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Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies
Published by Universitas Muhammadiyah Yogyakarta
ISSN : 25990551     EISSN : 25990586     DOI : 10.18196/aijis
Core Subject : Education,
Education
Jurnal Afkaruna is an Indonesian bilingual journal published by the Faculty of Islamic Studies, Muhammadiyah University of Yogyakarta. The journal publishes empirically grounded and multidisciplinary work on Islam and its related issues, spanning the history, Quranic studies, Exegesis, tradition, education, dakwah, politics, sufism, philosophy, Islamic manuscripts, Islamic economics and finance, social movements, ritual and philanthropy. Afkaruna aims to promote excellent scholarship or articles on Islam that present original findings, new ideas or concepts that result from contemporary research projects in Islamic studies, area studies (especially Southeast Asia and the Middle East), social sciences, and the humanities.
Arjuna Subject : -
Articles 225 Documents
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Portrait of MSMEs‘ Islamic Financial Literacy and The Impact on Business Development Aqidah Asri Suwarsi; Aninta Gina Sharfina; Anisatun Anggraeni
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.12991

Abstract

MSMEs are part of the supporting aspects of the country's economy. However, the competitiveness of MSMEs in Indonesia towards the global economy still tends to be low when compared to other ASEAN countries. This is caused by low levels of education and expertise, difficulties in obtaining licensing for MSMEs, lack of access to capital, and lack of infrastructure support. One aspect that should not be missed from the field of education and expertise is the level of public financial literacy. The purpose of this study is not only to analyze and classify the level of financial literacy of MSMEs but also to examine the impact of literacy levels on the development of MSMEs. This research approach is descriptive quantitative with a sample size of 1392, obtained by using cluster random sampling technique in Special Region of Yogyakarta (DIY). The results of the study show that the financial literacy of MSMEs in DIY is Less Literate. The effect on the business developing had a positive and significant influence amounted to 36.1%. With this finding, it is expected to be an input for regulators in the framework of planning and implementing policies related to Islamic financial literacy.
Analysis of The Weakness Factors of Baitul Maal Hidayatullah (BMH) Yogyakarta in Raising Islamic Philanthropy Funds Edi Santosa; Kamsi Kamsi; Sunaryati Sunaryati
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.13069

Abstract

LAZNAS Baitul Maal Hidayatullah (BMH), which has been initially considered successful, in reality, shows a failure in terms of collecting zakat funds. BMH has received various awards from the Marketing Award, BAZNAS Award, and Anugerah Syariah Republika. However, the collection of zakat funds and the number of muzakki are very low and tend to decrease from year to year. In 2019, the number of muzakki was only 14.38%, and the zakat funds collected were only 11.7% of the total funds. This research aims to investigate what internal and external factors caused this decreasing trend. Employing interviews with the BMH leaders and employees, this study found that the internal factors of the low collection of zakat funds were: 1) The funds targeted by BMH from zakat were much lower than the other sources, only 32.66%; 2) BMH only followed the will of the donors; 3) BMH did not ask the donors whether they had paid zakat; 4) BMH felt uncomfortable to ask the donors whether they had paid zakat. Meanwhile, the external cause was that the donors tended to be more interested in choosing the programs offered by BMH rather than paying zakat.
The Success Factors of Conversion Process Using ADKAR Model: A Case Study of Islamic Savings Loan and Financing Cooperative Mukhamad Yasid; Sugiyarti Fatma Laela
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.10207

Abstract

This study aims to analyse the conversion-related issues from Savings and Loan Cooperative (SLC) into Islamic Savings Loan and Financing Cooperative (ISLFC) using a case study of Tunas Artha Mandiri (TAM) Cooperative, located in Nganjuk, East Java. Five main research questions include: exploring reasons for conversion, explaining the conversion process, assessing the level of conversion effectiveness, identifying obstacles during the conversion and analysing key success factors of conversion. This study applied a mixed method. A qualitative method was applied to answer the first four questions and a quantitative method with a structural equation model was used to answer the fifth question. Using 120 members of TAM as our respondents, this study found that the success of conversion depends on the awareness of human resources to emigrate and the reinforcement to emigrate, especially from the founders. In addition, this awareness indirectly affects the success of conversion through desire, knowledge, ability and reinforcement. In order to succeed, the cooperative management should provide socialization on how to run ISLFC effectively as well as gradual training.
Cryptocurrency in The Perspective of Maqasid Al-Shariah Wartoyo Wartoyo; Alvien Septian Haerisma
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.14164

