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Membangun Generasi Z yang Melek Keuangan: Kampanye untuk Menghindari Bias Perilaku Dinda Sekar Arum; Maria Faustina Buntaro; Muhammad Bintang Waluya; Ardhiani Fadhila; Sri Mulyantini
Journal Of Human And Education (JAHE) Vol. 4 No. 3 (2024): Journal of Human And Education
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i3.974

Abstract

Bias perilaku keuangan merupakan hal yang wajar terjadi pada masyarakat, terutama dengan adanya peningkatan jumlah investor di pasar modal yang tidak diimbangi dengan peningkatan indeks literasi keuangan dan indeks inklusi keuangan. Sehingga, tujuan penelitian ini adalah untuk meningkatkan pengetahuan generasi Z di Indonesia mengenai bias-bias perilaku keuangan, seperti Herding, Confirmation, Escalation of Commitment, Dunning-Kruger, dan Overconfidence. Penelitian ini menggunakan metode pre test dan post test yang terdiri dari sepuluh pertanyaan tentang bias perilaku keuangan untuk mengukur pemahaman peserta sebelum dan sesudah diadakan kampanye.. Berdasarkan perbandingan rata-rata nilai yang diperoleh dari sampel, kampanye ini berhasil meningkatkan pengetahuan peserta dari 49 poin menjadi 89 poin. Sehingga, kampanye ini dapat dikategorikan berhasil dengan tingkat peningkatan sebesar 55%.
Edukasi Mahasiswa Tentang Pengaruh Bias Availability, Framing, Anchoring, Blind Spot, dan Fear Of Missing Out (FOMO) Terhadap Impulsive Buying Pada Jenis Pembayaran Paylater Sabrina Fitria Rahmadani; Nadila Zahra Ariqinanty; Inan Safanah Astin; Ardhiani Fadhila; Sri Mulyantini
Journal Of Human And Education (JAHE) Vol. 4 No. 3 (2024): Journal of Human And Education
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i3.1085

Abstract

This educational program socialization activity aims to increase knowledge and understanding related to financial behavioral biases. The financial behavioral bias material provided and taught is availability bias, framing bias, anchoring bias, blind spot bias, and FOMO. In addition, the influence of the five biases on impulsive buying behavior on the paylater system. The object of this research is UPNVJ 2024 Merdeka Student Exchange (PMM) students. The method of providing material is done through coordination with students, the implementation of educational programs containing pre-test quizzes, delivery of material from powerpoint, discussion sessions, post-test quizzes and evaluation of feedback through google form. The results of this socialization activity show that PMM students are enthusiastic in discussing the material that has been presented, an increase in quiz results from the pre-test and post-test, each of which amounts to 12 questions of around 19% from the pre-test results of 51% and post-test 70% from 100%. This shows an increase in understanding related to financial behavior biases. Based on feedback, positive results were obtained from the participants' PMM students related to the material education provided and the overall activities and suggestions given, participants expecting that this socialization program activity can be continued better.
Tantangan Pemahaman Mahasiswa Baru dalam Berinvestasi: Menyelami Perilaku Keuangan yang Bijak Aditya Saputra; Estrada Joseph Hasoloan Pasaribu; Rangga Aribawa; Ardhiani Fadilla; Sri Mulyantini
Journal Of Human And Education (JAHE) Vol. 4 No. 3 (2024): Journal of Human And Education
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i3.1107

