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All Journal Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Journal of Indonesian Tourism and Development Studies Musawa : Jurnal Studi Gender dan Islam Jurnal Ilmiah Ekonomi Islam AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat Perisai : Islamic Banking and Finance Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah ELSE (Elementary School Education Journal) : Jurnal Pendidikan dan Pembelajaran Sekolah Dasar Jurnal Ekonomi Islam JMM (Jurnal Masyarakat Mandiri) Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Martabe : Jurnal Pengabdian Kepada Masyarakat MALIA Nusantara Science and Technology Proceedings Humanism : Jurnal Pengabdian Masyarakat Society: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Islam Musyarakah: Journal of Sharia Economics (MJSE)
Setiyowati, Arin
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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INOVASI DIGITAL KREATIF DALAM PEMBELAJARAN HALAL UNTUK MENINGKATKAN LITERASI HALAL DAN NILAI RELIGIUS SISWA SEKOLAH DASAR Setiyowati, Arin; Muammar, Muhammad Arfan; Nadid, Erdin; Salsabila, Salma Nadia; Tariq, Atika Agustina
JMM (Jurnal Masyarakat Mandiri) Vol 10, No 1 (2026): Februari
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v10i1.35701

Abstract

Abstrak: Permasalahan rendahnya literasi halal pada siswa sekolah dasar menjadi tantangan serius bagi upaya pembentukan karakter religius sejak dini. Hasil survei awal di SD Muhammadiyah 7 Surabaya menunjukkan hanya 22% siswa memahami konsep halal dengan benar, sementara mayoritas masih memiliki persepsi keliru. Untuk menjawab masalah tersebut, tim pengabdian mengembangkan media pembelajaran digital Halal-Fun berbasis edutainment guna meningkatkan pemahaman dan keterampilan dalam memilih dan memilah halal-haram atas setiap barang atau jasa yang dikonsumsi sekaligus. Kegiatan meliputi analisis kebutuhan, perancangan aplikasi, pelatihan guru, implementasi media di kelas, serta evaluasi melalui pre-test/post-test, observasi, dan wawancara. Hasil kegiatan menunjukkan peningkatan pemahaman literasi halal siswa lebih dari 40% setelah intervensi, ditandai dengan kemampuan siswa mengenali label halal, memilih konsumsi yang benar, serta sikap kritis terhadap jajanan di sekitar sekolah. Guru juga memperoleh peningkatan kapasitas pedagogik dalam pemanfaatan teknologi. Dengan demikian, Halal-Fun terbukti efektif meningkatkan literasi halal dan nilai religius siswa serta berpotensi direplikasi di sekolah lain.Abstract: The issue of low halal literacy among elementary school students poses a significant challenge to efforts in fostering religious character from an early age. Initial surveys at SD Muhammadiyah 7 Surabaya revealed that only 22% of students correctly understood the concept of halal, while the majority still held misconceptions. To address this problem, the community service team developed Halal-Fun, a digital edutainment-based learning media designed to enhance students’ understanding and skills in identifying and distinguishing halal and haram aspects of the goods and services they consume. The program included needs analysis, application design, teacher training, classroom implementation, and evaluation through pre-tests and post-tests, observations, and interviews. The results show that students’ halal literacy improved by more than 40% after the intervention, as reflected in their ability to recognize halal labels, make appropriate consumption choices, and develop a more critical attitude toward snacks available around the school. Teachers also experienced an increase in pedagogical capacity, particularly in utilizing educational technology. Thus, Halal-Fun has proven effective in enhancing students’ halal literacy and religious values and holds the potential for replication in other schools.
Analysis of Customer Feasibility Classification Using the 5C1S Principle to Obtain Hasanah House Financing at BSI KCP Sidoarjo Krian Sari, Yuliana Permata; Setiyowati, Arin; Huda, Fatkur
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 20, No. 2 : Al Qalam (In Progress March 2026)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v20i2.5361

Abstract

The high demand for housing among the public has led to a significant increase in the need for home financing, making the role of Islamic financial institutions crucial in providing financing solutions that align with Islamic principles. Bank Syariah Indonesia (BSI), through its Griya Hasanah product, offers home ownership financing that is free from interest (riba) and based on Sharia contracts. However, the growing demand also heightens the potential risk of problematic financing, necessitating a strict and accurate classification of customer eligibility. This study aims to analyze the application of the 5C+1S principles in assessing the eligibility of customers for Griya Hasanah financing at BSI KCP Sidoarjo Krian. The method used is qualitative with a case study approach, employing in-depth interviews with the marketing team and Business Operational Staff (BOSM), along with data triangulation through financing documents and field observations. The findings reveal that the implementation of the 5C+1S principles (Character, Capacity, Capital, Collateral, Condition of Economy, and Sharia Compliance) contributes significantly to reducing the risk of problematic financing. The principles of Character and Capacity carry the highest assessment weight, as they are directly related to the customer's integrity and repayment ability. Meanwhile, the Sharia aspect serves as the main differentiator from conventional financial institutions, ensuring that all financing processes adhere to Islamic values.
Co-Authors Adnyana, Made Bambang Agus Budiman Ahmad, Resha Alawi, A. Muammar Apsari, Phatriakalista Intan Arfan Muammar, Muhammad Aribowo Arif, Achmad Zainuri Aulia Zahra, Ananda Putri Choliq, Idham Dian Berkah Fatkur Huda Fery Efendi, Junaidi Haqiqi Rafsanjani Hartini, Dewi Sri Hidayah, Nadiyah Rizqa Huda, Fatkhur Ichda Wahyuni, Holy Joko Mijiarto, Joko Krisdianto Sugiyanto Lutfiana, Shinta Muammar, Muhammad Arfan Muftaqor, Nur Azmil Nadia Salsabilla, Salma Nadid, Erdin Nanda Pratiwi, Danisa Nasution, Hafizul Ilmi Nisful Laila Nuryananda, Praja Nuryananda, Praja Firdaus Paranggi, Alifia Permata Sari, Yuliana Pratiwi, Danisa Nanda Putri, Fahriza Nahdya Putri, Galuh Melati Raditya Sukmana Radius Setiyawan, Radius Rahmatin, Leily Suci Rahmayani, Nisa Rikza, Ayu Salsabila, Salma Nadia Salsabilla, Salma Nadia Sari, Yuliana Permata Septiansa, Fariski Setiawan, Tho’at Shinta Wulandari, Athiya SM, Ainol Yaqin Suksmawati, Herlina Tariq, Atika Agustina Thoat Stiawan Wijaya, M. Febrianto Yuyun Wahyu Izzati Surya Zuhroh, Latifah Nisa'uz Zuhud, Mochammad Haris