Abstract

This study explains the Islamic economic perspective on cryptocurrency, in this case, in the light of maqashid shariah. This research was a literature study and qualitative in nature. The data analysis applied a descriptive-analytical technique with a normative juridical approach to Islamic law. The results of this study conclude that cryptocurrency has a much greater element of mafsadah than maslahah. It is an investment commodity rather than a currency with a very high level of risk and volatility that reflects the mafsadah. This is the attraction of a new investment model because it only follows the trend of global market developments that are far from the function and benefits of currency in the perspective of Islamic economics.
Performance Analysis of Sharia Banking in Indonesia: Abu Zahrah Maqasid Shariah Index Approach Eko Suprayitno; Yunan Syaiful Haq
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.13181

Abstract

This study aims to analyze the performance of Islamic Banking (IB) in Indonesia through the maqashid shariah index Abu Zahrah approach. Performance appraisal on Islamic Banking (IB) is generally done through financial performance measurements without including non-financial performance measurements.  Furthermore, this study uses descriptive quantitative research methods, namely an approach with a ratio value that can be calculated and described. The research object is 3 Islamic banks in Indonesia registered on the Indonesia Stock Exchange (IDX) and published their financial reports for 2018-2020. The results showed that Panin Dubai Sharia Bank obtained the best MSI score among 2 other Islamic banks with an MSI value of 38.59%. Furthermore, Bank BRI Sharia with an MSI score of 30.38%, and finally Bank BTPN Sharia with an MSI score of 30.24%. Panin Dubai Sharia Bank is more focused on achieving maqashid sharia aspects than the other 2 Islamic banks.
Spirituality as The Foundation of The Hierarchy of Needs in The Humanistic Psychology of Abraham Maslow and Sufi Psychology of Said Nursi Nur Hadi Ihsan; Muhammad Alif Rahmadi; Jamal Jamal
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.14495

Abstract

Abraham Maslow’s theory discredits the existence of religion and substitutes it with secular spirituality. It provides a space for anthropocentrism and materialism philosophy, freedom, authorization, and a single human potentiality. On the other hand, Said Nursi’s Sufi Psychology sets religious teachings as the radiance of spirituality. It identifies the genuineness of human beings as creatures who are obedient to God. This study aims to reveal how humanistic psychology and Sufi psychology perceive the need for spirituality by referring to Abraham Maslow and Said Nursi. Researchers identify, select, and formulate relevant and constructive narratives to support each theory stated. They then conducted a deductive content analysis of the references using the available variables, categories, and content tabulations. This research finds that Maslow's spirituality relies on subjective human experience, and life satisfaction can be achieved by maximizing one's potential. On the other hand, Nursi's spirituality is based on the Shari'a and leads to fundamental happiness. For Maslow, the existence of God has been alienated from the human mind, and religion has become a secondary component. At the same time, Nursi has a Tauhidic perspective on reality and believes that religion is the primary guidance of life. Meanwhile, secular spirituality promises nothing but illusory pseudo-happiness. This concept originated from the confusion of Modern Western Psychology on the nature of God, religion, and human psychology. This confusion will vanish if it refers to religious teaching as the ultimate truth. Although both have differences in their ontological nature and conceptual psychological foundations, they both present a similar understanding of recognizing a Higher Entity capable of controlling human life. This entity is called God. In conclusion, Nursi's concept of Tawhid-based spirituality offers a solution to modern man's anxiety, emptiness, and powerlessness of their life problems.
Contextual Learning Innovations in Islamic Education Textbooks at Muhammadiyah Elementary School Grade VI Ilham Mundzir
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.10375