Abstract

Tujuan dari penelitian ini untuk memberikan pemahaman yang lebih baik kepada para mahasiswa baru S1 Manajemen di UPNVJ mengenai bias-bias kognitif tersebut serta dampaknya dalam pengambilan keputusan. Dengan memahami berbagai bias kognitif ini, diharapkan para mahasiswa dapat menjadi lebih kritis, rasional, dan waspada dalam proses pengambilan keputusan mereka selama masa studi di UPNVJ. Penelitian ini menggunakan pendekatan kualitatif dengan desain deskriptif kualitatif, yang bertujuan untuk menggali pemahaman mendalam mengenai bias-bias kognitif dalam pengambilan keputusan keuangan di kalangan mahasiswa baru S1 Manajemen di Universitas Pembangunan Nasional Veteran Jakarta (UPNVJ). Metode utama yang digunakan untuk mengumpulkan data mengenai pemahaman dan pandangan mahasiswa terhadap bias kognitif dalam pengambilan keputusan adalah FGD. Hasil survei terhadap 32 responden menunjukkan bahwa sebelum diskusi, mayoritas responden (65.6%) tidak mengetahui konsep Bias Perilaku Keuangan dan 65.6% juga belum pernah mendengar tentang berbagai bias kognitif. Namun, setelah diskusi, pemahaman meningkat signifikan dengan 53.1% responden merasa sangat paham dan 46.9% cukup paham dengan konsep tersebut. Familiaritas dengan bias kognitif juga meningkat, dengan 40.6% merasa sangat familiar dan 37.5% cukup familiar. Mayoritas responden (87.5%) setuju bahwa pemahaman tentang bias perilaku keuangan membantu pengelolaan keuangan sehari-hari, dan setelah diskusi, 84.4% sangat setuju dengan manfaat tersebut. Pentingnya edukasi tentang bias perilaku keuangan diakui oleh 90.6% responden sebelum diskusi dan 71.9% setelahnya, menunjukkan efektivitas sosialisasi dalam meningkatkan pemahaman dan kesadaran responden.
Peningkatan Literasi Digital melalui Sosialisasi dan Edukasi Internet Sehat untuk Mencegah Cyberbullying dan Penyalahgunaan Internet di SMKN 1 Cikedung Indramayu Bayu; Mulyantini, Sri; Irawatie, Aniek; Hendrayani, Yani; Uljanatunnisa
Jurnal Abdikom Vol 3 No 1 (2024): Jurnal Pengabdian Kepada Masyarakat Bidang Ilmu Komputer (ABDIKOM)
Publisher : Fakultas Ilmu Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52958/abdikom.v3i1.9200

Abstract

PkM dilaksanan pada bulan Agustus tahun 2022, kegiatan ini bertujuan untuk mengevaluasi penggunaan internet di kalangan pegurus serta anggota dari OSIS di SMKN 1 Cikedung Indramayu, dengan fokus pada literasi digital dan perilaku online, termasuk risiko cyberbullying dan penyalahgunaan internet. Metode yang digunakan adalah survei kuesioner yang melibatkan siswa dari berbagai jurusan dan tingkatan kelas. Data yang diperoleh dianalisis untuk memahami frekuensi penggunaan internet, tujuan penggunaan, serta tingkat keterlibatan siswa di media sosial. Hasil kegiatan menunjukkan bahwa siswa secara rutin menggunakan internet untuk komunikasi, hiburan, dan literasi digital. Namun, terdapat kesenjangan dalam literasi digital, di mana sebagian siswa terlibat dalam perilaku berisiko, seperti mengakses konten tidak pantas dan berbagi akses akun pribadi. Temuan ini menegaskan perlunya program edukasi Internet Sehat di sekolah, yang dapat meningkatkan kesadaran siswa tentang etika digital dan pentingnya menjaga privasi. Edukasi berkelanjutan dan kebijakan penggunaan internet yang jelas diperlukan untuk memastikan bahwa internet digunakan secara aman, etis, dan mendukung pembelajaran. Implementasi program ini diharapkan dapat menciptakan lingkungan digital yang lebih aman dan produktif di SMKN 1 Cikedung Indramayu
REVIEW FAKTOR PENENTU KEPUTUSAN INVESTASI PADA GENERASI Z & MILLENIAL Maghfirah Nur Fadilah; Nathasya Indriwan; Nur Khoirunnisa; Sri Mulyantini
MANAJEMEN Vol. 2 No. 1 (2022): MEI : MANAJEMEN (Jurnal Ilmiah Manajemen dan Kewirausahaan)
Publisher : LPPM Politeknik Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/manajemen.v2i1.112

Abstract

Investment is one of the trends favored by various generations today, this is evidenced by the percentage growth of assets in 2021. Generation Z & Millennials are the generation that dominates the capital market in Indonesia in 2021. Knowing the behavior and factors that can affect Generation Z & Millennials in making investment decisions is the purpose of this review, so that it can be used by Generation Z & Millennials when making investments in the future. This study uses a literature review method by reviewing the behavior and investment decision factors of Generation Z & Millennials. In developed countries Generation Z & Millennials have understood the impact of investment, while in developing countries Generation Z & Millennials have a high level of trust and choose safer investment instruments. Factors that can influence investment decisions in Generation Z & Millennials include financial literacy, financial attitudes, and financial perceptions.
The Influence of Liquidity Management and Specific Banking Factors on Profitability Through Credit Growth in Indonesia Darma, Kurnia; Mulyantini, Sri; Jubaedah, Jubaedah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5659

