on the preference of Muslim community using murabahah contract on KPR Bank Syariah in Jambi City simultaneously. The population in this study was 412,850 residents of Jambi City who are Muslim and are included in the productive age category. The analysis method in this study is quantitative data analysis technique. The results of the research that has been conducted: 1) Public interest in Murabahah contract in KPR Bank Syariah is moderate. This shows that people are starting to realize the importance of sharia-based financing, but have not fully made it their main choice. 2) Price level has a significant influence on public preference in choosing Murabahah contract. 3) Interest does not have a significant effect on preference. 4) Interest and price level influence the preference of Muslim community to use murabahah contract on KPR Bank Syariah in Jambi City simultaneously.
Analisis Penerapan Rantai Nilai Halal (Studi Pada UPTD Rumah Potong Hewan Dinas Pertanian Dan Ketahanan Pangan Kota Jambi) Andika Afrilia Setiawan; Ridhwan .; Heni Pratiwi
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1042

Abstract

This study aims to analyze the implementation of the halal Value Chain at the UPTD Slaughterhouse of the Department of Agriculture and Food Security of Jambi City, which has an important role in providing halal meat for the Muslim majority community in Jambi City. The halal Value Chain is a series of production activities that guarantee the halalness of products, involving authorized institutions in supervision, management, testing, and policy determination, evaluation, and control of the production, distribution, and consumption processes. This study uses a qualitative method with data collection techniques through direct observation, in-depth interviews, and analysis of related documents. To achieve the research objectives, a SWOT analysis is used as a tool for formulating an effective halal Value Chain implementation strategy, taking into account the strengths, weaknesses, opportunities, and threats faced by the UPTD Slaughterhouse. The results of the study indicate that the implementation of the halal Value Chain at the UPTD Slaughterhouse in Jambi City has been carried out systematically in accordance with the principles of halalan thayyiban and the Safe, Healthy, Whole, and Halal (ASUH) standards. Supporting factors include halal certification, accreditation of the Veterinary Control Number (NKV), and the presence of Halal Slaughterers (JULEHA). The main challenges include limited human resources (HR), the absence of an internal laboratory, and lack of distribution supervision. Recommended strategies include strengthening cross-agency collaboration, increasing training, and improving infrastructure and supervision systems to ensure sustainability and increase trust in halal products.
Analisis Implementasi Quick Respon Indoneian Standard (QRIS) Sebagai Alat Transaksi Pembayaran Dalam Upaya Peningkatan Pendapatan Pelaku Usaha Mikro Kecil (UMK) Di Tanjung Jabung Timur Dalam Perspektif Maslahah Rosnaida Rosnaida; M. Iqbal Bafadhal; Ridhwan .
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1043

Abstract

Research on "Analysis of the Implementation of Quick Response Indonesian Standard (QRIS) as a Payment Transaction Tool in Efforts to Increase the Income of Micro, Small Enterprises (UMK) in East Tanjung Jaung in a Maslahah Perspective" This analysis was carried out to find out how QRIS is implemented in an effort to increase income in MSEs. is in East Tanjung Jabung. This research is a type of field research using qualitative data from various literature. The research object is business actors in East Tanjung Jabung by examining the application of qris as a means of payment transactions in an effort to increase the opinions of the actors. This research used 10 informants from micro and small business actors in East Tanjung Jabung. Meanwhile, the methods used to collect data are observation, interviews, and no documentation. The results show that the use of QRIS as a payment transaction tool provides convenience, speed and security for each transaction, as well as helping to increase income in the business, according to the maslahah perspective where the implementation of QRIS as a payment transaction tool provides convenience, speed and security for its users, which can seen from the perspective of maslahah which can be interpreted as prioritizing other people's needs, prioritizing other people's affairs and providing benefits to other people.
Pengaruh Persepsi Kemudahan, Persepsi Manfaat dan Keamanan Terhadap Minat Menggunakan E-Wallet dalam Perspektif Ekonomi Islam (Studi Pada Mahasiswa Ekonomi Islam Universitas Jambi) Asroful Anam; Rafiqi .; Ary Dean Amry
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1045

Abstract

This study examines the influence of Perceived Ease of Use, Perceived Usefulness, and Security on the Interest in Using E-Wallets from an Islamic Economics perspective. The research employs a descriptive quantitative approach, with the population consisting of undergraduate students from the Islamic Economics Study Program at Jambi University, cohorts 2021–2023. The sampling method used is simple random sampling, resulting in a total sample of 204 respondents. Data analysis was conducted using multiple linear regression with the SPSS 26 application. The results indicate that, partially, Perceived Ease of Use and Perceived Usefulness have a positive but not significant effect on the Interest in Using E-Wallets, whereas Security has a positive and significant effect. Simultaneously, the three independent variables have a significant effect on the Interest in Using E-Wallets.
Peran Perempuan Bekerja Dalam Menunjang Perekonomian Keluarga Melalui Pendekatan Fiqih Perempuan: Studi Pada Karyawan Franchise Tom Pizza di Kota Jambi Kurnia Ernisa; Ridhwan .; Aditya Pratama
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1049

Abstract

The increasing participation of women in economic activities is driven by changes in societal concepts and attitudes, as well as ongoing improvements. Through active involvement in development, women are able to contribute to meeting their daily needs through their own income. This study aims to identify and analyze the factors that motivate women to work at the Tom Pizza franchise, as well as to examine the role of working women in improving family economic conditions through their employment at Tom Pizza. This research employs a qualitative approach, with informants consisting of eight Tom Pizza employees, the business owner, and gender studies experts. The findings reveal that female employees at Tom Pizza are motivated primarily by economic factors, namely to help fulfill household needs, as well as by needs for self-actualization and social interaction. From the perspective of Islamic jurisprudence (fiqh al-nisa’), their employment is considered permissible (mubah) as long as it adheres to Islamic principles, such as maintaining personal dignity, obtaining spousal consent (for married women), and not neglecting domestic responsibilities. The study also highlights that women's involvement in the labor market significantly contributes to household economic stability and reflects a broader shift from traditional domestic roles to active public participation.These findings imply the importance of gender-sensitive policies and the need for a more contextual and adaptive interpretation of fiqh to align with contemporary social realities. This research is expected to serve as a reference for further studies on women, family economics, and Islamic commercial jurisprudence (women’s fiqh).
Analisis Strategi Komunikasi Pemasaran Pedagang Pasar Untuk MeningkatkanPendapatan (Omzet) Dalam Perspektif Etika Bisnis Islam (Studi Pedagang Pasar Rakyat Aurduri Kota Jambi) Indah Dewi Sundayani; Ridhwan .; Yusuf Zaini Aprizal
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1054

Abstract

This study aims to analyze the marketing communication strategies implemented by traders at Aurduri Traditional Market in Jambi City in an effort to increase their income (turnover), as well as to evaluate the implementation of Islamic business ethics in trading activities. This study uses a qualitative approach with in-depth interview methods and participatory observation of traders and buyers in the market. The data analysis technique used is SWOT analysis to evaluate the strengths, weaknesses, opportunities, and threats in the marketing communication strategies implemented. The results of the study show that traders at Aurduri Traditional Market implement various marketing communication strategies, such as direct interaction with customers, providing discounts, and promotions through simple social media. However, the implementation of this strategy still faces challenges in the form of competition with modern markets and limited technological knowledge. From the perspective of Islamic business ethics, most traders have implemented the principles of fairness, transparency, and honesty in transactions.

Page 13 of 20 | Total Record : 195

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