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Efektivitas Mediasi sebagai Alternatif Penyelesaian Sengketa Wanprestasi dalam Perjanjian Kredit: Studi pada Lembaga Bantuan Hukum Surya NTT Ansgeryan Risaldi Triputra Oman; Yossie Maria Y. Jacob; Rini Marselin Kaesmetan
Student Research Journal Vol. 4 No. 2 (2026): Student Research Journal
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/srj-yappi.v4i2.2560

Abstract

This study examines the effectiveness of mediation as an alternative dispute resolution method for breach of contract disputes in credit agreements at Lembaga Bantuan Hukum Surya NTT. The research used an empirical juridical approach with descriptive qualitative methods. Data were obtained through interviews, documentation, and literature study involving legal aid advocates and clients involved in credit agreement disputes. The results show that mediation is relatively effective because it provides faster, less expensive, and more flexible dispute resolution compared to litigation. Mediation also encourages communication between parties and helps achieve mutually acceptable agreements. However, its effectiveness is still influenced by good faith, legal awareness, and the economic conditions of the parties involved. The implementation of rights and obligations after mediation generally runs well, although delays in fulfilling obligations are still found in several cases.
Tanggung Jawab Pt Pegadaian Terhadap Nasabah Saat Barang Jaminan Di Lelang Menurut Kuhperdata (Studi Kasus Di Pt Pegadaian Namosain Kupang) Alfaradie Boleng Metha; Siti Ramlah Usman; Yossie M Y Jacob
Artemis Law Journal Vol 3 No 2 (2026): Artemis Law Journal Vol.3, No.2, May 2026
Publisher : Law Faculty, Nusa Cendana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/alj.v3i2.22499

Abstract

This study examines the responsibility of PT Pegadaian towards customer collateral when an auction occurs according to the Civil Code at PT Pegadaian UPC (Branch Service Unit) Namosain, Alak District, Kupang City. This study uses an empirical legal research method with a statutory approach and a conceptual approach. Data were obtained through observation, interviews, and literature studies. The results of this study indicate that (1) the pawnshop is responsible for carrying out the auction starting from the maintenance and storage of collateral and notification to customers that their credit is due until the auction notification. In addition, the form of responsibility of the pawnshop parties will provide the remaining auction proceeds to customers at PT. Pegadaian UPC (Branch Service Unit) Namosain, namely by handing over the remaining auction money to customers directly. (2) the legal consequence is that customers will lose their rights to their goods, where the pawnshop has the right to conduct an auction to pay off unpaid loans and other administrative costs, but customers still have the right to receive the remaining auction proceeds if there is an excess. Therefore, it is important for customers to read and understand the pawn provisions so as not to suffer losses due to lack of information.
ANALISIS YURIDIS STATUS KEPEMILIKAN TANAH YANG DISENGKETAKAN OLEH PARA PIHAK DITINJAU DARI HUKUM ADAT DI DESA WONDA, KECAMATAN NDORI, KABUPATEN ENDE Maria Rosalia Sopi; Yossie M Y Jacob; Rini Marselin Kaesmetan
Petitum Law Journal Vol 3 No 2 (2026): Petitum Law Journal Volume 3, Nomor 2, Mei 2026
Publisher : Petitum Law Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/pelana.v3i2.22714

Abstract

This study aims to analyze the legal status of customary land ownership disputed by conflicting parties in Wonda Village, Ndori Subdistrict, Ende Regency, from the perspective of customary law. The background of the issue is a land dispute involving church representatives and members of a traditional clan over land located behind a church building. The research uses an empirical legal research method with data obtained through interviews, documentation, and literature review. The findings reveal that the primary cause of the dispute is a lack of communication and legal certainty regarding the status of the land, which is rooted in customary inheritance patterns and oral agreements. Furthermore, the absence of written proof of ownership has exacerbated the conflict between the parties. From a positive legal perspective, land ownership must be registered to obtain legal certainty. However, customary law recognizes land based on ancestral inheritance, even without official documentation. The resolution process involved mediation, but challenges arose due to conflicting historical claims and the absence of oath-taking customary procedures. The study concludes that there is an urgent need to harmonize customary and positive legal systems to prevent future land disputes and ensure protection for both communal and individual rights.
Application of the Exoneration Clause in Consumer Protection Judging from Law of the Republic of Indonesia Number 8 of 1999 concerning Consumer Protection Melaty Belantika Ataupah; Siti Ramlah Usman; Yossie M.Y. Jacob
Gema Wiralodra Vol. 14 No. 3 (2023): Gema Wiralodra
Publisher : Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/gw.v14i3.471

Abstract

This research examines the exoneration clause's application in consumer protection in Bena Village, South Amanuban District, South Central Timor Regency. The data collection methods were interviews and literature study, with data processing and analysis carried out descriptively and qualitatively. The research results show that the application of the exoneration clause occurs in mixed-type food stalls and kiosks, while it does not apply to service businesses. Factors that influence the implementation of exoneration clauses include a lack of education from the government regarding these clauses and a lack of independent consumer literacy. In conclusion, implementing the exoneration clause in consumer protection in Bena Village is not optimal, and it is recommended that there be outreach to consumers and business actors to increase awareness of consumer rights and replace unsuitable products with better ones.
Co-Authors Agustinus Hedewata Agustinus Hedewata Alfaradie Boleng Metha Alif Marwan Fahim Nampira Ana Maria Marero Meka Andra Almasari Hubi Ansgeryan Risaldi Triputra Oman Aprilia Sri Muthmainnah Aprilia Yosinta Trinata Tabelak Aurelia Natalia Wisung Aurelia Natalia Wisung Bati, Adit Rulyandi Riwu Benyamin Tungga Bill Nope Caecelia Yasintha Putri Daki Carla Nggeolima Chatryen M Dju Bire Cindy Sara Nauolim Darius Mauritsius Dewi Rahayu S. Gah Donna Yosepha Hektane Natonis Exshel Benyamin Pou Falentina Tekhu Soa Hedewata, Agustinus Helsina F. Pello Helsina F. Pello Helsina Fransiska Pello Helsina Fransiska Pello Hendrikus Krisanto Mario Djawa Tay Husni Kusuma Dinata Juliani Lavenia Bistolen Labason, Emanuel Robin Maksimiliani Maria Saputri Marchela Sarianti Tungga Maria Rosalia Sopi Melaty Belantika Ataupah Mohamad Farhan Subang Nubatonis, Orpa Juliana Orpa J. Nubatonis Orpa J. Nubatonis Orpa J. Nubatonis Orpa J. Nubatonis Orpa J. Nubatonis Orpa Julian A. Nubatonis Orpa Juliana Nubatonis Orpa Juliana Nubatonis Peku Wali, Umbu Lily Pello, Helsina Fransiska Petornius Damat Poy, Rizky Alexander Ratu Dara, Romana Renda, Ariance Rini Marselin Kaesmetan Rini Marselin Kaesmetan Rizky Alexander Poy Sebastianus Nong Mario Zakaria Sebastianus Nong Mario Zakaria Siti Ramlah Usman Siti Ramlah Usman Siti Ramlah Usman Siti Ramlah Usman Siti Ramlah Usman Siti Ramlah Usman Sukardan Aloysius Sukardan Aloysius Sukardan Aloysius Sukardan Aloysius Susan Marokana Naomi Kapitan Susi Ratnawati Tungga, Ishak Alfred Usman, Siti Ramlah Yoseph Imanuel Hawula Yuyun Windasari Ratuloli Zenobius Dhegha Dhae