Abstract

This research aims to determine the influence of Liquidity Management and Specific Banking Factors on Profitability through Credit Growth. The population of this research is 17 commercial banks listed on the Indonesia Stock Exchange. The method used in this research is purposive sampling, 6 periods from 2018 – 2023, 10 banking companies on IDX, a total of 60 observations. Data analysis uses the panel data regression method processed using Eviews version 13. The results of this research are: (1) Liquidity, Capital Adequacy, Investment Policy, and Credit Growth have no effect on Profitability, (2) Problematic Credit and Banking Efficiency have an effect on profitability, (3) Liquidity and Investment Policy influence on credit growth, (4) Capital adequacy, problem loans, and banking efficiency have no effect on credit growth, (5) Liquidity, capital adequacy, problem loans, Investment Policy, and banking efficiency has no effect on profitability through credit growth.
Analysis of Working Capital Management, Institutional Ownership, and Asset Efficiency on Profitability: Role of Capital Structure on the Infrastructure Sector in the Indonesian Stock Exchange Bogo Samudro, Galih; Mulyantini, Sri; Jubaedah, Jubaedah
Quantitative Economics and Management Studies Vol. 5 No. 6 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2949

Abstract

This research examines the profitability of the sub-construction infrastructure sector within the building industry, as listed on the Indonesia Stock Exchange during the 2018-2022 period. The study aims to assess both the direct and indirect effects of working capital management, institutional ownership, and asset efficiency on profitability, with capital structure serving as an intervening variable. Utilizing panel data regression analysis, the research focused on a sample of seventeen companies from the building construction sub-sector listed on the Indonesia Stock Exchange over the specified period. The findings indicate that asset efficiency significantly influences profitability, whereas working capital management and institutional ownership do not. Additionally, capital structure is found to have no effect on profitability. Indirectly, neither working capital management nor institutional ownership, nor asset efficiency, when mediated by capital structure, show any impact on profitability.
THE STRATEGY OF SME / SMIS DEVELOPMENT IN DKI JAKARTA Mulyantini, Sri; Hidayati, Siti; Marlina, Marlina
Hasanuddin Economics and Business Review VOLUME 3 NUMBER 3, 2020
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (163.033 KB) | DOI: 10.26487/hebr.v3i2.1847

Abstract

This research aims to identify local government strategies in developing MSMEs. A qualitative method with observation techniques, in-depth interviews (depth interviews) and Focus Group Discussion (FGD) was applied to obtain primary data. The result was that IFE analysis with a score of 3.02 shows the internal conditions in a good category (the first rank was the marketing factor followed by production and information system factors). The result of the analysis of strengths, weaknesses, opportunities, and threats shows that the strategy lied in quadrant I. The right strategy in this quadrant is the aggressive strategy which in this case MSME players could take advantage of opportunities that are supported by internal strengths owned, oriented towards growth strategies. The total EFE matrix score is 3.15. which shows the external conditions are in a good category were in the first rank was the government's partisanship, the business world towards MSMEs, the separation of MSMEs and SMISs, and the availability of capital. The disadvantage is the high level of social and security vulnerability. Based on the QSPM and IFE Matrix, 2 cumulative alternative strategies were obtained with the TAS value of the Product Development Strategy of 2.54 and the TAS value of the Market Development Strategy of 2.78, as the main alternative that should be chosen. Based on QSPM and EFE, the TAS value of the Product Development strategy is 2.3 and the TAS value of the Market Development Strategy is 2.82, becoming the main alternative that should be chosen.
Determination of Firm Value with Investment Decisions as an Intervening Variable (Case Study at UMA) Satria, Edo; Nawir, Jubaedah; Mulyantini, Sri
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 1 (2025): Dinasti International Journal of Economics, Finance & Accounting (March-April 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i1.4071

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This study aims to examine the influence of company size, profitability, and financial risk on firm value, with investment decisions serving as an intervening variable. The population for this research comprises 105 multi-sector companies listed on the Indonesia Stock Exchange. The study employs a full sampling method, covering the year 2022 with a total of 105 observations. Data were analyzed using cross-sectional regression processed through E-Views version 13. The results reveal the following: (1) Company size negatively affects firm value; (2) Profitability negatively affects firm value; (3) Financial risk positively affects firm value; (4) Investment decisions positively affect firm value; (5) Company size does not indirectly affect firm value through investment decisions; (6) Profitability does not indirectly affect firm value through investment decisions; (7) Financial risk does not indirectly affect firm value through investment decisions.
REVIEW ANALISIS DETERMINAN HARGA SAHAM PERUSAHAAN SEKTOR TEKNOLOGI Rahardika, Himawan; Rida Anisa Permata; Rizkilianti Hardian Anggianni; Sri Mulyantini
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 1 No. 1 (2022): Januari: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v1i1.135

