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All Journal urnal Interaksi: Jurnal Ilmu Komunikasi Scientific Journal of Reflection : Economic, Accounting, Management and Business JURNAL EDUCATION AND DEVELOPMENT JURNAL ILMIAH AKUNTANSI UNIVERSITAS PAMULANG Jurnal Pengabdian Dharma Laksana Jurnal Sekretari Universitas Pamulang Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat Sekretari & Administrasi (Serasi) Jurnal Lokabmas Kreatif : Loyalitas Kreatifitas Abdi Masyarakat Kreatif International Journal of Economy, Education and Entrepreneurship (IJE3) Jurnal Muhammadiyah Manajemen Bisnis (JMMB) Jurnal PKM Manajemen Bisnis PENGABDIAN SOSIAL Jurnal Ilman: Jurnal Ilmu Manajemen Media Riset Bisnis Ekonomi Sains dan Terapan
Wahidah, Nur Rachmah
Universitas Pamulang
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Peningkatan Kapasitas Pelaku UMKM Dalam Perencanaan Keuangan dan Manajemen Arus Kas Gerakan Pemuda Ansor di Pagedangan Tangerang Destian Andhani; Nur Rachmah Wahidah; Asep Muhammad Lutfi
Jurnal PKM Manajemen Bisnis Vol. 6 No. 2 (2026): Jurnal PKM Manajemen Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/pkmb.v6i2.2105

Abstract

This community service program aimed to enhance the financial planning and cash flow management capabilities of Micro, Small, and Medium Enterprises (MSMEs) in Pagedangan, Tangerang. The program addressed key challenges faced by MSME owners, including limited understanding of financial planning, inadequate cash flow management skills, and weak financial analysis capabilities. Conducted over a two-day period, the program involved 32 MSME participants and employed various learning methods, including lectures, group discussions, case studies, demonstrations, and hands-on practice. The evaluation results indicated substantial improvements in participants’ financial knowledge and skills. The average knowledge score increased from 52.8 in the pre-test to 84.3 in the post-test, representing a 59.7% improvement. In terms of practical competencies, 100% of participants successfully developed a financial recording format, 81.3% were able to prepare cash flow projections, 93.8% successfully calculated the Break-Even Point (BEP), and 84.4% were capable of preparing a simple profit-and-loss statement. Participant satisfaction reached 93.8%, while all participants expressed commitment to implementing the financial management systems introduced during the program. The findings demonstrate that the program significantly improved the financial literacy and financial management capacity of participating MSMEs, thereby increasing their potential access to financing opportunities. To ensure long-term sustainability and maximize impact, continuous mentoring and follow-up assistance are recommended.
Co-Authors Ading Sunarto Andhani, Destian Andry Priharta Annie Rufeidah Asep Muhammad Lutfi Asep Muhammad Lutfi Asep Muhammad Luthfi Benazir, Dyas Mulyani Budi Syamtoro Dana Desthiani, Unik Desthiani, Unik Desthianti, Unik Destian Andhani Destian Andhani Fairuz, Najla Karolina, Karolina Kasmad Kasmad Katry Anggraini Kencana, Putri Nilam Lisa Novia Lisa Novia Lutfi, Asep Muhammad Mita Sicillia Novia, Lisa Nurhayati Nurhayati Nurhayati Nurhayati Prakoso, Fajar adi Putri Nilam Kencana Rahmayanti Rahmayanti Rahmayanti Rahmayanti Ramadhan, Zulfikar Riri Oktarini Riri Oktarini Rufeidah, Annie Samukri Simangunsong, Ria Rosalia Sunarto, Ading Syamtoro, Budi Taufan, Januar Unik Desthianti Unik Desthianti Yusuf