Abstract

This article aims to analyze the instructional methods used in textbooks to increase understanding of Islam at the primary education level in Indonesia, namely Islamic Education for 6th grade of Muhammadiyah Elementary School published by Muhammadiyah Executive Board of Primary and Secondary Education. This textbook research was conducted using a qualitative method, with a content-analysis approach to the instructional methods used in the book. The results of the study showed that this Al-Islam Education textbook innovated by applying contextual teaching and learning (CTL) methods. In the end, this Islamic Education textbook published by Educational Council of Central Board of Muhammadiyah can serve as a good example of the openness of Islamic educational institutions to apply CTL-based instructional methods in Islamic education, in order to increase students' understanding and practice of Islam while at the same time improving the quality of Islamic religious education in Indonesia in general.
High Integrity Low Publicity: Research Performance of Professors in Indonesian State Islamic Universities Ija Suntana; Tedi Priatna; Dede Kania; Siti Nurfatoni
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.14195

Abstract

This study aims to analyze the performance of the publihed research results by professors in three State Islamic Universities (UINs). By using the descriptive–qualitative analysis and quantitative data reading, this study analyzes research outputs of lecturers with a full professorship in the State Islamic Universities from January to October 2019. The research finds that most of the professor’s research results were not published whether in the forms of books or scientific journal articles. 60% of the professors have a lack of understanding of the open journal system, which causes a low level of publication among them. One program that is very effective in helping them to increase the productivity of the publications is a program of publication assistance.  The well-versed information technology assistants help the professors to get familiar with the information technology. This study adds to the existing literature regarding the research performance of university professors, especially in understanding what factors that hinder the publication performance of State Islamic University professors in Indonesia.
Determinants of Islamic Financial Literacy Index: Comparison Based on Ethnographic Studies in Yogyakarta, Indonesia Miftakhul Khasanah; Rizki Aminullah; Dewi Setianingsih
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.12584

Abstract

This paper aims to determine the level of Islamic financial literacy (IFL) and identify factors that have a relationship and influence on the level of IFL in various communities. The research was conducted because there have been inconsistencies in previous studies regarding the factors that influence the level of financial literacy, both general and Islamic financial literacy. Demographic factors such as gender, education level, and income level are often used in this type of research. This paper is compiled in two steps with mixed method. The first calculates the IFL index level, and the second analyzes the factors affecting the IFL index level using ethnographic studies. Islamic financial literacy indicators consist of knowledge, skills, beliefs, attitudes, and behavior based on the aspects of religiosity and Maqasid al-Shari'ah. The factors that influence the Islamic financial literacy index are determined using ethnographic studies. The result is the education level affects the financial literacy index in one community. But the results will be different when different communities are compared. One of the influencing factors is the financial socialization agent, and this is very closely related to the political socialization theory. In this case, the Bank or Islamic financial institution acts as a potential agent.
The Urgency of Halal Tourism Literacy in Responding to Rejection of Halal Tourism in Indonesia Abdul Rachman; Mayang Ayu Faluthamia; Muhammad Said; Arie Haura
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 18, No 1: June 2022
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v18i1.12770

Abstract

Halal tourism has received a rejection from several people in Indonesia because it is understood as a form of Islamization of tourism. This rejection is evidence of the lack of literacy in Halal Tourism in the community regarding Halal Tourism. The purpose of this paper is to investigate the rejection of Halal Tourism in several regions of Indonesia and to discover the important role of Halal Tourism literacy in responding to the rejection of Halal Tourism from some communities. This study used a qualitative descriptive approach using document analysis as a data collection technique. The results of this study indicate that Halal Tourism literacy is very important to be able to increase public understanding of Halal Tourism that the concept of Halal Tourism is a universal concept that can be accepted by all religions, societies, cultures, and governments. Halal Tourism Literacy has an important role to socialize that Halal Tourism is not a form of Islamization of tourism but rather an extended service in the tourism industry in Indonesia.

Page 15 of 23 | Total Record : 225

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