Abstract

This study aims to analyze the determinants of stock prices of technology companies in developed countries, developing countries and Indonesia. The method used in this research is descriptive qualitative with a literature review model based on 21 scientific articles regarding stock determination of technology companies. From this study it can be concluded that technology companies in developed countries, developing countries and Indonesia have some differences in stock price determination in their scope. This is due to differences in market conditions of each country. Keywords : Stock Price, Technology Enterprises, Developed Country, Emerging Country. Penelitian ini bertujuan untuk menganalisis determinan harga saham perusahaan teknologi di negara maju, negara berkembang dan negara Indonesia. Metode yang digunakan dalam penelitian adalah kualitatif deskriptif dengan model literatur review berdasarkan 21 artikel ilmiah mengenai determinasi saham perusahaan teknologi. Dari penelitian ini dapat disimpulkan bahwa perusahaan teknologi di negara maju, negara berkembang dan Indonesia memiliki beberapa perbedaan determinasi harga saham dalam cakupannya. Hal ini diakibatkan adanya perbedaan kondisi pasar masing-masing negara. Kata Kunci : Harga Saham, Perusahaan Teknologi, Negara Maju, Negara Berkembang.
Co-Authors Aditya Saputra Agung Yulianto Agus Maulana Aminul Fajri Anggara, Abdul Aji Kresna Tri Aniek Irawati Ardhiani Fadhila Ardhiani Fadhila Ardhiani Fadila Ardhiani Fadilla Arian Maulida Arrazy, Vahran Bayu Bayu Handono Bentar Kusdimanto Bogo Samudro, Galih Catur Nugrahaeni Puspita Dewi Darma, Kurnia Dewi Indriasih Dewi, Ratna Arista Dien Noviany Rahmatika Dinda Sekar Arum Elsa Nur Alivia Erna Hernawati Estrada Joseph Hasoloan Pasaribu Fadila, Ardhiani Farida Amalia, Farida Farizya, Abidara Wahyu Ferdy Audrian Wibisono Firda Melani Setiawan Franciskus Jumintang Gilang Ahmad Fauzan Hairunnisa, Yufi Indah Hananto, Bayu Haura Asqo Balqis Hendrayani, Yani Inan Safanah Astin Inke Larank Assya’if Irawatie, Aniek Jihan Zata Amani JUBAEDAH JUBAEDAH, JUBAEDAH Jubaedah Nawir Laili, Sasmita Nurvinda Lestari, Dea Delia Lidya Primta Surbakti Luthfi Kurniawan Maghfirah Nur Fadilah Maheswari Cahyarani Widyadana Marganda Saut Parulian Sihombing Maria Faustina Buntaro Marlina Marlina Marlina Matondang, Nurhafifah Muhammad Bintang Waluya Nadia Sri Wahyuni Nadila Zahra Ariqinanty Nanang Supriyatna Nathasya Indriwan Ni Putu Eka Widiastuti Nita Rosadiya Nugraha, Muhammad Resky Nur Khoirunnisa Nuril Astuti Nuryanti Nuryanti Oktasyadita, Nasywa Purwanto Widodo Putri, Haurelia Syahnifa Rahardika, Himawan Rangga Aribawa Razyka Imayda Retno Julia Rahayu Rida Anisa Permata Rimbawan, Teguh Rizkilianti Hardian Anggianni Rizky Safitri Rusdiana, Aura Ratu Sabrina Fitria Rahmadani Salim, Abdurrahim Sarika Sarika Satria, Edo Senja Nuansari Siti Hidayati Sufyati HS Sumilir, Sumilir Supriyanto Supriyanto Supriyanto Supriyanto Suwandi Suwandi Sylviana Susanty Tati Handayani, Tati Tri Siswantini Uljanatunnisa Uljanatunnisa Uljanatunnisa Wibawaningsih, Ekawati Jati Yani Hendrayani Yeni Ekowati YUDI NUR SUPRIADI